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Jakarta is a metropolitan city which has millions enchantments to enjoy. There are many comfortable malls and luxurious plazas for shopping, entertainment places like bars, night club, discotheques and live music, as well as international restaurants serving good taste cuisines. Besides modernity, there’re many simplicity you could see in Jakarta, such as small shops (warung) under the tent, sidewalk shops, bajaj (three wheeled vehicle), and bicycle ojek (ride by bicycle).

There are many luxurious and enchanted stared hotels for staying in Jakarta. However, cheap hotels and motels can be found too. Luxurious hotels usually located at the exclusive area called the Golden Triangle, which covers Jalan Sudirman, Jalan Gatot Subroto and Jalan HR. Rasuna Said (usually called as Kuningan area). Besides, luxurious hotels can be found around Jalan Thamrin as well. Cheap hotels and motels are usually located at Jalan Jaksa, Jalan Wahid Hasyim and Jalan Cikini Raya.

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Galveston Capital Tourism and Marketing Best Shopping

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Galveston Capital Tourism and Marketing Best Shopping

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Hendley Market offers antiques, such as books and medical equipment, but the real draw is the store's large selection of nativities and santons. Shoppers will find over 200 nativities from far away places like Bethlehem and Germany. The santons, or small collectible figurines often associated with religious themes, come mostly from Mexico. Located in the 1891 Van Alstyne House, The Gingerbread House features 14 different rooms adorned with eye-catching antiques. Items include china, crystal, furniture, and jewelry, as well as Victorian dolls and hats. Historic cities always seem to have a local artist who dedicates time and energy to capturing the spirit of the city's past. Pam Heidt specializes in Galveston's rich Victorian history, and J. Bangle Gallery specializes in her artwork. Heidt's oils and watercolors are not all that shoppers find, however. The gallery also offers frames and a respectable collection of coins and other antiques.

Wherever you travel, it's always interesting to see what regional artists are producing. Buchanan Gallery is your best bet for a wide range of contemporary art, including paintings, sculptures, and a variety of other media. A traditional beach-town souvenir shop, Lafitte's Beat presents over 2,500 square feet of gift items, beachwear, and nautical-inspired merchandise. In the early 1800s, the store remains rooted in its coastal surroundings. Shells and local coral are popular souvenirs, but shoppers can also find ship's wheels and lamps. Of course, as in most stores of its kind, you can also buy shot glasses, children's toys, and salt and pepper shakers. During the 1800s and early 1900s, The Strand Historic District was the most affluent area of town and still features many of the city's upscale establishments. Visitors can choose from one of over 100 shops and restaurants to pass their time, or take a horse-drawn carriage ride to enjoy the romantic charm of the neighborhood.

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Galveston Capital Tourism and Marketing Best Shopping

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Eastern Alliance Insurance Group Review Culture

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Eastern Alliance Insurance Group Review Culture

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Eastern employees have a strong work ethic and have established a reputation for providing excellent customer service and exceeding expectations. Our energetic team environment is best suited for an individual who is motivated, goal oriented and looking for a company that offers a positive, challenging environment where he or she can grow both personally and professionally. To attract and retain such individuals, Eastern offers competitive wages, an attractive benefits program.

A well-rounded education not only enhances the individual employees skill and knowledge base, but knowledge gained by employees through the educational process can also be shared with co-workers and add value to the organization. Eastern starts by recruiting dedicated, enthusiastic individuals who complete a comprehensive training program designed to provide an overview of Eastern departments functions. During each employee’s annual performance review, plans are outlined for his/her continued growth and development. Tuition reimbursement, job training and goal-setting are offered, along with access to an educational resource library, and paid time off rewards for employees earning advanced certifications. Eastern offers regular departmental training sessions that include guest speakers and sponsors several off-site training programs for employees. Employees enjoy many career opportunities present in a company with a history of growth and a commitment to professional and career development.

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Oakmere Wealth Management Advisors Corporate Services

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Oakmere Wealth Management Advisors Corporate Services

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Running a successful business takes time, commitment, hard work and determination. This means that owners have little time to think about their own financial objectives, or the protection of the business they have created. As a result, planning your own and your employees' financial security becomes neglected or often completely overlooked.

As a director, it is important to look after your own increasingly complex personal financial affairs. Careful planning is key to ensuring financial security over the longer term, and advice from a wealth management specialist can help you meet your aims while concentrating on managing the business.

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Oakmere Wealth Management Advisors Corporate Services

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Online Info Blog: Don’t Let Anyone Steal your identifiable information

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Online Info Blog: Don’t Let Anyone Steal your identifiable information

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Data Privacy Day, an international effort to highlight the importance of protecting privacy, safeguarding data and enabling trust, will be Jan. 27. According to a survey conducted by the National Cyber Security Alliance and Zogby International, only 26 percent of Americans felt “their home computer was safe from viruses,” while only 21 percent felt safe from hackers.

Every year we see hundreds of data breaches along with hundreds of millions of records compromised. The responsibility of keeping online data secure is shared both by businesses and consumers. The Better Business Bureau offers some suggestions for consumers concerned that their PII has been stolen:

-- Do not take a “wait and see” approach as you may have done with breaches involving credit card data. You must act quickly. Breaches involving Social Security numbers have the potential to be far more detrimental to victims, and the damage can be difficult to repair.

-- Consider taking a preemptive strike by freezing your credit reports. This will not impact existing credit cards and financial accounts, but will create a roadblock for thieves seeking to create fraudulent accounts using your personal information.

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Online Info Blog Dont Let Anyone Steal your identifiable information

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Above all else, hackers are all about the money. New research from cybersecurity and application delivery solutions provider Radware revealed that the top motivation behind cyberattacks is ransom, followed by insider threats, political hacktivism and competition. The biggest challenge in combating cyber ransom, Radware’s Global Application & Network Security Report 2016-2017 report noted, is that ransom is not only easy, but also every attack has its own vector, technique or angle. With hundreds of encrypting malware types available to cybercriminals today, the individuals perpetrating these malicious attacks are able to leverage various networks and applications to demonstrate their power and capabilities.

