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Hello, my name is Nadir, and I am a 20-year-old student from Algeria, living in London. I have huge interest in and love for finance, investment, and banking. Next year, I will further my education in finance at the City University of London, with a great expectation to understand global markets and financial systems more perfectly.

I like everything related to the arts much more, apart from the field of finance. I've been lucky enough to see every important museum here in London; that would mean Tate Modern, Tate Britain, the Victoria and Albert among others. Thus, studying allows me to make my world perception diverse, making creativity go with the flow along with critical analytics.

Always ready to learn, explore, and grow!

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I learned valuable concepts such as probability, regression analysis, and time series forecasting in my statistics course, which I applied to build my market-making prediction model. I attempted to identify price trends and market inefficiencies using statistical techniques such as moving averages and standard deviations. I even ventured into ARIMA and Kalman Filters to ensure my model's short term price movement forecasts were as precise as possible. While my bot is still in its infancy and far from flawless, I am continually optimising it by analysing past performance, tweaking parameters and testing new statistical methods to enhance both its winning percentage and predictive capability.

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London has provided me with many opportunities for personal development, both academically and as a person. Being in a global financial hub, I am always exposed to new ideas, cultures, and thought processes that push me to grow. The pace of the city pushes me to be more independent, manage my time effectively, and take initiative in learning. Moreover, juggling schoolwork with responsibility has honed my problem-solving and flexibility skills

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City of London, second most important financial hub in the world after New York City.

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During my visit to Tate Modern, I was amazed at the huge collection of contemporary and modern art. While I moved through the galleries, I was able to view the art works of painters like Picasso, Rothko, and Warhol, each having a unique perception of form, color, and expression. Among the highlights was the Turbine Hall, which is a large, cavernous room that tends to be used to display massive-scale installations, which create an experience. I was particularly drawn to abstract and surrealist pieces, which defied the limits of traditional art and compelled me to consider the meaning behind each piece. The experience reinforced my appreciation for art as a powerful means of expression and imagination.

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Pop art collage about consumerism and communism.

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My communicative ability has immensely enhanced after studying at Kaplan International College. With having a multicultural study atmosphere, I have grown accustomed to expressing myself openly, engaging in debate and adjusting my way of communication to fit diverse groups of people. Presentations and group tasks have assisted me greatly to feel confident to express what I believe, and composing academic essays has assisted me in arguing logically. Working with students of different backgrounds has also enhanced my listening ability and helped me realize the importance of clarity and cultural sensitivity in communication. Though I am still developing, my experience at Kaplan has been instrumental in honing my ability to communicate effectively in academic and working settings.

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After exploring the Finance faculty section of the Bayes Business School website, I’m excited about the academic facilities and opportunities it offers. The faculty is renowned for its diverse and accomplished team of academics and industry experts, and the research centers and academic groups present cutting-edge insights that bridge theory and practice. Located in the heart of London, it provides an ideal environment for studying finance, with direct access to the global financial hub. I’m especially looking forward to visiting the campus in the near future to experience firsthand the dynamic atmosphere and the state-of-the-art resources available to students.

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The UK is home to some of the world's top universities and financial hubs, making it an ideal place to study finance. London, in particular, is a global financial center with direct access to top-tier financial institutions, investment firms, and networking opportunities. The diverse academic environment, combined with practical exposure to the financial industry, makes studying here a valuable experience.

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Finance has always fascinated me because of its role in shaping economies, businesses, and individual lives. I am particularly interested in investment banking, market analysis, and financial strategies that drive growth and stability. The dynamic nature of financial markets excites me, and I thrive in an environment that requires analytical thinking, problem-solving, and adaptability. My interest in investments and banking has led me to explore various financial models and market trends, reinforcing my desire to build a career in this field.

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My long-term goal is to establish myself in the financial industry, specializing in investment banking, asset management, or proprietary trading. I aim to gain experience at a top financial institution, where I can refine my skills in market analysis, portfolio management, and risk assessment. Eventually, I plan to launch my own market-making firm, focusing on commodities such as crude oil, LNG, and gold. By leveraging my expertise in finance and investments, I hope to contribute to market efficiency and develop innovative trading strategies.

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Life as an International Student in London

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Life as an International Student in London

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Moving to London as an international student has been an exciting and transformative experience. The city’s fast-paced environment, cultural diversity, and academic opportunities have broadened my perspective in many ways. Adapting to a new country, managing responsibilities independently, and balancing academics with personal life have all contributed to my personal growth.

