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James Barnam, now 62 years old, has worked regularly since age 17, but has never found a job with secure employee benefits. He has lived a marginal existence: adequate funds for food and a room in a single room occupancy hotel, but certainly not enough for savings. He is fired from his long-held kitchen job because he cannot see the food stains on the dishes; after working 2 days as a messenger, he is let go because items were delivered to incorrect addresses. Mr. Barnam has eye cataracts, a frequent accompaniment of older age and treatable with ambulatory surgery for those patients with health insurance. Mr. Barnam's marginal income entitles him to Medicaid benefits, but he is unable to negotiate the public welfare system and has no one to guide him through forms, appointments, and examinations. Upon losing his hotel room, Mr. Barnam goes to a shelter for homeless men after he is discovered at a bus station by outreach workers. However, even there, his health problem remains troublesome: he almost loses his bed because he fails to sign a daily bed roster he cannot see.

link: https://www.ncbi.nlm.nih.gov/books/NBK218236/

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Serious illness is considered a destabilizing life event. The ill person has to spend lots of money for medication and hospital visits. The ill person might also die; therefore the family will be in grief.

In this picture, the person is experiencing a serious illness. Because of this illness, this will be out of a job for a long time, throwing off the income of a family. Medical bills are very expensive as well so it would cost a lot to get better.

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James became afflicted with cataracts at age 17 and his life would never be the same.  He works as much as he can and as long as he can so he has enough money just to get by.  Since his eyesight is poor, he is usually not able to make it in his job for long, which leads to him constantly getting fired and finding new jobs.  It is a cycle that never ends for James until it results with him living in a homeless shelter.

In this picture, there is a person suffering from cataracts. Cataracts are clouding in the lens of the eye that obstruct vision.  Careful surgery must be done to remove them and restore someone's vision.  They usually cost $3500 to treat.

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In James' case, his poverty is due to structural reasons. He had two jobs but was fired because of his cataracts. It is something that James has dealt with every day for 45 years. He tried his best to adapt but his lack of eyesight still affects his ability to perform at his many jobs. James did not have the money to remove his cataracts and was forced to move to a homeless shelter.

In this picture, the person is suffering from poverty because of structural reasons. They are in utter defeat at their hopelessness in this situation. This is why they look so defeated.

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Fortunately for James, his problem could be easily fixed. One of his major problems is that he has no one to help guide him through the welfare system's many forms and appointments. One way this could be remedied is if he had a trusted friend that could guide him through it. This way, he would be able to negotiate and perhaps get his cataract removal surgery covered under welfare and he could leave the homeless shelter and live the most of the rest of his life as he can, with his vision and hard-working mentality intact.

In this picture, a homeless person is giving back to the community, making friends with locals. By doing this, the homeless person is making various connections to the people of the community. These people sympathize and wish to help them.