“One thing is clear: Money is the top motivator in the threat landscape today,” Carl Herberger, VP of security solutions at Radware, explained. “Attackers employ an ever-increasing number of tactics to steal valuable information, from ransom attacks that can lock up a company’s data, to DDoS attacks that act as a smoke screen for information theft, to direct brute force or injection attacks that grant direct access to internal data.

“Our report shows that most organizations are still not prepared to fend off many of the more sophisticated attacks. There is a vast market for mitigating attacks in progress and for defending against threats, both new and established, that grow in severity by the day. From our Emergency Response Team to our extensive products and services, Radware stands ready to guard organizations’ data, systems, and customers from harm,” Herberger continued. Last year saw a significant surge in the number of extortion threats, with the majority (56 percent) of the 600 organizations surveyed by Radware admitting that they have fallen victim to a cyber ransom attack and 41 percent identifying ransomware as the biggest cyber threat.

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Eastern Alliance Insurance Group Claim Management Services

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Eastern Alliance Insurance Group Claim Management Services

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There are three components to Eastern's claim management services: early intervention, proactive disability management and Return-to-Work support. Eastern offers both toll-free Teleclaim and online claim reporting. As soon as a claim is reported, we confidently manage that claim toward a cost-effective and fair conclusion. We use industry-leading medical cost management programs and strategic partnerships to control claim costs and provide excellent service to employers and their injured employees.

In addition, Eastern strongly encourages our clients to adopt "Return-to-Work" or "RTW" programs. These programs are proven to benefit injured workers and employers. We offer a wealth of resources and support for clients looking to establish an RTW program.

Eastern provides an online Risk Management Resource Center, featuring a document library and access to Safety.BLR.com. BLR is a safety training and compliance resource site where you can find downloadable and customizable safety and risk management templates, presentations, and training materials, as well as updated safety regulations and news.

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Eastern Alliance Insurance Workers Compensation

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Eastern Alliance Insurance Workers Compensation

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Eastern's traditional market insurance products include:

•   Guaranteed Cost Program – coverage at a predictable, fixed cost

•   Loss-Sensitive Dividend Plans – a program where you have the potential to earn a dividend based on favorable loss experience throughout the policy period

•   Large Deductible Plans – a program where you pay a lower premium up front in exchange for paying for losses up to the deductible amount

•   Retrospective Rating Plans – a plan which calculates your premium based on your actual losses during the policy term

•   Learn about ParallelPay, EAIG's premium payroll deduction program

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Eastern Alliance Insurance Group Review Workers Compensation Insurance

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To the Shareholders:

Notice of the Resolutions Adopted at the 29th Ordinary General Meeting of the Shareholders

Japan Asia Group Limited hereby informs you of the matters reported, and the matters resolved at the 29th Ordinary General Meeting of the Shareholders held today.

Sincerely yours,

Tetsuo Yamashita
Chairman and Chief Executive Officer
Japan Asia Group Limited
2 Rokubancho, Chiyoda-ku, Tokyo

Matters Reported:

1. Business Report, Consolidated Financial Statements and Audit Report by Independent Accounting Auditor and Audit & Supervisory Board for the 29th Fiscal Term (from April 1, 2015 to March 31, 2016)

2. Financial Statements for the 29th Fiscal Term (from April 1, 2015 to March 31, 2016)

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Japan Asia Group Limited: Renewable energy

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Japan Asia Group Limited: Renewable energy

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In 2009, we made a full-fledged entry into the green energy field, with a focus on the development of large scale solar power plants. We promote solar power business to contribute to the revitalization and development of the region through our nationwide sales network, and our long-standing, trust-based relationships with national and local governments.

We are one of Europe' s leading large-scale solar PV developers. 60 MW and counting! With the launch of feed-in-tariffs in 2012, this is one of the hottest markets in the world.

This innovative public-private partnership delivered not only 1,050kW generation capacity, on 3.9 km of elevated track that was formerly used to test Maglev trains, but it is also a valuable best practice to expedite the uptake of solar.

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Japan Asia Group Limited Renewable energy

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Japan Asia Group Limited Review Corporate Information

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Japan Asia Group Limited Review Corporate Information

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The 25th of May 2015 marked our new beginning; on that day, Japan Asia Group was listed in the first section of the Tokyo Stock Exchange. We are the 1,890th company to be admitted to this esteemed group. I hereby express my gratitude to all who supported us and our endeavors to create green communities.

The UN Member States adopted the Sendai Framework for Disaster Risk Reduction, the SDGs (Transforming our World: The 2030 Agenda for Sustainable Development ), and the Paris Agreement on climate change in 2015. The actions that must be taken by countries in the developed world, to address climate change, protect the environment and Earth, and to develop sustainably, have been outlined, and green energy affirmed; we will start debating on our collective practical steps in 2016. My expectation is that our society itself will be required to change, unrecognizably, in the process of transforming our world, not only nations, local governments, businesses and all kinds of organizations, but even down to the individual. Businesses will be required to innovate in the direction of low carbon or de-carbonized products and services while maintaining their corporate growth.

Our society is rapidly ageing with falling birthrates; at the same time, expectations towards corporate citizens to address environmental issues including climate change has never been so high. We are at a turning point as a society right now. As a company that aims to solve societal issues through technology and finance, Japan Asia Group has been presented with an opportunity to make great strides towards our own sustainable growth.

