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just dont spend money on dumb things

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we need to pay off the stuff we need to pay and don't use card for something that you want but something that you need.

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Borrowing and investing is what people used to get out of their recession debts faster

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Kiwis appear to be falling back into the bad credit card habits last seen before the global financial crisis. if they don't pay off their debts they will be putting NZ's economy on the line as we can face a recession

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credit cards are a useful way of carrying money on the go but can lead to overspending if the user is not aware of how much he or she is spending. this is mainly because its hard to keep track of ....overall credit cards are BAD!!!............sometimes :)

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'A breakdown in recent electronic card data also showed increased spending was being done on credit cards'. This quote shows me that people are tending to spend a lot of money that is being needed to be owed back rather than using their own debit cards.

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'Kiwis appear to be falling back into the bad credit card habits' meaning that people in our country tend to get a credit card and use money that they aren't able to pay back in time

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I think credits cards are good because it doesn't take heaps of space but also its bad because its easy to lose

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imma fob

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Due to recession people can fall into major debts if they do not think about what their credit card gets used on.

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After reading the article it seems like that credit card is not good.People are in big debt because of credit card. My opinion is that people shouldn't use a credit card.

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"Reserve Bank noted its concerns about household debt continuing to grow faster than income" meaning that the bank has been worried about people who have a housing debt, and they are not managing to get the income fast enough to pay that loan back

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'Kiwis appear to be falling back into the bad credit card habits' meaning that people in our country tend to get a credit card and use money that they aren't able to pay back in time.

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Firstly, trying avoiding using credit cards as is the major root to and economic downfall for the person using the card

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I think credit cards are not good because sometimes people get in big debts.

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When you start using credit cards you'll get into a bad and it we lead to debt if you don't pay of the balance every month the bank will charge interest or late fess

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people should use their common sense when it comes to debt

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people should use their common sense when it comes to debt

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Only use the card for needs not wants. Don't spend more than you can pay for.
Pay off the balance every month to avoid interest/late fees

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It is good at times to have a credit card because you are able to get money when desperately in need but at the same time it is quite bad because you have to end up paying that money back + more because of interest and there is not a 100% chance that you'll be able to pay that money back on time, so there would be a late fee on top of the money you already owe

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leads to bad habits