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https://www.valuepenguin.com/life-insurance/variable-life-insurance
https://www.investopedia.com/ask/answers/08/variable-life-insurance.asp
http://scfginc.net/term-vs-permanent-life-insurance/
https://diabeteslifesolutions.com/most-affordable-life-insurance-for-diabetics/

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Variable- This is a permanent insurance that has to do with investment. There is a an account that is there to help with investments. Premiums are paid into the plan and are not as flexible as whole or universal plans.

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Universal- This is similar to whole insurance however more money goes to different things. With a flexible death benefit. Also the premium is built in and level (and flexible).

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Whole- The most basic type of life insurance that is permanent with a guaranteed death benefit. The premiums are annual and if you want to make them monthly they will be a little more in the overall cost.

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Term- A type of life insurance that is given for a set period of time. The average range is 1 to 30 years of coverage. The premiums are lower during the time of this period. Once it it up your premium price will go up. This is all determined on how long the person lives and if they want to repeat the plan again.

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What are beneficiaries? How do they receive payment?

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What are beneficiaries? How do they receive payment?

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Beneficiaries are most times family members that receive money from a specific person after they die (family member). This is so the family have money in order to survive if that person was their source of income and shelter. To receive benefits, those of the deceased family member must call the insurance company. Then if you are the selected benefit you'll fill out a form and they will give the money that way.

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Life insurance is a contract that will guarantee death benefits for your family. There are many different forms of life insurance. These may include term, whole, variable, and universal.