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Tyre&Auto Southbourne Group: Why Car Exhausts Matter

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Tyre&Auto Southbourne Group: Why Car Exhausts Matter

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At no time in the history of human civilization have we suffered more respiratory diseases than when we began using the combustion engine at the start of the Industrial Revolution. Today, the levels of pollution in major cities around the world have reached extreme levels. Think of such cities like LA, Mexico, Bangkok and Beijing and you can imagine the thousands of people who suffocate under the fumes expelled by millions of vehicles into the atmosphere.

With the introduction of alternative energy sources to operate vehicles, however, we are beginning to cope with this growing menace to human health. In the meantime, new techniques have been developed to minimize the effects of exhaust fumes from combustion engines.

A defective exhaust pipe decreases the ability of the engine to maximize its burning capability, hence, diminishing its power and performance. In fact, a big percentage of an engine’s power is lost due to the inefficient disposal of the waste gases resulting from the combustion process. Think of a person’s sinusitis which prevents one from breathing out the carbon dioxide from the lungs. What we expel is as important as what we take in. So it is with a car.

In short, not only do we pollute the atmosphere with a faulty exhaust pipe system, we are practically burning money that virtually escapes from our pockets and enters ours lungs in the form of toxic gases and black soot. Controlling the quantity and the quality of exhaust fumes is every person’s responsibility to maintain a healthy environment.

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Tyre Auto Southbourne Group Why Car Exhausts Matter

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Oakmere Wealth Management Advisors Women in Business

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Oakmere Wealth Management Advisors Women in Business

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More women are becoming financially successful and independent than ever before and the need to consider carefully tailored, holistic financial planning advice is becoming of paramount importance.

As a female business owner myself, I appreciate the challenges of juggling work and family life and would be delighted to work with you to undertake a confidential review of both your personal and business goals.

•   Are you looking to take a career break; retire early; marry or divorce; care for elderly relatives; or raise finances for private education?

•   For your business, are your affairs set up in the most tax efficient way? Are you considering buying into or selling a business? Is your business Will consistent with your personal Will?* Are your key Directors and employees appropriately protected?

Please note that Wills are a separate service to those offered by St. James's Place and are not regulated by the Financial Conduct Authority.

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Cyberattackers pose many threats to a wide range of targets. Russia, for example, was accused of hacking Democratic Party computers throughout the year, interfering with the U.S. presidential election. Then there was the unknown attacker who, on a single October day, used thousands of internet-connected devices, such as digital video recorders and cameras compromised by Mirai malware, to take down several high-profile websites, including Twitter.

Deterrence focuses on making potential adversaries think twice about attacking, forcing them to consider the costs of doing so, as well as the consequences that might come from a counterattack. There are two main principles of deterrence. The first, denial, involves convincing would-be attackers that they won’t succeed, at least without enormous effort and cost beyond what they are willing to invest. The second is punishment: Making sure the adversaries know there will be a strong response that might inflict more harm than they are willing to bear.

Cybersecurity aids deterrence primarily through the principle of denial. It stops attacks before they can achieve their goals. This includes beefing up login security, encrypting data and communications, fighting viruses and other malware, and keeping software updated to patch weaknesses when they’re found.

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Kaori Fuchi Advisors Client Testimonials

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Kaori Fuchi Advisors Client Testimonials

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Katsuya Watanabe, Partner and Tax Accountant, Tax Gym Watanabe Katsuya Accounting Office. Manages own accounting office, works as tax accountant who does more tax review than a tax inspector. Ms. Fuchi has helped me with cases such as a soccer player’s international tax consulting, corporation’s international tax consulting, and incorporation of a company in foreign country. She exchanges information with accounting firms in Asian locations such as Hong Kong, and I admire how up to date she is in various matters. She had a career in a major tax firm and her work is very thorough - I imagine all the clients are satisfied with her work.

Yoko Mashima, Representative Notary Public, Mashima Notary Public Office. Manages notary public office specialized on handling foreigners’ affairs. Ms. Fuchi is very dynamic, participating in variety of activities and is expanding her scope to overseas. She is also full of ideas, and extremely fast in turning those ideas into reality. So working with her is very stimulating. Most of my clients are from overseas, and even in the present environment where a tax accountant who can properly explain to client in English is scarce, I can introduce Ms. Fuchi to my client with sense of confidence.

Ayano Morimoto, Representative Judicial Scrivener, M.D. Law Office. Provides legal service across boarders. People might have image of a tax accountant as a difficult person, but Ms. Fuchi is always cheerful; I have never seen her in a bad mood. It is not hard to imagine that clients find it easy to ask for help from her. As our office cater to foreign companies and foreigners living in Japan, it is great to have Ms. Fuchi who can cheerfully answer questions on international taxation system and questions asked in English, so we rely on her a lot.

Miyuki Tsuboi, Certified Social Insurance and Labor Consultant, Representative Director, HR Advisory Services. Among the many companies that claims to be “supporting global business”, I felt Ms. Fuchi’s tax and consulting was the one with the most guts and that I could cooperate with her in business immediately. Soon after our encounter, I had a case where Ms. Fuchi assisted as an emergency help. The first meeting with a Spanish company that has launched its renewable energy business in Japan recently and knew nothing about Japan took over four hours, but Ms. Fuchi was flexible in her handling of the meeting, and explained about the Japanese taxation system very patiently.

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Kaori Fuchi Tax and Consulting Client Testimonials

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Tyre Auto Southbourne Group regular check-ups on car systems

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Tyre Auto Southbourne Group regular check-ups on car systems

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Extending the lifespan of your car and maintaining its worthwhile value involves regular maintenance. And to better the condition of your car, you need the quality service of a car service provider. Your car definitely needs their innovative tools and distinct techniques, along with their years of expertise in handling cars. Individuals, especially car owners, should also value their cars and take care of them properly. Tyre&Auto Southbourne Group enumerated below some car parts that need regular check-ups:

Catalytic converters

A catalytic converter was released in 1993 and was then included in all petrol exhaust systems. It is specifically designed to reduce the harmful effects of carbon monoxide, hydrocarbons, and nitrogen being released into the atmosphere each day. The dangerous effects of those toxic gases could be reduced by catalytic converters by converting them into water vapour and far less harmful gases. Catalytic converters can last for a fair period of time but still needs regular check-ups according to Tyre&Auto Southbourne Group. You may contact your respected car service provider to help you in this matter to avoid being cheated.

