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kerajaan singapura 'overlook' orang 2 yang tiada rumah. saya juga tidak tahu yang dalam singapura, ada orang2 yang tiada rumah. inilah kerana, pelajaran singapura tidak merangkumi tentang 'tge poverty side of Singapore'

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Keputusan kurang bijak seperti tidak pandai membahagikan wang dilakukan golongan Singapura ini. Apabila mendapat wang yang agak banyak, mereka boleh terlupa apa wang itu perlu digunakan dan mengguna wang itu untuk beli barang-barang yang tidak perlu kerana mereka merasakan itu keperluan mereka

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Terdapat golongan Singapura menghadapi kesusahan mencari tempat tinggal kerana masalah kewangan dan kerja yang tidak tetap atau yang boleh mereka gantung kepada

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Sekiranya masyarakat Singapura lebih menerima kepada orang yang menderita penyakit jiwa, insiden seperti ini akan jarang berlaku kerana mereka lebih terbuka untuk meminta pertolongan daripada profesional

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1) ada golongan di Singapura yang tidak mempunyai tempat berteduh kerana mereka tidak mempunyai pendidikan tinggi
2) mereka mungkin tidak ada kerja dan tidak cukup wang untuk membeli rumah

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Mereka mengutamakan kemahuan mereka dari keperluan mereka.ini menyebabkan apabila mereka dalam krisis kemiskinan, mereka akan tersepit,tiada duit.

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Mereka seringkali buat keputusan yang salah dan ia akan mempengaruhi masa hadapan mereka. Sebagai contoh, wang yang diberikan kepada mereka yang dalam situasi kemiskinan digunakan untuk membeli yang dimahukan. mereka pun mengetepikan yang diperlukan akibat terlalu fokus untuk mendapat apa yang mereka mahukan.

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Mengunakan banyak wang yang baru diberi untuk membeli barang-barang yang tidak diperlukan. Ini kerena mereka hanya boleh berfikir tentang kejadian yang baru berlaku. Seperti Puan Yeo yang membeli banyak minuman paket untuk anak-anaknya yang berharga $400.
Orang-orang miskin juga tidak dapat banyak faedah seperti mereka yang gaji besar. Serpeti kad kredit yang boleh dapat diskaun dan "cashbacks"

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Punca utama ialah mereka tidak pandai menilai antara kemahuan atau keperluan.

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Mungkin mereka hilang pekerjaan atas sebab-sebab tertentu dan tidak cukup wang untuk menampung kos perumahan dan mungkin mereka kurang pengatahuan tentang bantuan-bantuan yang ada di SG atau tidak dibantu oleh pihak kerajaan.

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Mungkin mereka tiada kerja dan tidak ada cukup wang untuk membeli rumah.

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Wanita itu telah membeli terlalu banyak minuman paket. Masalah kemiskinan ini berpanjangan dari generasi ke generasi agaknya kerana mereka telah berasa bahawa mereka harus memastikan bahawa benda-benda itu tidak akan kekurangan

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Agaknya mereka ada masalah duit atau masalah keluarga

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1) orang yang miskin selalunya terdesak untuk membuat apa-apa untuk mempunyai wang untuk hidup secara biasa.
2) mereka (orang miskin) selalu tidak diberi perhatian dari kerajaan Singapura

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1. Seseorang itu mungkin berasa tertekan kerana tidak ada orang untuk menjaga dia/ kerana tidak pernah menjalani gaya hidup berdikari
2. tidak ada orang untuk mereka untuk bergantung kepada
3. orang lain tidak peduli tentang kemurungan seseorang itu

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Tertekan dan terlalu lama keseorangnan sehingga mengalami kemurungan kerana tidak mempunyai seorang untuk memberi sokongan kepadanya. Ini kerana masyarakat tidak memberi pendidikan yang secukupnya tentang penyakit mental dan cara unutk berdekatan/ bersembang dengan orang yg mengalami masalah mental untuk menolong mereka.

