# data[].attributes.body
This game puts student in the role of a loan shark. They have to decide which interest rate and loan term would benefit them the most. It is a fun way for students to learn the importance of interest rates when they take out a loan.

# data[].attributes.attachment_link.description
When lenders make money, borrowers lose. Shady Sam is designed to demonstrate how loan terms can hurt you if you don't pay attention. Do you have what it takes to swim with the Sharks?

# data[].attributes.body
Spent allows student to get a job and try to make ends meet until the end of the month. They have life events, both good and bad, pop up that they have to pay for. It gives an experience to struggle of paying for unexpected things. There is even a 40 minute video to go with it telling peoples' stories of how unplanned events wrecked their finances.

# data[].attributes.attachment_link.description
Think you’ll never have to ask for help? Here’s your chance to prove it.

# data[].attributes.body
This video breaks down pros and cons to using a bank or credit union. Students often do not know the difference and which one could benefit their situation more. The channel "Two Cents" does a great job breaking down personal finance topics in a way that is entertaining and easy to understand.

# data[].attributes.attachment_link.title
Are credit unions better than big banks?

# data[].attributes.body
This is such a fun and short video going over characteristics of different types of payment. It mostly covers credit cards and debit cards, but mentions prepaid cards and cash. Many students have no experience with credit cards. This is a good introduction into how credit cards are different from debit cards.

# data[].attributes.attachment_link.authors[].name
Rutgers-New Brunswick New Student Orientation

# data[].attributes.attachment_link.title
Debit Cards vs Credit Cards   YouTube Open

# data[].attributes.body
Quizizz has multiple different ways to quiz and include aspects to make a quiz feel more engaging. This review covers financial institutions, types of payments, and credit.

# data[].attributes.attachment_link.description
Unit 8 Review quiz for 12th grade students. Find other quizzes for Specialty and more on Quizizz for free!

# data[].attributes.body
Quizlet also gives multiple different ways to check your understanding, and it can be done individually or in groups. This is an interactive flashcard website and this set includes key words that would be vital to students understanding of banking and borrowing.

# data[].attributes.headline
Website: Next Gen Personal Finance (NGPF)

# data[].attributes.subject
Website: Next Gen Personal Finance (NGPF)

# data[].attributes.body
NGPF is the best website for personal finance instruction. I linked the "managing credit" page, but they cover everything. They have complete lesson plans, games, activities, and interactive library all for free!

# data[].attributes.attachment_link.keywords[]
records of debits credits scores in a game

# data[].attributes.attachment_link.keywords[]
understanding credit reports note taking guide

# data[].attributes.attachment_link.keywords[]
credit reports and scores vocabulary list

# data[].attributes.attachment_link.keywords[]
should they use credit student activity 7 1

# data[].attributes.attachment_link.keywords[]
decision making in finance using credit sheet 9

# data[].attributes.attachment_link.keywords[]
how long is most information retained on a credit report

# data[].attributes.attachment_link.keywords[]
shopping for credit student activity 5 1a

# data[].attributes.attachment_link.keywords[]
the history of credit in america worksheet

# data[].attributes.attachment_link.keywords[]
credit activities for high school students

# data[].attributes.attachment_link.keywords[]
credit worksheets for highschool students

# data[].attributes.attachment_link.keywords[]
sample credit card application lesson plan

# data[].attributes.attachment_link.description
Free Managing Credit Lessons and Activities. Try teacher favorites CARTOONS: Value of a High Credit Score and MATH: Cost of Minimum Payments today Grades 9-12.

# data[].attributes.body
GPB has mini lessons that you can change the level of difficulty for depending on the student. They have lessons on financial institutions and use of credit that are perfect for this unit. Each lesson has a learn, practice and assess section. These are perfect for the beginning or ending of class

# data[].attributes.attachment_link.description
Individual decision-making is the cornerstone of personal finance. Budgets, insurance, investing, and work-life all involve applying economic concepts to personal situations.

# data[].attributes.body
The Federal Reserve of Atlanta gives infographics about economics and personal finance out for free. They even ship them for free, so teachers can have them as resources in their classroom. There is an infographic for banking and why good credit is important. On their website each infographic has an activity to go along with it.

# data[].attributes.attachment_link.readable_text
Use this infographic to show your students how essential maintaining a good credit history is to their financial stability. "Why Is Good Credit Important?" introduces your students to the relationships among credit history, credit report, and credit score. The infographic also explains how their credit scores affect their cost of credit.

# data[].attributes.attachment_link.title
Infographic: Why Is Good Credit Important?

# data[].attributes.attachment_link.description
Use this infographic to show your students how essential maintaining a good credit history is to their financial stability. "Why Is Good Credit Important?" introduces your students to the relationships among credit history, credit report, and credit score. The infographic also explains how their credit scores affect their cost of credit.

# data[].attributes.body
This infographic breaks down what contributes to your credit score and shows the scale for what your credit score means. It is so important for students to understand credit and what impacts their credit score. This is a simple presentation to explain it to them.

Citattion:

Personal Finance 101: Credit Scores. (n.d.). Default. Retrieved May 20, 2024, from https://www.3riversfcu.org/blog/post/personal-finance-101-credit-scores