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I feel as though the most valuable insurance is health insurance. Health insurance protects all people in any health circumstance. One of the reasons this is the most important is because it will save you so much money in the future. Health insurance will cover you in any circumstance, even just a doctor's appointment. Another reason it is the most important is because not only does it cover any health circumstance but they usually cover most to all health accidents. This is trivial because any accident could happen at any moment, insurance would save you much money out of pocket and would make sure you are covered when needed. And the last reason health insurance is so important is because usually in your job this insurance reaches your entire family (including your spouse, kids, etc). This will keep your peace of mind knowing everyone is safe, and covered if needed.

I feel vision insurance is the least important because it only applies to a small portion of people. This will cover things like glasses, eye exams, etc. I feel as though this is the least important because it’s not 100% necessary, not everyone will need glasses or eye exams. Another reason I think this is because usually things like glasses or exams can be pretty cheap out of pocket. I don’t feel as though it would be super expensive to just buy a few pairs of glasses for which it’s necessary. The last reason I believe this is the least important insurance is because usually it will only cover you anyways, not your entire family. So, it would be more ideal to buy the glasses as you need them instead of paying each month to be covered.

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The most important insurance I feel is health insurance. This is because no matter what some point in life you are gonna need to go to a hospital whether you hurt yourself or if you feeling really sick. So health insurance will help you cover the medical bills hospitals will give you for your treatment. It also protects you in case anything random was to happen to you that did not see coming. The least important insurance I think is travel insurance. This is because if you do not plan on traveling a ton in your life there is no use paying for this. I would only use travel insurance if you plan to travel out of the country or if you plan to travel across the country (ex Michigan -> California). but if you only travel 1-3 states over I still think you don't need it

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I think health insurance is the most important because having problems with you health could take a tole on your life and if you dont have enough money to pay for it you wont live long. Travel insurance is the most useless because you dont have to travel a lot you could take a small trip somewhere in your state.

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What type of insurance do you feel to be most valuable?

Health insurance- For a number of reasons, health insurance is most important. First, it protects people against the very high medical costs by providing a lot of coverage. Second, it gives access to good healthcare services, like specialist treatments. Third, it calms people down knowing that the unpredictable aspects of medical costs are more predictable with health insurance, which allows them to focus on their health rather than thinking about how much it's going to cost.

What type of insurance do you feel is least important?

Wedding insurance- Because wedding insurance is specific to a certain time and theres  little chance of cancelation or other things, its less important. Instead of spending money on this, couples could put money into contracts with vendors, which gives insurance against issues.

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1. For me, Business Interruption Insurance is the most important. When I buy and ship my product, there are many instances where it is lost and damaged, and without coverage, it would be a substantial cost on my end.

2. I couldn't say any of the insurance plans are unimportant, I think that they all have their value in their situations. To say an insurance plan is the last important would be to say you are safe from that not happening to you in life. If you live in Alaska and are in the middle of the woods, the odds of a tornado hitting you are highly unlikely. That doesn't mean it can't happen.

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The most valuable insurance to me is health insurance due to the fact that it can save a lot of money on health related necessities, as long as the insurance covers specific services.

1. You only have to pay a couple hundred a month for coverage that can save you thousands

2. Rxs are cheaper as long as they are specifically covered

3. Access to procedures (xrays, diagnostic services, urgent care) are more accessible for people w/ insurance because it's cheaper

The least important insurance is cell phone insurance. This is because:

1. Cellphone manufactures have warranties that can cover malfunctions

2. You still have to pay for repairs

3. Buying a new phone is more affordable than other things that are covered by insurance (homes, cars, health). The more costly something is, the more likely it should have insurance coverage. Put your money towards insurance on something that is more expensive to replace like a car or a house instead of a $800 phone.

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In my opinion, health insurance is the most essential type of insurance to have. Medical bills are very expensive, so having something that can pay for pretty much the entire bill is very helpful. Three reasons for why it is the best include: reduced medical costs, making health care more affordable, and making health care more accessible. The least essential insurance would have to be rental car insurance. It seems very unnecessary and just another payment you have to worry about. Three reasons why it is the worst include: not needing it unless you travel and rent cars often, it can be covered by your own personal car insurance so purchasing it individually is wasteful, and it can be very expensive.

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I think the most important insurance is health insurance because your health is the most important thing to protect. If you get sick or hurt you could be in grave danger.

