# data[].attributes.body
One thing I learned that surprised me the most is that if you are looking into paying off your debt, Chris Panteli recommends refinancing your debt. What he means by this is replacing your existing debt with another debt that has more favourable erms and conditions. This topic is relevant to me because moving out on my own is one of my long-term goals. I have been wanting to move out on my own for as long as I can remember. Doing this assignment has helped me gain knowledge on how to move out on my own, what to expect, how to save money, and how to properly budget. The most important thing I feel that I have learned and would pass on to anyone that would listen is to create a faux budget for the life that you want, so that you can see how much more money you need to make and where exactly your money is going.

# data[].attributes.body
Welcome to my Padlet, which is all about the financial aspect of living alone. Here you'll learn about budgeting, what to do or expect before moving out, how to reduce the cost of living alone, and so many more tips on moving out on your own. From YouTube videos to photos and graphs, I have found a variety of content that focuses on moving out financially. Hopefully you will take something useful with you from my Padlet. Happy reading!!

# data[].attributes.headline
60 Money Saving Hacks to Slash Your Monthly Budget! 

# data[].attributes.subject
60 Money Saving Hacks to Slash Your Monthly Budget! 

# data[].attributes.body
Frugal Creative Living's channel is all about helping people create an economical and enjoyable life and finding ways to spend less and create more. They provide tools, advice, and inspiration such as money-saving DIY projects, shopping and meal planning tips, budgeting tools, and motivation tips. This channel is perfect for those who want to learn how to better manage their money. In this video, Frugal Creative Living goes over 60 critical living tips that will help individuals save money and live a more sustainable lifestyle. From shopping for cheaper alternatives to finding low-cost entertainment, this video provides multiple creative and realistic tips to help you live a cost-effective life!

I chose this video because a wide variety of financial and living tips are being shared that can be easily applied to real life. One tip that stood out for me is that if you use more than one streaming service, start using one at a time. So one month you have Netflix, the next month you have Hulu, and so on!

# data[].attributes.attachment_link.title
60 Money-Saving Hacks to Slash Your Monthly Budget!  |  Frugal Living Tips

# data[].attributes.attachment_link.title
8 FINANCIAL TIPS FOR LIVING ALONE! [rent, budgeting, money mindsets, and more]

# data[].attributes.body
Cara Nicole is a YouTuber I came across while doing research for my topic. Nicole's videos are mainly about money, the media, and intentional living. She wants to be able to provide the public with financial education while promoting minimalism, sustainability, and financial health. In this video, Cara Nicole lists and breaks down eight financial tips for living alone that can help individuals become financially healthy and independent. From learning how to cook to budgeting and finding a place, Cara provides us with useful tips for those of us who want to live alone but don't know how to go about it.

I chose this video because Cara provides a detailed explanation for each tip or advice she shares in her video. One tip I found the most useful is that hosting events at your house can help you save money when it comes to entertainment. For instance, instead of going out to the bar with your friends and spending money on drinks, you could invite your friends over, and everyone could split the drinks you would buy from the liquor store.

# data[].attributes.attachment_link.title
PREPARING TO LIVE ALONE: how much rent is, logistics & what not to forget, budgeting, advice & more!

# data[].attributes.body
Another YouTuber, Jenna Hong, is a 26-year-old Korean American. Hong lives in the DMV area and loves journaling, exercising, eating delicious and healthy food, and expressing herself through fashion and make-up. Jenna's channel focuses on living a healthy and whole lifestyle, which is something she is constantly working on and finding ways to improve her lifestyle. The topic for this video's "hangout session" is what to do before living on your own. Hong breaks down this topic into three sections: logistics, budgeting, and personal. This video is perfect for those who are thinking of living on their own or for those preparing to live on their own.

I chose this video because I personally like how Hong sounds like an older sister just sharing her experience and advice while providing me with critical tips and information about what to do before moving out on your own. One tip I found to be the most useful is

# data[].attributes.attachment_link.title
10 REALISTIC WAYS to Cut the Cost of Living Alone- Saving Money with Frugal Living

# data[].attributes.headline
10 Realistic Ways To Cut The Cost Of living Alone

# data[].attributes.subject
10 Realistic Ways To Cut The Cost Of living Alone

# data[].attributes.body
Kate Kaden is a single mom who shares her advice and tips on frugal living, budgeting, and saving money. She calls these videos "frugal Fridays," where she guides her subscribers through ways they can become better at managing their money. She has also created a space that allows her subscribers to share their own thoughts, experiences, tips, and tricks on every video. In this video, Kate goes over ways to reduce the cost of living alone. From creating a fake budget for the life you want to accepting hand-me-downs, Kate shares and then interprets 10 realistic ways for you to be able to afford living on your own.

