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If You or a Loved One Has Been Hurt in a Crash, Contact a Los Angeles Car Accident Lawyer at Banafshe Law Firm Immediately.

Automobile accidents are an unfortunate part of life on the road. No matter how safe a driver you may be, crashes can and do happen. Fortunately, California law empowers a person injured in a car accident to seek compensation from those responsible. That starts with consulting a proven Los Angeles car accident lawyer at Banafshe Law Firm, PLC.

At Banafshe Law Firm, our Los Angeles car accident lawyers have recovered millions of dollars for clients injured in vehicle collisions and a wide variety of other accidents. We combine decades of legal experience to ensure that the people we represent get the maximum compensation available under the circumstances. Our lawyers take pride in guiding clients through the legal process with experience and professionalism. We understand the tactics that insurance companies often use to try to minimize or avoid pay outs and we work aggressively to get you the money you deserve.

We also take pride in assisting our clients with obtaining the medical care they require to treat their injuries and fully heal. Once our office is retained, we assign a team of professionals to guide our clients through the legal process and handle all phases of their case so our clients can focus on obtaining the medical attention their desperately need. We have the knowledge, experience and resources to make sure our clients obtain the compensation they deserve.

Our track record of success speaks for itself. We have helped countless clients get back on their feet after an injury with optimal financial support. That includes six- and seven-figure settlements and judgments for people injured in car crashes. Our firm gives clients the confidence to focus on their physical recuperation with the peace of mind that comes with knowing that we are out there fighting for them.

Common Causes of Auto Accidents in Los Angeles and Elsewhere in California

There are a number of factors that can contribute to a crash, from driver error to poor weather conditions. Although the result of the accident may be the same, top-notch Los Angeles car accident attorneys know that identifying the cause of the crash is often a key element to obtaining money damages for your injuries.

Some of the most common causes of car accidents include:

Failure to Yield: State and local laws require drivers to yield to others on the road in a number of different circumstances. These "right of way" laws are meant to avoid confusion that can set the groundwork for a collision.

For example, a driver who is entering a roadway from a parked position or private drive should yield to oncoming traffic already on the road. The driver should also yield to nearby pedestrians. Similarly, a driver trying to make a left turn should always yield to oncoming traffic unless he or she has a green arrow sign. A person who doesn't properly yield is at risk of causing a broadside or T-bone accident.

Unsafe Lane Changes: There are appropriate times and places for lane changes. There's also a correct way to make those changes when needed. Lane changes should be made only in situations in which the lane to which you're moving is separated from your current lane with a broken white line. Drivers must always properly signal when making a lane change. They're also expected to avoid sudden lane changes that may not give others adequate time to react. That's especially true when traveling at high speeds or in difficult weather conditions.

Driver Fatigue: Tiredness and distraction behind the wheel often go hand in hand. The more fatigued a driver is, the more likely he or she will succumb to distraction. Still, fatigue also raises its own separate set of safety concerns. Even if you're not actually falling asleep behind the wheel, fatigue and drowsiness can significantly slow reaction times. Fatigue is often the result of lack of sleep, certain medications, long hours on the job, or drinking and driving. Drowsy driving is also regularly to blame for accidents involving large trucks and other commercial vehicles, where drivers are commonly pushed to spend long stretches of time behind the wheel during busy traffic times.

Poor Weather: Mother Nature is no friend of the motorist. Weather can wreak havoc on driving conditions, making roads difficult to see and surfaces treacherous to navigate. Whether it's, rain, snow, wind or natural disasters like hurricanes and earthquakes, poor weather is a common culprit in car accidents. Even when a storm has passed, it may leave downed street signs and traffic lights and cause roads and streets to be obstructed with debris.

Understanding the cause of the crash is just one step on the road to getting compensation for car accident injuries. In some cases, the factors contributing to a collision may not be readily apparent. That's why it's vital that a person injured in a crash in Southern California seek the advice and counsel of a seasoned Los Angeles car accident lawyer.

Car Accident Laws in California

California law is meant to protect people injured in car accidents, but these cases can also come with unnecessary complications for people who are not well versed in the law. Insurance companies often try to take advantage of these situations by aggressively pushing quick settlement for pennies on the dollar. It is vital that you do not accept an insurance settlement without first consulting an experienced car accident attorney. An insurance company is a business just like any other and their adjusters are trained to settle cases early and for as little money as possible in order to increase profits. The insurance company adjuster will be compassionate, caring, and befriend you to carry out this goal. The "final offer" or "maximum offer" an unrepresented accident victim receives is rarely, if ever, the maximum money the insurance company is willing to pay.

Most car accident cases in Los Angeles and elsewhere in California are based on allegations of negligence, which is a legal claim used to hold people and entities liable for the harm that they cause. These claims revolve around what courts and lawyers often refer to as a "duty of care."

Drivers, for example, owe other people on the road a duty to exercise a reasonable amount of care while behind the wheel. That means complying with traffic laws, obeying traffic signs and maintaining safe speeds. It also means avoiding distractions and risky behavior like texting and driving and getting and staying off of the road if you're fatigued or under the influence of drugs or alcohol.

A Los Angeles Car Accident Lawyer Can Review Your Case and Help Determine Fault and Liability in California Car Accident Cases

A driver who doesn't live up to the duty of care is likely to be held legally liable for any accidents that happen as a result.

The money damages usually available in California car accident cases are intended to compensate an injured person for the losses related to the crash. That includes compensation for past and future pain and suffering, loss of earnings, medical bills stemming from the injuries sustained in the accident, mental therapy related to the accident and expected future medical treatment. Reimbursement for car and other property damage and missed wages due to time away from the job while the injured person recuperates is also common.

In the tragic situation in which a person is killed in an automobile accident, his or her family has the right to seek similar compensation for wrongful death.

In many cases, an injured person may be partially to blame for the collision. A driver who is speeding when he or she hits a car that changes lanes without signaling, for instance, may be found to share at least some of the blame.

California's comparative negligence system determines liability based on share of fault for the accident. In other words, a person who is partially to blame for a crash will have his or her potential money damages reduced proportionate to the person's responsibility for the collision. If this is the case, our attorneys and team of professionals have the experience to reduce the amount of comparative negligence to the lowest possible amount.

Speak With a Knowledgeable Los Angeles Car Accident Lawyer Today

Don't go it alone. If you have been involved in an accident, contact a Los Angeles car accident lawyer at Banafshe Law Firm as soon as possible for a free initial consultation.

Our office is conveniently located in Beverly Hills and we gladly serve clients throughout greater Los Angeles. Contact us online, call (800) 789-8840 or email us to speak with an attorney today. Any delay might affect the outcome of your settlement and your ability to receive full compensation. Remember, we advance all costs and we don't charge if we don't collect money for you.

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Car Accidents| Los Angeles Car Accident Lawyer | Banafshe

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Automobile accidents are an unfortunate part of life on the road. No matter how safe a driver you may be, crashes can and do happen. Fortunately, California law empowers a person injured in a car accident to seek compensation from those responsible. That starts with consulting a proven Los Angeles car accident lawyer at Banafshe Law Firm, PLC.

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An in-depth look at a driver's obligations after a car accident in California, the state's comparative negligence rule, and more.

After any kind of traffic accident in California, drivers have certain obligations when it comes to reporting the crash. We'll cover the details of those rules in this article. And if you want to explore your options for holding the at-fault driver financially responsible for your losses, we'll discuss a few California laws that could have a big impact on your case.

Reporting a Car Accident to Law Enforcement in California

According to California Vehicle Code section 20008, the driver of any vehicle (or a representative of that driver) involved in a car accident must, within 24 hours, make a written report of the crash to the California Highway Patrol or to the police department of the city where the accident occurred, if the crash resulted in injuries or death of any person (driver, passenger, pedestrian, bicyclist, motorcyclist, etc.). If the agency that receives the report is not responsible for investigating the accident, that agency will forward the matter to the proper investigating authority.

It's important to note that, if a law enforcement officer comes to the scene of your accident, he or she will prepare a written report of the accident on behalf of the agency. In that situation, you need not make your own separate written report.

Do I Need to Report a Car Accident to the California DMV?

In many situations, the answer is yes. Any driver involved in an accident in California needs to report the crash to the California DMV within 10 days if:

anyone involved in the accident was injured (however slightly)

anyone was killed in the accident, and/or

the crash resulted in property damage (meaning damage to a vehicle or real property) of more than $1,000.

Learn more about Traffic Accident Report SR1 and get a copy of the form (from the California DMV website).