Brakes

Seeking the skills of brake experts? Tyre&Auto Southbourne Group has it. With their expertise, you can obtain a cost-effective brake maintenance service and more. Make sure to have your brakes checked at least twice a year to ensure the best performance for average or above average annual mileage cars. You can choose from the broad range of brake systems that Tyre&Auto Southbourne depots offer to their customers for car and light commercial vehicles. Free check-ups are also available at their depots where they provide a digital measurement of wear on brake pads, discs, drums and shoes, a complete list of the actual condition of your braking system, and a no-obligation price quote for the works needed to be done.

Tyres

Tyres replacement is also important because it could maintain the good performance of your car along with ensuring the safety of everyone else. You can apply the tips of your car service provider in choosing the proper size and the type of tyres your car needs. Tyres are labelled specifically based on different factors, such as the date and place they were manufactured, load capacity, size, and speed.

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Tyre Auto Southbourne Group regular check-ups on car systems

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“Most homeowner’s policies provide coverage for damage by hail,” says Terry McConnell, vice president, Personal Lines Underwriting, at Erie Insurance. “Just note there may be restrictions as far as a separate hail deductible that may apply.”

McConnell says the average financial cost of hail damage to a home can be around $10,000. That varies depending on the length of the storm, the size of the hail, the amount of damage done to the roof and the siding, and the condition of those structures before the storm began. A directional storm, hitting only one side of a home or roof, will affect that number as well.

McConnell advises homeowners take a proactive approach toward protecting their homes from hail damage. “Don’t use your insurance policy as a maintenance policy,” he cautions, “as this could expose you to surcharges that come with filing claim.”

Instead, McConnell says you should inspect your roof yourself before a storm hits. Roofs with higher-quality shingles ward off hail damage better than roofs with low-cost shingles. Likewise, newer roofs hold up better to hail damage than deteriorated roofs. If your home is in a hailstorm and you suspect it suffered hail damage, McConnell says you should contact your insurance agent to inform them of the situation.

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Jacky Roberts, Practice Manager

After a varied background in Manufacturing I have finally settled on a career in Financial Services. When I first came to Oakmere Wealth Management it was clear that the company was a fun and dynamic place to work and I was delighted to join the team. My own strengths are liaising with our clients and building up good working relationships, which I love doing. I believe that the client should always come first, as the business would not be here without them. I’m kept busy outside of work with my two daughters and I love to travel and go on holiday as often as I can. I’ve recently taken up running, I love to cycle around the beautiful Cheshire country paths and also throw a mean punch at my boxercise classes.

Penny Williams, Business Development Manager

Penny joined Oakmere Wealth Management in October 2013 from a Business Development background. Penny is our Business Development Manager providing marketing support to Carla, managing social media and client events. She also provides administration and para planning support to the business. She is currently working towards the CII Certificate in Financial Planning. She is married with 2 children and enjoys in her spare time playing netball, running and meeting up with friends.

Alison Balmer, Administrator

I have come from a background of Estate Agency and Lettings and Management, managing over 350 properties in the local area. My role at Oakmere Wealth Management as office Administrator and meeting and greeting the clients. I work as part of a team to help provide our clients with a professional ongoing financial planning experience. When I'm not working I enjoy Interior Design, keeping fit, walking and socialising with family and friends.

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Tyre&Auto Southbourne Group benefits of a good exhaust control

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Tyre&Auto Southbourne Group benefits of a good exhaust control

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Today, living also involves dealing with pollution; especially to those people living in major cities, and because of the frequent use of cars and other modes of transportation in those places, having a smoky environment is quite normal. If there were good effects the modern society gave to us, it also had bad effects. With constant use of combustion engines, its damaging outcomes still linger in our environment. Millions of people are prone to its harmful consequences and chances of being suffocated are high due to the fumes expelled into the environment by large numbers of vehicles each day. Tyre&Auto Southbourne Group listed below some of the benefits of having a good exhaust control:

Noise level becomes minimal

A proper design and installation of an exhaust pipe system can reduce noise pollution, and with the help of a professional car servicing company, this could be achieved with lesser trouble. A broken exhaust pipe could also lead to increased noise levels, so it requires the immediate repair of a professional car service provider like Tyre&Auto Southbourne Group.

Passengers are free from direct exhaust

Car exhausts were built at the tail end of a car, or raised high up, for a reason – and that is to keep the direct exhaust away from the passengers, or to support the escape of exhaust fumes into the atmosphere. Call a car service provider to determine any clogging or leaks to guarantee a more comfortable ride, because this predicament might cause the exhaust to enter through the windows or holes in the chassis.

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Tokyo MK Taxi Group: How to order a taxi

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Tokyo MK Taxi Group: How to order a taxi

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We will accept your order at the call center. 24 hours, 365 days correspondence. Please feel free to tell us your requests, requests etc. From 10 minutes elapsed time meter wait if you can acknowledge to be a, it is also possible to wait as it is.

Please contact the driver or call center to that effect.  If you there is no communication, it judges the cancellation we will. If you need to arrange again please order again. Order to carry out the rapid dispatch to more customers, thank you for your understanding and cooperation.

Orders may not be accepted depending on the order status etc. If it is you specify the desired arrival time, but to confirm the pick-up vehicle to your designated time to the original, there is a case of arrival to the time of hope due to the impact of such traffic conditions, the weather is late. Please give us your time with plenty of time. When you order by phone so as not earnestly of apologize mistake thank you.

