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By Malik Hamilton Edwards and Josh Kotsopoulos

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Welcome to are padlet wall. The topic we chose is Auto Insurance. From are padlet wall you can expect to learn ways to save on car insurance, which coverage to choose, which cites are the most expensive in Ontario  to drive in, and how to compare car insurance quotes

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To summarize the picture is telling  you the average annual cost for car insurance per province in Canada. Ontario is the highest $1,920 a year and Quebec is the lowest at $912 a year while the average in Ontario is $1320 a year.

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1 of us wants to live in Toronto when were  older so we wanted to find the cheapest places for auto insurance in Toronto. After reviewing this picture we found out the cheapest area in Toronto to insure a car is Christie in Downtown Toronto.

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In Ontario the average cost for insurance is higher for men compared to women by $132 a year, this shows insurance companies  feel women are safer drivers then men.

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We chose this website because, one of us currently has car insurance with Royal Bank of Canada. To summarize this website, it gives very descriptive information on which car insurance to pick as there are many different types. They offer three which include: Liability and other mandatory car insurance, Collison and Comprehensive car insurance, and other optional choices. A piece of information we found useful from this website is that, the Royal Bank of Canada only insures cars, SUV’s, minivans, and pickup trucks.

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Get expert advice and built-in benefits for your car and other personal vehicles.

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we picked this website because it shows a wide variety of different auto insurance options. It also gives you the option to learn more about the coverage options that you want to pick. To summarize what the website has to offer it tells you about your coverage based on driving habit, and the type of vehicle you have. Something helpful we found from this website was the break down they did with car insurance coverage based on driving habits, an example is No increase on your auto insurance premium as a direct result of your first at-fault accident

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Types of No matter what kind of vehicle you are insuring you can choose various levels of coverage, depending on how much protection you want for your car insurance coverage

car insurance:

Collision and Upset coverage protects you from costs to repair damage to your vehicle caused by impact with another vehicle or an object such as a guardrail.

"Coverage against perils other than collision or upset", previously called Comprehensive, protects you from costs to repair damage to your vehicle from unexpected situations such as fire, theft, vandalism or natural disasters.

All Perils protection combines both of the above coverages.

Specific Perils coverage protects your vehicle only against specific dangers, such as theft or attempted theft, some natural disasters, riots or civil disturbances.

Car Insurance Coverage Based on Your Vehicle

Car insurance liability coverage is mandatory for driving in Canada. Beyond that, there are other options to consider for your ideal coverage.

Learn more about vehicle based coverage

The type of vehicle you drive is one factor that determines what type of car insurance you need.

If you own a brand new car, for example, you may want your insurance policy to cover the full replacement cost in the event of an accident.

Car Insurance Coverage Based on Your Driving Habits

Do you commute every day, or save your driving for weekends? Are you running errands or carpooling?

Intact Insurance rewards good drivers with our Responsible Driver Guarantee ®*, which means your first at-fault accident is on us.

Learn more about driving habit based coverage

We treat it like it never happened:

No increase on your auto insurance premium as a direct result of your first at-fault accident

Your good driving record remains unchanged for as long as you hold an Intact Insurance auto insurance policy

In case of a second at-fault accident

Intact Insurance will treat your second accident as if it was your first:

Your driving record will be adjusted to reflect one unprotected at-fault accident

*Certain conditions, limitations and exclusions may apply.

Minor Conviction Protection

Do you ever worry about how a minor conviction, such as a speeding ticket, could impact your car insurance premium? With Minor Conviction Protection, you'll have peace of mind knowing your first minor conviction won't affect your premium.

Some people have better driving habits than others. That's why we have our my Driving Discount program that rewards good driving behaviour. Through this program, you could save up to 30%* off your car insurance premium.

If you are an Uber driver in Ontario, Intact now provides a commercial policy that covers you from the instant you make yourself available to accept an Uber ride request, to the moment passengers exit your vehicle.

Is your car sitting idle in your driveway? Put it to work and earn extra income by listing it with Turo - an online marketplace that allows private car owners to rent out their vehicles. It's simple, safe and you can choose who rents your car and when.

Get the best value for your money with car insurance and home insurance bundles from Intact Insurance

One bill. One payment. One renewal date. It's that easy!

Savings and payments on your car insurance

At Intact Insurance, we treat each person as an individual.

We work with local, independent brokers to offer insurance coverage and premium amounts unique to you. Speak with a broker to help navigate through the different car insurance coverage options to ensure your discounts are built right into the price you pay.

We offer a variety of convenient payment options to help make it easier to manage your payments.

Car Insurance Claims

No one wants to be involved in an accident, but if you need to make a car insurance claim we'll get you through the process as quickly and efficiently as possible.

30 Minute Claims Guarantee

When you call Intact Insurance to report a claim, we guarantee that within 30 minutes of answering your call, one of our dedicated claims representatives will start your claim.

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Types of No matter what kind of vehicle you are insuring you can choose various levels of coverage, depending on how much protection you want for your car insurance coverage car insurance: Collision and Upset coverage protects you from costs to repair damage to your vehicle caused by impact with another vehicle or an object such as a guardrail.

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We chose this website because, as drivers we are always looking to get the lowest rate for insurance to make our monthly payment as low as possible. To summarize this website, it is used to show you all the different companies rates they will currently offer to you and you can choose the lowest one from this very helpful website. One piece of information that we found useful from this website was, that after you put in all your information needed it shows you all the rates offered to you and you can easily pick the cheapest one for you without having to call all the different insurance companies out there.

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Compare Car Insurance Quotes at RateSupermarket.ca

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Hello driver! Looking to save money on car insurance? Compare insurance quotes from top lenders and get the best rate. Take 5 minutes to save hundreds of dollars today!

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We picked this video because it tells us about the most expensive cites for auto insurance in Ontario and seeing as we both live in Ontario, we thought this was important information to know about going forward seeing as we are both drivers. To summarize the video, it talks about the most expensive cites in Ontario for auto insurance. We found this video helpful because it gave us cites to avoid if you don’t want a high auto insurance rate.

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What cities have the most expensive auto insurance in Ontario?

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We chose this video because, we are both currently drivers and we both have to pay a monthly insurance payment to our insurance company. We are always looking for a way to get a cheaper monthly payment and this video showed us how to do that. To summarize this video, it explains the 10 top ways to get cheaper car insurance. One thing we found useful from this video is that, every company will say to you that their offering you the best possible monthly payment to you but don’t believe them check as many possible companies before picking one.

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TOP 10 Tips for CHEAPER CAR INSURANCE - 2022 - How to get Lower Auto Insurance Rates

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We chose this video because, we feel to get insurance for your car is already pricy enough so when we found this video we had to pick it to share with all of you. To summarize this video, the man in the video Igor is explaining ways you can make your monthly car insurance payments cheaper. One piece of information we found useful from this video is that, the less tickets you have to your record the cheaper your monthly insurance will be which will make us drive even more cautious then we already do.

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Car Insurance in Canada | This Will Save You $$$

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what surprised us was how much the annual cost for car insurance varies from province to province. This topic is relevant to us because one of us just got a car so car insurance is needed on the car, and to find the best rate the compare quotes website can be used. we found comparing rates the most interesting because we found a bunch of different options. After comparing those options we found the cheapest rate which saved us time from calling each company to find out their rates.