The main reason why I chose this video was because of Kate's very first tip. This simple tip has already helped me become more financially organized! One tip I found to be very useful is the first tip Kate shared, which is to create a faux budget for the life that you want to have. Her reasoning for this tip is so that you can see how much money you will need for this new or changed lifestyle that you want.

# data[].attributes.headline
Can't Afford To Move Out: 10 Amazing Solutions

# data[].attributes.subject
Can't Afford To Move Out: 10 Amazing Solutions

# data[].attributes.body
Chris Panteli, the writer of this article, went to the University of Liverpool and graduated with a degree in business economics. Panteli has an impressive background in finance, small business, start-ups, and side hustles. Panteli is the founder of LifeUpSwing, where they strive to provide their readers with the tools they need to be able to live a financially liberating life. They have been featured in well-known newsrooms such as The New York Times, Forbes, Care, and more. In this article, Panteli provides readers with solutions to being able to afford moving out on their own.

I chose this article because of the frequently asked question section and find that there's a lot of information out there about becoming financially independent, but there's not many places for those with questions to get their answers. And with this article, at least some frequently asked questions are being answered and could help out a few people. One tip I found to be useful is to refinance your debt, meaning that you could shop around to find a loan that has lower interest.

# data[].attributes.attachment_link.authors[].name
Lesley Anne Scorgie Contributing Columnist

# data[].attributes.attachment_link.title
How to move out of your parents’ house and not go completely broke

# data[].attributes.attachment_link.description
For a smooth transition, writes Lesley-Anne Scorgie, set up separate banking accounts, make a budget and pay yourself first with a small investment account.

# data[].attributes.headline
How To Move Out Of Your Parents' House And Not Go Completely Broke.

# data[].attributes.subject
How To Move Out Of Your Parents' House And Not Go Completely Broke.

# data[].attributes.body
In this article, Lesley Anne Scorige writes about how to move out of your parents’ house without going broke. Scorgie provides her readers with effective ways to get themselves financially organized and independent before they decide to take the big leap and move out. From getting your banking accounts organized to setting up an investment account for the long term, Scorige dives into how to move out of your parents’ house the right way.

I chose this article because Lesley has a stellar background in finance. Scorgie is the founder of a financial educational company that specializes in money coaching for Canadians, called MeVest. She has branched out as a bestselling author, entrepreneur, educator, and so much more. One piece of information that I found useful was a tip Scoriege gave for those who are new to saving. She said, "Three percent of your pay check goes into your emergency fund, and another three percent goes into your bigger purchases account.

# data[].attributes.attachment_link.readable_text
If you can't wait to move out of your parents' home and start living on your own, you're not alone. Independence is amazing, but enjoying that newfound freedom can be more expensive than you might think. Fortunately, there are tons of helpful websites, mobile apps, and online budget calculators that can make managing your finances fun. And by incorporating these tools in your everyday life, you can develop a realistic budget and start saving money for the things you enjoy.

If you've been asking yourself "How much money do I need to move out?" here are a few tips to help you start adulting like you've been at it for years.

Common Mistakes When Moving Out for the First Time

Perhaps the biggest mistake young adults make when moving into their first apartment is not making a budget. The principle is simple: First figure out how much income you're earning each month, and determine how much you're spending and on what. Then, based on those numbers, set aside a certain amount of each paycheck for rent and utilities, and actively track your spending so you can prevent overdraft fees and don't run out of cash.

Budgeting apps like Mint automatically import and categorize your living expenses (like how much you spend on fast food and concert tickets each month), giving you a bird's-eye view of your financial standing in seconds. You can also use a notebook or spreadsheet to track your spending if you prefer to kick it old-school. The point is, creating and sticking to a monthly budget is the single best thing you can do to prevent a financial catastrophe. It might even be among the most valuable life skills you'll ever develop.

Another big mistake young adults make when first moving out of Mom and Dad's is not saving any money. You might wonder what the point of saving is if you only have a handful of dimes left over from each paycheck. It's difficult to save when you're living paycheck to paycheck , but even saving just $5 a week is better than not saving at all. And you'll definitely thank yourself for having stashed away that cash when your car starts making weird noises or if you sprain your ankle at a music festival. Learn a few easy ways to save money here.

