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Setting up a trading account in Canada with TD bank. The simplest trading account here is using a cash account that uses your personal funds to trade on major stock exchanges. Since there is no leverage you cant  trade options, short selling, or use margin trading for large amounts.

This is the most direct and safest way to trade as you can only lose money you have and not owe the bank. Buying and selling stocks only reduces your risk factors compared to leveraged trading and trading options.

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Investment Cash Account - TD Direct Investing

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Begin your investing journey with a TD Direct Investing Cash Account. Trade a variety of securities on North American markets. Open an account online today.

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On this padlet you will learn the benefit and risks of each type of investment. You will see different sources of information that could push or pull you towards an asset class pertaining to your investment style.

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In this video, Cryptocurrencies are explained.

Cryptocurrencies are a different type of 'currency' meant to replace our traditional, fiat, paper money system. In its most popular form "Bitcoin" is a decentralized currency that records all transactions onto a block-chain public ledger. That means anyone using Bitcoin will be able to sell every transaction ever done. To be able to use bitcoin, you need a digital wallet. The wallet includes a private key and a public key. These keys help 'miners' verify that it was you that sent it. 'Miners' mine bitcoin by solving cryptographic hashes by using sheer computing power to guess a correct hash, once mined the block of transactions are verified and posted to the ledger and granting the miners some bitcoin. Hence 'Cryptocurrencies'.

This video simplifies cryptocurrencies down to fundamental knowledge on why a system of trade is created in the first place.

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This video explains the basics of a stock.

A stock is a security that signifies ownership in the issuing company. Public stocks are a method of generating capital for a business by issuing 'stock' or ownership of a company to you in exchange for your money for the business to grow. Continuing on, a stocks price is a reflection on how well the business has been operating. In huge companies nowadays (e.g. Apple, Amazon) all the shares have already been sold and Apple themselves have a certain amount. At those levels the higher the stock price, the more a company can earn from its products due to greater financial belief in the company. Stocks don't influence directly how much money the company has after its IPO as all shares are sold to private outside investors and those are sold on to the secondary market.

This is a really quick video on why stocks were created in the first place and how equity works in a company.

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What are Stocks? | by Wall Street Survivor

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Trading stocks has its own risks, some of which are similar compared to Cryptocurrencies.

Stock prices are based on future earnings of the company. How many dollars earned compared to shares of a company. Supply and demand controls a company's stock price, the price rises when there is a demand for the stock higher than the supply therefore the price rises to match demand for the highest bidder. This is also known as a market risk, news of all sorts control that supply and demand based on how well the company earns from it. Since stocks are a trusted and verified way of moving money it is very easy to borrow and leverage trades to risk higher profits. Traders can acquire 2-10x their actual capital for trading, this is known as a margin risk as you would owe money if you lost on a trade.  These are some of the largest risks when trading stocks

This video explains the most important risks pertaining to new traders.

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6 Major Risks in the Stock Market for Traders!

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6 Major Risks in the Stock Market for Traders! Get the latest updates when videos are released as well as exclusive product offers by getting on my newsletter at: http://tradersfly.com 6 Primary Risks in the Stock Market: #1 Trade Risk: What you put on the trade #2 Market Risk: What can happen in the market #3 Margin Risk: If you are borrowing money on margin.

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This is a photo of the Dow Jones Industrial Average chart. The DJIA has increased 520x over its 100 year run, it is a standard benchmark of our economy.

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This is the current chart of bitcoin which shows the immense rise in value. Cryptocurrencies are a very high risk, high reward type of investment at the moment.

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Cryptocurrencies at the moment are a very small asset class compared to the stocks, bonds, etc. People invest and believe in crypto is because it is the future of trade and payment. Cryptocurrencies are a form of 'currency' rather than company such as a stock. The risks of trading cryptocurrencies is that you are purchasing value of future unrealized technology. Like all other companies, Crypto is still a small asset class and that we are betting on large future adoption to change worldwide use of currencies. The inherent risks of a small asset class of Crypto that it is easily manipulated by large market movers with a couple billion dollars since total market capitalization of crypto isn't that large it can be pushed in directions large players want it to. Since it is not regulated at the moment like stocks, many crypto companies can stop or scam their buyers without any consequences. As everything is digital, those without good cyber security are more prone to being hacked and lose their holdings. All this will solve itself in time as more adoption comes and structure is created for Crypto.

