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Character is the main reason because they look at your background to make sure that you can be able to pay them back.

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I say that capital is important because you have to put in how much you want for a loan.

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It is character..

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Conditions the main reason is because they can know everything

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I think the most important of the Five C's is Capacity, because it's important to know if you are able to repay the loan in the first place. Chances are you don't know this person, and you don't know if they're responsible or not.

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I think the most important of the Five C's is Capacity, because it's important to know if you are able to repay the loan in the first place. Chances are you don't know this person, and you don't know if they're responsible or not.

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-Zack A

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I think that Credit History is the most important. 

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I think that Credit History is the most important. 

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Even if you are a good person who lives a nice life. You are well off, with a stable job. if you have had problems paying people bak and have gotten into trouble with it, how could your new loaners trust to you pay them back now.

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Amaya felton i think the most important is your character because they look at how you've been in the past and how you act around other and just in general.

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Amaya felton i think the most important is your character because they look at how you've been in the past and how you act around other and just in general.

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I believe that the most important is conditions because you can see how people have dealt with their credit in the past and that will help determine if they will repay their loan.
I believe that the most important is conditions because you can see how people have dealt with their credit in the past and that will help determine if they will repay their loan. 
Alyssa Tittsworth 
I think the most important is Character because they look into your reputation.
I think the most important is Character because they look into your reputation.                       
i think conditions is important
i think conditions is importa

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conditions (Credit History) because they know your history and responsibility

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I think the most important is Character because the look at your reputation, which can help them make their choice.    -Jacky

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I think the most important is Character because the look at your reputation, which can help them make their choice.    -Jacky

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I think the most important is credit history because the people who are giving you a credit card need to know about your past payments and all of the financial issues that you've had if any.

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I think the most important is credit history because the people who are giving you a credit card need to know about your past payments and all of the financial issues that you've had if any.

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Cameron Chambers

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Credit history is the most important, they know your past in credit.

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I think that conditions (Credit History) is the most important of the 5 C's because it gives the most information about a person out of all the C's

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Conditions the main reason is because they can know everything about your history and responsibilty.

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I think the most important is Character because they look into your reputation.

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i think the most important c is conditions 

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i think the most important c is conditions 

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because if you have a bad credit it show that you cant pay things on time - kaitlyn fields

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I think collateral is most important because if you don't repay the loan they can take almost everything from you.

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capacity is probably the most important because if you don't have the ability to pay it back at all then nothing else matters.

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capacity is probably the most important because if you don't have the ability to pay it back at all then nothing else matters.

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-Zero Swain

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Collateral is very important, its the backup plan for your loans and you would need some collateral if you ever wanted a big loan.

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I say that the Capacity is the most important because you have to be able to pay your loans and if you don't have the means to do so then they will lose money on you and nothing else really matter if you can't pay them back

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I think conditions is the most important because it gives you information on what you are getting yourself into and tells you if that person will pay off their loan

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I think conditions is the most important because it gives you information on what you are getting yourself into and tells you if that person will pay off their loan

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Gabriella Mandujano

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the most important C is character because you have to show good representation of your self or else they wouldn't let you anything. If you know they aren't good at keeping money then don't lend money. YuniR

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the most important C is character because you have to show good representation of your self or else they wouldn't let you anything. If you know they aren't good at keeping money then don't lend money. YuniR

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I think the most important is the conditions because they need to see how a person's credit has been in the past.

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I think the most important of the 5 Cs is capacity because it shows the ability to repay the loan, and it shows if you can repay the loan at that point in time.
Jayden Ellis

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The most important of the 5 c's is credit history because it is a record of how you handle money and can help predict how you will spend in the future.

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The most important of the Five C's would be Collateral. It is always good to have something of value available to hold against the borrower at any time. It makes them less likely to not pay you back in time, or at all.

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The most important is conditions because if you have a bad credit history then you have not payed many things on time. -Mara Springer

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i think the most important C is character 

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i think the most important C is character 

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I believe that the most important is conditions because you can see how people have dealt with their credit in the past and that will help determine if they will repay their loan. 

