# data[].attributes.headline
A Great Session with the Head of Research

# data[].attributes.subject
A Great Session with the Head of Research

# data[].attributes.body
I also had the chance to meet with Joseph, the Head of the Research Department. Even though we’re not from the same team, he took the time to share valuable insights about how the industry works, what areas we should improve on and some investing knowledge you simply can’t find in books. It was such a great session, and it made me appreciate the culture at RHB Investment Bank even more. Here, even senior leaders are willing to connect with interns, talk to us, and guide us—regardless of which department we’re from. That kind of support and openness is something I truly value, and I don’t think it’s something you find just anywhere.

# data[].attributes.body
It was truly an honour to meet Mr. Kevin Davies, the CEO of RHB Investment Bank. It wasn’t a formal meeting—he just dropped by to casually hang out with our department. Funny enough, there was a similar session with him on my first day of internship, but I missed it because my supervisor, Vanessa, wasn’t around to inform me. So I was really happy that this time, right at the end of my internship, I finally got to join! Listening to Mr. Kevin’s stories and experiences was inspiring, and it gave me a lot of insight into the leadership journey and the values that drive success.

# data[].attributes.body
Earlier in my internship, I had the chance to play pickleball with my colleagues, but at that time I was still quite shy and mostly kept to myself. Fast forward four months later, I joined them again—and the vibe was completely different. This time, I felt comfortable, connected, and fully adapted to the team. It made me realize how lucky I am to have been part of such a supportive group. During this internship, we didn’t just work together, we talked, played, and learned together, and for that, I’m truly grateful.

# data[].attributes.body
This week, I was surprised to hear that Sharon, one of my colleagues, officially resigned from her position. Sharon has been an incredibly kind and helpful teammate—she was always there to assist me with any computer-related issues and no matter what questions I had, she would patiently explain everything with a smile. I truly appreciate her guidance and positive energy throughout my internship. Wishing her all the best in her next chapter and a future full of success and happiness.

# data[].attributes.body
This is exactly why I say my department culture is amazing! No matter whose birthday it is, we always celebrate together—and yes, that includes a free lunch for me hahahahah and a birthday cake celebration too. It’s the little things like this that made my internship experience even more enjoyable and meaningful.

# data[].attributes.body
I had the opportunity to join a Bloomberg-organized class together with my colleague. The session introduced us to new tools and features available on the Bloomberg terminal that can help enhance our information-searching experience. It was a valuable learning session that showed us how to make better use of Bloomberg’s functions for market research and data analysis.

# data[].attributes.headline
Closing the Chapter: My Final Week at EQD

# data[].attributes.subject
Closing the Chapter: My Final Week at EQD

# data[].attributes.body
This week marks my final week as an intern in the EQD department. With no major new tasks assigned, I focused on my regular daily marketing work, updated the Bursa Malaysia infographic content, and had a final discussion on the website revamp with my colleague. Taking the initiative, I also prepared a proposal on new ideas to promote our warrants, going beyond just posters—hoping to add value before I leave.

Since it was my last week, I made sure to catch up with the seniors and managers who supported me throughout this journey especially EQD department and Mr. Phoon, who first noticed me during the BISC competition and gave me the chance to step into this industry. After handing over all the work I was managing, and updating the team on the status of everything, it’s finally time to say goodbye. Grateful for all the learning, guidance, and memories I’ve gained here.

# data[].attributes.headline
A Meaningful Chat with the Head of Department

# data[].attributes.subject
A Meaningful Chat with the Head of Department

# data[].attributes.body
This week was still part of my usual routine with warrant promotion and some updates on the EQA product, but one highlight was getting the chance to have a one-on-one sharing session with Eric. I opened up about my internship journey over the past 4 months, shared some of my concerns, and talked about my uncertainty regarding my future career path. I’ve been feeling a bit lost these past few weeks, questioning whether I should continue in this industry. Eric, with all his experience, was kind enough to share his own story—how he started and what he went through to become the Head of the Department today. It was a really meaningful moment for me, and his advice helped me better understand what I should focus on moving forward.

# data[].attributes.headline
Proposing Topics for Bursa Infographic Project

# data[].attributes.subject
Proposing Topics for Bursa Infographic Project

# data[].attributes.body
I also started to propose topics for the Bursa infographic project, which we had worked on halfway before. This time, the process is a bit easier since Bursa will handle the design part, and our role is mainly to provide the content and key information. It’s more focused on research and idea generation, which makes it a good opportunity to apply what I’ve learned so far.