For more information on the rules for reporting a car accident in California, you can refer to California Vehicle Code sections 20000 through 20018.

Should I Report the Accident to My Car Insurance Company?

States do not generally have any laws on whether-or when-policyholders who get into a car accident should report the accident to their automobile insurer, and California is no exception.

However, every automobile insurance contract requires the policyholder to report a car accident to the insurer very soon after the fact. The sooner the insurer knows about the accident, the sooner it can start trying to defend the claim. If the insured fails to report an accident within a reasonable period of time, the insurer may deny coverage in connection with the crash. An insurance company could define a "reasonable period of time" as being as little as a day or two, depending on the circumstances of your accident.

Bottom line: Even if your car accident was minor and did not rise to the level of a "reportable accident" in California, you still want to report it to your automobile insurer just to make sure that the carrier will provide coverage for the accident if you should need it. Learn more about contacting your car insurance company after a car accident.

California Car Accident Statute of Limitations

A "statute of limitations" is a state law that sets a time limit on a potential plaintiff's right to bring a lawsuit. These deadlines vary depending on the kind of harm you suffered and/or the kind of case you want to file. Get the details on the California car accident statute of limitations.

California's Comparative Negligence Rule in Car Accident Cases

If you share part of the fault for causing a car accident, state laws differ significantly when it comes to how your claim is affected. In California, you can recover compensation from any other at-fault party, regardless of the degree of your own fault. BUT any compensation you recover will be reduced by your percentage of fault. In legalese, this makes California a " pure comparative negligence" state.

So, how is this "pure comparative negligence" rule applied in the real world? Not only do California judges and juries follow it in a court-based lawsuit (should your case get that far), but you can be sure that a car insurance claims adjuster will look to California's comparative fault rules when figuring out how much your claim might be worth.

For example, let's say you're in a car accident where another driver made an unsafe lane change and side-swiped you. But you happened to be driving a little fast at the time, according to witnesses and a police report that was prepared after the accident. Your car accident lawsuit makes it all the way to trial, and you're deemed to be 15% at fault for the accident, while the other driver is 85% at fault. Your total damages are $10,000-including vehicle damage, medical bills, and lost income. Under California's comparative fault rules, you're entitled to recover $8,500 from the at-fault driver (your $10,000 in damages less 15% as your percentage of fault).

California Car Insurance Rules

Car insurance is certain to play a part in any claim that's made after a car accident. California, like most states, requires the owner of a motor vehicle to maintain a certain amount of insurance coverage-or otherwise demonstrate financial responsibility in case an accident occurs-in order to operate the vehicle legally on the state's roads and highways. So, understanding the California auto insurance rules is essential to any potential car accident case. For details, read up on California's car insurance rules and requirements.

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An in-depth look at a driver's obligations after a car accident in California, the state's comparative negligence rule, and more. After any kind of traffic accident in California, drivers have certain obligations when it comes to reporting the crash. We'll cover the details of those rules in this article.

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California Car Accident Settlement Process

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California Car Accident Settlement Process

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From Hollywood to Humboldt, Lake Tahoe to Light House State Beach, California has a little bit of something to offer everyone. But getting from one point of interest to another in the Golden State pretty much requires driving. Rather than leaving your fate to a jury, if you were injured in a car accident in California you may wish to learn about the California car accident settlement process and timeline.
Do I Need to Report a Car Accident in California?
In most cases, yes. Per California Vehicle Code § 16000, if property damage exceeds $750 or if anyone is killed or injured, you, your attorney, or your insurance agent must report the car accident using the Report of Traffic Accident Occurring in California (Form SR-1). If you fail to report such an accident, you may be liable for a misdemeanor hit-and-run under California Vehicle Code § 20002 (for property damage only) or a felony hit-and-run under California Vehicle Code § 20001 (for injury to a person).
California Car Insurance Laws
Insurance policies limited to comprehensive or collision coverage do not meet California's minimum requirements. Drivers in California are required under California Insurance Code § 11580.1(b) and under California Vehicle Code § 16056 to carry liability insurance which meets the following minimum requirements:

The California legal system uses the " pure comparative negligence" and " at fault" systems. This means that even if the court found you 70 percent at fault for your car accident, the court would still award you 30 percent of any jury damage award.
How Do Car Accident Settlements Work in California?
A settlement is a legal agreement to drop a pending lawsuit and award damages. The vast majority of car accident cases end in settlement rather than with a jury verdict. A settlement allows both parties control over the outcome. In California, California Rules of the Court Rule 3.1380 requires you and the opposing party (or parties) to participate in one or more settlement conferences before your case proceeds to trial.
What is the Average Car Accident Settlement in California?
Car accident settlements typically do not exceed the at fault driver's car insurance maximums. However, if you were seriously injured, you or your attorney should be certain that your car accident settlement awards you enough money to compensate you for:
How Long Do I Have to File a Car Accident Lawsuit in California?
Per California Code of Civil Procedure § 335.1, you have two years to file a personal injury claim. For property damage, California Code of Civil Procedure § 338 dictates that you have up to three years to file a claim. This means that if you suffered whiplash due to a car slamming into your rear bumper, you have two years to file a claim for any medical bills or other out-of-pocket expenses you incurred due to the injury. But if the only damages you incurred were a broken taillight or a smashed bumper, you have three years in which to file a claim for compensation.
Talk to a California Attorney About Your Car Accident Settlement
Car accident settlements are legally binding documents. While they allow both parties to regain the power otherwise given to the jury, there is a risk of settling for an insufficient amount of money damages. Juries are given instructions to guide them in awarding damages. If you suffered damages in a car accident, you should speak with an experienced California injury law attorney today.

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California Car Accident Settlement Process and Timeline - FindLaw

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How Do Car Accident Settlements Work in California? A settlement is a legal agreement to drop a pending lawsuit and award damages. The vast majority of car accident cases end in settlement rather than with a jury verdict. A settlement allows both parties control over the outcome.

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What Insurance Companies Don't Want to Tell You About Car Accidents

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What Insurance Companies Don't Want to Tell You About Car Accidents

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Many people think that their insurance company has their best interest in mind. However, many insurance companies will deliberately withhold information from people. There are many things that your insurance companies will not tell you.

Having Your Car Declared As A Total Loss is Not Always a Good Thing

If your car has suffered serious damage, then you may think that declaring it as a total loss is the best thing to do. However, this actually benefits the insurance company more than it benefits you. If your vehicle is totaled, then you may end up getting less than what you need to buy a new car. Insurance companies actually make more money when you declare your vehicle a total loss.

It is Important to Take Your Own Photos

You will need to have documentation to support your claim. That is why you will need to take your own photos. Not only will you need to take photos of the damage, but you will also need to take photos of the area.

Your Car may be Worth Less After You Repair It

Even if you are able to get your car repaired, it may still be worth a lot less. If your insurance company pays for the damage, then you may still be getting less than what they need. You may be able to get a diminished value claim.

There are Time Limits

Most people are aware of the fact that there is a time limit that applies when you file a claim. However, you may have less time than you realize. The sooner you file a claim, the sooner you will be able to get your compensation. You should file a claim immediately. However, if you have to get medical attention, then you should do it within 14 days.

Letting Your Friend Drive Your Car is Risky

Many people think that they will not be on the hook if their friend drives the car and gets into an accident. However, you are responsible for anyone who drives your car. Your rates will still likely go up after an accident. You may also be sued. If you choose to let someone borrow your car, then they should have their own personal auto insurance.

Your Coverage may be Dropped

There are many things that you can do that can cause your coverage to get dropped. For example, if you are caught driving under the influence, then you can lose your coverage. You may also have your coverage dropped if you do not tell your insurance company that there is someone else who drives your car regularly.

Getting into a car accident and having to deal with insurance companies can be difficult. You can contact Banafsche Law Firm if you need an attorney.

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What Insurance Companies Don't Want To Tell You About Car Accidents | Banafshe Law Firm PLC

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Many people think that their insurance company has their best interest in mind. However, many insurance companies will deliberately withhold information from people. There are many things that your insurance companies will not tell you.

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Banafshe Law Firm, PC - Los Angeles Accident Lawyer

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Banafshe Law Firm, PC - Los Angeles Accident Lawyer

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1875 Century Park East,
Suite 1850
Los Angeles, CA 90067
Phone: 310-273-7300
https://www.banalaw.com

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Uber drivers are independent contractors working on behalf of a publicly-traded corporation, and when an accident occurs, difficult legal issues can arise. In the event of an car accident, It's crucial that Uber drivers and passengers alike understand their rights and take the appropriate steps to be compensated for their injuries and expenses. Whether you're an Uber driver, passenger or pedestrian involved in an accident, make sure you understand how to move forward.