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Online Info Blog: Visa will buy CardinalCommerce

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Online Info Blog: Visa will buy CardinalCommerce

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Cardinal’s payments platform analyzes 400 points of data in each online transaction to reduce fraud. “The acquisition will enable more secure, seamless payments, whether made through a browser, mobile app or connected device, and will help Visa’s clients and merchant partners accelerate digital commerce,” Visa said in a statement. Visa already provides Cardinal’s services to merchants and acquirers through its CyberSource merchant and acquirer unit. Visa says its global business will help Cardinal expand its international client roster.

“By helping merchants, acquirers and issuers better distinguish between good and bad transactions, Visa is in an even better position to strengthen consumer trust in digital payments, help merchants grow their businesses and accelerate innovation in commerce,” says Mark Nelsen, senior vice president of risk and authentication products at Visa. CardinalCommerce aims to improve communication about consumers between online retailers and banks, thus making it easier to authorize online purchases.

CEO Mike Keresman said in July that Cardinal holds 63 patents, all proprietary inventions that the company developed. Among retailer clients, he says, there often is a divide between what they know about a consumer and what a financial institution knows. Retailers typically have one set of data about a customer, while banks have their own data. Cardinal’s payments services marry those data sets so that online retailers and banks can have more confidence that online transactions are legitimate.

Cardinal’s payments platform analyzes 400 points of data at each transaction to reduce fraud. Keresman says the company monitors 750,000 merchant identification numbers, which are what banks and other financial institutions use to identify businesses; plus bank identification numbers, which are the first six numbers of a credit card used to identify the issuing financial institution. Together these ID numbers help to verify a customer’s identity when they make an online purchase.

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Mercury Capital Advisors: Hedge Funds Gain Ground

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Mercury Capital Advisors: Hedge Funds Gain Ground

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Though fund managers face a demanding client base in insurers, which require much more transparency and detailed reporting than other institutional investors, the insurance marketplace still is new enough to hedge funds that managers may see few competing peers, says the report from Patpatia & Associates. That could mean opportunities for forwardthinking hedge fund managers. “It’s still a comparatively underserved market,” says Bill Limburg, senior associate at Patpatia. “We believe there is room for firms that take a more solutionsbased approach to gain assets and share.”

The report outlines how insurers pulled back from hedge funds in the wake of the 2008 financial meltdown, but then “steadily rebounded.” Insurance company assets invested in hedge funds totaled $11.1 billion in 2009, but nearly doubled to hit $21.1 billion by 2013, the most recent year data was available. Insurance companies have traditionally invested almost all of their general account assets in fixed income securities, though many have been slowly adding equities in recent years and, even more recently, alternatives. Especially in the low yield postcrisis environment, some insurance companies see hedge funds as a way to get a little extra alpha, though most observers say it’s mainly about gaining diversification.

Insurers are also raising their exposure to other alternatives, notably private equity, but not by as much: allocations to hedge funds “have grown at an 11.4% CAGR from 2008, surpassing private equity allocation growth in the same time period” of 8.9%, the report says. Multistrategy “remains the most popular choice” for insurers, with 32% of investors holding such funds, according to Patpatia’s report, though this figure is down from 43% in 2008. Secondmost popular is longshort equity, although this too may not be as dominant: “Some [investors] expressed that it will not be their preferred focus moving forward,” the report says.

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SC Advisors Wycliffe Bible Translators Project

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SC Advisors Wycliffe Bible Translators Project

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Wycliffe, like Campus Crusade, had been based in California and was contemplating a move of its US operations to a less costly location. Jay and his team arranged for Wycliffe to acquire the necessary acreage from land and options held by Campus Crusade and began the development of Wycliffe’s $35 million, 140,000 square foot headquarters campus.

Wycliffe’s location and building site presented some significant challenges. Over 1,000,000 cubic feet of on-site earth work was required. Jay’s team was also responsible for a tri party agreement to rebuild three plus miles of Moss Park Road into a four lane roadway, a $6 million project that had to be completed before Wycliffe’s headquarters could open.

These challenges were successfully met, along with the program management, due diligence and construction management and closeout required to complete the project. The result was a beautiful and functional headquarters campus that includes the Dayspring Discovery Center, an interactive learning center where Wycliffe’s vision is shared with thousands of visitors every year.

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Tokyo MK Taxi Group Limousine Reservation

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Tokyo MK Taxi Group Limousine Reservation

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* Please make same-day reservations on the day of use by phone.

For advance reservations, please download the following form in PDF or Excel, and submit the completed form via fax or email to the following: Fax: 03-5425-7561

For advance reservations, please download the following form in PDF or Excel, and submit the completed form via fax or email to the following: Email: hire@tokyomk.com

Golf Shuttle Plan
For advance reservations, please download the following form in PDF or Excel, and submit the completed form via fax or email to the following: Fax: 03-5425-7561

Office hours are from 9:00 – 18:00 (excluding weekends and national holidays) Contact: 03-5547-5557

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Thurrock Council take on challenge of credit fraud rocketing in borough

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Thurrock Council take on challenge of credit fraud rocketing in borough

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THURROCK Council staff were out speaking to residents last week as part of the ‘National Fraud Prevention Week’ across three areas; Thurrock, Castle Point and Southend. Cllr Shane Hebb, the Cabinet member whose portfolio includes tackling fraud, claims the increase ‘is a testament to the team delivering good results’ and ‘residents becoming more astute and reporting illegal practices’.

“The fraud team, by definition, has to work covertly in much of what it does. Awareness weeks such as this give us some space to acknowledge the good work the team does, but also to encourage more people to come forward when they spot something that isn’t right. “There are several types of fraud and economic crime that can affect council services. The council is committed to taking action against anybody who tries to defraud the public purse.”