1. If someone needs an expensive life-saving operation health insurance can help cover it.

2. Any accident can happen out of nowhere so preparing for anything would save a person's life and finances.

3. Some doctors/hospitals are against looking at and or helping those without insurance, so having insurance would allow for more treatment.

The least important insurance would be renter's insurance because:

1. Only covers possessions in rented housing.

2. Could potentially be easily replaced if a person does not own a lot inside the apartment.

3. It doesn't cover if the apartment itself gets damaged.

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i think the most important insurance is health insurance because everyone need medical attention at least one time in their life. people get sick, having yearly check-up, or get injured, therefore, these visits can get expensive. health insurance covers the large costs of procedures, appointments and medication.

i think the least important insurance is rental car insurance because a lot of the time your own car insurance will cover any damages that were created and not many people need to rent a car that often.

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I think health insurance is the most important and rental insurance is the least important. Health insurance involves you! You want to make sure you stay healthy and can get help when you need it. Rental insurance doesn't make sense to have because if your renting why spend more money when you don't own the car or house?

Health Insurance:

1. Health insurance covers the large costs of procedures, appointments and medication. Those are things some people may need often.

2. Sicknesses or injuries come on without warning. You don't want to be stuck with a life threatening issue if you can't access care immediately.

3. Some hospitals/doctors offices refuse to treat you if you don't have insurance. It's important to have to even see a doctor.

Renters Insurance:

1. If you don't own the car why spend more money to insure it? It's easy to be careful if it's that important.

2. Insurance for renting would be pretty high, because you don't own it. It would be easier to get a plan through the company rather than apply for insurance.

3. How often do people rent cars? Not very often unless it's for vacation or because your car is out of service. It's not like people often rent one every week or month.

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I think the most important insurance is health insurance. Everyone needs health insurance at some point in their life. Everyone gets sick, and everyone needs to go to the doctors at some point in their lives. Even if you think you won't need it, you do. Something medical will always come up no matter what. I feel like the least important insurance is renters insurance. It is the least important to me at this point in my life because I don't have an apartment and I don't plan on needed it for another few years until I go to college. I also don't think that I will ever live in an apartment. I plan to either get a house or live with my parents till I can afford one. I believe it will become more important as I need it, but right now it is not important to me.

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I believe health insurance is the most important type of insurance. Without health insurance, medical care is pretty much impossible to afford. Hospitals are known for overpricing their treatments because they want health insurance to pay them more, Unfortunately, that makes it too expensive for people without health insurance. Lower to middle class individuals all over the country are affected by this problem.

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I believe that Health Insurance is most important because if you weren't gonna have any health insurance then you would have to pay out of your pocket if you get hurt.

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The most important, in my opinion, is health insurance. Health insurance is always a necessity as your health should always be your top priority. Health insurance helps with a lot of different things and is definitely the most important to invest in. The least important, depending on your life, is either home owners insurance or renters insurance. If you are renting a house you do not have a need to have home owners insurance and vice versa.

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I think health insurance is the most important thing to have because of the high cost of living these days. But nothing is more important than your own personal health and it seems like most people need it. You can also avoid paying too much and get whatever amount of support you with health insurance. Every health problem is something you do not want to also deal with on a regular basis.

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I feel that the most important insurance is health insurance. I feel that the least important insurance is rental car insurance. I feel that health insurance is the most important because you never know what can happen in life that will cause you to go to the doctors or hospital and bills pile up quickly and things get expensive. In renters insurance I feel that it is the least important, because as long as you're careful with the cars people should be fine and most people don't rent cars that often

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Health insurance is important for several reasons:

1. Financial Protection: Medical expenses can be extremely costly, especially for major procedures or treatments. Health insurance helps to cover these expenses, reducing the financial burden on individuals and families.

2. Access to Quality Care: With health insurance, you can access a wider network of healthcare providers, including doctors, specialists, hospitals, and clinics. This ensures that you can receive the necessary care when you need it.

3. Preventive Care: Many health insurance plans cover preventive services like vaccinations, screenings, and wellness check-ups. These can help detect and address health issues early, often before they become more serious and costly to treat.

4. Chronic Disease Management: For individuals with chronic conditions like diabetes, heart disease, or asthma, health insurance is crucial for ongoing management. It covers medications, regular check-ups, and necessary treatments.

5. Emergency Care: Accidents and unexpected medical emergencies can happen at any time. Health insurance provides coverage for emergency room visits, surgeries, and other urgent treatments.

6. Mental Health Services: Mental health is an important aspect of overall well-being. Health insurance often includes coverage for mental health services, including therapy and counseling.

7. Prescription Medications: Health insurance helps offset the cost of prescription medications, making them more affordable for individuals with chronic conditions or acute illnesses.

8. Maternity and Pediatric Care: For individuals planning to have children, health insurance covers prenatal care, childbirth, and postpartum care. It also provides coverage for pediatric care and vaccinations for children.

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I think car insurance is most important, Most people my age are the highest percentage of people in any age group to get into fatal car accidents. So if someone my age gets into an accident i would need alot of help inculding i dont even have a full time job yet so it would be difficult to recover from that. So i think the that car insurance would be the smartest option. 3 things would be

1. The age with the most amount of fatal accidents are 16-22

2. car insurance offers financial insurance

3. car insurance can help protect over car repairs

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I believe health insurance is the most important because having health problems can greatly impact your life with things like going to school, working a job, and buying food for yourself and your family. I think auto insurance is the least important because there are other forms of transportation. if you like close to the place you want to go ride a bike, or if you need to travel long distances take the bus or call an uber.

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I believe that health insurance is the most important. Regardless of what you own your own health will always be your #1 priority. Health insurance can help in cases of emergencies, when you get hurt, or when your overall health declines. The least important insurance would be rental insurance. If you have a good auto insurance and own a car you wont really need a rental insurance because your own auto insurance would cover it, if not most of it.

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If you have health insurance through your employer, that’s the best place to start. If not, you’ll need to shop the market.

While the future of American healthcare is largely up in the air, and the Patient Protection and Affordable Care Act (PPACA) could be repealed or replaced at any time, you can still compare plans on the website health care.gov for now.

If your family’s income is below 400% of the Federal Policy Limit (FPL), then you can qualify for subsidies that can make health insurance more affordable. You also get the chance to buy tiered coverage that suits your needs.

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I say health insurance is most important as it covers, well, your life. it helps in case of any accidents or hospitalization, keeps you from being financially punished for whats out of your control and eases the stresses of medical bills. i think car insurance is the least important as there are plenty of modes of transportation besides cars, car accidents can be easy to avoid if you are a competent driver, and in most car issues that arent crashes you could learn to fix it yourself

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Health insurance is often considered one of the most important types of insurance for several reasons: Protection against High Medical Costs: Without health insurance, the cost of medical care can be prohibitively expensive. Health insurance helps cover the expenses of doctor visits, hospital stays, surgeries, medications, and preventive care. In the absence of insurance, a serious illness or injury can lead to significant financial burdens. Access to Healthcare Services: Health insurance provides access to a network of healthcare providers, specialists, and facilities. This ensures that you can receive timely medical attention and necessary treatments when needed, promoting overall well-being. Preventive Care: Many health insurance plans cover preventive services, such as vaccinations, screenings, and check-ups. Preventive care can help detect and address health issues early, potentially preventing more severe health problems down the line. Peace of Mind: Health insurance offers peace of mind, knowing that you and your family are protected in case of unexpected health emergencies. You can focus on your health and recovery without the constant worry of medical bills. Legal Requirements: In some countries, health insurance is mandatory, and failing to have coverage may result in penalties or legal consequences. Even where it's not mandatory, it is often recommended to have health insurance to ensure access to essential healthcare services. Employer-Sponsored Coverage: Many employers offer health insurance benefits to their employees as part of their compensation package. For many people, employer-sponsored health insurance is a vital aspect of their financial security and well-being. Catastrophic Coverage: Health insurance can provide coverage for catastrophic events like major accidents or serious illnesses, which can result in astronomical medical bills that an individual or family may not be able to afford. While health insurance is critically important for many people, it's essential to consider your specific circumstances and needs. The importance of various types of insurance can vary based on factors like your age, health status, financial situation, and lifestyle. It's recommended to evaluate your personal situation and insurance needs carefully, seeking guidance from insurance professionals or financial advisors to make informed decisions about the types and levels of insurance coverage that are most appropriate for you.

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i think health insurance is the most important because nothing is more important than your own personal health and i feel as though its most likely to need it any medical emergency which is bound to happen to you once

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Health insurance is definitely the most important. I feel that situations that affect your health present the most risk and therefore require more importance. It helps financially in an array of unexpected circumstances. Also health is something you cannot expect or be more prone to again posing a higher risk. I believe life insurance is the least important. It just kind of seems like a collection of money going to someone else. It is not protecting you or helping you really.

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1. ​Health insurance because this type of insurance helps cover medical expenses and offers financial protection in case of illness, accidents, or hospitalizations. It can provide access to quality healthcare and alleviate the burden of medical costs. You can get sick at anytime and you have no control over it. Having this insurance would have you covered anytime you get sick or hurt.

I would say auto insurance is the least important because your paying for it in case you crash, and that is probably unlikely. You can, for the most part, control whether you get into a crash. Just dont be on your phone and be alert.

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I feel that car insurance, for someone my age is most important. Studies have shown that fatal car accidents for people my age (16-22) are the highest of any age group. If I get into an accident and don't die, but I'm badly injured, then I need to make sure that all that happened to me is paid for, especially any longterm care and possible brain injuries.

Life Insurance is least important for someone my age, in my opinion. I do not have children or a wife, I do not at this point need to make sure they are taken care of, I can't afford life insurance and I would not benefit it from it.

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health insurance is the most important due to the fact that the expenses are so high now, you never know what can possible happen at any given moment. health insurance can protect you from high medical costs and will get you the most help you need.

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health insurance is the most important. nothing is more important than your ow personal health and I feel as though it's most likely to need it. any medical emergency which is bound to happen once you just do not want to be playing top dollar

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The type of insurance that I feel is the most important is car insurance. More specifically to a younger demographic, car accidents are more prevalent and can be difficult to recover from without the proper insurance. Whether it's liability coverage, collision, or comprehensive insurance, I believe that all would be critical to have, seeing how an accident can happen to even the best drivers. Insurance that I feel is most unnecessary is flight insurance. Depending on if you fly for work or a frequent traveler, I don't think this is truly. About 1 in more than 11,000,000 planes are likely to crash. The risks of being involved in one are slim, but again, it truly depends on the person and what they value.

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I think health insurance is definitely the most important because health insurance is basically your whole life. Health insurance helps you pay for medical emergencies, hospitalization, and medical attention needed anytime anywhere. Without health insurance you wouldn't be able to get good help without a huge huge bill. The least one is probably car insurance because unless you're not being safe maybe nothing will really happen to your car, and theres other ways to get from place to place if something did happen and you couldn't pay for it

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I feel that health insurance is the most important because medical bills tend to be high and a medical emergency can arise at anytime. If you need a surgery, typically people can not pay that out of pocket so having health insurance is important to help pay for it. I would say that flood insurance is the least important at least for me and my geographical location as I don't need protection from a flood. I think that flood insurance depends on where you live tho but to me its not important at all.

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I feel most important insurance is health insurance and the least would be renters insurance when owning a home or home insurance. Health insurance could be needed at any time in life and if something unexpected happens you'll need insurance to cover it and if you own a home, why would you have renters insurance? and vice versa. Its a waste of money.

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I believe health insurance is most important because in the united states health care can be super expensive. Having a financial support to be able to fall back on ensures that your family budget doesn't take a substantial hit. Things such as prescriptions, emergency trips, testing, and even just regular check-ups become much more affordable with a health insurance plan. The least valuable is probably rental car insurance because there are chances that your auto insurance with cover any damage done to a rental car.

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I think health insurance is the most valuable because it covers so many areas of your life. In those many areas so many unexpected things can happen so having this insurance will cover most unpredictable events that can happen. I think the less important is renters insurance just because it doesn't cover much and there are some things that can happen that aren't covered.

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i think health insurance is the most valuable because anything can happen at anytime, thats the most unpredictable , and having it can protect you from a lot and you'd be able to get regular check ups and if you are sick we can catch it faster and treat it. i would say apple insurance is the least valuable because i've had apple care and i haven't used it because i know how to take care of my phone , leave it in a case, and have a screen protecter.

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Health insurance protects you from unexpected high medical costs. You pay less for covered in network health care even before you meet your deductible. car rental insurance You're not likely to need it because your own auto insurance will generally cover a rental car too.

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I feel like medical insurance is the most important as your health matters the most. It will covers those health care situations. I feel like the least important is Professional liability insurance, I feel any type of insurance is a higher priority to any law based insurance.

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I feel that homeowners insurance is most valuable because it makes sure that if something happens to your house that it is covered so you don't have to spend as much money. The insurance I feel is the least important would be travel insurance because most people don't travel that often so having travel insurance would be the least important to have.

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In my opinion, medical insurance is the most important; as there will always be a need for it, and provides protection in numerous scenarios. Three reasons I believe this is the most important insurance is that it provides complete health protection, it provides help in emergencies, and it can be used for optional procedures as well. The least important in this stage would be life insurance, although for someone at a different stage of life this could be much more important.