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In conclusion, the first loan would be the best loan o go for. This is because as the person receiving the loan, you want to pay the least amount of interest possible. The first loan is the one with the lowest total interest.

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A) $20,000 borrowed
B) $451.58 monthly payment
C) $1,675.84 total interest

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A) $19,000 borrowed
B) $441.87 monthly payment
C) $$2,209.91 total interest

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A) $21,000 borrowed
B) $463.89 monthly payment
C) $1,266.72 total interest

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We are predicting that option 3 will be the best loan because there is a rebate plus a lower interst rate than 2.