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1. Create a budget and stick to it by tracking all your income and expenses to have a clear understanding of your finances and avoid unnecessary spending.

2. Spend money wisely by prioritizing essential expenses such as food, housing, and utilities instead of making impulsive purchases.

3. Regularly save a portion of your income, such as 10-20%, to build a financial safety net and be prepared for unexpected situations.

Сербин Олександр 9-в

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Purple Blue Modern Pie Chart Analysis Graph_20250313_121620_0000

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онуцька софія 

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онуцька софія

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Pastel Blue Gradient Budget Pie Chart Graph_20250313_121220_0000

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тхоржевський юрій

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To save money, you need to know what you're spending it on_20250313_120015_0000

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Гавриш Назарій

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1. **Set a Budget**: Determine how much you can afford to spend and stick to it. Prioritize essential expenses first.

2. **Research Tools and Resources**: Look for the best tools, software, or resources that you might need. There are often free or cheaper alternatives that are just as effective.

3. **Invest in Quality**: If you need to spend money on materials, software, or services, opt for quality over quantity. Good tools and resources can make a significant difference.

4. **Utilize Student Discounts**: Many companies offer discounts for students. Always check if you can get a reduced price.