Paying bills late is also common among the newly independent. Avoid this nasty habit by setting up reminders on your smartphone or using an online calendar to alert you a few days before bills are due. Or, better yet, start paying your bills as soon as they arrive. Not only are late-fees crazy expensive, but if you regularly miss due dates, you could be crippling your credit score. Paying a bill late, even if only by a day or two, makes it more expensive to borrow money when you want to finance a car, house or some other major purchase. Look out for your future self by paying your bills promptly.

Before You Move Out for the First Time

Answer a few of these questions before moving out for the first time:

Can you cover your bills?

The most important thing you need to determine before you move out is whether or not you're going to be able to pay your bills. You're going to have to create a detailed budget to determine what your living costs will be. A budgeting app can help you.

Do you have an emergency fund?

Some people spend so much on living expenses that they don't have any money to be used as emergency funds. An emergency fund is money you can use if you have an immediate and unavoidable expense, like a broken-down vehicle or medical costs. You might want to reconsider moving out if you don't have any emergency funds in the bank, or if you're not going to be able to save enough money to contribute to emergency funds.

Do you have renter's insurance?

Renter's insurance will cover anything in your rental that gets stolen. It's usually a good idea, because most landlords won't cover theft - and some even require that you have renter's insurance before signing a lease. If you're going to buy renter's insurance, you'll have to include that in your overall budget.

Will you have a roommate?

If you're going to share your apartment with a roommate, you might be able to cut down on certain costs significantly. For example, you and your roommate might be able to split rent and utilities bills.

Do you have money for rental fees and deposits?

When you move out for the first time, you'll have to pay a security deposit on your new apartment (typically it's one month's rent). Many rental applications have fees that you'll have to pay, which are typically around $50. Make sure you have money for these costs before you move out.

Do you have furnishings?

If you don't have furnishings for your apartment, you'll probably have to buy new furniture. You should include new furniture as a one-time living expense on your budget. Remember that you don't need a fully-furnished apartment right away. It's most important that you have a comfortable bed to sleep in. You can add cozy sofas, tables, and chairs later.

Preparing for Expenses You Hadn't Considered

In order for a budget to work, it has to account for everything you spend money on. This includes little things like parking lot fees, late-night drive-thru meals and random convenience-store purchases. Like to rent movies on the weekend? Add it to your budget. Tend to drop a few bucks on mobile apps or lotto tickets each month? Include those as well.

Those living away from home for the first time are bound to face a flurry of unexpected expenses during their initial months of independence. In the kitchen alone, you'll likely need to invest in dishes, cookware, and a dozen ingredients to stock your pantry. And when it comes to keeping your home looking good, it's easy to underestimate the cost of cleaning supplies. Netflix and Spotify subscriptions are also often overlooked, as are annual bills like vehicle registration and tax preparation. To create a realistic budget, you should first spend some serious time looking at last year's expenses to make sure you're not missing anything.

Money-Saving Tips for Moving Out at 18

Here are a few basic ways to cut back on expenses during your first years of independence.

1. Don Your Chef's Hat

Cooking your own meals on a daily basis can save you more money than just about any other change in your behavior. Knowing how to make five basic meals (say, chili, tacos, chicken and vegetables, spaghetti with marinara sauce, and a slow-cooked roast with veggies), and having a microwave handy for reheating leftovers, can cut your food expenses in half. An added bonus: Homemade food is almost always healthier than prepared meals.

2. Kill Some Kilowatt Hours

Get into the habit of turning off-or even unplugging-lights, appliances and electronics when you aren't using them. And consider getting a programmable thermostat to keep heating and cooling costs down.

3. Quit Using Credit

Only carry one credit card, and commit to only using it in absolute emergencies. Using cash or a debit card for day-to-day expenses prevents you from overspending and accruing budget-busting interest charges.

4. Explore Other Avenues

Consider all your transportation options. Do you really need to drive everywhere, particularly if you have to pay for parking once you get there? And with Uber, Lyft, Car2Go and other ride-sharing services now widely available, city dwellers might even consider ditching their cars completely. The cheapest gallon of gas is the one you don't use.

Things to Include in Your First Budget

Show Mom and Dad you know how to move out the smart way by creating a monthly budget and sticking to it. Summing everything up, here's a quick list of items you'll probably want to include.