This video explains the risks of using and trading cryptocurrencies at this certain point of its existence. Explained well and in basic terms compared to other videos.

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Risks & Basics of Cryptocurrency (Bitcoin, Litecoin & Ethereum)

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This website explains strategies of investing in stocks .

Day-trading:
Day trading, as its name implies, is the method of buying and selling securities within the same day. Positions are closed out within the same day they are taken, and no position is held overnight.  Nowadays also referred to as high-frequency trading due to the ablility for programs and computers to trade for small profits hundreds to thousands of times per day.

Position trading:
A buy and hold type of trading where the trader uses longer trends to define a trade and uses the value of the company now to determine future value as a way to trade in the long term.

Swing Trading:
The goal of swing trading is to identify the overall trend and then capture gains with swing trading within that trend. Technical Analysis is often used to help traders take advantage of the current trend in a security and hopefully improve their trades.

Scalping:
A form of trading also very similar to arbitrage in cryptocurrencies.  It includes exploiting various price gaps caused by bid-ask spreads and order flows. The strategy generally works by making the spread or buying at the bid price and selling at the ask price to receive the difference between the two price points.

This website covers the major topics in ways to trade.

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Active trading is the act of buying and selling securities based on short-term movements to profit from the price movements on a short-term stock chart. The mentality associated with an active trading strategy differs from the long-term, buy-and-hold strategy.

The buy-and-hold strategy employs a mentality that suggests price movements over the long term will outweigh the price movements in the short term and, as such, short-term movements should be ignored. Active traders, on the other hand, believe that short-term movements and capturing the market trend are where the profits are made.

There are various methods used to accomplish an active trading strategy, each with appropriate market environments and risks inherent in the strategy.

Here are four of the most common active trading strategies and the built-in costs of each strategy. (Active trading is a popular strategy for those trying to beat the market average.)

Day trading is perhaps the most well-known active trading style. It's often considered a pseudonym for active trading itself. Day trading, as its name implies, is the method of buying and selling securities within the same day. Positions are closed out within the same day they are taken, and no position is held overnight. Traditionally, day trading is done by professional traders, such as specialists or market makers. However, electronic trading has opened up this practice to novice traders.

Some actually consider position trading to be a buy-and-hold strategy and not active trading. However, position trading, when done by an advanced trader, can be a form of active trading. Position trading uses longer term charts - anywhere from daily to monthly - in combination with other methods to determine the trend of the current market direction. This type of trade may last for several days to several weeks and sometimes longer, depending on the trend.

Trend traders look for successive higher highs or lower highs to determine the trend of a security. By jumping on and riding the "wave," trend traders aim to benefit from both the up and downside of market movements. Trend traders look to determine the direction of the market, but they do not try to forecast any price levels. Typically, trend traders jump on the trend after it has established itself, and when the trend breaks, they usually exit the position. This means that in periods of high market volatility, trend trading is more difficult and its positions are generally reduced.

When a trend breaks, swing traders typically get in the game. At the end of a trend, there is usually some price volatility as the new trend tries to establish itself. Swing traders buy or sell as that price volatility sets in. Swing trades are usually held for more than a day but for a shorter time than trend trades. Swing traders often create a set of trading rules based on technical or fundamental analysis.

These trading rules or algorithms are designed to identify when to buy and sell a security. While a swing-trading algorithm does not have to be exact and predict the peak or valley of a price move, it does need a market that moves in one direction or another. A range-bound or sideways market is a risk for swing traders.

Scalping is one of the quickest strategies employed by active traders. It includes exploiting various price gaps caused by bid-ask spreads and order flows. The strategy generally works by making the spread or buying at the bid price and selling at the ask price to receive the difference between the two price points. Scalpers attempt to hold their positions for a short period, thus decreasing the risk associated with the strategy.