Working with a Los Angeles Uber accident lawyer can ensure your claims are handled efficiently and effectively.

Your Rights as an Uber Driver

While most Uber drivers report positive experiences, many complex legal issues can arise when an accident occurs. While Uber offers a flexible stream of income, expenses can mount quickly if you're involved in an accident. Understanding your role, your rights, and your responsibilities after the accident is crucial to minimize your risk of liability.

In California, Uber Passengers Also Have Rights

Passengers are also protected and can make a claim against the responsible party. The responsible party can either be Uber or anyone responsible for causing the accident. Uber passengers involved in an accident may experience substantial physical and emotional damage after the incident. Accidents are stressful, traumatizing events, and it's imperative to seek medical help immediately after an accident occurs. Understanding who is responsible for the accident will help you better determine your path to financial recovery. If an accident occurs while you're using Uber's services, be sure to reach out to an attorney that can assist you along the process.

Whether you're an Uber driver or a passenger, a Los Angeles Uber accident lawyer can help you understand your rights. Some important considerations you might encounter after an Uber accident include:

Understanding Fault

Who is at fault for an accident is not always clear-cut. Blame doesn't always fall squarely on someone, and in many cases, one or several parties can be at fault when an accident occurs. After an Uber accident, law enforcement professionals will evaluate the incident and assist with assigning fault to the appropriate parties. If you're an Uber driver involved in an accident, be sure to call the police immediately to sort out the facts. File a police report immediately on the scene, and take pictures of the damage caused to your vehicle.

If you're a passenger involved in an Uber accident, make sure you treat your injuries immediately and do not hesitate to reach out to an attorney who can guide you through the recovery process for any costs incurred.

A Skilled Los Angeles Uber Accident Lawyer Will Work on Your Behalf and Discuss Your Case With the Insurance Company

It's important to understand that many insurance companies require timely notice of an accident in order to pay out any claims. It is important that you speak with a qualified accident attorney prior to speaking with any insurance company, especially the adverse insurance company. Once you retain an attorney, the insurance company is not permitted to contact you and all communications will go through your attorney. This is crucial because an experienced attorney will present your case to the adverse insurance company in a manner to maximize your recovery. You will be required to make a statement to your own insurance company. An experienced accident attorney will guide you as to how you should present your claim and speak to the adjuster to ensure you will not be held responsible or make an incorrect statement.

Compensation For Your Losses

Uber accidents can cause substantial physical and emotional pain, and result in significant expenses to manage your injuries and repair your vehicle. Uber drivers and passengers alike may be able to receive compensation for their injuries and economic losses. Uber drivers, for example, may be entitled to lost wages if they are unable to work due to substantial physical or vehicular damage. Drivers may additionally receive compensation to cover the cost of repairs to their vehicles and their medical expenses. Uber passengers who experience physical or emotional trauma may also be entitled to compensation for medical expenses and lost wages, should their injuries prevent them from returning to work safely. Whether you're an Uber driver or passenger, your attorney can guide you through the recovery process.

Insurance Coverage

Uber has insurance policies to protect their drivers and riders. Drivers are covered if they are not at fault and either waiting for a ride request, in route to pick up a rider or during trips. A rider is covered irrespective of who it at fault as long as they are in the Uber and on a Uber trip.

Let Us Be Your Uber Accident Lawyers. Contact Our Office Today

After an Uber accident, you'll want to work with a team of attorneys who have substantial experience navigating legal claims against Uber. Our law firm routinely handles Uber accident lawsuits, working alongside our clients to file complex paperwork, deal with law enforcement agencies and insurance companies, and secure your rights under the law. If you've been involved in an Uber accident, contact a Los Angeles Uber accident lawyer at our firm immediately to secure guidance, assistance, and advice throughout the recovery process.

Don't wait to get the help you need. Reach out today and schedule your FREE consultation.

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Los Angeles Uber Accident Lawyer | Uber Accidents | Banafshe

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Uber drivers are independent contractors working on behalf of a publicly-traded corporation, and when an accident occurs, difficult legal issues can arise. In the event of an car accident, It's crucial that Uber drivers and passengers alike understand their rights and take the appropriate steps to be compensated for their injuries and expenses.

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Can I Claim Personal Injury After a Ridesharing Accident?

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Can I Claim Personal Injury After a Ridesharing Accident?

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California law considers Uber and Lyft to be transportation network companies (TNCs). They must offer a commercial policy for damages, set at $1 million per accident limit. There is also a further $1 million uninsured/underinsured motorist insurance.

Note that these insurance policies change if:

​However, it's possible that Uber, Lyft or other ridesharing companies could be liable if they act negligently in supervising, training or vetting their drivers. This would change the nature of the claim and may incur punitive damages against the company.

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Uber and Lyft: Can I Claim Personal Injury After a Ridesharing Accident? | California Law

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California law considers Uber and Lyft to be transportation network companies (TNCs). They must offer a commercial policy for damages, set at $1 million per accident limit. There is also a further $1 million uninsured/underinsured motorist insurance.

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What Should You Do After a Rideshare Accident?

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What Should You Do After a Rideshare Accident?

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With the advent of ridesharing apps like Uber and Lyft comes the considerable legal question: In the event of an accident, who is liable for any resulting injuries or legal claims? The answer to these questions isn't always clear, and if you've been involved in an accident with a ridesharing vehicle in California, you may wish to call a Los Angeles accident lawyer who can help you navigate this complex situation. Your attorney will help you understand whether the rideshare company provides insurance, when your claim may not be covered, and what to do to move forward and ensure you're covered for your economic and non-economic losses.

Understanding Ridesharing

As the state of origin for some of the largest ridesharing companies working today, California was the first state to legalize ridesharing, otherwise known as transportation network companies. Having officially entered the mainstream as one of the most useful modes of public transportation in otherwise congested cities, ridesharing apps like Uber and Lyft have completely revolutionized how people get around. A rideshare occurs when a passenger travels in a private driver's personal vehicle for a one-time ride they purchased through the ridesharing app. The driver charges the rider through the app, and the rideshare company keeps a percentage of the profits.

In order to operate as a rideshare driver, TNCs will generally require a background check and proof that your driver's license is up to date. Drivers are not, however, required to have a taxi driver's license.

What's the Difference Between a Taxi Driver and a Rideshare Driver?

Taxis are usually owned, inspected and maintained by a taxi company and leased by a driver. The driver pays the company a certain amount per month to operate the vehicle, in exchange for keeping the profits from his service. A city or county usually has strict regulations on taxis and drivers, and a taxi driver is required to have a specific type of driver's license.

The way you might hail a taxi is also quite different from a rideshare app, as taxis generally roam the street making themselves available to passengers who may need a ride. There are certain locations, like airports, hotels, and train stations, where taxi drivers are queuing and awaiting new passengers. Cash used to be the accepted mode of payment with taxis, but recently most have installed credit card machines in an effort to better serve their customers.

Rideshares work quite differently. When someone needs a ride, they would open their app and mark their current location, which allows the app's algorithm to locate a driver nearby. You would additionally enter other specifics, such as how many people are in your party, and where you are planning to go. Before your ride begins, the app advises how much you can expect to pay for the ride, and advises if the roads are particularly busy and causing prices to 'surge.' Your credit card is also kept on file within the app, so you are billed directly each time you complete a ride. After the ride, the app will prompt both you and the driver to leave a review about the experience.

Whether you're riding in a taxi, a rideshare or your own vehicle, there are certainly the same types of risks involved on the road. While rideshare and taxi drivers are certainly held to higher standards, accidents can still occur. If you've been involved in a car accident while taking a rideshare, a Los Angeles accident lawyer can illuminate your next steps.

Understanding the Types of Rideshare Car Accidents

There are four main categories of ridesharing accidents, and the type of accident you're involved in will very much determine your ability to recover damages for your losses. These accidents include:

Scenario 1: A passenger was injured in a ridesharing vehicle during a ride

Scenario 2: The rideshare driver was injured while picking up, driving, or dropping off passengers

Scenario 3: A driver of another vehicle was injured in an accident with a vehicle performing ridesharing services

Scenario 4: Passengers were injured in a crash with a rideshare vehicle as the rideshare driver was on its way to pick up a passenger

In the last scenario, it's important to note that drivers can be held liable for negligence if they were engaging with the ridesharing app instead of paying attention to the road. Given what we know about ridesharing apps and how they operate, would a driver be held liable for an accident, or would the ridesharing company have to foot the bill?