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Tidak ada orang untuk membantu mereka dan mereka tidak tanya untuk bantuan kerana mereka agaknya berasa takut atas panduan orang lain tentang mereka. Mereka pun tidak ada keluarga untuk menolong mereka

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1)Duit tidak mencukupi untuk bayar bill air dan sebang ini mereka tidak boleh mandi
2)Orang sekililing serperti jiran tidak ambil kisah tentang mereka lalu tidak menolong orang yang berkemampuan seperti mereka.pemerintah tidak akan dapat tahu kondisi setiap penduduk,lalu orang sekeliling mereka tidak memberitahu pemerintah

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1) tidak mempunyai pertolongan dari segi seseorang untuk menolongnya, pertolongan dari kerajaan.
2) mereka juga tidak dapat bersosial dengan orang-orang lain kerana mereka dianggapkan sebagai 'mental'

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Dengan sistem pendidikan Singapura yang memastikan bahawa setiap individu diberikan akses kepada pendidikan, apakah perkara-perkara/isu-isu lain yang mungkin menghalang seseorang itu daripada mencapai kejayaan (duniawi/ukhrawi)?

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Tonton video ini:

Apakah keputusan-keputusan kurang bijak yang lazimnya dilakukan oleh golongan ini? Mengapa agaknya? Mengapa masalah 'kemiskinan' ini berpanjangan dari generasi ke generasi meskipun sudah disediakan dengan bantuan seperti Comcare?

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Weighed down by a scarcity mindset and tunnel vision, the poor are at risk of making choices that feed the poverty cycle. Sometimes they are out of options.

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SINGAPORE: Every time her four children passed by the provision shop downstairs, they would ask her to buy packet drinks for them. Every time, Mdm Mary Yeo would reply, "No, not today."

The first time the divorcee received financial assistance from the Social Service Office, her first thought as she sat at home alone, pondering what to do with the money, was their wistful request the night before.

"I rushed down to the provision shop, and I bought quite a lot of drinks," said the 47-year-old. "The next day, I bought (more)."

After three days, she had bought S$400 worth of drinks - 40 cartons - "because that same thing kept coming" to mind.

"I just didn't think of anything else," said Mdm Yeo, who was left with about a third of the S$650 she was given. "It was quite scary ... (I was) quite stressed."

She did not know it then, but she was experiencing one of the common effects of poverty: A kind of tunnel vision that focused her mind on only one thing.

From being broke and seeing her children deprived of packet drinks, her mind started obsessing about what her family was missing.

As experts told the programme Why It Matters, poverty is complex and is not only about not having enough to buy the things that one needs, such as food, clothing and shelter. (Watch it tomorrow, Nov 26, at 8pm.)
WATCH: Why the poor are trapped into poor decisions (5:02) POVERTY PLUNDERS PERSPECTIVE
The problem of scarce resources has consequences that make long-term decision-making difficult, owing to what the financial stress does to the mind. Poverty even has biological effects.

While there are schemes in Singapore meant to help the needy get back on their feet, the odds are stacked against them in more ways than people imagine - and in ways that might require policy redesign.

Ask Singaporeans why poor people are poor, and the most likely answers are poor health, laziness and lack of higher education - at least, that was a finding of a Channel NewsAsia survey in July of 1,000 respondents on class divisions.

This attitude stems from a spirit of self-reliance - that in Singapore, people make their own luck, or bucks.

But when people have financial woes, there is more to consider. Owing to what is called the scarcity mindset, one's attention gets consumed by immediate problems, and one's best long-term interests are rarely considered.

And the more problems one has, the lower one's bandwidth is, according to The Therapy Room director and principal psychologist Geraldine Tan. This means not strategising or analysing tasks well, which is more likely to result in inferior choices.

"When you're stressed - a lot more negative emotions, which are very heavy - it might impede your cognitive functioning," she explained.

"If you're constantly bugged by having to think when the next meal is going to be on the table ... the problem is compounded and perpetuated. It's very hard to break out of it, and it affects their work."

Dealing with bread-and-butter issues that one cannot solve may make a person anxious and frustrated or even depressed.

Many people, when faced with stressful situations, may go on their mobile phones or watch Netflix, but when the poor are distracted from what they need to do, they are seen as procrastinating or being lazy, said Ms Tan.

It looks like an attitude problem, but it's not an attitude problem because all these were happening, (which) we can't visibly see.

IT CUTS BACK CHOICES
How much impact can having so little have? Research from Princeton University has claimed that the dip in cognitive function in a person preoccupied with money problems is similar to a 13-point drop in IQ.