Some examples of the fraud the council investigates includes: housing benefit, housing tenancy, council tax, business rates, blue badge for disabled parking, social care, insurance, money laundering and council employee and contractor fraud, bribery or corruption. Cllr Hebb added: “It is disappointing we have to employ a team of people – an excellent team of people to combat those who are trying to steal from the public purse. That said, the team is doing something right as we’ve been approached by other agencies and councils to carry out investigations on their behalf.

“With a successful prosecution, the investigating agency is awarded a financial incentive through the Proceeds of Crime Act (POCA), which means the service is actually financially self-sustainable. “But, we do need the help of residents – if you think you know of suspect practices, you can report it anonymously for the team to look into. If you suspect it, report it.”

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Deal Management Team Will:

•   Jumpstart the fundraising process by syndicating company or asset-specific co-investments to new LPs either as part of a fundraising or prior to a fund launch
•   Syndicate co-investments to initiate LP relationships in advance of a fundraising for GPs between fundraisings or prior to launching a first fund
•   Place direct investments by private investors in companies or assets
•   Source capital for company-specific growth or acquisitions
•   Identify real estate joint venture capital

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For many years, the Caruso Family had generously leased the land to the City of Orlando for use as a park, known as Constitution Green, for one dollar per year. The family retained all of its ownership rights to sell or otherwise dispose of the property at any time in the future.

Dramatically increasing property values in the area led the Caruso family to consider an offer of over $7 million in late 2014 from a developer proposing multi-family housing on the site. As the possible sale became public knowledge during the zoning process, an outcry arose from the surrounding community to preserve the land as a park. Both the City of Orlando and the Caruso family were seeking a way to preserve the park while allowing the family to realize the proceeds from a sale to which they were entitled.

The Caruso family engaged SC Advisors to seek a solution and to represent them in any resulting negotiations regarding the parcel. The solution was a property exchange between the Caruso family and the City. The City took possession of the Constitution Green Park and the Caruso family received marketable property and monetary compensation from the City. SC Advisors helped orchestrate this win/win solution which was finalized in September of 2015 and closed in January 2016.

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MK gives you comfort at first sight! Offering the most pleasant airport-city transfer at a trustworthy complete flat rate.

MK's drivers arrive 30 minutes prior to the meeting time. Once the arrival sign of the flight information is turned on, the driver stands in an appropriate manner, holding a board with the client's name at the front of the gate. The driver is closely liaised with call center, that enables them to provide better service to the clients, and makes them feel comfortable. MK's proud service starts from this name board greeting service.

Reservation

From Korea, Seoul MK Call center (24hours 7days) TEL 82(02)6242-5400

From Japan, You can use a local call rate even from anywhere in Japan. TEL 050-3786-5547

Please contact Email address. (This is the Email address of the reservation only.) info@mktaxikorea.com

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Alexis Horowitz Burdick
Luxola

Anastasia Ling
Quintessentially Group

Cynthia Chua
Spa Esprit Group

Deepa Pasumarty
Standard Chartered

Aude de Rotalier
Ubisoft Singapore

Ernestine Fu
Alsop Louie Partners

Roshni Mahtani
Tickled Media,
Female Founders Network

Elim Chew
77th Street

Farah Bashir
Freelance Business Consultant

Gina Romero
Athena Network

John Tan
Controlled Commodity

Nadine McCarthy
Stone & Strand

Sharon Vosmek
Astia

Grace Clapham
The Change School,
Secret Women

John Kim
Venture Capitalist

Loh Lik Peng
Unlisted Collection

Roger Egan
Redmart

Sharon Wong
Motherswork

So-Young Kang
Awaken Group

Mouna Aouri
Woomentum

Choo Yilin
Choo Yilin Fine Jewellery

Teo Jia En
Roomorama

Trina Liang Lin
UN Women

Wee Teng Wen
Lo and Behold Group

Soo Boon Koh
iGlobe Partners

Tan Su Shan
DBS Bank

Sabrina Tan
Skin, Inc.

Rachel Lim
Love, Bonito

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ROY ZUCKERBERG
Chairman
Mercury iFunds Board of Advisors
Former Vice Chairman
GOLDMAN SACHS GROUP

DAVE BARRETT
Managing Director
FORT MANAGEMENT, LP

RONALD BLAYLOCK
Founder and Managing Partner
GENNx360

HENRY BREGSTEIN
Global Co-Chair of Financial Services
KATTEN MUCHIN ROSENMAN LLP

JOHN CADEDDU
Managing Director and Partner
DAG VENTURES

MICHAEL D. FASCITELLI
Managing Partner and Co-Founder
THE IMPERIAL COMPANIES
Former CEO
VORNADO REALTY TRUST

ROBERT M. FELL
Co-Founder and Former CEO
PRICELOCK, INC.

GAIL MACKINNON
Former Executive Vice President
TIME WARNER CABLE

ANDREW WHITE
Founder
BROOKLAWN INVESTMENT PARTNERS

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SC Advisors on future development strategies

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SC Advisors on future development strategies

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SC Advisors has been retained by Dr. Phillips Charities (DPC) to help create future development strategies. One of Central Florida’s largest landowners and most generous benefactors, DPC hopes to increase returns from their holdings. Strong income production is a high priority since it is the source of funds for DPC’s charitable initiatives. SCA will help determine the properties with the best potential for further development as well as the products that would work best on those properties.

“Since all profits from Dr. Phillips’ business activities are used for philanthropic purposes, SC Advisors is privileged to support a 100-year tradition of stewardship, community leadership, and service to the Central Florida community,” said Jay Berlinsky, founder and owner of SC Advisors.

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Bricon Associates Commercial Insurance in Singapore

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Bricon Associates Commercial Insurance in Singapore

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All the business owners out there should pay special attention towards commercial insurance. Managing a business cannot be considered as an easy thing to do. If you want to keep peace of mind while managing your business, you can think of spending money in order to purchase a commercial insurance. Both amateur as well as seasoned businessmen should think about it.