When are Drivers (Instead of the Company) Liable?

Rideshare drivers are classified as independent contractors, which means they work under a contract and not as an employee of the company. They are required to maintain their vehicles themselves, and are generally not covered under an employer's worker's compensation program. Under this framework, the driver would be responsible for their own general liability insurance coverage; however, the state of California requires rideshare companies to provide additional insurance for drivers. There are a variety of different policies and coverage available, depending on the severity of the accident.

As such, if it's shown that a driver was wholly responsible for causing an accident, it's likely the rideshare company that will ultimately cover the driver's liability through their insurance policy if the damages are extensive.

What Steps Should You Take After a Rideshare Accident?

If you are a passenger involved in a rideshare accident, then your actionable steps should mirror those you would take after a normal car accident. After calling emergency services and ensuring your health is intact, call law enforcement immediately so they can begin gathering evidence around the facts of the accident. The rideshare company will have a record of your driver's pertinent information and the location where the accident occurred. You will also need to ensure that you've gathered the driver's insurance information, because that will be the first option for the driver when attempting to settle any claims. Also make sure you obtain their full name, license number, and license plate number for your records.

Hire a Los Angeles Accident Lawyer Today

Bear in mind that settling these claims will likely be much more complicated than your standard accident because they involve so many different parties. As such, you will likely want to consider hiring an attorney who can expertly guide you through the complexity of these claims.

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What Should You Do After a Rideshare Accident? | Banafshe Law Firm PLC

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With the advent of ridesharing apps like Uber and Lyft comes the considerable legal question: In the event of an accident, who is liable for any resulting injuries or legal claims? The answer to these questions isn't always clear, and if you've been involved in an accident with a ridesharing vehicle in California, you may wish to call a Los Angeles accident lawyer who can help you navigate this complex situation.

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Who Is Liable If You're Injured in an Uber Crash?

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Who Is Liable If You're Injured in an Uber Crash?

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Ride-sharing services like Uber, Lyft, and others have made getting around town much easier -- just a few taps on your smartphone and you've got door-to-door service. And, for the most part, these services are as safe as taxis or driving yourself.

But what happens in the rare cases of an accident? If you're injured in a crash with an Uber driver or while riding in Uber or Lyft, who's responsible?
Responsibility With Riders
If you're a passenger in an Uber, Lyft, or other ride-share, your injuries will probably be covered by the company's insurance. Many states, like California, require ride-sharing companies to carry a certain amount of commercial liability insurance to cover accidents and injuries.

In general, employers are liable for their employees' accidents, and, while there have been some disagreements regarding whether Uber drivers are technically employees or not, ride-sharing companies will indemnify their drivers if they get into an accident while driving a customer.
Rider-less Responsibility
If you're driving another car, or are a pedestrian and struck by an Uber driver, determining liability could be a little tougher. While ride-share companies cover drivers when they're on the clock, figuring out what constitutes "on the clock" has proven a bit trickier. For instance, what if the driver doesn't have a rider at the time of the accident, but is on her way to pick one up?

If the ride-share driver is not covered under the company's insurance policy, determining fault in a crash will be just like any other car accident. In those cases, you should gather as much evidence of the accident and your injuries as possible to support your claim. If you are able to determine the accident was the ride-share driver's fault, he or she will generally be liable, and most ride-share companies require their drivers to carry their own insurance policies in that event.

If you've been injured in a car accident with an Uber driver and are having trouble getting reimbursed via insurance companies or are considering a lawsuit, you should contact an experienced injury attorney to discuss your claim.

Related Resources:

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Who Is Liable If You're Injured in an Uber Crash?

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Ride-sharing services like Uber, Lyft, and others have made getting around town much easier -- just a few taps on your smartphone and you've got door-to-door service. And, for the most part, these services are as safe as taxis or driving yourself. But what happens in the rare cases of an accident?

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Overall

Traffic fatalities decreased 8.3% from 3,884 in 2017 to 3,563 in 2018.

The 2017 Mileage Death Rate (MDR) - fatalities per 100 million miles traveled - is 1.13.

Alcohol-Impaired Driving

Alcohol-impaired driving fatalities (fatalities in crashes involving a driver or motorcycle rider with a blood alcohol concentration, or BAC, of 0.08 or higher) decreased 6.8% from 1,147 in 2017 to 1,069 in 2018.

Drug-Impaired Driving

In 2018, 42% of all drivers killed in motor vehicle crashes, who were tested, tested positive for legal and/ or illegal drugs.

Occupant Protection

Unrestrained passenger vehicle occupant fatalities in all seating positions decreased 4.3% from 625 in 2017 to 598 in 2018.

Motorcycle Safety

Motorcycle fatalities decreased 15.57% from 578 in 2017 to 488 in 2018.

Motorcyclist deaths from not wearing a helmet decreased 33% from 45 in 2017 to 30 in 2018.

Teen Safety

Teen motor vehicle fatalities (age 16-19) increased 21.4% from 168 in 2017 to 204 in 2018.

Teen Driver fatalities (age 16-19) decreased 15% from 106 in 2017 to 90 in 2018.

Pedestrian and Bicycle Safety

Pedestrian fatalities decreased 5% from 940 in 2017 to 893 in 2018.

Pedestrian fatalities age 65 and older increased from 194 in 2017 to 195 in 2018.

Bicycle fatalities increased 6.89% from 145 in 2017 to 155 in 2018.

Previous Years

*Data Source ' Statewide Integrated Traffic Records System (SWITRS)
**Data Source ' Fatality Analysis Reporting System (FARS)

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Traffic fatalities decreased 8.3% from 3,884 in 2017 to 3,563 in 2018. The 2017 Mileage Death Rate (MDR) - fatalities per 100 million miles traveled - is 1.13. Alcohol-impaired driving fatalities (fatalities in crashes involving a driver or motorcycle rider with a blood alcohol concentration, or BAC, of 0.08 or higher) decreased 6.8% from 1,147 in 2017 to 1,069 in 2018.

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A commercial trucking accident can have enormous implications for all parties involved, and the fall-out can involve assessing and determining liability among multiple parties. This often catastrophic event typically involves very serious injuries and requires extensive hospitalization and medical treatment. The impact of this long term care becomes costly, as medical expenses along with lost wages become a factor in the patient's ability to recover after the accident. If you've been involved in a commercial trucking accident in California, consider contacting a Los Angeles truck accident lawyer who can offer insight into the most common frequently asked questions.

To prepare, here are some common FAQs to discuss with your attorney.

What Types of Trucks are Generally Involved in Collisions?

There are a variety of trucks on the road in California, and each pose their own type of danger on the road. Some of the types of trucks that are generally more likely to be involved in a serious accident include:

18 Wheelers/ Tractor Trailers: Often some of the largest trucks you see on the road, 18-wheeler trucks are designed to carry heavy cargo, and as a result can often be far more deadly should an accident occur. A crash involving an 18-wheeler has complex legal ramifications.

Delivery Trucks: While UPS, FedEx, and the USPS may ring as the most familiar delivery trucks, today's evolving logistics landscape has put far more delivery drivers on the road. Tech startups like Amazon, PostMates and the like are commissioning third-party drivers to deliver their goods, which increases the likelihood of accidents because there are more delivery trucks on the road.

Waste Disposal Vehicles: Typically considered 'dump' trucks, residential garbage trucks and other waste disposal vehicles often carry uneven loads that make a tip or spill more plausible.

Tanker Trucks: Carrying liquid cargo, these trucks are especially dangerous because the contents contained within are often flammable. When involved in an accident, there's a very high probability that the truck will cause a fire and leave a mountain of destruction in its wake. Getting far away from this type of accident is the only way to ensure your safety.

Fire Trucks and Emergency Vehicles: Fire trucks and ambulances often barrel down the road recklessly in an effort to save someone's life. However, their focus in saving one person's life may often put others in peril. Their size and shape, of course, only adds to the gravity of the situation when an accident occurs.

Flatbed Trucks: These trucks, while often smaller than the largest trucks on the road, do carry many different kinds of equipment and cargo. If these loads aren't properly secured, the consequences can be catastrophic. The debris can often crash through windshields, spill onto the road, and cause immense damage to both your vehicle and your person.

Farm Trucks and Equipment: As California is a major agricultural state, there is a ton of farming equipment on its roads. Harvesters, livestock haulers, and other large, bulky vehicles haul heavy animals and goods across the state. Accidents with these vehicles often carry dire consequences.

