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Savings accounts will usually accrue interest over time.
Although interest rates have been extremely low since 2007, with many savings accounts having an interest rate below 1%, you will still accrue interest over time with an account. That means you have more earning potential with your money compared to keeping it in a safe at home.

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1. Interest is often compounded monthly, or even annually, by most financial institutions.
2. There are withdrawal limits on a savings account
3. There are insurance limits.
4. Easy access to money means more temptations to spend it.You may be required to carry a minimum amount.
ANTONIO MACHADO GUI AND BENJAMIN

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Your money is kept safe.
You receive security.
You can open an account with very little money.

Nati,Bela,Dafne

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they are connected because of the digitalization of financial inclusion because The globalization of digital banking and fintech has made it easier for people around the world to access savings accounts, even in remote areas. This improved financial inclusion can empower individuals and small businesses, supporting economic growth and sustainability at the local and global levels.

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Low return – although consumers can earn interest, they offer relatively lower rates.With the inflation you wont profit

Taxes – there are no tax benefits for putting money into a savings account. ...

Minimum balance – most accounts have a minimum balance which, if the account falls below, causes the account holder to incur charges.

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This is the most basic type of account you can open at any bank. A Savings Account, by definition, allows you to deposit your money, safe with the bank, so you don't have to carry it around with you or hide it in that rusted old steel safe at home. Don't worry, you can withdraw these funds when you need them.

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1. Record your expenses. The first step to start saving money is figuring out how much you spend.

2. Include saving in your budget.

3. Find ways to cut spending.

4. Determine your financial priorities.

5. Pick the right tools.

6. Make saving automatic.

7. Watch your savings grow.

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Interest rates are variable, not fixed.

Inflation might erode the value of your savings.

Some financial institutions require a minimum balance to earn the highest interest rate.

Some accounts might charge fees.

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. Interest rates are not fixed
. Inflation might affect the value of your savings
. You will have taxes to pay

and others

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A savings account is an effective way to store your money in a secure location where it can earn interest.in a save account you cant lose money

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A savings account is an effective way of keeping your money in a safe place where it can be retrieved if necessary.
And ETC

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Low return – although consumers can earn interest, they offer relatively lower rates. Taxes – there are no tax benefits for putting money into a savings account. In fact, if a consumer accumulates a big enough balance, they will pay taxes on the interest they earn each year.

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. Easy Transactions
. Payment of Bills
. ATM facility
. NetBanking and MobileBanking
. Debit Card
. Savings interest rates
. Cross Product benefits

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Easy to set up money

Don't have taxes to pay

Can open it at any bank you want

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Interest rates are variable, they can.

Inflation can erode the value of your savings.

AND ETC.

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Enrico João Pedro e David:Savings accounts offer one of the simplest ways to earn interest on the money you have. They offer higher interest rates than a regular checking account, while still making it easy to spend and withdraw money.

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POSITIVE ASPECTS (maitê , ana luiza , marcela e isadora)

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POSITIVE ASPECTS (maitê , ana luiza , marcela e isadora)

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A savings account is an effective way to store your money in a secure location where it can earn interest. With a savings account, you can maintain your savings in a liquid state — meaning you can access your funds whenever you want — while also putting some space between your savings and your daily spending needs.

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We can do a space between your saving and your daily spend, you can acess you account and found whenever you want (Ana L)

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GLOBAL CONTEXT CONNECTIONS (maitê , ana luiza , marcela e isadora)

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GLOBAL CONTEXT CONNECTIONS (maitê , ana luiza , marcela e isadora)

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A savings account is an effective way to store your money in a secure location where it can earn interest. With a savings account, you can maintain your savings in a liquid state — meaning you can access your funds whenever you want — while also putting some space between your savings and your daily spending needs.