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In one year I will be touring colleges and deciding which to go to.

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I will take out a small loan cosigned by my parents to start a credit score foundation

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In one year I will likely be driving the same car so I will not be taking out any car loans.

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Since I am not able to take out car loans or apply for a credit card, I could save money to use for these future investments

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In one year I could also save up for a professional instrument and prepare to make loans to it.

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Save money to prepare for loans into a very expensive professional instrument.

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I will be finishing up college around this time (Hopefully) and have my own credit card. I will likely have gotten my first card a while back and have set up more forms of credit since then.

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I will have and use my credit card responsibly

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I will be paying off student loans at this time which is another form of credit to add.

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I will be paying part of my student loans with my parents to help build a strong credit foundation.

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I might also be in an apartment rather than a school dorm. Paying rent is a form of a scheduled payment similar to credit which could help stay responsible.

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Just having an apartment will help build a sense of scheduled payment responsibility.

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Ten years from now I hope to be living off on my own somewhere! I would even love to live overseas somewhere.

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At this point I want to continue using my credit card and paying my student loans responsibly.

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If I have a boyfriend at this time I will learn valuable lessons in sharing and monitoring credit between the both of us.

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Using corporation credit cards to build a stable credit history to get good APR on my upcoming big purchases.

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I will start investing and gaining a deeper understanding of the stock market and investing.

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Putting money into stocks and CD's etc will help build my money.

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Perhaps I went through a crazy dramatic 20's and have had a life fantastic epiphany at this time!

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Using my saved money I will have moved across the seas and bought a tiny house OR a large RV and I am on the move. My credit action is collecting money from my investments

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I will be taking out loans for my residence.

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I will be paying off my residential loans as well as a car loan likely.

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I will be traveling and performing for a beautiful green energy utopia.

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My credit action is just paying off my silly little bills