# data[].attributes.headline
Assessing the factors determining customers’ choice of a bank. By David Sherwood

# data[].attributes.subject
Assessing the factors determining customers’ choice of a bank. By David Sherwood

# data[].attributes.headline
Welcome to "How to choose one bank over another"

# data[].attributes.subject
Welcome to "How to choose one bank over another"

# data[].attributes.body
In this Padlet there is information about the factors affecting you about how to choose the right bank and the many difference between them.

# data[].attributes.body
In this video by "MarlBoroughSavings" they go through some of the big factors when it comes to choosing a bank, such as fees, ATMs, Online banking, and branch location to home. I like the detail they gave about each factor and that the information was very useful and easy to follow. Among the other videos and websites this one is very similar in that the main factors are virtually the same.

# data[].attributes.attachment_link.description
Choosing the right bank can ensure that you're receiving the most value and the best financial partner for your goals. Here's what to look for... https://agreatbank.com/

# data[].attributes.body
The video below by Wall Street Journal gives a great in depth analysis of some of the factors for choosing a bank. They talk about what makes a bank more appealing than others such as features they offer and the services provided. Also they mention that choosing right the first time will save a lot of hassle if you wanted to change banks in the future. I really liked how they conveyed the information in an engaging way and that the video was short.

# data[].attributes.attachment_link.readable_text
6/30/2011 2:21PM

Which features matter and what fees to avoid.

Transcript

This transcript has been automatically generated and may not be 100% accurate.

go ... I ... people always ask me ... why choose the right bank of what I say is this really three things to think about ... there's convenience ... there's the features that you actually require ... and then there's Haoyu Bank ... there the reason why it's so important choose the right bank it's it's a pain in the now just watch what you have electronic transactions coming in you're paying bills going out ... actually closing the account ... and opening a new one is going to take it upon a time ... and it could end up really being frustrating and if you miss a payment because of that ... it could actually also be costly ... so ... the first thing to look out really is ... is this thing can it be convenient for me am I going to be able to get easy access to my money ... it's not just ... is the branch located close to my house or close to my office it's do they offer services which are convenient to me ... so France locations have a planet but ... there's also things like you can use ... the surcharge free ATM is another locations or it doesn't matter what machine Yukiya machine you use because ... you get an ATM fee rebate at the end of the month from some back ... the next are really the features what features you require in a checking account ... that you'll actually use because lots of accounts have many features but you could end up paying for them if you don't use them ... so for example G usage Evercore lot or debit card rewards program something which would be important to you ... on ... how about online banking are you a heavy online banking user reserve really requirement that you get the bag by a fall ... for mobile banking ... many banks are offering really great new features which and in this is actually negates the need to have a branch nearby ... for example ... the many banks you can actually deposit checks by your phone you take a picture with your phone ... in your check is now deposited ... banks also offer the ability to put checks directly into an ATM machine without requiring a deposit slip ... and finally ... the most important perhaps is to understand how you bank ... and then to choose the account that's gonna work best for you and minimize the fees that you might think our understanding what your minimum balances is really important because many banks offer ... different types of checking accounts ... checking account has all the bells and whistles typically required to keep a higher minimum balance ... and some banks defined minimum balance differently than other banks for example ... some banks will say it's your well with the daily balance so if you're of a thousand dollars minimum balance requirement to avoid defeat ... if you fall below one thousand dollars for just once the kids didn't incur the fee that month ... other banks will say it's an average daily balance or they'll take your balance at the end of each day ... and average it and that's what determines that they ... now luckily ... many banks also allow you to wink other counts two to ... accommodate that fee so ... for example if you over mortgage with the bank a lot of time so count the ballots that you warn your mortgage ... towards the minimum balance requirement for checking accounts or you'll never pay if she ... even from likely the largest account that they have or that they come with the most bells and whistles and remember There is a bank or credit union out there for you ... it's your job to do good research to make sure that you're finding the account that in a suit you best

# data[].attributes.attachment_link.description
6/30/2011 2:21PM Which features matter and what fees to avoid. Transcript This transcript has been automatically generated and may not be 100% accurate. go ... I ... people always ask me ... why choose the right bank of what I say is this really three things to think about ...

# data[].attributes.body
This is a video by McGraw Hill Financial about choosing a bank and the 5 big things to consider. The video goes into more specific detail about the 5 factors it talks about in a easy to understand format. The video is also short for convenience which is great especially if you have a busy schedule. I like the fact that it hits everything on the nose in that it goes straight to the point and doesn't sidetrack and is easy to follow.

# data[].attributes.attachment_link.title
5 Factors to Look at When Choosing a Bank by Rocky Clancy

# data[].attributes.attachment_link.description
Rocky Clancy, Executive Director of Financial Services at J.D. Power and Associates provides 5 factors to consider when choosing a bank.

# data[].attributes.body
http://banks.credio.com/
I'm sure a lot of people including me don't really have the time to research every single bank to help make a choice but the link above helps with that. "banks.credio.com" is a website that compares all banks big and small. It gives you customer reviews, financial stability comparison, key features of each bank and how you can use the bank (online, branch etc). I found this website very intriguing and takes the whole time aspect and virtually gets rid of it.

# data[].attributes.headline
A more in-depth look at these factors that influence your choice

# data[].attributes.subject
A more in-depth look at these factors that influence your choice

# data[].attributes.body
https://arca.com/resources/blog/this-bank-or-that-bank-what-drives-todays-consumers
This link will take you to "arca.com", which focuses on the topic choosing a bank. upon clicking the link it will open up an informational page that talks about several things regarding the factors of choosing a bank and why people change banks for the same reasons and more. The site also uses poll statistics to back itself up, and give you the most popular reasons/factors for choosing a bank over another.

# data[].attributes.headline
What are the factors that influence which bank you choose?

# data[].attributes.subject
What are the factors that influence which bank you choose?

# data[].attributes.body
https://ideas.repec.org/a/icf/icfjbm/v6y2007i1p34-46.html
The link above will take you to a website called "ideas.repec.org", and this website lists a lot of the contributing factors of why people choose one bank over another. The website also shows statistics and references its work with credible sources. I like that they order all of the factors in a list format from most popular to least and the statistics back it up well. Also some of the reasons to choose a bank may surprise you

# data[].attributes.body
After taking everything into consideration, you can go to the bank of your choice and open an account

# data[].attributes.headline
What can influence this decision of choosing a bank?

# data[].attributes.subject
What can influence this decision of choosing a bank?

# data[].attributes.body
More often than not it comes down to some of the simplest of reasons why you choose a bank.

# data[].attributes.body
Most people can relate to this, how do you choose which bank to go to with so many options?