Your rent expense is most likely going to be your largest expense. Try to sign a 1-year or 2-year lease so you can go as long as possible without any rent increases. Of course, bear in mind whether you'll need to move out before that. Another important rule of thumb is to try not to spend over 30% of your income on rent if you don't need to.

Lots of people who are moving out for the first time have to pay some sort of debt. Most of the time it's loan debt from student financial aid . Be sure to include these payments in your budget.

You'll have to pay a separate bill for electricity, gas, water, cable TV, internet, and other similar things. Internet and cable usually have fixed rates, but with electricity, water, and gas, you'll have to pay for what you use. Most people pay around $50 to $100 on their utilities, depending on the area.

Most people forget to factor in food costs. Food may not be one of your larger expenses, but it's a necessary expense. You can cut down on food costs by cooking your own meals.

Transportation

Transportation costs might include flights, cab rides, auto insurance, and vehicle registration. It's most important that you budget for the transportation you're going to use every day. If you're going to be driving to work, calculate your fuel costs and insurance costs. If you're going to use public transit, try to calculate daily transit costs. Lastly, try and leave a little extra space in your budget for rideshare costs and flight costs (just in case you want to fly home for the weekend and visit your parents).

If you have your own health care plan, be sure to include it in your budget. You should also leave some extra room in your budget for prescription drugs and appointment copays.

Entertainment

Some folks spend so much money on living expenses that they wind up being "house poor:" that means they have no extra cash for doing fun things, like going on vacation, having date nights, or going on impromptu adventures. Be sure to budget for fun things, too, and remember that you don't have to spend a whole lot of money to have fun.

Clothing and toiletries

A lot of first-time apartment dwellers forget to budget for clothing and toiletries. Be sure you account for clothing costs, as well as costs for soaps, shampoos, and shaving cream.

Subscriptions and memberships

Budget for your gym membership, magazine subscriptions, and subscriptions to streaming services.

From time to time, you'll need to buy gifts for birthdays, weddings, baby showers, and holidays. Leave some room in your budget for these expenses.

If you have a furry (or scaley!) friend, be sure to budget for veterinary costs and animal medicines.

You Need a Financial Cushion

A good rule of thumb you might've heard is, in the event of an emergency, everyone should have a financial cushion substantial enough to cover three to six months' worth of living expenses. And while there's no arguing the soundness of that advice, many people think that's simply not possible and they don't even bother trying.

But even if you don't have half a year's salary chilling in your bank account, having some money set aside is better than none. There are countless ways to work toward building an emergency savings account, from setting aside loose change at the end of every day and depositing it in the bank at the end of the month, to having a percentage of your paycheck automatically stashed away in your savings account. Many first-timers use the simple 50/20/30 rule of budgeting to ensure a balanced bank account, which splits your monthly expenses into:

Essentials: 50% of your income

Wants: 30% of your income

Savings: 20% of your income

Use our calculator to set up your own 50/20/30 budget.

50/30/20 Budget Calculator

Start now, and even if you only save a few dollars a week, it will add up over time, and help you avoid financial hardship later on.

Learning how to make a budget isn't the most exciting thing you'll do when first moving out and living on your own, but it can mean the difference between just getting by and making the most of your money.

Not using Mint yet? Download our free app today and you'll be budgeting like a boss before you know it.

# data[].attributes.attachment_link.title
How to Budget for Living on Your Own for the First Time

# data[].attributes.attachment_link.description
If you can't wait to move out of your parents' home and start living on your own, you're not alone. Independence is amazing, but enjoying that newfound freedom can be more expensive than you might ...

# data[].attributes.headline
How To Budget For Living On Your Own For The First Time

# data[].attributes.subject
How To Budget For Living On Your Own For The First Time

# data[].attributes.body
This article is about how to budget for living on your own for the first time. This article goes over money-saving tips, common mistakes young adults make when moving into their first apartment, a checklist for you to answer before you move out, what to include in your first budget, and so much more!

I chose this article because I like how it offers online budgeting and money-saving tools and apps, since a lot of young adults these days are utilizing their electronics to stay organized. A piece of information that stood out for me was what items to include when budgeting for the first time.

# data[].attributes.attachment_link.readable_text
Leaving home for the first time is a huge milestone and should be filled with excitement

Moving away from home for the first time can bring forth a variety of emotions. Whether you are leaving for school, work, or to get away from your helicopter parents, this is a huge milestone and may include excitement, nervousness and a little confusion.