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One of the best parts of living in London is discovering everything the city has to offer. I've explored world-renowned museums like Tate Modern, Tate Britain, and the Victoria and Albert Museum, which have deepened my appreciation for art and culture. I’ve also enjoyed experiencing different cuisines, vibrant markets, and historical landmarks like the Tower of London and St. Paul’s Cathedral. London’s dynamic energy makes every day an opportunity to learn something new.

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Coming from Algeria, the transition to London was both exciting and challenging. While my hometown has a strong sense of community and familiarity, London offers endless opportunities, diversity, and a fast-paced lifestyle. The independence and exposure to different cultures have helped me develop a more global mindset.

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My time in London has been a journey of self-discovery, resilience, and growth. I’ve developed greater confidence, adaptability, and a stronger sense of ambition. This experience has reinforced my passion for finance and my determination to build a successful career in the industry.

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One of my favourite modules in my foundation program is Statistics. I enjoy it because of its practical applications in finance, particularly in market analysis, risk assessment, and financial forecasting. Understanding data, probability, and trends helps me develop a strong analytical mindset, which will be crucial for my future studies and career in finance.

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I particularly enjoyed learning about correlation and regression analysis. This topic has been fascinating because it allows me to explore relationships between financial variables, such as the correlation between crude oil prices and Algeria’s GDP, which I analyzed in one of my projects. Applying statistical methods to real-world economic data has reinforced my passion for financial research.

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I structure my study time using a weekly timetable, allocating specific hours for each subject while ensuring a balance between coursework, revision, and breaks. I also use the Pomodoro technique—studying in focused 25-45 minute sessions followed by short breaks—to maintain concentration and avoid burnout.

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One project that I’m particularly proud of is my statistical analysis on the correlation between crude oil prices and Algeria’s GDP over the last 20 years. This research helped me apply my statistical knowledge to real-world economic trends and strengthened my ability to work with large datasets.

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As I prepare to study finance at City University of London, I have been researching the curriculum, faculty, and industry connections available. I am excited about the university’s strong focus on financial markets, investment strategies, and quantitative analysis.

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To prepare for my finance degree, I have been:

Enhancing my mathematical and statistical skills for financial modeling.

Learning Python for data analysis and algorithmic trading.

Keeping up with financial news, market trends, and investment strategies.

Reading books on financial markets, trading psychology, and corporate finance.

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What I’ve Learned from Communicating with Teachers & Friends

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What I’ve Learned from Communicating with Teachers & Friends

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Interacting with my teachers has taught me the importance of clear and professional communication. I’ve learned how to ask thoughtful questions, seek constructive feedback, and express my ideas effectively. Talking to my friends, who come from different cultural backgrounds, has helped me become more open-minded and adaptable in conversations.

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I have given presentations as part of my coursework, which has helped me develop my public speaking and confidence. Initially, I found it challenging to present in front of an audience, but through practice, I have improved my ability to structure my ideas clearly and engage with my audience.

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My email etiquette has improved significantly since starting my studies. I’ve learned to write concise, professional, and well-structured emails when reaching out to teachers, university staff, or potential networking contacts. This skill will be valuable in both academic and professional settings.

Overall, my communication skills have grown tremendously, and I feel more prepared for the academic and professional challenges ahead.

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Throughout my foundation year at Kaplan, I have developed several academic skills that will be essential for my university studies and future career in finance. These include:

Data analysis and statistical modeling – Understanding financial trends and making data-driven decisions.

Critical thinking and problem-solving – Evaluating financial concepts, market trends, and economic policies.

Academic writing and research – Conducting in-depth analysis and presenting structured arguments.

Time management and organization – Balancing coursework, deadlines, and independent study.

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Beyond academics, I have gained skills that will prepare me for a career in finance and investments:

Professional communication – Writing formal emails, reports, and networking effectively.

Presentation and public speaking – Delivering clear and confident presentations.

Teamwork and collaboration – Working in diverse groups to solve problems and complete projects.

Adaptability and independence – Managing responsibilities and making decisions in a new environment.

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As I continue my studies, I aim to develop:

Advanced financial modeling and valuation techniques – Essential for investment banking and asset management.

Python and algorithmic trading – To enhance my quantitative finance skills.

Negotiation and leadership skills – Important for working in financial institutions or running my own firm.