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Nowadays, people ratio of coming to Canada from various countries for studying is getting higher and higher compared to the past. So, now with the help of technology and various websites are available online they can find easily some place to stay. I like this website because it is specifically for Ontario state. In Ontario state you can choose the place where you want to stay and you will get the full quote of that place including tenant insurance.

This websites covers only some of your personal belongings where as other website covers personal belongings, additional living expenses and also contents coverage. That's why I like little bit less this website compared to others.

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Ontario Tenant & Renters Insurance | Get Quote | BrokerLink

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Keep your condo safe with tenant and renters insurance coverage from BrokerLink anywhere in Ontario. Get a quote today and protect your home!

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First of all renter's insurance is also known as tenants insurance. Tenants insurance means is an insurance policy that provides some advantages to the landlord insurance. Homeowners insurance is coverage for a place of residence and its associated financial risks. It includes physical damage of property and the loss of use of property.

Some things which won't covered in this renter's insurance policy and that is landlord's personal belongings. It covers personal assets such as: furniture, computer equipment, televisions and audio equipment. It also covered living expenses while the rental property is being repaired.

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See all the wonderful things Dhrumil Patel has made

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This website covers various things in tenant insurance like personal belongings, additional living expenses and contents coverage. Also, mentioned what need to know before buying the tenant Insurance.

In this website, it is clearly mentioned that what is tenant insurance and is it mandatory to get the tenant insurance, on the home page itself. Also, it is explains very nicely as compared to others and also, I like because there are some sections that explains, what frequently questions were asked by the customers, which things need to know before purchasing tenant insurance and many more sections. So, at the end I like this website much more than previous one: BrokerLink.

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What is tenant insurance for renters?

Tenant insurance has a few different names. You might have also heard it called "renters insurance", "condo tenant insurance" or "content insurance".

There are two things you need to know about this type of insurance:

It's home insurance for people who rent (not own) the home they live in.

It's taken out by renters, not landlords (unlike landlord's insurance).

If that sounds like you, you're in the right place!

We've tried our best to simplify a few concepts with helpful examples, but we've also put together a clear policy summary that has a bit more detail. Or, if you're having trouble sleeping you can read the full policy.

Why choose Duuo?

Duuo was created by The Co-operators to make insurance easy, flexible, and online. That's why our tenant insurance (or renters insurance) has been designed just for renters.

There are no annual commitments and no cancellation fees, unlike with other renters insurance providers in Canada. With Duuo you just go month-to-month, and can turn off your tenant insurance if you don't need it anymore. Easy!

How much is tenant insurance and how do I get it?

Duuo's basic tenant insurance costs $12-20 per month. You can get an exact price for your own insurance policy easily online by hitting the "Get Quote" button below. There are only two key things you need to decide:

1. Your personal liability limit (1 or 2 million dollars)

2. Your contents coverage limit ($25K, $50K, $75K or $100K)

Once you choose the most appropriate option for you, and if you like your price, you can purchase insurance in just a few minutes. We like to keep things simple at Duuo.

Click the button below to get your tenant insurance quote now!

Partnering with Duuo provides property managers with the tools & resources needed to get their tenants covered, fast!

Watch this video to discover the benefits of partnering with Duuo

Personal liability coverage

Lawsuits can happen for all kinds of reasons, that's why it's good to be protected.

Example 1: One of your guests is rushing through the living room, trips on a power cord, and hurts themselves really badly. We don't like to think someone would ever sue us. But hey, it happens.

Example 2: Did you accidentally leave your sink running before you left home today? If you flood your downstairs neighbour's apartment, you'll be facing a very angry landlord (and a very big bill). Duuo protects you from stuff like that too.

Additional living expenses

We should just call this, "You can't sleep in your home tonight because something happened to it" insurance. But that's probably too long of a name.

Example: Let's say it's actually your upstairs neighbour who left their sink on. Now your rental apartment is flooded. The first thing you'll need to figure out is where you're going to live that week. Tenant insurance pays for things like a hotel.

Contents coverage

Oh yeah, your actual stuff! Your most prized possessions in the world... and that piece of furniture that you used to like but kind of regret now.

Example: Let's stick with that neighbour from upstairs who flooded your place. In addition to structural property damage, the water also destroyed... basically everything you own. Think about your TV, your laptop, your furniture, and your clothes - all underwater. Duuo's content insurance for renters will provide money to help you replace these things.