Additionally, a scalper does not try to exploit large moves or move high volumes. Rather, they try to take advantage of small moves that occur frequently and move smaller volumes more often. Since the level of profits per trade is small, scalpers look for more liquid markets to increase the frequency of their trades. And unlike swing traders, scalpers like quiet markets that aren't prone to sudden price movements so they can potentially make the spread repeatedly on the same bid/ask prices.

There's a reason active trading strategies were once only employed by professional traders. Not only does having an in-house brokerage house reduce the costs associated with high-frequency trading, but it also ensures better trade execution. Lower commissions and better execution are two elements that improve the profit potential of the strategies. Significant hardware and software purchases are typically required to successfully implement these strategies. In addition to real-time market data, these costs make active trading somewhat prohibitive for the individual trader, although not altogether unachievable.

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Active trading is the act of buying and selling securities based on short-term movements to profit from the price movements on a short-term stock chart. The mentality associated with an active trading strategy differs from the long-term, buy-and-hold strategy.

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A cryptocurrency wallet is a secure digital wallet used to store, send, and receive digital currency like Bitcoin. Most coins have an official wallet.

There are different types of wallets that you can use:

Desktop: wallets are  installed on a computer. They are only accessible from the single computer in which they are downloaded. Desktop wallets offer one of the highest levels of security however if your computer is hacked or gets a virus there is the possibility that you may lose all your funds.

Online: wallets run on the cloud and are accessible from any computing device in any location. While they are more convenient to access, online wallets store your private keys online and are controlled by a third party which can be less secure.

Hardware: wallets differ from software wallets in that they store a user’s private keys on a hardware device like a USB. Although hardware wallets make transactions online, they are stored offline off of any device so it is the most secure form of holding crypto as there is no way to lose it either than physically losing them.

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Use this straightforward guide to learn what a cryptocurrency wallet is, how they work and discover which ones are the best on the market.

What is a Cryptocurrency Wallet?

A cryptocurrency wallet is a software program that stores private and public keys and interacts with various blockchain to enable users to send and receive digital currency and monitor their balance. If you want to use Bitcoin or any other cryptocurrency, you will need to have a digital wallet.

How do they work?

Millions of people use cryptocurrency wallets, but there is considerable misunderstanding about how they work. Unlike traditional 'pocket' wallets, digital wallets don't store currency. In fact, currencies don't get stored in any single location or exist anywhere in any physical form. All that exists are records of transactions stored on the blockchain.

Cryptocurrency wallets are software programs that store your public and private keys and interface with various blockchain so users can monitor their balance, send money and conduct other operations. When a person sends you bitcoins or any other type of digital currency, they are essentially signing off ownership of the coins to your wallet's address. To be able to spend those coins and unlock the funds, the private key stored in your wallet must match the public address the currency is assigned to. If public and private keys match, the balance in your digital wallet will increase, and the senders will decrease accordingly. There is no actual exchange of real coins. The transaction is signified merely by a transaction record on the blockchain and a change in balance in your cryptocurrency wallet.

What are the different types of Cryptocurrencywallets?

There are several types of wallets that provide different ways to store and access your digital currency. Wallets can be broken down into three distinct categories - software, hardware, and paper. Software wallets can be a desktop, mobile or online.

Desktop: wallets are downloaded and installed on a PC or laptop. They are only accessible from the single computer in which they are downloaded. Desktop wallets offer one of the highest levels of security however if your computer is hacked or gets a virus there is the possibility that you may lose all your funds.

Online: wallets run on the cloud and are accessible from any computing device in any location. While they are more convenient to access, online wallets store your private keys online and are controlled by a third party which makes them more vulnerable to hacking attacks and theft.