Passenger Movers: Buses, coach cars and the like carry an additional duty of care, and drivers behind the wheel of these types of vehicles are also held to a higher standard on the road. In fact, Section 2100 of the California Civil Code requires common carriers - vehicles such as buses, for example - to use the utmost care and diligence for passengers' safe carriage.

If you've been involved in an accident with this type of vehicle, it's wise to consider calling a Los Angeles truck accident lawyer.

What are the Primary Causes of a Truck Accident?

Some of the primary causes of truck accidents include:

Speeding: According to the California Office of Traffic Safety, speeding is a leading cause of auto fatalities in California. In fact, California reported the second-highest number of speeding deaths in the country this year. In the case of truck accidents, speeding is even more dire, as the sheer size and volume of a truck cause the accident to leave even more damage in its wake.

Jackknife Accidents: When a jackknife accident has occurred, the cab of the truck - this is the area of the vehicle where the driver sits - has angled away from the cargo hold. If a driver has lost control of the vehicle because they were speeding, slid or slipped in wet or windy conditions, the rear axle of the truck will often lock and create a whipping force that causes the truck to topple or otherwise spin out of control.

Negligence: Unfortunately, truck drivers aren't always operating at their best. Because they often make lengthy trips, they don't always get the amount of sleep they need. When the driver fails to properly operate the equipment, adjust their driving patterns, or take adequate care of their health, an accident becomes that much more likely. In addition to holding the driver negligent for his role in the accident, the driver's employer may be liable for negligent hiring and supervision of employees, or failing to provide adequate safety training.

Equipment and Mechanical Failure: Poor maintenance and equipment failures can lead to a wide range of truck accidents. While drivers have a general duty of care, they are also responsible for properly inspecting their vehicles and using reasonable care in adhering to safety regulations put forth by the Federal Motor Carrier Safety Administration. These laws require periodic inspections of brakes, tires, and other parts on their vehicles.

Unsafe Cargo Loading and Overloading: When cargo is improperly loaded it can cause a variety of issues, including causing tire blowouts or causing accidents from flying debris.

Blind-Spot Crashes: Large trucks also have large blind spots. When drivers sideswipe or change lanes, it's likely they weren't paying attention to their blind spots.

Runaway Trucks: It's possible to lose control of a truck on a downhill stretch of road that can carry dire consequences for drivers. When the cab detaches from the load itself, the load can often go barreling downhill and towards oncoming traffic, causing immense damage in its wake.

Rollovers: With a higher center of gravity trucks are much more likely to tip over than your average vehicle. This is particularly true of liquid cargo tanks because their center of gravity is constantly shifting due to sloshing.

Poor Weather and Road Conditions: When truck drivers are faced with poor driving conditions, such as bad weather or shoddy roads, the likelihood of an accident increases substantially. Visibility is reduced, dangerous conditions - like potholes or ice - abound, and it's far more difficult to maneuver a truck out of harm's way than your typical vehicle. As such, truck drivers should avoid these conditions at all costs if they wish to avoid accidents.

Improper Braking Technique: Most large trucks have air brake systems, and these types of brakes require extensive knowledge and experience to maneuver. Add to the equation that trucks are carrying heavy cargo and that it is far more difficult to stop a large, heavy vehicle than it is your average car, and understanding this complex brake system becomes all the more paramount.

What Kinds of Injuries Normally Occur in Truck Accidents?

A variety of injuries can occur due to an accident, and the severity of the accident can range from serious to fatal. While not all truck accidents can lead to a serious injury, it's unlikely that you will walk out of a truck accident entirely unscathed. As such, it's important to consider contacting a Los Angeles truck accident lawyer to understand how you can begin recovering damages for your accident.

Some of the most common injuries that can occur from a truck accident include:

Head and brain injuries: These injuries can lead to some of the most traumatic, long-term injuries that a person can occur. Brain injuries can cause paralysis, memory loss, and significantly alter a person's ability to go on with their lives as usual. When a brain or head injury occurs, negligent drivers and their insurance companies are required to cover the injured's medical expenses and lost wages.

Spinal injuries: Spinal injuries can cause permanent damage and often lead to paralysis or even death. While these injuries can range from mild to severe, a severe spinal injury can irrevocably alter the course of your life. As such, you may be entitled to both economic and non-economic damages, such as compensation for pain and suffering.

Internal injuries: Bruising of your internal organs can lead to a host of complications, including death. While you may not have any visible injuries after a car accident, it's important to see a doctor immediately to ensure that you haven't damaged any internal organs. These injuries require immediate surgery or medical intervention in order to avoid a more serious complication.

Broken bones and lacerations: Fractures, deep cuts, and scars are all possible side effects of a truck accident, and depending on their severity may require long-term medical treatment and costly cosmetic procedures.

Death: Fatality is certainly possible when a truck accident has occurred, and the family or loved ones of victims of truck accidents are usually able to recover damages for this tragic loss. Wrongful death claims are one of a number of personal injury claims that can be made after a truck accident.

Who is at Fault in a Truck Accident?

Determining liability in a truck accident is complex and requires a dearth of insight into how an accident occurred. In addition, it will be important to determine whether the truck driver was operating in the normal course of business. Furthermore, insurance companies will typically be involved in determining liability.

Determining whether a truck driver is to blame for an accident will be gauged by what 'type' of driver was involved in the accident. There are three types of truck drivers, for all intents and purposes, under the law: Owner/operators, or drivers who their trucks and lease them to trucking companies or operate their trucks as independent contractors working for a variety of corporations; company drivers, who are drivers employed by a specific company and drive that company's trucks; and independent owner/operators, who use their own trucks to haul goods that they also produce.

The type of driver you collided with will determine who is liable. For example, a driver that works for himself would be considered wholly liable for any injury his negligence produces; however, a driver that works for a company would likely mean that the company is also responsible for their driver's negligence.

What if the Truck Contained a Manufacturing or Equipment Defect?

Truck accidents aren't always caused by a driver's negligence. Oftentimes, an accident may have been caused by defective parts or a glitch in the truck's mechanical system. In that case, liability might be assigned to one or several manufacturers, and determining who is to blame becomes increasingly more complex. In addition to a personal injury lawsuit, a defective product lawsuit would be appropriate in these cases. A Los Angeles truck accident lawyer would be able to help you determine whether such a claim would be appropriate in your particular case.

How is Liability Determined?

Determining liability in a truck accident can be assigned to multiple parties. The accident may have been caused by whomever was responsible for loading the cargo, or it may have been due to the driver's negligence or a defective part or product. Generally, it's important to contact law enforcement immediately after an accident to ensure that a thorough investigation is conducted. Obtaining critical information immediately following an accident increases the likelihood that liability will be properly attributed.

How Does a Los Angeles Truck Accident Lawyer Determine What Damages are Available?

Once you begin working with an attorney, they will make recommendations regarding the types of damages that may be available to you after this accident. If your injuries are extensive, you may be entitled to both economic and non-economic damages, meaning you will be compensated for your medical expenses and lost wages in addition to costs associated with pain and suffering or loss of enjoyment of life. In some instances, you may also be able to recover punitive damages, which are designed to rectify egregiously reckless conduct by requiring the negligent party to pay exorbitant damages that would utterly ruin their business.

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Commercial Trucking Accident FAQs | Banafshe Law Firm, PC

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A commercial trucking accident can have enormous implications for all parties involved, and the fall-out can involve assessing and determining liability among multiple parties. This often catastrophic event typically involves very serious injuries and requires extensive hospitalization and medical treatment.

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Alcohol / Drugs

Drivers operating vehicles which require a commercial driver's license (class A, class B, or a class C with a hazardous materials endorsement) are required to be tested for alcohol and controlled substances according to the federal regulations. The employer of the driver is responsible for conducting a "controlled substances and alcohol testing" (CSAT) program that includes pre-employment testing, post-accident testing, random testing, and reasonable suspicion testing.

Applicable Laws:

California: CVC, Section 34520 requires both intrastate and interstate motor carriers to comply with the federal regulations.

Federal: The Code of Federal Regulations, Title 49:

For more information about alcohol and drug testing, you may contact the Commercial Vehicle Section of the California Highway Patrol (CHP) at (916) 843-3400.

Load Securement

Federal: California complies with the load securement requirements in the Code of Federal Regulations, Title 49, Parts 393.100 to 393.136.

State: Several of the California Code of Regulations regarding load securement are still current.