3 things you need to know about tenant insurance

In the first installment of our tenant insurance series, we break down the three C's of tenant insurance that you need to consider before purchasing a policy: coverage, cost, and claims!

Is tenant insurance mandatory?

The short answer is "Nope, tenant insurance is not mandatory". The slightly longer answer is, "Tenant insurance is not mandatory...unless your landlord says it is." If this happens you can get Duuo Tenant Insurance online in about five minutes.

Once I have tenant insurance, what happens if something happens?

Good question! You're now referring to what we call a "claim" in insurance land. And at Duuo, we like to ensure making claims is as easy as possible. If something does happen, you'll just simply answer a few questions from our fancy Claims Bot, and then one of our friendly humans will be in touch with you right away to talk about it.

We'll walk you through the process and explain next steps. You'll also be able to follow the status of your claim online at all times.

Can I cancel my policy at any time?

You can! When you log in to your account to cancel your policy, you will be prompted to select a cancellation date up to 14 days prior to the date your policy is set to renew. Depending on the cancellation date you select, you will be charged for the portion of the month that has passed, and the rest of the cost will be refunded to you. For example, if your insurance costs $20 per month and you cancel halfway through, $10 will be refunded to you.

When will I be charged for my upcoming tenant insurance policy?

At Duuo, we offer month-to-month tenant insurance policies This means you will be charged a premium each month to continue your tenant insurance agreement with us. You will automatically be billed one day prior to your next monthly policy renewal.

Will my tenant insurance policy cover me if I rent out my space on a platform like Airbnb or VBRO?

Our tenant insurance policy does not cover home sharing activities. That means, if you have purchased tenant insurance to provide coverage for your rented home, apartment, or condo, your policy will not cover you if an accident occurs as a result of home sharing activities. However, we do offer a short-term rental insurance product that covers home sharing related liabilities. Our STR insurance is only available to homeowners.

I consented to a credit check during the quoting process. How do I revoke consent?

You may revoke your consent to a credit check at any time by contacting a member of our team. Reach out to us by clicking on the chat bubble in the lower right corner of the screen for live support or use of the alternative methods listed under CONTACT US on the main Support page. Please note that by revoking your consent to a credit check, we will no longer be able to provide you with tenant insurance.

My daughter is currently a student living in residence. Is she covered by my tenant insurance policy?

Yes, a student who is dependent on you or your spouse is considered an "insured person" under this policy.

Are my roommate(s) covered under my tenant insurance policy?

No, your roommate would not be covered under this policy. Only the following people are covered under this policy:
· Your immediate relatives living with you.
· Any person under 21 years of age in your care.
· A student who is dependent on you or your spouse who is away living in their school's residence.

If I make a claim is there a deductible?

There is no deductible for personal liability claims.

There is a $1,000 deductible for property claims. This means if you make a $10,000 claim Duuo will pay $9,000 and you will pay $1,000.

There are also some other additional coverages in this policy that do not have any deductible. You can read our Full Policy for the complete list.

Is there coverage under this policy for unique items like my hockey card collection?

Yes, there is coverage under this policy for things like collections! However certain classes of items, like collections, have a limit of insurance of $2,500 when they are stolen or disappear.

Some other items also have a special limit of $2,500 when they are lost or damaged. If you have specific questions you can read our Full Policy or start an instant chat with us!

Are there any extra coverages under this policy I may not have heard about?

Yes! We also provide a number of extensions of coverage to protect you against loss or expense from many other situations that may come up in your life. For the full list of coverages, and any limitations that may apply to them we suggest you read our Full Policy, or start an instant chat with us if you have any questions.

Does this policy cover all of my stuff no matter what happens?

In general, you can count on Duuo and your tenant insurance policy to protect you when things go wrong. That's the value of insurance! But there are some exceptions that can occur depending on the type of property and what happened to it. If you have questions about specific items, you can either read our Full Policy for more details or just start an instant chat with us.

What is the difference between a settlement based on Replacement Cost and one based on Actual Cash Value? Which one does Duuo offer?

Replacement Cost refers to the cost of repairing or replacing your contents. It's like the cost of buying a brand new version of the item that was damaged or stolen. Actual Cash Value means you would just receive what your item is worth today. So that likely would not be enough money to buy a new replacement. That's why Duuo offers Replacement Cost!

What's covered under the liability portion of this policy? Are there any limitations?

The personal liability portion of your policy covers you against expenses that you become legally obligated to pay in damages. This is the case in situations of unintentional bodily injury or property damage. You can choose a limit of $1 million or $2 million dollars in liability coverage.