# data[].attributes.headline
Website Revamp Presentation & Valuable Feedback

# data[].attributes.subject
Website Revamp Presentation & Valuable Feedback

# data[].attributes.body
This week, I finally got the chance to present my website revamp proposal to Eric, along with Vanessa and a few colleagues. It was a really good experience to share my ideas and get direct feedback from Eric. He gave me valuable input, especially suggesting that I don’t just compare with local competitors, but also explore foreign structured product websites to learn from their strengths and apply those ideas to ours. It was a great learning moment that gave me a broader perspective on how to improve the RHB Warrant website.

# data[].attributes.headline
Sharpening Market View & Joining Trader Discussions

# data[].attributes.subject
Sharpening Market View & Joining Trader Discussions

# data[].attributes.body
For these two weeks, I continued with my usual marketing tasks, mainly promoting active warrants and preparing the Warrant in Focus posters. I’ve been consistently monitoring the market daily, observing how news affects stock movements and analyzing how RHB warrants can stay competitive. I also started sharing some of my own thoughts on which underlying shares (mother shares) are suitable for new warrant issuances—based on trends and current market attractiveness. On top of that, Eric gave me the opportunity to join a Trading team meeting, where I learned how traders analyze both local and global markets, and what they actually do beyond just hedging. It was a great experience to understand their mindset and workflow.

# data[].attributes.body
Over the past two weeks, while my supervisor was on leave, she assigned me to work on a website revamp project for the RHB Warrant website. I had worked on this before, but this time I had more space to really focus and think creatively about how to improve the user experience and layout. It took me a few days to complete, as I also had to balance tasks from the Product Development team. Sun Ling had assigned me to help with the EQA product testing, which involved running through different test scenarios and identifying potential issues before launch. I had to get familiar with the system and make sure to properly record every situation and result during the testing process. At the same time, I continued my routine marketing tasks, including preparing Warrant at 10 and Warrant in Focus. Unfortunately, I made a small mistake by not noticing a grammar error in the title, and once it was posted, it couldn’t be edited. Eric spotted the error, and that moment reminded me how important it is to be extra careful—especially in an investment banking environment where speed and accuracy are critical.

# data[].attributes.body
This week was pretty steady with no new tasks assigned, so I just continued with my usual routine. I kept doing market monitoring and designing materials for warrants, while also tracking back on the TRES records to make sure everything is in order. At the same time, I’m still learning more about EQA, trying to understand it better day by day.

# data[].attributes.body
I also joined the monthly department meeting, where I got to see the bigger picture of how our department is performing so far. Each team shared their KPI progress, whether they’re on track or facing challenges. I also got to know about new deals or warrant issuances we’ve completed recently, and some of the difficulties different teams have encountered. It was a good chance for me to understand how each part of the department contributes and supports one another.

# data[].attributes.headline
Resuming TRES Tracking & Learning EQA Testing

# data[].attributes.subject
Resuming TRES Tracking & Learning EQA Testing

# data[].attributes.body
After the site visit, I continued back on track with the Product Development team, mainly focusing on tracking all the TRES records again. At the same time, I also started to figure out how to do testing for EQA (Equity-Linked Investment Autocallable). There’s still a lot to learn, but slowly I’m getting more comfortable with the flow and understanding how the product works in a more technical way.

# data[].attributes.body
This week was RHB Day at UUM, and our department was invited to give a sharing session on warrants. Since the event was quite far from Selangor, Vanessa decided to bring me along, and we took the opportunity to do a site visit to several northern region branches. We visited branches in Ipoh, Penang Island, Butterworth, and Alor Setar, where we had casual chats and meaningful interactions with the branch managers. Through these visits, we got to understand how warrant sales are performing in each state and what challenges they are facing—whether it’s a lack of investor knowledge or other obstacles that we can report back to HQ for discussion. It was a really fun and insightful experience, and I learned a lot from hearing the branch managers' perspectives, especially their views on investment banking based on their own experience.

# data[].attributes.headline
Supporting EQA Testing and Document Preparation

# data[].attributes.subject
Supporting EQA Testing and Document Preparation

# data[].attributes.body
My new task is to help Sun Ling with EQA by creating test scripts. I need to think through different scenarios that might happen and run tests before the product launch. Besides that, I’m also preparing important documents needed for both internal and external groups.

Right now, the most urgent thing is preparing the Bursa Malaysia approval documents for launching EQA. I also have to track these documents to make sure they get read and reviewed by the right parties so we can keep things moving and hit our target launch date once everything is approved.