Mobile: wallets run on an app on your phone and are useful because they can be used anywhere including retail stores. Mobile wallets are usually much smaller and simpler than desktop wallets because of the limited space available on a mobile.

wallets differ from software wallets in that they store a user's private keys on a hardware device like a USB. Although hardware wallets make transactions online, they are stored offline which delivers increased security. Hardware: Hardware wallets can be compatible with several web interfaces and can support different currencies; it just depends on which one you decide to use. What's more, making a transaction is easy. Users simply plug in their device to any internet-enabled computer or device, enter a pin, send currency and confirm. Hardware wallets make it possible to easily transact while also keeping your money offline and away from danger.

wallets are easy to use and provide a very high level of security. While the term paper wallet can simply refer to a physical copy or printout of your public and private keys, it can also refer to a piece of software that is used to securely generate a pair of keys which are then printed. Using a paper wallet is relatively straightforward. Transferring Bitcoin or any other currency to your paper wallet is accomplished by the transfer of funds from your software wallet to the public address shown on your paper wallet. Alternatively, if you want to withdraw or spend currency, all you need to do is transfer funds from your paper wallet to your software wallet. This process, often referred to as 'sweeping,' can either be done manually by entering your private keys or by scanning the QR code on the paper wallet.

Are Cryptocurrency wallets secure?

Wallets are secure to varying degrees. The level of security depends on the type of wallet you use (desktop, mobile, online, paper, hardware) and the service provider. A web server is an intrinsically riskier environment to keep your currency compared to offline. Online wallets can expose users to possible vulnerabilities in the wallet platform which can be exploited by hackers to steal your funds. Offline wallets, on the other hand, cannot be hacked because they simply aren't connected to an online network and don't rely on a third party for security.

Although online wallets have proven the most vulnerable and prone to hacking attacks, diligent security precautions need to be implemented and followed when using any wallet. Remember that no matter which wallet you use, losing your private keys will lead you to lose your money. Similarly, if your wallet gets hacked, or you send money to a scammer, there is no way to reclaim lost currency or reverse the transaction. You must take precautions and be very careful!

Backup your wallet. Store only small amounts of currency for everyday use online, on your computer or mobile, keeping the vast majority of your funds in a high security environment. Cold or offline storage options for backup like Ledger Nano or paper or USB will protect you against computer failures and allow you to recover your wallet should it be lost or stolen. It will not, however, protect you against eager hackers. The reality is, if you choose to use an online wallet there are inherent risks that can't always be protected against.

Update software. Keep your software up to date so that you have the latest security enhancements available. You should regularly update not only your wallet software but also the software on your computer or mobile.

Add extra security layers. The more layers of security, the better. Setting long and complex passwords and ensuring any withdrawal of funds requires a password is a start. Use wallets that have a good reputation and provide extra security layers like two-factor authentication and additional pin code requirements every time a wallet application gets opened. You may also want to consider a wallet that offers multisig transactions like or . A multisig or multi-signature wallet requires the permission of another user or users before a transaction can be made.

Multi-currency or single use?

Although Bitcoin is by far the most well-known and popular digital currency, hundreds of new cryptocurrencies (referred to as altcoins) have emerged, each with distinctive ecosystems and infrastructure. If you're interested in using a variety of cryptocurrencies, the good news is, you don't need set up a separate wallet for each currency. Instead of using a cryptocurrency wallet that supports a single currency, it may be more convenient to set up a multi-currency wallet which enables you to use several currencies from the same wallet.

Are there any transaction fees?

There is no straightforward answer here.

In general, transaction fees are a tiny fraction of traditional bank fees. Sometimes fees need to be paid for certain types of transactions to network miners as a processing fee, while some transactions don't have any fee at all. It's also possible to set your own fee. As a guide, the median transaction size of 226 bytes would result in a fee of 18,080 satoshis or $0.12. In some cases, if you choose to set a low fee, your transaction may get low priority, and you might have to wait hours or even days for the transaction to get confirmed. If you need your transaction completed and confirmed promptly, then you might need to increase the amount you're willing to pay. Whatever wallet you end up using, transaction fees are not something you should worry about. You will either pay minuscule transaction fees, choose your own fees or pay no fees at all. A definite improvement from the past!

