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To claim your prize, you will be asked to pay a fee. Scammers will often say these fees are for insurance costs, government taxes, bank fees or courier charges. The scammers make money by continually collecting these fees from you and stalling the payment of your winnings.

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-What it is?
Charity scams are when a person or a group of people pretend to be a charity or working for a non-profit cause to get money from you. They could contact you via email, fake website or they might approach you in the street. This is a tactic commonly used as they can try to guilt trip you into giving money.
-How to Avoid it?

Check the ACNA (An Australian government data base)- shows which charities are legitimate and gives information on them

A warning sign of a non-legitimate charity is if they approach you on the street and try to make you feel guilty for not donating if you don't fully trust that they are an actual charity

A fake charity could use a well-known charities name and use a fake email address or website- how to tell is to approach the charity you want to donate to

Always ask for the id of the collector you are dealing with

Never give your money or financial details to someone you don't trust

Donating online always check that he website starts with https and a closed padlock symbol

If you think you have donated to a phoney charity immediately contact your bank and the ACNC as they might be able to investigate

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a lottary prize scam works by asking you to pay some sort of fee in order to claim your prize or winnings from a competition or lottery you never entered. to avoid these scams make sure that you have entered it and if you havent then you know its a scam

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Online Scam
an online selling scam is when ypur selling something online and someone says they can to buy it and take your money

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Investment scam
Just don't believe websites that that can promise you that you will get
Research about it first and ask for advice from professional

Wish is a website like amazon but their products are usually fake

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Investment scam
Often websites will tell you that they can predict the outcome of shares or sports and you will then spend lots of money by betting on something on this sketchy betting site. The owner of the sketchy will have all your money and they aren't going to pay because the prediction wasn't true.
If something that seems too good appears, it probably isn't true and they are probably going to try and rip you off somehow.

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Online selling scam:

What is an online selling scam: Online shopping scams are scammers that pretend to be online sellers, they either use a fake website or a fake ad on a genuine retailer site.

How this scam works: They use the latest technology to set up a fake retailer website that looks like an online retail store. They tend to use sophisticated designs and sometimes stolen logos, the same layouts and even a ‘.com.au’ domain name and stolen business numbers.

All these websites offer luxury items and popular brands of clothing, electronics, and jewellery at low prices. Sometimes you will receive the item, but they will be fake, other times you will receive nothing back at all.

A newer version of online shopping scams can involve the use of social media platforms with setting up a fake online store. But the store will only be open for a certain amount of time, often selling fake branded clothing.

How to avoid it:

·       Shop on a trusted website.

·       Check the reviews, to see if the comments and likes are good or not.

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Rental Property Scams
A rental property scam is where a scammer advertises a rental property that they do not own. They take the information from another website, and just change the contact details to their own. The victim then calls up, or emails, wishing to rent the property. The scammer gets them to pay the first month's rent and bond upfront (online), and then disappears. If the victims wishes to inspect the house, then the scammer claims that they are interstate or overseas on Holiday.

How to Prevent it
Always inspect the property before paying or get someone you trust to.

Never pay online with an online transfer.

Always sign a written lease.

Identify the owner of the property

Meet the landlord in person

Check market rates in the area

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online selling Scam
online selling scam is where someone takes something from you without buying. they use a fake bank app to make the person selling the item think youve pay and and then then it off but only later finding out that you were scam and its not late to get your item back

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romance scams
- romance scams usually occur on dating apps or social media
-  romance scammers profess love without even meeting the person
- they will express strong emotions for you to get the money
- the scammer will make fake profiles designed to lure you in
- and will make fake identity's as trusted people like aid workers or professionals
- they will go to great strengths to get your trust in them
- the person says that they need the money for emergencies, hospital bills, or travel
- once they gain trust in you they will ask for money and gifts or you bank card details
- they can also ask you to send them photos of you
- the scammers can also pretend that they want to travel and visit you but they say that they cant afford it unless you can lend them money for flights
- sometimes the scammer will send you gifts

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Nina Scam investments: -Dodgy websites with get rich fast scams predicting outcomes of the user fake calls and saying guaranteed to get money out of it, with money investments 

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Nina Scam investments: -Dodgy websites with get rich fast scams predicting outcomes of the user fake calls and saying guaranteed to get money out of it, with money investments 