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https://www.rbcroyalbank.com/credit-cards/cardholders/frequently-asked-questions/general-questions.html

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-I'd probably will when I'm living independently as in an adult in the future. Since everyone want's to have a vacation time to time having a credit card can be useful, along with it can be beneficial if my future career needs to be worked at a different location across the world.

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Do you think I'm going to use a credit card? Why? or Why not?

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Do you think I'm going to use a credit card? Why? or Why not?

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-If the credit card has been stolen or is just permanently lost. Usually the best thing to do is call your local bank that is the same company for the credit card.
-Another can be from switching credit card companies that is suited best for you.
- Many banks have a 24hr toll free number that would allow to cancel your credit card anytime.

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What does someone would do to cancel their credit card?

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What does someone would do to cancel their credit card?

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https://www.rbcroyalbank.com/credit-cards/student.html

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The minimum age to have a credit card is 18 years old in provinces like Alberta, Manitoba, Ontario, Quebec, PEI. And all other provinces require to be 19 of age.

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How old you have to be to own a credit card?

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How old you have to be to own a credit card?

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-The temptation to overspend
It's so easy to spend with credit cards making it so convenient to spend money with causing people to overspend without realising.

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-Risk of getting into debt
It's hard getting out debt sometimes and many of which can cause problems leading to stress, depression, other mental health issues.

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-Risk of ruining your credit score.For example missing a payment for 30 days can do a lot of damage to your credit score preventing companies unsafe helping out when it comes to insurance

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https://www.investopedia.com/articles/pf/10/credit-card-debit-card.asp

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- Cash Back Rewards(for gasoline, groceries, flights, restaurants)

-Safety from losses from fraud
-Insurance such as rental car insurance, travel insurance.
-Universal Acceptance many purchases have difficult with a debit card like rental cars, and hotels

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Are they beneficial? Are they dangerous?

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Are they beneficial? Are they dangerous?

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-Best to have a credit card with you for emergencies 

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-Best to have a credit card with you for emergencies 

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-Using it for shopping online because it's more secure to your account 

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-Using it for shopping online because it's more secure to your account 

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-If you can't pay it off your bill(s) it makes  interest rates really high for yourself

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-If you can't pay it off your bill(s) it makes  interest rates really high for yourself

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https://go.hfcu.org/blog/bid/156290/what-is-the-truth-about-credit-cards