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We educate and guide you to make confident decisions about your cash flow, insurance needs, tax savings and estate planning to reach your goals and protect your wealth, family, and lifestyle. Serving Barrie and area,

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We educate and guide you to make confident decisions about your cash flow, insurance needs, tax savings and estate planning to reach your goals and protect your wealth, family, and lifestyle.

Explore Our Financial Strategies

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Financial Strategies, Life Insurance & Estate Planning | Barrie

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We educate and guide you to make confident decisions about your cash flow, insurance needs, tax savings and estate planning to reach your goals and protect your wealth, family, and lifestyle. Serving Barrie and area,

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About Tayler Insurance & Estate Planning | Barrie, Ontario

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About Tayler Insurance & Estate Planning | Barrie, Ontario

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Making investment and tax decisions on your own is overwhelming, time-consuming and stressful. That's why I firmly believe that my role is to educate you and be your long-term guide. Learn more about Tayler Insurance today.

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We educate and guide you to make confident decisions about your cash flow, insurance needs, tax savings and estate planning to reach your goals and protect your wealth, family, and lifestyle.

Explore Our Financial Strategies

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Financial Strategies, Life Insurance & Estate Planning | Barrie

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We educate and guide you to make confident decisions about your cash flow, insurance needs, tax savings and estate planning to reach your goals and protect your wealth, family, and lifestyle. Serving Barrie and area,

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About Tayler Insurance & Estate Planning | Barrie, Ontario

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About Tayler Insurance & Estate Planning | Barrie, Ontario

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Making investment and tax decisions on your own is overwhelming, time-consuming and stressful. That's why I firmly believe that my role is to educate you and be your long-term guide. Learn more about Tayler Insurance today.

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Financial Planning, Wealth Management Strategies & Estate Planning

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Helping you make the right financial decisions, so you and your dependents live the life you’ve imagined. We work with Entrepreneurs, Trades, Professionals, Retirees, young Professionals and help newly divorced rebuild your financial strength. Serving Barrie & Area.

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Mortgage Insurance, Critical Illness and Life Insurance | Barrie

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Mortgage Insurance, Critical Illness and Life Insurance | Barrie

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Major life events happen, protect your assets and your family's future with the right insurance options. We offer Mortgage / Creditor Insurance, Critical Illness & Disability and Personal Life Insurance. Learn more today.

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What's the Difference between Creditor Insurance (Mortgage Insurance) vs. Personal Life Insurance Coverage?

When purchasing a home, many individuals believe that the mortgage insurance offered through their bank or broker will guarantee and maintain the family's lifestyle in the event of their passing.

However, the institution is the recipient of the funds paid out. So this type of insurance only ensures that the mortgage will be paid and nothing else. Additionally, there is no guarantee that the mortgage protection plan will pay out.

With personal insurance, you can:

Own the policy, and you decide who to name as your beneficiaries

Keep your coverage no matter where you live or with which mortgage lender you use

Control the cost of insurance coverage and convert term coverage to permanent

Leave your family in 100% control of managing the funds

Know that everything will be taken care of and managed as you wanted

Feel confident and secure that your loved ones will have full access and control of the funds.

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Mortgage Insurance, Critical Illness and Life Insurance | Barrie

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Major life events happen, protect your assets and your family's future with the right insurance options. We offer Mortgage / Creditor Insurance, Critical Illness & Disability and Personal Life Insurance. Learn more today.

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Start planning for the next stages of your life

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Start planning for the next stages of your life

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With the recent economic uncertainty, increased interest rates and a layoff that you weren’t expecting, feeling stunned and lost right now is completely normal. We can help.

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In Cash? Time to Make a Move! When it comes to investing, the professionals in the investment industry read a lot of economic updates. They have a good sense of major shifts coming. I'm here to tell you that one is on its way. In 2022 and 2023, the Bank of Canada was doing its best to fight inflation. The only option they have is to raise interest rates to bring inflation down. Inflation is expressed as a year-over-year increase in the total Consumer Price Index (CPI). The CPI is made up of the most relevant items that a Canadian will typically buy such as food, furniture, clothing, transportation, etc. It may not feel like it, but it worked. