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SplitMate, the split bill app, has been positively received by a diverse demographic, from teenagers to professionals. It promises to simplify group payments, reduce conflicts, and streamline transactions. Key recommendations include implementing family integration for financial support, robust security measures for transaction safety, expense categorization for budget management, and communication tools like group chat for clarity and transparency. These enhancements will cater to the needs of younger users who rely on family funds, as well as older users who prioritize efficiency and security in their transactions, making SplitMate an indispensable tool for managing shared expenses across various social settings.

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Name: Darrell Ethan Liem

Age: 15

Occupation: Grade 8 Student in BPK Penabur Modern Land

Feedback:

Darrell think this app is usefull for him but he wont use the full functionality of the app because everytime he goes out with a friend he uses cash. He hasnt used any digital wallet so they split in cash. So he would just uses the AI bill scanner and the calculations. After that he can ask his friends to collect money. Sometimes with service tax and other taxes its hard to precisely split the bill with several people, this app can do all the hard work for him.

Suggestion:

Make an offline mode so that if he does not have signal he can still use the app. The functions he uses does not need any wifi or data and so make it work offline with those functions. So if he wants to split bill he just needs one person to use the app to calculate the splitted bill and everyone can get their cash ready.

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Name: Kaylee Antonia Liem

Age: 15

Occupation: Grade 9 Student in Saint Peter's School

Feedback:

Kaylee thinks this is a very usefull app. She can easily split bills with her friends. Usually her bill splitting method is one person pays for the whole bill and they calculate it and each person payes the one person their share of the bill. She and her friends often argue on how to pay, its hard to choose a person to pay the whole bill in the first place. Some of her friends dont have a bank account to transfer money and they have to use cash. This app can really help her with the problem.

Suggestion:

Kaylee is still 15 and she still uses her parent's money. Her suggestion is to add a function so that she can send the bill to a parent or brother. So if she is lacking money in her Gopay or OVO, she can pass the bill to a family member. For example, if her share of the bill is 40k and she does not have enough, she can send it to her brother and her brother will get a notification in the app and he can pay for it.

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Name: Ryan Nicholas Harriell

Age: 17

Occupation: Grade 12 Student in SISKG (Singapore International School Kelapa Gading)

Feedback:

Ryan is a social butterfly and he often goes out with friends. Most of the time when he goes out to hangout they usually go eat and he thinks that this app can be really useful for him and his friends. When they go out usually 1 person pays, they calculate the splitted bill and each of them pays their amount to the initial payer. The app could solve some if his problems like, some friends forgetting to pay, problems with calculating each persons total, splitting the taxes, and choosing who to pay first. The app could really save time and effort to split bill. He thinks this is an amazing idea.

Suggestion:

He suggests to add a chat function to the app so users can chat each other about a bill or their expenses. Another is customizable stuff like themes, backgrounds, colours, profiles and etc.

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Name: Miguel Jomenino Pribadi

Age: 16

Occupation: High School Student at Santa Laurensia High School

Feedback: Miguel is an extremely extroverted person who loves to hang out with his friends. He and his friends hang out a lot, whether it's grabbing pizza after school, catching a movie, or shopping at the mall. He says that using our app to split bills would make his life so much easier. He suggests that we integrate our feature with popular payment platforms (e.g., Gojek, OvO, Qriss) to facilitate easy transfers and settlements.

Suggestions:

Fun Features: Adding some fun elements like emojis or stickers when splitting bills could make the app more engaging, especially for younger users like Miguel.

Custom Split Options:

Allow users to customize how they split the bill. Options could include equal splits, percentage-based splits, or specific amount allocations. This flexibility caters to various scenarios, such as splitting based on consumption or income.

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Name: Elly Kohardjo

Age: 54

Occupation: Direktur Erajaya

Feedback:

Ms Elly Kohardjo thinks that this app would be of good use to her. She rarely gets to go out with her friends and when she does, she barely has any time to think about which friend hasn't payed her back yet. She thinks the instant split bill feature that SplitMate provides helps her transactions go smoothly and easily. However she still feels that the feature needs to be really secure in order to avoid people stealing money from our accounts. She suggest that we enable categorization of expenses (e.g., food, travel, entertainment) to help users track spending habits and manage budgets more effectively.

Reccommendations: Add budgeting tools to help users plan and allocate funds for shared activities. This could include setting spending limits or creating shared saving goals.

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Name: Nicholas Darmawan

Age: 24

Occupation: Support Staff at Erajaya

Feedback: Nicho thinks that this feature has real potential to be useful in the future. He tends to go eat out with his friends and everytime they do there's at least always one person that refuses or can't pay up on the spot. However he suggests that we implement secure authentication methods to protect user data and ensure that only authorized users can access and modify the bill-splitting details, to make the transactions safer.

Reccomendations: Include a group chat feature where friends can discuss and clarify any doubts related to the bill. This keeps all related communications in one place.

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Name: Imran Muhammad Rahmatullah

Age: 19

Occupation: Binus University Student

Feedback: Imran thinks that Splitmate is a very interesting feature app because it might just save people's precious time or waste it. He emphasizes that Splitmate needs to ensure their split bill functions properly and not cause too much hassle for the users. He also mentions about case where people could just accidentally add the wrong contact number during the split bill so he asks to have that kind of anticipation.

Recommendation: Add options where host can edit an already on-going split bill process so the feature apps can be very versatile and flexible to use.

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Name: Kenzi Erico Tjandra

Age: 17

Occupation: Binus University Student

Feedback: Kenzi thinks that split bill feature apps have already exist previously such as gopay's and line's split bill feature. He advises us to make the split bill as unique as possible while ensuring that the feature app functions properly. Make more innovations so that people will choose Splitmate over other split bill apps.

Recommendation: Add options for user so they can have custom settings for the split bill process so users could manage manually how they want their split bill to happen. For instance, they have 1 person in the group where he/she turns out has no enough funds to pay his/her part so they can have other person in the group to cover up her expenses for the moment.

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Name: Revidio Kieran

Age: 19

Occupation: Binus University Student

Feedback: Split bill is quite a simple concept features for financial institutes to have. But you really need to anticipate where random persons could just add your number using this split bill feature app and charges you random bills that you're not supposed to pay.

Recommendation: Add a feature where you can just forget or refuse split bill requests if such cases ever happen.