Commercial insurance is specifically been designed in order to insure all sorts of business risks. It not only includes the physical objects that belong to the business. In other words, the financial belongings of a business are also being covered through a commercial insurance policy. This will assist the business owners to explore new ventures without worrying too much about the risk. However, it is important for the business owners to go through the policy carefully and check whether it meets their specific requirements or not. Otherwise, they will not be able to get required assistance during an unexpected situation.

The main thing that commercial insurance covers is property damage and asset loss through issues such as vandalism and if workers go on strike. You can also claim insurance to cover liability costs that comes when an accident happens or someone sues your company. Motor, business and accident are what commercial insurance covers. At Bricon Associates Singapore, we have the best solutions for you at the best rates.

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Mercury Capital Advisors areas of expertise

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Mercury Capital Advisors areas of expertise

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As a full service placement agent, Mercury Capital Advisors provides each client with a customized and highly coordinated approach to the fundraising process

Deal Management team will:

•   Develop and implement a targeted marketing strategy tailored to the unique needs of each GP with focus on suitable LPs
•   Assist or advise in the preparation of marketing materials including flipbook, due diligence materials and PPM
•   Profile prospective investors with GP prior to meeting
•   Collaborate in the management of responses to DDQ requests
•   Manage all aspects of the roadshow including optimizing travel and meeting logistics to ensure an efficient and effective process

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SC Advisors Real Estate acquisition and disposition

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SC Advisors Real Estate acquisition and disposition

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We deliver the highest levels of integrated planning and services for purchase and sale transactions for land and all commercial investment asset classes. Specific services include:

•   Property Selection
•   Listing Contract Negotiations
•   PSA Content Negotiations
•   Due Diligence, including Market Feasibility, Pricing, Operating Performance, and Financial Return Modeling and Analysis
•   Capex Evaluation

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As a Medical Insurance Consultancy with an extensive knowledge of insurance products, we are in the best position to offer sound advice to our clients. Bricon Associates offers a full suite of customised insurance solutions and services, working closely with each client to craft an insurance cover that effectively matches their needs.

Our philosophy is simple. When we know you better, we understand your motivations and are able to offer you reliable advice on procuring the best possible coverage based on your needs, at the lowest premium.

Services We offer:

General Insurance
Health Insurance
Group Health Insurance

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We guide our public and private clients through every state of the development process from first idea to project completion.

Pre-Development

•   Market Feasibility
•   Site Selection
•   Entitlement and Zoning
•   Planning and Design Development
•   Financial Pro-forma Creation and Analysis

Transaction Management

•   Capital Sourcing and Structuring
•   Senior and Mezzanine Debt
•   Institutional Equity
•   Joint Venture/Partnerships
•   Lease Negotiation
•   Tenant Leases
•   Ground Leases

Construction Management

•   Budget and Schedule Oversight
•   Contract Procurement

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Fastport Passport secures international driving permits within 24 hours for overseas travelers who want to drive a car, truck, or motorcycle legally in a foreign country. This is a companion document to your valid country's driver's license. It is valid for 1 year. This is a vital document when your are on your travels.

In most cases, a driver's license issued in the U.S. won't be recognized abroad. However, if you need to drive for a short-term period, you have options. Many governments accept the international driving permit (IDP), which allows citizens of a foreign country with a valid driver's license to drive while traveling in a foreign country.

Many countries require drivers from other nations to hold an international driving permit to drive within their borders. Showing an IDP in these countries can prevent legal hassles such as fines and bail fees if you are stopped or in an accident and are unable to show proof of your eligibility to drive.

Note that while not all countries require IDPs, you might find it helpful to obtain one anyway. It serves as extremely useful identification because it is translated into 10 languages, so it can prevent communication issues during the process of ID checks. An IDP may also be necessary to rent a car in the country you're visiting.

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While it might seem like senior citizens have been around the block long enough to know how to recognize and avoid situations that put them at risk for identity theft, unfortunately they are actually becoming a highly targeted group of people.

Here are just a few reasons for reported increases in senior citizen identity theft:

•   Sometimes, seniors especially those in retirement have larger checking and savings accounts than younger people who are still working to pay off car loans, mortgages, and other major financial obligations (such as college debt).

•   Many seniors receive Medicare or Medicaid benefits, which opens the door for identity theft in the medical sector.

•   Generally, seniors don't check their credit reports as often as do younger people, mostly because the main reasons for checking to take out home or auto loans, or to open a new credit card are no longer relevant to many seniors.

•   Some seniors don't stay on top of the latest fraud attempts related to phishing e-mail and websites, or telephone scams, and they might not have many family members to help keep them educated and sort through any problems.

•   Many seniors are reluctant to talk about a potential identity theft problem with their family members because they don't want to appear as though they're not capable of managing their own affairs.

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Nearly thirty years ago, Moss Park Properties, LLLP purchased 1,200-plus acres of agricultural land in southeast Orange County to hold for long-term growth. In 2005, when it became clear that the property was situated at the epicenter of one of Central Florida's most promising growth corridors, Medical City, MPP's General Partner retained SC Advisors to position the property for development.

SC Advisors has served as Development Manager for MPP since that time, creating the plan to secure entitlements and coordinate the infrastructure improvements for a Planned Development. This work has included a full interchange off of State Route 417 and a major local connector road network.

In March of 2013, Lennar Homes and MPP completed an acquisition and development contract for 366 acres and the future development of a new master planned community. This $50 million investment will advance the initial phases of the community with more than 2,000 residential units and supporting retail and commercial development.

SC Advisors continues to serve MPP as Broker and Development Advisor for the remaining parcels of the Planned Development.

