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A thing that is borrowed, especially a sum of money that is expected to be paid back with interest.

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That means it's money that's given to you outright rather than loaned. While the terms “grant” and “scholarship” are sometimes used interchangeably,

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Scholarships are often awarded based on merit or achievement and do not need to be repaid

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Relating to a college program that enables students to work part-time while attending school.