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My understanding of budgeting has changed a lot since starting this project. I think the wild cards that we received helped the most. This is because something is always going to happen unexpectedly. You can never plan out what is going to happen I life but a budget can help you plan out what you need to spend on certain items. Also I learned that if you save and try to conserve as much money as you can it helps a lot. Finally my understanding of budgeting has gotten clearer and this project has helped a lot.

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Today we got an expense card. I had to pay $10.75 for DVD's. I have found everything and now I still have lots of money left. Having lots of money leftover helps a lot because then you don't have to worry about running out. I also got a Netflix account.

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$1.99 every day for cup of cofee

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Savings=$412.5

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Basketball shoes- $109.99
Nike shoes+clothes-$243.99
Bikes Cost- $238.98
Netfilx-$7.99

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Today we got an expense card. I am finalizing all of my expenses I still have lots of money left. I bought clothes and a pair of shoes from Nike which I spent 243.99.

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Today I found out the cost of groceries. they are a lot more expensive than I thought. Also I got a data plan for my phone which is also very expensive. We also got a wild card and i got fifteen dollars.

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I found cable and internet today. It was pretty cheap if you got the bundle. I got it from AT&T U-Verse. Mu utilities are included with my apartment which saves a lot of money.

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Today I found my car (a motor scooter) . I got it for a cheap price so now i have lots of money to spend on other items, which helps a lot. I also got medical and renter's insurance

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Today I found my apartment. It is pretty nice, its called the Sovereign Apartments. I am starting to look for cars.

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Today we got our job descriptions. I work at Bob Hamilton Plumbing. I am starting to look for housing. I can afford some pretty nice apartments.

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(Utilities Included with apartment)
DirecTV+Internet= $80 per month

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Renter's Insurance- $12 per month
Health Insurance- $229.17 per month

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$194.94 per month

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Sovereign Apartments
Apartment Rent- $1,298 per month

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Motor Scooter- $115.83
$3 Bus Fare (Wild Card)

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While working on the Living on a Budget project I have learned that when you have the opportunity to spend less than you need to it helps a huge amount. Items like groceries cost more than you think they would. It is much easier to manage a budget when you spend less than you need to.

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1)    Budget Overview:

Employer- Bob Hamilton Pluming

Location- Johnson County, KS

Skills Needed- Technical School Cert.

Gross Pay- $67,000.00

Taxes- 25% of wages- $16,750.00

Medical Expense-$750.00

Net Pay-$49,500.00

Monthly- Take Home Pay- $4,125

Student Loan of $10,000 Month Payment-$83.33

Medical Deductible- $2,000

Line of Credit-$7,500

Single Parent- One Child, 5 years old