I moved away from home for the first time at seventeen and have since seen it all. I've lived on my own in a foreign country, lived at school with four other female roommates, lived with a significant other, and have moved back home for periods in between. With each new living arrangement, I've learned a lot about myself and will cherish those memories for years to come, even if they may not have been pleasant at the time.

Picture a mixed dorm in a small French city where you had to take seven flights of stairs and your alarm clock being 6:00 a.m. closing time at the Irish pub underneath. If anything, the memories make for good stories and a few laughs now.

If you are moving away from home soon, you may feel a little overwhelmed with the process, and that's normal. This is likely the first time you will be taking a significant role in your finances. Many people document the fun side of moving, like buying furniture and grocery shopping but fail to report the other side, like arranging hydro and budgeting expenses.

Regardless of your experience, let's look at ways to help steer you in the right direction and make this exciting transition in your life a smoother one.

You need to have a budget when you move out

Before you make a move into your new crib, or even before you sign a lease, there are a few essential steps you should take. The first being a thorough budget overhaul. You won't be leaving for long unless you can afford it. Make a realistic budget of your expected inflows (income) vs. outflows (expenses) and see how things add up.

Most people typically spend between 35% to 50% of income on housing and utilities. A crazy number that makes living at mom and dads seem a little nicer, I'm sure. In addition to rental or mortgage payments, this includes the cost to heat your home, electricity, telephone and cable service, and water. It would help if you considered other monthly expenses, including groceries, transportation costs such as parking or public transit, and entertainment costs such as alcohol or eating out. According to Credit Canada's Budget Planner, your monthly expenses will look like this as a percentage:

These numbers don't consider an individual's unique needs and should be tailored to your situation. When analyzing your budget, always ensure that 5% or more of your income is put aside into savings for the future or a rainy day. If you've budgeted out your spending and don't have 5% leftover for savings, something needs to be changed. A budget is excellent; however, unanticipated expenses often arise, and you don't want to be worried every month that you won't be able to cover the unexpected and the unavoidable.

Focus on managing your income streams

Analyzing your budget will surely lead you to some realizations. Either your finances are in good shape for move-out day, or you need to make some changes. Maybe you already knew that you would require additional funds; however, the budgeting piece will give you a clearer idea of what those additional funds should be.

The level of financial independence you have will look different to each person when moving out for the first time. Family members may partially or fully fund you, you may already be in the workforce with a full-time job, or receive funding through student loans or a part-time job. Everyone is at different stages in life, and none are superior. The key is to manage your income streams and make sure they work for you.

When I first left home at seventeen, I had no income of my own and was being fully funded by my parents. Although I was very fortunate to have their support and have open conversations with them surrounding money, I realize that this may not always be the case. Money can create tensions and misunderstandings between family members if essential discussions aren't taking place. I have friends who still feel pressure from family members over money, even though there is a surplus of funds. Gifting money creates an agreement between two parties, and without a breakdown of the necessary details, it's easy for one side to feel slighted.

If you are receiving funding from family members, I recommend sitting down before move-out day to discuss how that will look. They may only want to fund certain expenses such as phone or cable bills, or they may wish to provide you with a monthly allowance used at your discretion. They may have no boundaries; however, having the conversation will keep you both on the same page and avoid future issues.

If you aren't receiving enough income through work, family members, or student loans, you will have to consider other income streams before moving out. This could include picking up additional hours or taking on a part-time job. Getting that in place before leaving will significantly reduce an already stressful moving experience.

An emergency fund is essential

For anyone taking more control of their finances, one of the first steps is to set up an emergency fund. Depending on your unique situation, an emergency fund should make up between 3 - 6 months of your expenses. Things happen, unexpected expenses come up, and income streams may be interrupted (insert *2020*). You don't want a situation where you are unable to pay rent due to these circumstances.

Before moving out, it may be unrealistic to save your entire emergency fund; however, you should have a few months' worths and continuously add to it. For more details on emergency funds and where to keep them, see this recent article on the blog: Emergency Funds: Why, What Type, and How Much?

Don't forget about tenant's insurance when you move out

Although tenant's insurance is not required in all parts of Canada, I highly suggest acquiring a plan before renting. They are relatively affordable and protect you from various home-related issues. Each plan is unique; however, most policies cover your belongings, accidents in your home, and unanticipated living expenses.

Coverage for your belongings covers anything in your home that is lost in an unfortunate event. Coverage for accidents, or liability insurance, protects you if someone gets hurt on your property and wishes to sue. Unanticipated living expenses cover the cost of relocating temporarily should your unit be uninhabitable for some time.

