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By: Dylan Prete

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Life insurance is a form of insurance that pays a amount of money to the insuraned persons family on the death of the insuraned person.

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Term life insurance is insurance that is payed over a peroid of time that insurance your family if you die within that peroid of time.

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It is a perment life insurance that gives garneted protection for your family.

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A perment life insurance that is paid with low premiums and uses a invesment aspect so that you get more money.

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A varibale life insurance is simalar to a Universal life insurance plan but it does not have premiums attached to it.

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Preiums and the factors that affect them. 

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Preiums and the factors that affect them. 

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Preiums are the semi annual payments that are paied to keep a life insurance policy. There are 8 factors that effect the preiums:
1. Age
2. Gender
3. Your health history
4. Family health history
5. Smoking
6. Hobbies
7. Occupations
8. The policy

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The benefaciare is the person that recives money apon the death of the benefactor. Before the benefaciares can get paid a lot of steps has to be taken before the money can be given so it will take months before the money is recived.

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https://www.fidelity.com/life-insurance/life-insurance-planning/what-is-life-insurance

https://www.massmutual.com/insurance/life-insurance/whole-life

https://www.investopedia.com/terms/u/universallife.asp

https://www.thebalance.com/when-will-you-get-your-inheritance-3504965

https://www.policygenius.com/life-insurance/what-is-a-life-insurance-premium/

https://www.fbfs.com/learning-center/8-factors-that-can-affect-life-insurance-premiums