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Child identity theft happens when someone takes a child’s sensitive personal information and uses it to get services or benefits, or to commit fraud.

They might use the stolen information from the child’s Social Security number, name and address, or date of birth,... to secure employment, establish lines of credit, get driver's licenses, or even buy property.

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2. Facts about Child Identity Theft in the USA

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2. Facts about Child Identity Theft in the USA

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More than a quarter of young people have been involved in sexting in some form, an Associated Press-MTV poll found. Half of all young people said they have been targets of digital bullying.

In a recent survey conducted by the Cyberbullying Research Center, 20 percent of middle-school students admitted to “seriously thinking about attempting suicide” as a result of online bullying.

Teens have been contacted on Facebook by a fake talent scout promising them a career as a model in exchange for photos of themselves in lingerie, incidents that highlight the risk to children who expose their personal details online

Parents are already struggling to handle the threats of cyberspace, including securing their own computers and talking with their children about the many risks in cyberspace from online predators to cyberbullying. The trend in child identity theft is added weight on their shoulders.

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4. How to protect your child from Child Identity Theft?

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4. How to protect your child from Child Identity Theft?

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As a parent or guardian, there are some easy steps to take to lessen the chance of your child falling victim to fraud:

Watch for mail in your child’s name: If you begin receiving pre-approved credit cards or other unsolicited financial offers in your child’s name, it is an indicator that your child may have an open credit file.

Teach your child about identity theft and online safety: Talk to your child about the dangers of sharing personal data online. Children surfing the web are particularly vulnerable to exposing personal information in chat rooms or on social networking sites. Make sure children understand the importance of keeping this data private.

Don’t make your child susceptible to “friendly” identity theft: Don’t ever use your child’s name to open utility or other credit accounts. Protect your child’s personal information by keeping it locked up in your home where visitors cannot access it.

Keep your child’s sensitive documents safe: Gauge your child’s level of responsibility before you share banking and credit information with them, even accounts in their name. Most children will need their Social Security card when they go off to college, but make sure they know to keep their card in a safe place rather than carry it around in a wallet or purse.

Sign up for a free service like AllClear ID that will repair your child’s identity at no cost if it is stolen.

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Financial identity theft in which the malicious actor uses your financial details to apply for and obtain credit, loans, goods, and services. This is the most common type of identity fraud with both online and offline ramifications.

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2. Identity Theft And Fraud Reports, 2017-2021

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2. Identity Theft And Fraud Reports, 2017-2021

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3. How Can You Protect Yourself From Financial Identity Theft 

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3. How Can You Protect Yourself From Financial Identity Theft 

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1. Destroy private records and statements. Tear up – or, if you prefer, shred – credit cards statements, solicitations, and other documents that contain private financial information.

2. Safeguard your Social Security number. Never carry your card with you, or any other card that may have your number, like a health insurance card. Don’t put your number on your checks. It’s the primary target for identity thieves because it gives them access to your credit report and bank accounts

3. Don’t leave a paper trail. Never leave ATM, credit card or gas station receipts behind.

4. Monitor your credit report. Obtain and thoroughly review your credit report at least once a year to check for suspicious activity. If you find something, alert your card company or the creditor immediately. You may also look into credit protection services, which alerts you any time a change takes place with your credit report.

5. Review your credit cards statements carefully. Make sure you recognize the merchants, locations and purchases listed before paying the bill.

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1. What Is Social Media Impersonation?

Social media impersonation is using this tactic, a cyber-criminal or scammer creates a profile on a social platform using an individual’s personally identifiable information (name, picture, location, background details).

The objective is to manipulate the victim’s contacts into thinking the fake profile belongs to a real person they can trust. The end goal is to use that impression of authenticity to exploit those who interact with the fake account.

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2. How can you protect yourself from Social Media Impersonation?

Be wary of unexpected requests or offers from social media contacts, especially those related to lucky draws or contests.

Verify whether the account is legitimate by checking with your family and friends offline.

Never give out your personal or bank account details, and OTP to anyone, including family and friends.

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Source:

-https://www.bitdefender.com/cyberpedia/what-is-social-media-impersonation/

-https://www.police.gov.sg/media-room/news/20200901_police_advisory_on_soc_med_impersonations_scams_others

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Sources:

https://www.houstontx.gov/police/crime_prevention/id_theft.htm

https://www.bitdefender.com/cyberpedia/what-is-digital-identity-theft/

https://www.iii.org/fact-statistic/facts-statistics-identity-theft-and-cybercrime

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Source:

-https://www.bitdefender.com/cyberpedia/what-is-social-media-impersonation/

-https://www.police.gov.sg/media-room/news/20200901_police_advisory_on_soc_med_impersonations_scams_others