Are cryptocurrency wallets anonymous?

Kind of, but not really. Wallets are pseudonymous. While wallets aren't tied to the actual identity of a user, all transactions are stored publicly and permanently on the blockchain. Your name or personal street address won't be there, but data like your wallet address could be traced to your identity in a number of ways . While there are efforts underway to make anonymity and privacy easier to achieve, there are obvious downsides to full anonymity. Check out the DarkWallet project that is looking to beef up privacy and anonymity through stealth addresses and coin mixing.

Which Cryptocurrency wallet is the best?

There is an ever-growing list of options. Before picking a wallet, you should, however, consider how you intend to use it.

Do you need a wallet for everyday purchases or just buying and holding digital currency for an investment?

Do you plan to use several currencies or one single currency?

Do you require access to your digital wallet from anywhere or only from home?

Take some time to assess your requirements and then choose the most suitable wallet for you.

Bread Wallet

Pros: Good privacy & security, beginner friendly, simple & clean, open source software, free.

Cons: No web or desktop interface, lacks features, hot wallet .

Mycelium

Advanced users searching for a Bitcoin mobile digital wallet, should look no further than mycelium. The mobile wallet allows iPhone and Android users to send and receive bitcoins and keep complete control over bitcoins. No third party can freeze or lose your funds! With enterprise-level security superior to most other apps and features like cold storage and encrypted PDF backups, an integrated QR-code scanner, a local trading marketplace and secure chat amongst others, you can understand why Mycelium has long been regarded as one of the best wallets on the market.

Exodus

Copay

Created by Bitpay, is one of the best digital wallets on the market. If you're looking for convenience, Copay is easily accessed through a user-friendly interface on desktop, mobile or online. One of the best things about Copay is that it's a multi-signature wallet so friends or business partners can share funds. Overall, Copay has something for everyone. It's simple enough for entry-level users but has plenty of additional geeky features that will impress more experienced players as well.

Jaxx

Jaxx is a multi-currency Ether, Ether Classic, Dash, DAO, Litecoin, REP, Zcash, Rootstock, Bitcoin wallet and user interface. Jaxx has been designed to deliver a smooth Bitcoin and Ethereum experience. It is available on a variety of platforms and devices (Windows, Linux, Chrome, Firefox, OSX, Android mobile & tablet, iOS mobile & tablet) and connects with websites through Firefox and Chrome extensions. Jaxx allows in wallet conversion between Bitcoin, Ether and DAO tokens via Shapeshift and the import of Ethereum paper wallets. With an array of features and the continual integration of new currencies, Jaxx is an excellent choice for those who require a multi-currency wallet.

Armory

Trezor

Ledger Nano

The Ledger Wallet Nano is a new hierarchical deterministic multisig hardware wallet for bitcoin users that aims to eliminate a number of attack vectors through the use of a second security layer. This tech-heavy description does not mean much to the average consumer, though, which is why I am going to explain it in plain language, describing what makes the Ledger Wallet Nano tick. In terms of hardware, the Ledger Wallet Nano is a compact USB device based on a smart card. It is roughly the size of a small flash drive, measuring 39 x 13 x 4mm (1.53 x 0.51 x 0.16in) and weighing in at just 5.9g.
Pros:
Screen/device protected by metal swivel cover
Cons:
Not as advanced wallet software (no transaction labeling)

No ability to create hidden accounts

3rd-Party apps can run from device

When recovering wallet from seed, the whole process can be done from the device without even connecting it to a computer!

Fairly inexpensive (~$65 USD)

Green Address

Blockchain (dot) info

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Cryptocurrency Wallet Guide: A Step-By-Step Tutorial - Blockgeeks

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Use this straightforward guide to learn what a cryptocurrency wallet is, how they work and discover which ones are the best on the market. What is a Cryptocurrency Wallet? A cryptocurrency wallet is a software program that stores private and public keys and interacts with various blockchain to enable users to send and receive digital currency and monitor their balance.

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This website explains how to invest in cryptocurrencies and what you're really buying.