Being poor can also be expensive, which is a reality Mdm Noridah Abdul Rahman faces as she raises five children in a one-room rental flat on a single income of less than S$1,500 a month.

She receives S$420 from the Community Care Endowment Fund (ComCare), so when she goes grocery shopping, she ensures that she does not exceed her weekly budget of about S$100 for groceries.

In her case, it may not be a question of whether she is making the most of the financial assistance, but rather whether she can.

For example, she usually buys one pack of diapers to keep within the week's budget, even though she could save about S$3 per pack by paying S$45.95 for two, instead of S$26.25 for one.

She is also losing out on grocery cashback deals, pointed out Ms Valerie Kor, an editor at MoneySmart, one of Singapore's largest financial portals.

There is, for instance, the Bank of China (BOC) Sheng Siong card, which gives holders a 7 per cent cash rebate on in-store spending, while the POSB Everyday card offers a 5 per cent cashback with no minimum spending.

But as these are credit cards, the qualifying annual income is S$30,000. If Mdm Noridah had the BOC Sheng Siong card, she could save about S$35, assuming a monthly expenditure of S$500. That would cover one week of her rent.

Missing out on bulk buying, shopping discounts and cashback is just one example. Incurring penalties because of a backlog of bill payments, such as for utilities, is another fact of life for the poor.

The deficits pile up and spill over into the next month. The cycle continues, and so does the list of everyday situations where a cash shortage can create a shortage of choice.

For example, the Why It Matters producers asked two groups - those earning more than S$2,000 a month and those earning less - what they would do if their fridge broke down.

Those from the first group said they would decide within a day to buy a new fridge, with a budget of around S$1,000, for example, or just "the best kind of fridge for the best kind of money".

Those from the other income group said they would have to wait for payday first, try to fix the fridge instead, or failing that, get the cheapest one available or a second-hand fridge.
IT TAKES YEARS AWAY FROM LIFE
When this group was asked what they would do for a sprained ankle, one person said he would "use a walking stick or something for support", while another would use a "home remedy" because seeing a doctor is "very expensive".

Through cycles of time, the effects of poverty can also be physiological. For example, National University of Singapore researchers have found that it is linked to ageing.

Based on a study of 1,158 undergraduates, Professor Richard Ebstein from the NUS Department of Psychology noted that the DNA of students here who were from a lower socio-economic class had shorter "telomeres" than those whose families had more money.

A telomere is a physical end of a chromosome, much like plastic tubes at the end of a shoelace that prevent it from unravelling.

"It's the same function, essentially, that a telomere has: To kind of protect the end of a chromosome and prevent damage," Prof Ebstein said, explaining that telomere length is an index of ageing.

"These students - and they're healthy - are just ageing faster than other students."

Hence the implications of poverty are long-term and may not manifest until adulthood.
WHAT'S NEEDED: SECOND CHANCES
"Even at 22 years old, if you've come from a poor background, and you've been accepted into NUS, you're still a bit more stressed out and worn out, even though you're successful in school," he added.

Poverty is not just (about) not having enough money. It has consequences for your actual physical and mental health.

Financial assistance can ease conditions for the poor, and in Singapore, this comes in various forms, including public rental housing at subsidised rates, utilities grants, additional home ownership grants, child and student care subsidies and the Community Health Assistance Scheme.

From April last year to this March, about 79,500 Singaporeans received ComCare assistance for low-income households.

As the margin of error for people living on the margins tends to be slim, sociology professor Sulfikar Amir believes that only with a resilient social structure would the consequences of their mistakes not worsen their economic outlook.

The Nanyang Technological University associate professor suggests social policies should be designed in the same way airplane cockpits are designed with backups for engines and other critical safety equipment.

"We need to create a system that's fully resilient. We should have this multi-layered defence mechanism in which, in a situation where one (policy) fails, there's a backup to support the people who are affected by this policy," he explained.

He cited a single mother needing to improve her skills but having to look after her two children: She would need more time to complete her lessons.

Public policy should be customised or tolerant of such situations, he said, in a way that buys the poor second chances.

The clash between going for skills development and attending to family matters was an example also given by Mr Aaron Yeoh, the founder of social enterprise Etch Empathy, which conducts poverty simulation exercises for schools and corporations.