Title 13, Division 2, Chapter 7:

Article 1. Protection Against Shifting Cargo

Article 2. Liquids In Collapsible Containers

For questions regarding load securement, you may also contact the California Highway Patrol (CHP) at (916) 843-3400.

Log Book

Most drivers of commercial vehicles are required to maintain a log book to record their hours of service.

Interstate: Maximum driver hours for property-carrying drivers involved with interstate commerce (that crosses state lines) have changed as of August 2005, to take effect October 1, 2005. For details, go to: Federal Motor Carrier Safety Administration - Hours of Service Regulations or go to: Code of Federal Regulations.

Intrastate: Maximum driver hours for intrastate commerce (within California) have not changed. For intrastate requirements, see CVC Section 34501.2, and/or the California Code of Regulations (select Title 13, Division 2, Chapter 6.5, Article 3, Section 1212 "Driver Hours of Service").

For more information about driver hours of service, contact the Commercial Vehicle Section of the California Highway Patrol (CHP) at (916) 843-3400.

Safety Equipment

Commercial vehicles operating in California are required to be equipped with:

a fully charged fire extinguisher securely mounted in a conspicuous place or in a marked compartment (further requirements may apply based upon type of cargo).

three properly maintained red emergency reflectors.

All vehicle (mechanical) equipment, such as lights, windshields, reflectors, etc., must comply with the United States Federal Motor Carrier Safety Administration standards.

For more information about safety equipment, contact the Commercial Vehicle Section of the California Highway Patrol (CHP) at (916) 843-3400.

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Drivers operating vehicles which require a commercial driver's license (class A, class B, or a class C with a hazardous materials endorsement) are required to be tested for alcohol and controlled substances according to the federal regulations.

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If you've been injured in a truck accident, then it's important that you seek immediate medical care, and - when you're ready- that you consult an experienced Los Angeles truck accident lawyer for guidance on how to proceed with your lawsuit.

We routinely handle truck accident disputes and have capably litigated claims involving a variety of personal and commercial truck types, including:

At Banafshe Law Firm, PC, our Los Angeles truck accident team understands the many frustrations and challenges that plaintiffs encounter in the wake of a truck accident, from medical concerns to work-related issues, and more. Injured plaintiffs may find, for example, that they are being misled or otherwise manipulated in communications with their insurance company to undermine an insurance claim. We're here to help. Our attorneys provide comprehensive representation so that clients can "rest easy" and focus on what's important: their recovery.

Collisions and Other Causes of California Truck Accidents a Los Angeles Truck Accident Lawyer Will Manage

Rear-End Collisions

In rear-end accidents, it is easier for a Los Angeles accident attorney to prove liability than in most other collisions, as - unless you came to a sudden stop on a highway - the defendant most likely was not paying sufficient attention to the road, was traveling at a high speed or encountered a mechanical issue that led to the collision.

Head-On Collisions with a Truck

Head-on collisions tend to be associated with a severe injury, and for a good reason. The total force of impact in a head-on collision is a combination of the force of impact of both vehicles colliding (separately measured). A head-on collision can, therefore, lead to severe injuries even if both vehicles are not speeding.

T-Bone Collisions

T-bone collisions (also known as side-impact collisions) are among the most dangerous types of truck accidents.

Most vehicles feature a large amount of material on the front and back that crumples to disperse the force of impact from a collision. The sides of vehicles do not generally feature this protective material, however. Though some vehicles attempt to strengthen the frame to minimize the damage from a side impact, there is simply not enough absorptive material in the sides to crumple and disperse the force of impact. This is further compounded by the fact that many vehicles do not have side airbags installed. As such, the injuries from a T-bone collision can be quite severe.

Multi-Vehicle Collisions

Multi-vehicle collisions can give rise to several unique legal issues.

If there are multiple potentially liable defendants, for example, then one or more of the defendants may argue that they are not responsible for your injuries. Causation can perhaps best be visualized as a chain of events that links the defendant's conduct with the suffered harm. If the chain is broken by an unforeseen event, then that defendant cannot actually be held liable. Unexpected events sometimes include the conduct of other defendants.

California imposes pure comparative negligence principles. What this means is that a defendant can be held liable for damages, even if they are only partially at-fault. As such, if the defendants may argue that they are not actually responsible for the percentage fault claimed. For example, Defendant B might say that they are only 20 percent liable, not 40 percent. This could cause significant conflicts throughout the litigation.

Unsafe Lane Changes

In California, and elsewhere, unsafe lane changing behavior is a major factor contributing to truck accidents. In fact, under California Vehicle Code 22107, unsafe lane changes are made explicitly illegal.

Vehicle Code 22107 allows drivers to change lanes only when it is reasonably safe, and only after giving the appropriate turn signal. Changing lanes by providing a turn signal (but when the circumstances are dangerous) is considered a violation. Changing lanes when it's safe to do so, but without giving an appropriate turn signal, is also a violation.

Whether the circumstances made the lane change safe is a fact-dependent evaluation. The court will compare the defendant's conduct to other similarly situated drivers and determine if their conduct fell outside the applicable standard of care. If the defendant's conduct did not meet the standard of care, then they can be found negligent (and therefore held liable for damages resulting from the dangerous lane change).

Your Los AngelesTruck Accident Lawyer will Recover the Fatigue Log Book

Driver fatigue is one of the main factors contributing to truck accidents across the United States, and it is particularly common in the commercial truck driving industry. Despite the fact that commercial truck driving is a highly regulated industry with maximum consecutive driving hours limits and mandatory break periods, many truck drivers are overworked, improperly scheduled and incentivized or otherwise encouraged to get their jobs done in a way that puts them at risk.

Fatigue logbooks can give the injured plaintiff a sense of the driver's schedule and whether it is consistent with the facts of the case. Truck drivers and their employers often skirt regulations by falsifying information on their logbooks. If you discover falsified records, then you and a Los Angeles truck accident attorney may be able to hold the driver and employer liable for significant damages - the court may even choose to impose punitive damages, depending on the circumstances.

Cargo-Based Accidents Can Also Be Manages by a Los Angeles Truck Accident Lawyer at Our Firm

Lost Load Accidents

If cargo is improperly secured, then it could loosen and fall off the truck. Lost load accidents can be hazardous, as items falling from the truck can obscure the vision of other drivers, collide with other drivers, or present road obstacles that force other drivers to engage in dangerous avoidance maneuvers.

Roll-Over Accidents

Improperly loaded cargo (i.e., unsecured cargo, cargo loaded too heavily to one side of the truck) can heighten the risk of a rollover accident due to significant weight shifting aboard the truck. Rollover accidents are quite common in the truck driving industry, but litigation may involve more than just the truck driver - in fact, your Los Angeles truck accident lawyer may be able to sue the employees (and employer) responsible for loading and inspecting the cargo.

Damages Available in California Truck Accidents

If you have been injured in a trucking accident you are entitled to compensatory damages, which can be divided into two categories: economic damages (out of pocket expenses) and non-economic damages. Damages your Los Angeles truck accident lawyer will fight for include:

Medical Bills

Pain and Suffering

Lost earnings or wages

Loss of future earning capacity

Physical Disfigurement

Mental Anguish

Property Damage

Funeral Expenses and related costs in the event of a wrongful death claim

Contact Banafshe Law Firm for a Free Consultation with an Experienced Los Angeles Truck Accident Lawyer

Ready to move forward with your claims? Call us at (800) 789-8840 or complete a case evaluation form through our website to schedule a free initial consultation with an experienced Los Angeles truck accident lawyer at our firm. The consultation is confidential, and there is no obligation to continue.

Even if you are not sure about your truck accident claims, it's crucial that you contact a qualified attorney as soon as possible. In California, as in other states, there is a statute of limitations period that applies to your injury claims (specifically, two years from the date of injury in California). Failure to bring an action before the statute of limitations deadline passes could lead to an automatic case dismissal. As such, a brief evaluation could spell the difference between a win and a loss. Call now to learn the strength of your truck accident claim.

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Los Angeles Truck Accident Lawyer | Win Damages with Banafshe Law

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If you've been injured in a truck accident, then it's important that you seek immediate medical care, and - when you're ready- that you consult an experienced Los Angeles truck accident lawyer for guidance on how to proceed with your lawsuit.

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Owning a car can make life more convenient, but it can be a big expense. According to AAA, the average cost of owning a car in 2019 was a whopping $9,282 a year. For families struggling to make ends meet, that extra $773.50 a month per car can stretch an already thin budget even thinner. The good news is, there are ways to reduce this amount, potentially saving you hundreds of dollars a month. This car cost calculator will tell you how much you are already spending, and the tips below can help you bring that number down.