# data[].attributes.headline
Introduction to Product Development Team & Their Role

# data[].attributes.subject
Introduction to Product Development Team & Their Role

# data[].attributes.body
I met with Sun Ling, the team leader in Product Development. She explained their main role in the department. Basically, whenever there’s a new product to be launched, their team is the first to handle it. They take care of all the necessary paperwork to get the product approved by external parties like Bursa Malaysia and the Securities Commission, as well as internal groups like the risk committee.

They prepare the documents needed and keep discussing with these parties to make sure everything is in order. Besides that, they also do thorough testing in the system for all products before launch to prevent any mistakes once it goes live.

# data[].attributes.body
I had another meeting with my HOD to talk about what I’m currently doing and my goals in the department. I shared that my final goal is to become a trader. He was really supportive and explained the steps I need to take to prepare for that role. Because of that, he decided to rotate me through different teams so I can build up my skills and figure out which team I’m most interested in.

Right now, I’m working in the Sales and Marketing team in the mornings and the Product Development team in the evenings. It’s definitely a challenging period because I have to juggle tasks from both teams, which is way more work than before, but I’m learning a lot.

# data[].attributes.headline
Creating Infographics for RHB & Bursa Malaysia Collaboration

# data[].attributes.subject
Creating Infographics for RHB & Bursa Malaysia Collaboration

# data[].attributes.body
RHB is collaborating with Bursa Malaysia to create an infographic that shares information about warrants with the public. My task is to design these infographics based on Bursa Malaysia’s guidelines, and Vanessa will review them. We’re covering topics like the idea of moneyness, the price matrix, why people should choose warrants, and we’ll also highlight our US warrants in the infographic.

# data[].attributes.body
I got a new task to review the RHB warrant website and figure out what can be improved to attract more users. I went through all the website elements carefully and also checked out some competitors’ sites to compare. I noted down the parts where competitors do better and added my own ideas. then, I shared these thoughts with my supervisor to discuss and see what we can do to improve our site.

# data[].attributes.body
I had a discussion with Crystal about the TRES tracking records and our current TRES pipeline, since she’s mainly handling TRES deals in the Sales and Marketing team. She helped me understand some of the miscellaneous records that show up in the settlements and how those numbers eventually balance out. It was a good session for me to learn more about the behind-the-scenes of deal tracking and the importance of keeping the data clean and accurate.

# data[].attributes.body
UM collaborated with RHB Bank to organize an RHB Day event, and our department was invited to give a sharing session about warrants and how they work. I was in charge of designing the slides for the session, while my colleague Crystal handled the presentation. It was a nice opportunity for us to share what we’ve learned with students and help them understand more about structured products like warrants.

# data[].attributes.body
I was given a new marketing task to create a video introducing our US underlying warrant. The goal is to explain what US warrants are, how they work, and why they can be a better choice compared to buying US stocks directly. I also need to show how investors can use our RHB Warrant website to find extra information and make smarter trading decisions. It’s quite a fun and challenging task because I get to turn what I’ve learned into something educational and engaging.

# data[].attributes.body
I’ve been continuously monitoring the market, which is something I really enjoy doing. I get ideas and insights from the traders and my supervisor—they often share their views on market trends, news updates, and how certain events can affect stock movements. It helps me see the bigger picture. My SV also guides me on how to pick out keywords and talking points that we can use in our marketing strategy to show why our warrants are a good choice for investors.

# data[].attributes.body
Another new concept I learned about during this period was the Zero Strike Call Option. Honestly, I had never heard of it before, but after some reading and discussions with the team, I got the hang of how it works.

# data[].attributes.body
I’m still working on tracking TRES because there are quite a lot of things I’m still unfamiliar with. I’ve been taking my time to understand each part and constantly reconfirming the figures and flow to make sure everything is correct. It’s a bit challenging, but I’m learning a lot through the process.

# data[].attributes.body
Since I’ve already learned about TRES (Total Return Equity Swap), I’ve now started helping with tracking the TRES data. My task is to check how much is still outstanding, how much comes from new deals, and whether the amount flows are correct. It’s important to make sure everything is accurate before reporting to other departments, just to avoid any miscommunication or errors.