He agreed that the social system must turn things around for the poor, who otherwise risk each slip-up becoming a series of more setbacks.
This episode of Why It Matters will air tomorrow, Nov 26, at 8pm. Or watch it here.
"It's a long journey, so sometimes when the support isn't there, and when the journey's too tough for them, they might drop out halfway," he said.

"Society could recognise that an unforeseen situation might happen. So if there's more flexibility for them, that might help."

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How poverty tends to trap people into making poor decisions

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Weighed down by a scarcity mindset and tunnel vision, the poor are at risk of making choices that feed the poverty cycle. Sometimes they are out of options. (Updated: ) Share on Facebook Share on Twitter Share via E-Mail SINGAPORE: Every time her four children passed by the provision shop downstairs, they would ask her to buy packet drinks for them.

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Sila klik pautan ini:

Sebelum membaca artikel, pernahkah terlintas di fikiran kamu bahawa terdapat golongan di SG yang tidak mempunyai tempat berteduh? Mengapa agaknya?

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First-ever count finds 1,000 homeless people in Singapore

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A first-ever nationwide study on the scale of homelessness in Singapore was conducted by LKY School

The first nationwide study on the scale of homelessness in Singapore, conducted by a research team from the Lee Kuan Yew School of Public Policy (LKY School) at NUS, has revealed that there are between 921 and 1,050 homeless people on Singapore's streets.

While homelessness occurred in most parts of Singapore, a large majority of the homeless people were older Chinese men, and more instances of homelessness were observed in larger and older estates, as well as in estates with more rental flats.

The most common locations with homeless people were public housing void decks and commercial buildings. Their appearances, possessions and environment did not fit simple stereotypes - they could be well-dressed and well-groomed, hold down jobs and could own residential property.

The study also found that homeless persons may continue to maintain some connections to their communities and social networks, and help-seeking and encounters with law enforcement agencies were frequent.

Led by LKY School Assistant Professor Ng Kok Hoe, the study investigated factors including the geographical distribution of homelessness, the characteristics of homeless people and the reasons for their homelessness.

"Knowing the number of homeless people and where they may be found allows services to be designed and organised in a systematic way. It also sheds light on the depth of housing insecurity and extent of social exclusion in society," said Asst Prof Ng in the study, released on 8 November.
How the study was done
The results were determined through two different count methods - a cumulative count and a single night count. The cumulative count took place over three months in 2019, and saw volunteers and researchers cover all possible sites where homeless people might reside.

The single night count took place in July 2019 and involved deploying all fieldworkers across the country on the same night to do observations, as well as conduct interviews.

As the study is concerned with street homelessness, both count methods included anyone who was asleep or going to sleep in public spaces. This followed established definitions of rough sleeping.

In total, some 480 fieldworkers took part in the two counts. These included representatives from more than 20 non-governmental organisations and many individual members of the public.
Reasons for homelessness
Through interviews with some of the homeless people, the team also found out that most of them were Singapore citizens, and had low education. The main reasons for homelessness were economic, family, housing-related and health problems. In addition, homelessness was often chronic - lasting six years or more - irregular work and low pay were common, and poor health and malnutrition were prevalent.

Only six in 10 of the interviewees were in work, with the most common occupations being cleaning, odd jobs, security, and retail. The study noted that these are "among the lowest-paying occupations in Singapore". Of those who receive monthly pay cheques, the median salary was $1,400 per month - far lower than the national median salary of $3,467 in 2018.
Looking forward
Asst Prof Ng said that street counts such as this study should be conducted every few years to provide timely guidance for policy and service planning.

"Future research can extend into areas beyond the scope of this study, such as the sheltered homeless population and people living in inadequate housing; spatial changes in homelessness over time; and the impact of demographic changes, economic conditions, housing policies, and service capacities on homelessness," he added.

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First-ever count finds 1,000 homeless people in Singapore

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A first-ever nationwide study on the scale of homelessness in Singapore was conducted by LKY School The first nationwide study on the scale of homelessness in Singapore, conducted by a research team from the Lee Kuan Yew School of Public Policy (LKY School) at NUS, has revealed that there are between 921 and 1,050 homeless people on Singapore...

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Orang di singapura yang tanpa kewarganegaraan

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Status kesejahteraan keadaan hidup pekerja migran