1. Lower Your Depreciation

A lot of the increase in the yearly average of owning a car is due to the rise in the finance costs of purchasing a new car. Vehicles lose value over time, especially in the first two years. In fact, new cars lose about 25% of their value when you drive them off the lot. The best way to reduce this financial loss is to purchase a used car rather than a new one. If you are buying a new car, you can lower your depreciation loss by purchasing less expensive cars, looking for a car that has good resale value, and avoiding purchasing large vans or trucks unless you actually need one.

2. Minimize Fuel Costs

Fuel costs can be a large part of the necessary expense of owning a car. These costs can vary depending on the current fuel prices, where you live, and how much you drive. The type of car you buy makes a significant difference, as vehicles which require premium fuel can increase your costs, while those with good gas mileage, such as hybrids or PZEVs (Partial Zero Emission Vehicles) can reduce them drastically. Keeping your car well-maintained with the proper oil type and tire pressure will also keep costs lower, as will searching for the least expensive gas station on your route by using apps like GasBuddy.

How you drive can affect how much you spend as well. Driving around with extra weight, such as having a roof rack or a full trunk, will increase the amount of fuel you use. Other things that increase your fuel usage are speeding, fast acceleration, using air conditioning, and idling for long periods. Your fuel will go farther if you can avoid these things. In addition, using cruise control can increase your mileage, so try to use it more often.

3. Reduce Repair Costs

Keeping up on regular maintenance may increase your costs in the short term, but it can save you significant amounts of money in the long term. See the owner's manual for your vehicle to see what scheduled maintenance is recommended, and keep a copy in your records. Reviewing your owner's manual can also prevent you from wasting money on unnecessary maintenance. For example, most modern cars don't need an oil change every 3,000 miles; in fact, some can go up to 7,500 miles before it is recommended.

When taking your car to a mechanic, there are ways you can reduce your final bill. First, it is wise to research reputable mechanics ahead of time via online reviews or recommendations from friends, family, or coworkers. Researching the average price of the repair that is needed can also help prevent you from being overcharged. In general, independent mechanics tend to have lower prices than dealerships, as do non-OEM parts compared to those made by the vehicle manufacturer. If you are able to, doing simple repairs yourself can also save on labor costs.

4. Keep Your Insurance Premium Low

Insurance costs can vary widely, so it is always smart to shop around. Ask your agent what discounts they offer, and take advantage of as many as you can. Many insurance companies offer various discounts for things such as teenage drivers having good GPAs, having a safe driving history, or having anti-lock brakes or an anti-theft device on your vehicle. Choosing a higher deductible plan can also keep your monthly costs lower, as can forgoing comprehensive coverage if you have an older vehicle. Finally, it is important to drive safely, as being found at-fault in a car accident can have many devastating and expensive consequences, one of them being causing your insurance premium to skyrocket.

5. Use a Credit Card For Car Rentals

It's important to have insurance when renting a car in case of an accident or other damage, but not everyone is aware that many credit cards offer free insurance when you use that card to rent a car in your name. This can save you from purchasing additional insurance from the rental car company itself.

Keep in mind though, that most credit card companies only offer collision and comprehensive coverage, and only as secondary coverage. This means, you will have to file a claim with your primary insurance company first (which could increase your premium), and the card company will cover what the primary insurer did not, such as deductibles or towing fees. In addition, there are usually restrictions and exclusions on what they will cover, so be sure to know the specifics for your card before using it for this. If you rent cars often, it may be worth it to look for a card that offers primary rental car insurance.

Do You Really Need a Car?

For some people, owning a car is a necessity, for others, it is a convenience. If you live somewhere that has good public transportation, or live close enough to your job that you could walk or bike to work, you may be able to forgo the expense of owning a car altogether. Even if you do own a car, using other means of transportation when you can will reduce your fuel costs and the frequency of maintenance. However, many have no choice but to rely on their cars as their primary means of transportation. If that is you, then you will benefit the most from the tips above for cutting your vehicle expenses.

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Owning a car can make life more convenient, but it can be a big expense. According to AAA, the average cost of owning a car in 2019 was a whopping $9,282 a year. For families struggling to make ends meet, that extra $773.50 a month per car can stretch an already thin budget even thinner.

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Driving Edition of “I Was Today Years Old When I Learned”

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Driving Edition of “I Was Today Years Old When I Learned”

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Whether it was your overactive childhood imagination at work, a white lie your parent told you, or something you just never realized, there are so many things we all didn't know we didn't know. When it comes to driving, something most people do every day, you might be surprised at what you don't know.

When did you find out that turning on the interior light isn't illegal, or discover that there's a little holder for your gas cap? For many, the answer is "today years old."

In fact, a recent study found that nearly 40% of adults don't know the basic "rules of the road." They would fail the knowledge section of their learner's permit test if they had to retake it. The worst part, the passing score is usually only 80%.

Read more to learn about the most common misconceptions about driving.

Turning On the Interior Light Is Not Illegal

It isn't illegal to drive with the interior light, in any state. This is one of those white lies that parents tell that creeps into adulthood. While the light itself isn't illegal, it can be distracting and impair the driver's vision, which is dangerous.

Turning on the light and then taking your eyes off the road is distracted driving. Taking your eyes off the road for just 5 seconds while driving at 55mph is like driving the length of an entire football field.

The reflection of the interior light on the windshield can make it difficult for the driver to see clearly. So while it's not illegal, the interior light should only be used safely and for a good reason.

The Speed "Grace Zone" Is Not Real

If you've ever thought, "I won't get pulled over for going under 10 mph over the speed limit," you are wrong for so many reasons. The posted speed limit is the speed limit if you drive any amount over the posted speed you can get a ticket.

Speeding doesn't even really save a significant amount of time. Going 75mph when the speed limit is 65mph:

Saves you 3.6 minutes on a 30-mile trip

Saves you 6 minutes on a 50-mile trip

Grace zone or no grace zone, it's just not worth the risk. According to NHTSA for more than two decades, speeding has been involved in approximately one-third of all motor vehicle fatalities.

There's a Built-in Holder for Your Gas Cap

Based on the thousands of retweets and memes, not many people knew this. It's not on every car and solves a problem not many people driving today remember.

Gas caps weren't always attached to your car. They used to be completely removable. This led to lots of lost gas caps. The solution was to attach the cap to the vehicle with plastic coated wire. The hanging gas cap will scratch the car over time, so hooks, clips, and other methods of securing the cap were added to the door of the gas cap.

Driving in Headphones is Illegal (In Some States)

Currently, it is entirely illegal for drivers to wear headphones in many states. The following states either prohibit headphones and earbuds completely or have a significant restriction:

Many states enforce these laws through fines. In Florida, driving with headphones is punishable by a $150 ticket. Driving with your headphones is usually accompanied by cell phone use. Using your cell phone while driving is incredibly dangerous. If you cause an accident because you were distracted by your phone, in many states, you are automatically "at-fault." This means you could be held financially responsible for any property or personal injury.

How Four-Way Stops Work

Not sure how four-way stops work? The basic rule is surprisingly simple, first come, first served. The first car which arrives at the intersection goes first. Unfortunately, the simplicity ends there.

What if another car gets there at the same time? This answer is where most people get confused. It depends on the position of the vehicles.

When multiple cars arrive at the same time and are next to each other, yield to the car furthest to your right.

If three cars arrive at the intersection at the same time, the car furthest to the left must yield until both vehicles to the right have gone.

If you arrive at the intersection and there is a car across from you, the car going straight has the right of way.

If you are both turning the car going right has the right of way.

Driving Barefoot Isn't Technically Illegal

Although driving barefoot isn't technically illegal, the fact that there are no rules against shoe-less driving doesn't make it a good idea. In California, you can even ride a motorcycle barefoot - though it is at your own risk.

Flip flops, bare feet, and high heels are all footwear choices that can impair driving. In California, if the fact you aren't wearing shoes causes an accident, you could be charged with reckless driving.

So You Thought You Knew How to Drive But...

Even if you've been driving for years, you may not know as much about driving as you think you do. But it's not your fault if your parents taught you misinformation, or if some things simply weren't covered in your Driver's Ed class. And of course, it's never too late to learn more about driving, so there is no shame if you were "today years old" when you learned some of the things above.

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Driving Edition of "I Was Today Years Old When I Learned"

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Whether it was your overactive childhood imagination at work, a white lie your parent told you, or something you just never realized, there are so many things we all didn't know we didn't know. When it comes to driving, something most people do every day, you might be surprised at what you don't know.

