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"...unemployment tumbling to 4.1% today from 10% in 2009" (Davidson). Unemployment is a huge factor of financial stress. When there are bills to pay and you have no stable income to efficiently pay those bills, there is a state of confusion and stress. Without money coming in, it is impossible to take money out to use it.
(Americans struggle with financial stress)

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"One school of thought is to face financial literacy on an individual level. This means making each person responsible for his or her own changes to reduce the financial stress level. Logic implies what changes should be made and makes it seem simple." Everyone has their own financial responsibility, for example if one may have a group of friends that are spenders, one should choose to not go out as much in order to be able to save for more important things.

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. When you are in debt, there is a heavy weight on your shoulders because now you have to pay off the debt and if you don't have the funds to pay the debt right away, it can be very worrisome and stressful. Having little to no savings worsens the problem because there is no place to get money because there was no extra money saved.
(Americans struggle with financial stress)

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The main idea of this video is to save more money because you never know what could happen. "The average family pays fifteen hundred for an unexpected medical, auto repair or tax bill", this statement was made is give an example of why you should save more. If your car breaks down or someone gets sick, you will have the extra money saved up to attend to these finances with no problem.

https://www.cnbc.com/video/3000607674

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"Financial stress can have major effects on your health. Stress, in general, can cause heart attacks, strokes, and many other serious health issues regardless of the source." This quote shows one of the side-effects it can cause, such as heart problems. The risks it could being can be from small to catastrophic.
(Financial Stress and Your Health)

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" let's say that you were laid off suddenly and the holidays are right around the corner. Allowing yourself to succumb to the symptoms of financial stress could cause depression, anxiety, and other illnesses that could actually make it very difficult to find another job quickly, if at all. You will be able to find a job faster if you're focused and diligent and you will interview much better with a clear head. Instead of 'flight', try a positive method of utilizing 'fight'." Instead of stressing on ones financial standing when losing a job or important career opportunity, we should take that as a lesson an to learn from it and bounce back to be better than ever. (Financial stress and your Health)

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"Financial stress affects your health in many ways and these health issues can affect your home life, career and make it feel that is impossible to ever turn things around." This is an extension of the other side-effects that stress can cause, and some are unpleasing like asthma or colitis.
(Financial Stress and Your Health)