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Monthly target will make easier in solving financial problem because the target makes us saving more money and controling the budget. And it trains us not to spend our money for useless things.

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If we want to have a good financial condition, we must have a note any money we spend. This way, we can save our money for our future.

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Setting a budget has purpose to plan and estimate the cost that will be expensed for a month. Setting a budget by its priorities has some benefits. For example, we don't need to worry about run out of our money. Then, the budgeting money can cover our unforeseen needs. Furthermore, indirectly, we  become more discipline in using our money. And, by doing this way, our financial will be more organized and more controlled.

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save money in the bank is safer than other places and also save money in the bank more efficient and practical. The Bank is a great place for us who want to save money in large quantities,because security is guaranteed.