First you will need a place to buy cryptocurrencies, one of the most popular places are Coinbase to purchase Bitcoin, Ethereum to purchase other alt-coins. Then you would need to transfer these to a large crypto exchange (e.g Bianance) for liquidity reasons and trade there.

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Let us get started now. See you at the bottom of this post.

What is cryptocurrency?

A digital currency in which code based on cryptography controls the generation of units of currency and verification of transactions for transfer of funds. A cryptocurrency is not backed by a government or a central bank of any country/countries. The account keeping is done in a distributed manner. Think of it as a distributed ledger one in which you can't alter the order of transactions.

In short you can call it people's money. Money created by the masses, for the masses and controlled by the masses.

Such money has various advantages compared to FIAT currency. That is the whole reason many banks and governments are opposing the adoption of cryptocurrencies. Cryptocurrencies takes the power out of centralised power centers, whether they are governments or central banks.

What is FIAT currency?

Currencies that are backed by a government are called FIAT currencies. So most of the currencies we are accustomed to like USD(United States Dollar), GBP(Great Britain Pound or Sterling Pound), AUD(Australian Dollar), CNY(Chinese Yen), JPY(Japanese Yen), INR(Indian Rupee) etc are all examples of FIAT currency. I had never heard of the term FIAT before learning about cryptocurrencies.

FIAT currencies have many disadvantages. They are centralised. These centralised agencies can make the existing money invalid just by a stroke of pen. Recently India carried out a massive demonetisation drive. They can print currency at will, leading to inflation. Inflation is stealing from the poor and gullible without their knowledge. You need agencies like Visa and Master-card to perform exchanges in business outlets. To store your own money you need to pay fees to banks while they make money in interests by lending out your money. If you want to transfer money across borders you need permissions from governments and pay huge fees to companies like Western Union. You pay your fees in percentages whereas it should have been only fee per transaction. The amount shouldn't really matter.

FIAT lacks the characteristics of sound money. Cryptocurrencies fill most of these gaps. In addition to all these advantages it it also distributed which is a great advantage in itself, as we don't need to trust any third party. All thanks to blockchains we are able to use this form of money called cryptocurrencies.

What is a blockchain?

Blockchain is the technology behind cryptocurrencies. To be fair cryptocurrencies are one of the use-cases of blockchain. Blockchain is an irreversible(chain of order), incorruptible and distributed ledger of transactions. Incorruptible ledgers forms the basis of many valuable transactions. They might be in the field finance, record keeping in governments, international diplomacy or any record keeping of importance for that matter.

If you want to know the details of how a blockchain works in layman terms checkout WTF is Blockchain? by Mohit Mamoria.
What is bitcoin?
Bitcoin is the first peer to peer electronic cash. Bitcoin solved a major problem in electronic cash called "double spending". While there are many resources you can read about bitcoin, you should definitely start by reading the bitcoin whitepaper. Bitcoin is the torch bearer for cryptocurrencies. Most of the other cryptocurrencies owe it to bitcoin which proved that it was possible to build a secure, decentralised mechanism for storing and transferring value using internet.

For now just know that double spending is the risk that a digital currency can be spent twice. If the same money can be spent twice the currency will loose its value as it is not secure. Bitcoin addressed this problem and hence opened the flood gates of a completely new world order.

Who invented Bitcoin or who is Satoshi Nakamoto?

Satoshi Nakamoto is the inventor of Bitcoin. But who is Satoshi Nakamoto? This has been a long standing mystery and a very important one as well.

There are many people who believe that Satoshi Nakamoto should get a Nobel prize in Economics and Turing Award(can be considered as Nobel prize in the field of computers) for the same invention that is Bitcoin. This should highlight the potential of blockchains and cryptocurrencies for you.

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Beginner's Guide to "Investing in Cryptocurrencies"

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What is cryptocurrency? A digital currency in which code based on cryptography controls the generation of units of currency and verification of transactions for transfer of funds. A cryptocurrency is not backed by a government or a central bank of any country/countries. The account keeping is done in a distributed manner.