# data[].attributes.headline
things they look for to determine you policy and eligibility:

# data[].attributes.subject
things they look for to determine you policy and eligibility:

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Age. Age is probably the single primary factor that determines your life insurance premiums. ...

Gender. ...

Physical condition. ...

Smoking. ...

Your medical history. ...

Your family's medical history. ...

Occupation.

# data[].attributes.body
A beneficiary, often next of kin, is whoever was appointed to receive your funds after you die. not YOUR savings but the money bestowed by the insurance company after your death. they have to file a claim after your death and usually have to wait anywhere from 30-60 days before the payment of their choosing is processed.

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https://en.wikipedia.org/wiki/Life_insurance

https://en.wikipedia.org/wiki/Term_life_insurance

https://en.wikipedia.org/wiki/Whole_life_insurance

https://www.investopedia.com/articles/pf/07/whole_universal.asp

https://en.wikipedia.org/wiki/Variable_universal_life_insurance

https://www.insure.com/life-insurance-faq/what-is-simplified-issue-life-insurance.html

https://www.insure.com/life-insurance-faq/what-is-simplified-issue-life-insurance.html

https://www.lhlic.com/final-expense-insurance/

https://www.mcmha.org/factors-determine-life-insurance-premiums/

# data[].attributes.body
Term: Life insurance provided at a fixed rate for a set period of time.
Whole: Life insurance policy provided throughout the policy holder's entire lifetime.
Universal: Allows policy holder to stop paying premiums in event of a financial crisis.
Variable: builds cash value
Group:
simplified issue: answer few medical questions about your medical history in order to determine your eligibility
Final expense: Essentially the same as a whole policy however this one is made specifically for death benefits; funeral expenses, and coverage of costs specifically for AFTER your death.
etc.

# data[].attributes.body
A contract between and insurer and policy holder where essentially the insurer agrees to pay benefits in exchange for a premium upon the policy holders death.