# data[].attributes.headline
Newly Assigned Tasks: Shariah Compliance Review & TRES Product Sheet Preparation

# data[].attributes.subject
Newly Assigned Tasks: Shariah Compliance Review & TRES Product Sheet Preparation

# data[].attributes.body
I was asked to provide my opinion on whether market making is Shariah compliant. To do this, I referred to the Securities Commission Malaysia's Shariah Advisory Council (SAC) guidelines and SC’s Shariah-compliant securities framework to better understand the principles involved, and assess whether the nature of market making aligns with Islamic finance principles.

I also started preparing a draft of the product highlight sheet for Total Return Equity Swap (TRES) . I referred to several resources to understand how TRES works, including the fees, payment structure, reset mechanism, maturity terms, risk factors, and the payment calculation method. This helped me start putting together a clear draft for my team.

# data[].attributes.body
I continued working on designing “WIF” posters while regularly monitoring the market to keep up with trends and price movements. Besides that, we started creating a new series called “Warrant at 10,” which highlights the hottest warrants each day and is promoted every morning at 10 a.m. I also had discussions about career paths, focusing on what it takes to become a permanent staff member at RHB.

# data[].attributes.body
That week, I also joined a department meeting with Eric, the HOD. It was interesting to hear how the whole department operates and what the KPIs are for each team, especially Sales and Marketing. It gave me a clearer picture of what’s expected and how the team tracks their progress.

# data[].attributes.body
I was introduced to the format for designing posters, especially for our "Warrant in Focus" (WIF) series. This is one of the main ways we highlight specific warrants to investors, and it taught me how important visual communication is when promoting financial products.

# data[].attributes.body
I was introduced to a new product called Autocallable Equity-Linked Structured Investment (EQA). It seemed quite complex at first, so my colleagues gave me some materials like term sheets and an e-book to study on my own. I’m still trying to understand it, but they’re always open to help whenever I have questions. Slowly, I’m learning how it works, how investors benefit, and how the company makes profit from it.

# data[].attributes.body
I spent most of my time watching how warrants move in the market and learning from the trading team about how they set prices and make profits. It’s been interesting to see how things work behind the scenes.

# data[].attributes.body
I was placed in the Sales and Marketing team, which is part of the Equity and Derivatives (EQD) Department. Our team handles the promotion of all the products under EQD, but my main focus is on helping the marketing side with warrants, which is one of our key products. Throughout this internship, I’ve been learning how we engage with investors, promote the products, and build awareness—especially through educational content and marketing strategies. It’s been interesting to see how much effort goes into making these financial products more visible and understandable to the public.

# data[].attributes.body
As part of my onboarding, I was tasked with studying the base prospectus of warrants to grasp the complete lifecycle of a warrant—from issuance to exercise. This deep-dive reading helped me understand the technical and regulatory framework behind warrant products, which form a core part of RHB’s derivatives offerings. It also gave me an early appreciation of how structured products function in real market scenarios.

# data[].attributes.body
During the initial days of my internship, I attended an HR briefing where I was introduced to the company’s core rules and professional expectations. This session was essential in helping me understand the culture and structure at RHB Investment Bank.

After the orientation, I proceeded directly to my assigned department, where I was introduced to my supervisor, Vanessa, as well as the rest of the team who would be mentoring and collaborating with me throughout the duration of my internship. Through these early interactions, I gained a clear overview of the Group Equity Derivative, which is uniquely structured into four main units: trading, product solutions, sales & marketing, and product development. This orientation provided a strong foundation for me to understand how the department operates and where my role fits within the broader team.

# data[].attributes.headline
Internship Journey at RHB Investment Bank

# data[].attributes.subject
Internship Journey at RHB Investment Bank

# data[].attributes.body
I’m Low Choon Keat, a final-year Finance student specializing in Investment Management at Universiti Utara Malaysia. I’m currently interning at RHB Investment Bank, under the Group Equity Derivatives , specifically in the Sales and Marketing team. My internship journey, which began on March 17, 2025, has exposed me to structured products such as warrants and equity-linked investments. This experience has been incredibly valuable, providing me with hands-on exposure to market operations, investor education, and product promotion strategies.

🤩Welcome to my internship journey—where learning meets the real world of finance.

# data[].attributes.headline
From Competitor to Contributor: Sharing My BISC Journey and Warrant Insights

# data[].attributes.subject
From Competitor to Contributor: Sharing My BISC Journey and Warrant Insights

# data[].attributes.body
As a former BISC participant, I had the opportunity to join my supervisor in conducting a sharing session on warrant knowledge for UUM students. It was a meaningful experience where I got to share how I leveraged structured warrants to secure a Top 20 position in BISC 2024. I’m truly grateful to Vanessa for giving me this platform to share my journey and insights.