Like any tenant insurance policy, there are limitations to this coverage and we encourage you to take a close look at our Full Policy or start an instant chat with us if you have any questions.

Where is Duuo Tenants Monthly insurance available?

Duuo is available in all provinces except Newfoundland, and not yet available in the territories.

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Tenant Insurance | From as little as $12/month | Duuo Canada

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Tenant insurance has a few different names. You might have also heard it called "renters insurance", "condo tenant insurance" or "content insurance". There are two things you need to know about this type of insurance: It's home insurance for people who rent (not own) the home they live in.

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Summarizing this video is that in this video it is only mentioned some misconceptions and some reasons why people need renter’s or tenant insurance. What are the advantages of taking the tenant insurance?

I liked about this video and is different from other video is that there are reasons why people need to take tenant insurance and out of that 10 I liked some of them and they are: theft from the car, electronics, property storage and much more. It means taking renter insurance it covers electronics such as computer, laptops, iPhone, watches, and any other electronics. Moreover, it also covers theft from the car it means if something from the car is stolen than if this insurance is taken than and than you can claim that insurance.

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Why Do I Need Renters Insurance? | Common Misconceptions & 10 Benefits | Square One

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This image describes that what is tenant insurance and what things are covered while taking this insurance. It explains each section with short description that what is contents insurance, what is personal liability coverage and what is additional living expenses coverage.

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What did you learn about this topic that surprise you the most?

I learned so many things from this renter’s insurance topic. First thing is difference between landlord and tenant insurance. Second is what covers in these two different types of insurance. Third is about individual and share tenant insurance policy.

Provide a real-life example of how this topic is relevant or interesting for you.

Real-life example is that currently as I am a student, I am taking a tenant insurance from my landlord, and I am not aware of the individual and share tenant policy now I will tell my landlord that I want individual tenant policy not the shared one.

If you could pass on your knowledge to a family member or friend, what do you think is the most important thing to pass on?

If I want to pass one important thing about this topic to a family member or a friend than it would be about taking a tenant insurance because taking a tenant insurance will covers so many things that will not cover in landlord insurance policy.

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This website describes various sections about tenant insurance they are customers reviews from different states in Canada, how to be handled claims and recent purchase policies. Also, it is mentioned about digital platform, superior protection, low maintenance.

I like about this website is that there is section of customer reviews on the home page itself, so it is very easy for the new customers. Also, another section is that recently purchases policies section of different states. Also, there is an option of live chat with an agent. Also, I like this website because the maintenance is low. Moreover, the ratio of insurance claims is much high than others which is 90%.

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Different than other providers

Digital platform

With Square One, you can get a quote, buy a policy and even submit a claim - all online, from the comfort of your own home. Quotes and policies are managed through your online account, but if you need help, expert assistance from one of our licensed insurance agents is just a webchat or phone call away.

Superior protection

All policies from Square One are comprehensive (all-risk). This represents the highest level of protection currently available in Canada. We make it easy for you to protect your things from common perils (such as water damage and theft). And, we protect your belongings on a replacement cost basis, which means you're covered for the full cost of replacing your stolen or damaged stuff.

Liability coverage included

Tenant insurance policies from Square One also protect against accidental personal and property damage to others. So, whether your neighbour slips on your porch or you hit a stranger with your golf ball on vacation, you can rest assured that Square One has you covered.

Personalized coverage

All policies protect most common personal property items including laptops, smartphones and furniture. If you own specialty property (such as bicycles or fine arts) you can also add coverage to your policy. That way, you only pay to insure what you actually own. And, with standard deductible options ranging from $250 to $5,000, you'll build the policy that fits your life.

Need to make a claim?

Making a claim with Square One is easy. In fact, most of the process can be done online. You'll get your own dedicated adjuster to work with you from start to finish to make sure you're back on your feet in no time. And, Square One pays out on 90% of all claims submitted.

Low-maintenance

We're all about making things easy for you. You can choose to pay monthly or annually, and you can cancel your policy any time with no penalty (though we're pretty sure you won't want to). If you move, your policy moves with you. If you buy a home someday, switching to a homeowner's policy is a breeze.

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Tenant Insurance In Canada From $12/Month | Square One

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Different than other providers Digital platform With Square One, you can get a quote, buy a policy and even submit a claim - all online, from the comfort of your own home. Quotes and policies are managed through your online account, but if you need help, expert assistance from one of our licensed insurance agents is just a webchat or phone call away.