To get a quick estimate, check out Sonnet Insurance's quote generator. I inputted my information, such as address and types of residence, and was able to get a quote in five minutes for $28.62/month. Most often, tenant's insurance is even less. To compare quotes from different insurance providers, search for home insurance in your area online.

Another insurance consideration when leaving home is making sure your current coverage remains the same. If you are receiving coverage under your parents, for example, healthcare coverage, you should reach out to the company and ensure that this won't result in any interruptions. They will likely want to have your updated address information as well.

Remember to set up your necessary services

When you first move-out, you may be surprised that some services, like water, aren't automatic and need to be set up. I know that I was. Before you move-in, make sure that your utilities such as heat, hydro, water, and cable are set up.

Choosing an energy provider in Canada may be different for every region. Some provinces, such as Alberta, have more options because their market offers many deregulated providers. Deregulated providers operate in the market like any business, competing with each other based on service and price. Markets that only offer regulated providers have much fewer options as governing bodies set prices. To check out the various providers in your area, check out energyrates.ca.

I didn't know before moving out that energy costs vary based on the time of use. If you are interested in reducing your energy bill, consider running appliances later in the evening when rates are lower. I went several years waiting until 7:00 p.m. to use the dishwasher, and sometimes still do.

Have 'The Talk' with your roommates

When you leave home for the first time, you may be moving in with a significant other or roommate(s). Often, most of us do. Roommates make the financial load a lot easier and provide emotional support. If you are moving in with others, you should have a conversation about shared expenses.

Each living situation is different. I've had instances where I've shared everything with my roommates, such as groceries and minor expenses, I've shared some things like splitting the cost of furniture, and I've also kept things completely separate. Before you move in, you should have a conversation about what you want and what is expected of everyone.

If nothing else, you will have to share the services mentioned above and develop a payment plan. Likely, one person will front the bill, and others will pay them back. You may decide to divide the bills at the end of each month, or you may choose to combine your money in a pool before-hand, to be drawn down during your time together. As long as all members are ok with the arrangement and are holding up their end of the bargain, you're golden.

Leaving home for the first time is a huge milestone and should be filled with excitement, maybe a few tears from mom and dad, but not an unnecessary amount of stress. As an extensive future planner myself, I understand that you may feel nervous about the unknowns. If topics like tenant insurance and hydro providers are confusing to you, that's completely normal. By simply reading this article and taking notes, you're in a far better place than I was at seventeen. All will be figured out, and soon, the only thing you'll be missing is home-cooked meals.

# data[].attributes.attachment_link.title
A Complete Financial Guide to Moving Out for the First Time - Mixed Up Money

# data[].attributes.attachment_link.description
Leaving home for the first time is a huge milestone and should be filled with excitement Moving away from home for the first time can bring forth a variety of emotions. Whether you are leaving for school, work, or to get away from your helicopter parents, this is a huge milestone and may include excitement, [...]

# data[].attributes.headline
A Complete Financial Guide To Moving Out For The First Time

# data[].attributes.subject
A Complete Financial Guide To Moving Out For The First Time

# data[].attributes.body
Alyssa is the owner of Mixed Up Money, a platform where she teaches others about the ins and outs of money. She shares with her readers how she went from having consumer debt and student loans to tripling her income, growing her family, buying her first home, and so much more. In this article, Alyssa steers her readers in the right direction, having a smooth transition from moving out of your parents and into your own.

I chose this article because, despite being short, Alyssa provides distinctive tips for those wanting to move on their own, and she has tons of insightful articles that relate to saving, budgeting, and becoming financially independent. A tip I found to be useful was to have “the talk” with your roommates. I feel as if this goes over a lot of people's heads. Alyssa mentions how you should be having a conversation about shared expenses and how you and your roommates want to handle said expenses.

# data[].attributes.body
This image provides readers with a "can you afford to move out?" check list. As well as providing readers with five helpful tips for what to do before moving out. I chose this image because I like that they provided readers with a visual check list that is easy to read and straight-forward.

# data[].attributes.headline
Starter Percentages For An Every Dollar Budget

# data[].attributes.subject
Starter Percentages For An Every Dollar Budget

# data[].attributes.body
This image illustrates budgeting percentages for those who either don't know where to start or for those who want to improve their budgeting skills. I chose this image because I like how in-depth the graph is; it shows where every penny should go.