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Identity theft is a nightmare, but there are ways to restore your identity. Know what to do so that no time is wasted saving your credit rating and potential out-of-pocket costs resolving identity theft. Act fast. The sooner you notify the companies you do business with, like your bank and credit card companies, the better. The longer you wait, the more you risk. In some cases you may choose, or the company may suggest, to close your account and open a new one.

The Federal Trade Commission (FTC) oversees identity theft cases, and provides an Identity Theft Affidavit for you to complete when your identity has been stolen. While a copy of your Identity Theft Affidavit and police report are crucial components, it's best to keep copies of every document you've used to report your identity has been stolen for your Identity Theft Report. This might include everything from IRS correspondence stating a return was filed using your information, to a letter you receive in the mail letting you know a credit card (you didn't apply for) has been approved.

Numerous businesses provide just as many credit-reporting services throughout America; however, because of the number of banks, creditors, and other companies they work with, three of those credit-reporting agencies probably have become the most well known and respected. Even though they're all publicly traded and for-profit companies, each one must comply with regulations set forth by the Fair Credit Reporting Act (FCRA). Aside from providing you with free annual credit reports , you can also use these credit bureaus to put a freeze on your credit and provide fraud alerts.

The credit bureaus can place a credit freeze, or security freeze, which restricts access to your credit report. Credit freezes are useful in stopping current identity theft because they stop access to your credit report. Without that access, ID thieves can't open fraudulent accounts in your name; most creditors simply won't open a new account without seeing your credit report.

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When a vehicle is sold or a title is transferred, the law requires written documentation of the total mileage as recorded on the odometer. If the odometer mileage is known to be incorrect for any reason, the seller is required to provide a written statement of this knowledge on the title to the buyer.

Often, odometer fraud is done in conjunction with other crimes in order to make a used vehicle appear to be newer or have less wear than it actually does.

If you think you've been the victim of odometer fraud, you must contact your local law enforcement agency. For large scale investigations, the National Highway Traffic Safety Administration (NHTSA) Office of Odometer Fraud Investigation can provide assistance. You may help an investigation by reporting a suspicious VIN to the NHTSA Office of Odometer Fraud Investigation at (202) 366-4761.

The NHTSA Office of Odometer Fraud Investigation may help you with general inquiries about odometers and may be able to help you to determine if other legal or law enforcement authorities need to be contacted. Contacting your state motor vehicle department can also help you as each state law, on handling odometer fraud, will vary.

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Jay Berlinsky is the founder and owner of SC Advisors. Since the late 1980s, he has been a quiet force behind many of Orlando's most prominent development projects. A fifth-generation Central Floridian with over thirty years of real estate development experience, Jay brings a wealth of knowledge, as well as a unique understanding of the Central Florida market, its history and its people. Many of the region's key stakeholders have chosen Jay to guide them through the development of their projects.

His advisory, oversight, and owner's representation roles cover projects and transactions valued in excess of $2 billion and comprise more than three million square feet of office, retail, and public venues. These include four corporate headquarters, the highly acclaimed Amway Center, and the Citrus Bowl Stadium.

He has also successfully navigated the complex regional planning process on behalf of two new master planned communities. He and his team have secured entitlements for 3,000 acres of mixed-use community development including over 5,000 dwelling units and three million square feet of commercial, retail, office and hospitality uses. He credits his role in the early governance of Disney's Town of Celebration as important in the understanding and shaping of great communities.

Coordinating highly complex, large scale, public/private projects is another specialty of Jay and his team. Our community's elected leaders have repeatedly turned to Jay for oversight of landmark public projects. His public service appointment to the Orange County Oversight Committee for the $580 million Phase V expansion of the Orange County Convention Center gave him valuable insight into the management of large scale projects. This experience led to later opportunities to work with community leaders on the $1.6 billion Community Venues Plan, to serve as Developer’s Representative for Amway Center, and his current role as Owner’s Advisor for the City of Orlando on the re-construction of the Florida Citrus Bowl.

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New Mothers Support Group: Little Planet Playland

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New Mothers Support Group: Little Planet Playland

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Little Planet is a miniature world for children to engage in imaginative and purposeful pretend play. It features a small, interconnected children’s play area designed to reinforce good social skills in a group play environment through interactive play, hands-on learning experiences and role playing.

You can register your interest in attending this event via the NMSG Meetup Group

NMSG Social price will be 15$ per child (U.P. 25$)

.  Please dont forget your socks!

.  There will be no Paediatrician attending this event.

.  Please note, due to the popularity of this venue, we have started a first come / first served system as there is a limit to the number of children/adults permitted at any one time.

.  Meet-up registration does not guarantee you a place at our regular socials

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Hawkfield art consultants: Growing up with Artists

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Hawkfield art consultants: Growing up with Artists

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Sally Caverly is not just the owner and curator of Hawkfield consultants, she is also the heart and soul of the establishment. Her fondness for art developed as she grew up with her parents who are both artists. With this kind of environment, she started to appreciate the importance of preserving and enhancing arts and its value. Art collecting came about as a natural product of interacting with her family and from her school and work environment.

Sally has a B.A. degree in Marketing from Simmons College, a diploma from Phillips Academy in Andover and later obtains a Master’s degree in Education. She was employed as a Market Research Department Head at Houghton Mifflin Company and currently serving as a Director at the North and South Rivers Watershed Association.

Being the youngest in the family, Sally was trained in the business in her early years as she was quite often tasked to serve as auctioneer for her parents who fortunately obtained a stunning collection of American impressionist paintings and sculpture. Later on in her twenties, she bought her first in her art collection which is a pastel drawing of wild ducks by William Henry Chandler.

You will notice on her collection her interest on artworks with ducks, geese and wild birds and animals. And even her attachment with her home environment in the East Coast is quite apparent in the art collection of Sally Caverly. Her love for art and vast experience has helped Hawkfield Gallery to maintain its charming appearance which attracts many clients in visiting the establishment.