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This website describes brief information about factors affecting renters’ insurance rates, compare this website quotes with other websites, how this insurance will work on the homepage. Also, what means by tenant insurance mentioned. Moreover, this website has different sections about mortgages, banking, credit card and investing.

Furthermore, I like about this website more is that used of colour schemes black on white looks great, also white colour text on blue background looks awesome. It’s easy for the customers to read the information very easily and clearly. Also, it has mentioned the steps to get the tenant insurance quote online. Only thing is I don’t like that small white colour text on the image because it is hard to read it on light background image. Overall, this website is much easier to access and read any information easily compared to others.

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As a renter, the first thing you'll want to figure out is if you're already covered by an existing insurance policy. If you're a student at university, your parents' property insurance may also cover your apartment away at school. It's good to look into this before buying insurance that you may not actually need.

Second, as a renter, it's good to know how much coverage is standard insurance. The typical liability coverage is $1 million, whereas $25,000 is normal for contents insurance. Within this $25,000, there may be limits for specific kinds of items (e.g., up to $3,000 for jewellery). As with all kinds of insurance, raising or lowering your coverage will result in your premiums going up or down.

Third, renters will want to know how much tenant insurance costs. Premiums generally cost between $15 and $25 per month, or $180 to $300 a year. How much you'll end up paying depends on the size of the property you're renting and the amount of your coverage and deductible.

You'll want to determine the amount of coverage you need. In addition, it's important to decide whether you are looking for a cash value or replacement value policy. A cash value policy takes into account depreciation, meaning that you won't get back what you paid for an item if you have to make a claim. In contrast, a replacement value policy will allow you to purchase the lost or stolen item at its current retail price.

To make a claim, you'll need proof of your policy as well as documents that show the items you lost and how much you paid for them. The last thing you want is to have this necessary documentation destroyed in a fire or flood so make sure you store them in a safe place somewhere else.

A summary of what tenant insurance covers:

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Tenant Insurance - Renters Insurance Quotes | Ratehub.ca

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As a renter, the first thing you'll want to figure out is if you're already covered by an existing insurance policy. If you're a student at university, your parents' property insurance may also cover your apartment away at school. It's good to look into this before buying insurance that you may not actually need.

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To sum up, in this video, it explains about what is covered in landlord insurance and what is cover in tenant insurance with the help of example. And describes why we should take tenant insurance and benefits of tenant insurance.

I liked about this video is that explaining what covers in landlord insurance and what won’t cover in landlord insurance and for those which things won’t covers we need to take tenant insurance. So, landlord insurance is benefited to landlord only it won’t cover tenant’s personal belongings, living expenses and liability. So, for these you must take tenant insurance. In this, video it explains why we should take tenant insurance with example.

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Tenant Insurance Vs Landlord Insurance: What Is the Difference?

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This image shows two valid reasons to have a tenant insurance. One reason is that you can protect your staff and another one is you can protect yourself from lawsuits. So, if you take tenant insurance you can have these two reasons that are mentioned in this image.

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Summarizing this video is that it explains about two types of tenant insurance one is month to month and another one is annual contracts. Also, discuss the benefits of both the types of tenant insurance.

In this video it explains about benefits of both the types of methods months to months as well as annual contracts. Also, in this video it is mentioned that what we as tenant need to know before signing the agreement. First is functionality of the unit, second is existing damage, next is included items, next alterations to the unit, more pet allowance, commuting distance, termination clause. So, these many things are needed to take care before signing any tenant insurance anywhere in Canada. I liked this video because of these things mentioned before signing any tenant insurance.

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What You Should Always Do Before Signing A Rental Agreement | Advice for Renters

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Summarizing this video is that it describes why do we need tenant insurance, misconceptions, individual policy, or a share with a roommate. Also, discuss what covers in landlord and tenant insurance

I liked this video because it explains what individual and share policy and what covers in landlord as well as tenant insurance. In landlord insurance it covers building, appliances, window coverings and other items left for you to use it. Now, what covers in tenant insurance personal belonging, in some cases this policy will also cover inland flood and earthquake. Roommates must purchase separate tenant insurance reasons are complications with losses, complications with claims payment, changes to roommates, splitting cost may not be fair, you may not have enough coverage and many more. So, for these many reasons it is better to take individual policy rather than buying a common policy.

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[Guide] How To Find Insurance With A Roommate | Renters Resources