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I believe that the most important is conditions because you can see how people have dealt with their credit in the past and that will help determine if they will repay their loan. 

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Alyssa Tittsworth

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I think the most important is Character because they look into your reputation.                       

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I think the most important is Character because they look into your reputation.                       

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bryanna mack

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That character is the most important of the 5 c's because Character is something that defines someone and is not prone to change.
Josh and Jacob (collectively)

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i think the most important one is character 

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i think the most important one is character 

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I would say the most important out of the 5 c's would be conditions because that is what mainly influences the lender to give you the loan

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I think the most important of the 5 C's is Credit History because they need to know you have paid it back before or you will pay it back .

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I think the most important of the 5 C's is Credit History because they need to know you have paid it back before or you will pay it back .

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- KelliAnn Corbett

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i believe the most important C is character because it includes many details about you that can affect your likelihood of repaying a loan and how your background is can play into the lender's idea of you as a person.

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Credit history: it doesn't matter if you have changed for the better if your history isn't good they wont accept you for a loan. 

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Credit history: it doesn't matter if you have changed for the better if your history isn't good they wont accept you for a loan. 

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-Leif. E

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I think that capacity is the most important because if you cannot repay the loan ten they are not going to give you the money.

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I think the most important of the Five C's is Capacity, because it's important to know if you are able to repay the loan in the first place. Chances are you don't know this person, and you don't know if they're responsible or not.

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I think the most important of the Five C's is Capacity, because it's important to know if you are able to repay the loan in the first place. Chances are you don't know this person, and you don't know if they're responsible or not.

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-Zack A.

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I think the most important C of credit is Conditions/Credit History, because if you didn't pay your bills on time or you filed for bankruptcy, then you would be given a sub-prime credit card. Which is not good.

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I think that the most important C is Character. You need to show that you have good financial habits outside of your credit score. This is to determine the likelihood that you are person who will make their payments on time and in full.

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It's definitely conditions (credit history)

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i think the most important is capacity   

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i think the most important is capacity   

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capacity because it in important to know what you can pay back
- Mckenna gibson

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I think the most important is Character because what is the point in loaning someone money if you find out that they won't pay you back? Knowing if someone will pay back the loan is extremely important because that way you know that you will get your money back.

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i think the most important is either between character or conditions because good character is necessary for pretty much everything and your history shows whether you are reliable or not -- bella moss and sophia jodoin

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i think the most important is either between character or conditions because good character is necessary for pretty much everything and your history shows whether you are reliable or not -- bella moss and sophia jodoin

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I think the most important one is conditions - Marton Peintler Krivan

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I think the most important one is conditions - Marton Peintler Krivan

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that's because it shows the borrower's previous history of credit, whether they pay things on time in full or not.

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I think Capacity is the most important because they have to know if you have any debts. If you do they won't give you a loan. Will Casey

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I think the most important C of credit is character because it depends on your reputation.          (Corrine Bailey & Destiny Kelly)

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I think the most important C of credit is character because it depends on your reputation.          (Corrine Bailey & Destiny Kelly)

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I think the most important  c of the five c is  capacity because if you can't pay back a lone you are vary unlikely to even get a lone  

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I think the most important  c of the five c is  capacity because if you can't pay back a lone you are vary unlikely to even get a lone  

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Ben hicks

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I think the most important of the 5 C's is Collateral because whatever is taken away will affect you more than the other C's. If you failed to pay your loan, your car, house, or any other property that may hold a great significance to you will be taken away. Collateral can cause you to be left with nothing as opposed to not being given a loan for a certain reason like credit history. 

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I think the most important of the 5 C's is Collateral because whatever is taken away will affect you more than the other C's. If you failed to pay your loan, your car, house, or any other property that may hold a great significance to you will be taken away. Collateral can cause you to be left with nothing as opposed to not being given a loan for a certain reason like credit history. 

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-Jina Jiang