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10 Things I Wish I Had Known About Getting a Concussion

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10 Things I Wish I Had Known About Getting a Concussion

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It was a typical overcast day in Berkeley, California, as I crawled down the rush hour gridlock on San Pablo Ave with a trunk full of groceries. My stomach was growling, but I knew I wasn't getting home anytime soon in the stop-and-go traffic. While crossing an intersection, the truck in front of me came to a sudden stop, and I slammed on my brakes. I breathed a sigh of relief when I narrowly avoided rear-ending them.

That moment of relief lasted only a split second, until I felt the impact. I had been hit by the car behind me.

It wasn't the first time I had been rear-ended, and it wouldn't be the last. However, this seemingly minor fender-bender turned out to have longer-lasting impacts than I would have ever imagined. I didn't know it yet, but I had a concussion.

Over the next year, I learned more about concussions than I ever wanted to. I learned these things the hard way, and I'm sharing them now in hopes that you won't have to.

1. You Won't Always Know Right Away That You're Concussed

While it's common for those who have suffered a brain injury to blackout, it's not unusual to show no immediate symptoms. Sometimes it can take hours, or even days, for symptoms to show up after an accident. Thinking that I was totally fine, my main concerns after the collision were trying to get home before the ice cream in my trunk melted, and how I could eat the prepared salad I bought for dinner without a fork while waiting for the tow truck.

After the long ordeal of getting my car towed home and clumsily trying to eat my salad with a plastic spoon, my groceries and I made it home intact. My partner at the time came over that night, and we had a couple of beers while I recounted my experience. I didn't know at the time that drinking alcohol was the last thing I should have been doing.

I felt alright other than being a little shaken up, so we decided to walk over to the movie theater for a distraction. It was a new release, so there was a long line. It was while in line that I started to feel dizzy and lightheaded. Between one moment and the next, I was on the ground. I realized I had passed out, and my partner had caught me as I fell. Having had a couple of head injuries himself, he knew immediately what was wrong. I was concussed.

2. You Don't Actually Have to Hit Your Head

I didn't suspect a brain injury because as far as I knew, I hadn't hit my head on anything. I have no memory of hitting my head on the steering wheel or slamming into the headrest behind me. I suppose it's possible I had a momentary blackout that I don't remember.

But what I learned was that it's entirely possible to get a serious brain injury from the impact of your brain abruptly bouncing off the inside of your skull in a collision. That seemed to be the more likely scenario in my case.

3. Concussions Are Tricky to Diagnose

While brain imaging such as CT scans or MRIs can be used to determine if there is a skull fracture or internal bleeding, they are usually not used to diagnose concussions unless there is reason to suspect these things. Most concussions will not show up on a scan, and insurance companies will avoid approving them because of the expense.

I went to the doctor the day after the accident, and like many people who are concussed, I was diagnosed from the verbal description of the incident and my symptoms. As I never experienced more serious symptoms such as seizures or vomiting, I never received any sort of brain scan.

4. There's Not a Whole Lot You Can Do To Treat Them

There really isn't a lot of medical treatment options for concussions. The best thing you can do to treat a concussion is rest. Not just physical rest, but cognitive rest as well, which means no stimulating your brain by staring at screens, no Netflix, no reading, etc. Which, I can attest, makes for an extremely boring recovery period.

I took a week off of work, although I should have taken off longer. But that was all the paid time off I had available, and it's not like you can rest much if you lose your apartment because you can't pay rent. However, not being able to give my brain the full rest it needed made my recovery more difficult.

5. Other People Won't Notice Your Symptoms

Most concussions symptoms are invisible: headaches, dizziness, and cognitive issues such as confusion, difficulty concentrating, and memory loss. This means that most of the people you encounter will have no idea that you are recovering from a serious injury. It's like being the driver of a car with bad alignment -- you are constantly having to make adjustments that the passengers in the vehicle are unaware of. Nobody sees the extra mental work you are doing to make it appear that you are functioning normally.

So when I returned to work, most of my co-workers didn't know that I was having to not only double, but triple-check everything I was doing because of my forgetfulness. I was a professional brewer at the time, which meant a lot of multi-tasking and remembering small details. One tiny mistake could potentially run thousands of dollars worth of beer, or damage expensive equipment. The quality of my work suffered, but since my supervisors couldn't see my injury the way you can see a broken bone in a cast after an accident, it was impossible to make them understand how serious my symptoms were.

6. Even "Minor" Concussions Are Serious Injuries

The short-term memory issues were my most serious symptom, along with the constant screaming headache in my left temple that lasted for literally months. I wasn't one to normally get headaches prior to the accident, and I was amazed by how painful it was. All I could do about it was take ibuprofen, and I had to bring only my daily allocation with me to work because I would forget whether I took them or not.

I didn't experience some of the sensory symptoms that are common to concussions, such as blurred vision, sensitivity to light, ringing ears, or the loss of smell or taste. I also didn't have to deal with some of the more serious symptoms such as seizures, vomiting, slurred speech, or additional blackouts. However, the headaches and cognitive issues from my "mild" concussion were bad enough on their own. Even minor concussions are serious injuries.

7. They Can Cause Long-Lasting Damage

Most people who experience mild traumatic brain injuries are recovered within a few weeks or months. However, some people can have the symptoms resurface months after they think they were recovered, in what is known as Post-Concussion Syndrome (PCS).

I was one of the lucky people who had my symptoms return several months after the accident. I believe that it was at least in part because I had no choice but to push myself and keep working when what I needed was rest and recovery. But there is no way to know that for sure.

There can be less obvious long-term, or even permanent, effects from a traumatic brain injury (TBI). While my more severe symptoms lasted a good year or so, I still occasionally have issues with trying to remember the words for things almost a decade later. And when I get headaches, it still usually originates in the same place, in my left temple.

In addition, once you've had one concussion, you are more likely to get another one. Head injuries that would be mild on other people cause more serious damage to a brain that has previously been concussed. Studies have also shown that having a concussion early in life can increase your chances of developing dementia decades later. So I suppose I have that to look forward to as well.

8. It Can Be Hard to Get a Doctor To Take You Seriously

As there is no test to prove your symptoms are due to a concussion or PCS, it can be easy for general practice doctors to dismiss them. You really should see one that specializes in TBIs if possible.

When my symptoms resurfaced, I went back to my regular doctor. I was visibly distressed at the thought of going through the whole ordeal all over again, so she told me that my symptoms were only anxiety. She advised me to meditate more and prescribed me antidepressants that I couldn't take since I operated heavy machinery for a living. She wouldn't give me a referral to a specialist because she didn't believe there was anything wrong.

9. Insurance Companies Are Not Your Friends

Dealing with my own and the other driver's insurance companies was an extra headache I really didn't need. My agent was so unresponsive that I had to contact the other company to get information she claimed she wasn't able to get from them. The driver's insurance company told me that they would reimburse me for medical expenses, which meant I would have to pay first and hope they approved the expense and followed through with paying me back as promised.

My personal medical insurance wouldn't cover doctor's visits that should be covered by the other driver's car insurance. So, the only way to get the follow-ups I should have been getting would have been to pay out of pocket until I was reimbursed months later. I didn't have the upfront money to do that, so I simply didn't go.

Remember that the goal of insurance companies is to make money, and they will do whatever they can to avoid spending it. If they can get away with paying you less than you need or are entitled to, they absolutely will. They are not there to help you, and they are not on your side.

10. You Really Should Get an Attorney

A few people had suggested to me that I should get an attorney after an accident, and I wish I had listened to them. In my defense, people with recent head injuries aren't known for their decision-making skills. But looking back, I feel like many things would have gone a lot easier if I had someone advocating for me.

If I had an attorney on my side, I might have been able to get the medical care I needed before my symptoms worsened, and been able to see a specialist. I could have taken more time off work to recover and been reimbursed for lost wages. I could have been compensated for the permanent damage to my brain instead of just a settlement for my vehicle.

So please don't make the same mistake that I did, and underestimate the severity of concussions. Just because you are able to walk away from a car accident without a scratch does not mean you are OK. If you experience a TBI due to the actions of another, you should hire an attorney that specializes in brain injuries right away. Trust me, you will regret it if you don't.

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10 Things I Wish I Had Known About Getting a Concussion

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It was a typical overcast day in Berkeley, California, as I crawled down the rush hour gridlock on San Pablo Ave with a trunk full of groceries. My stomach was growling, but I knew I wasn't getting home anytime soon in the stop-and-go traffic.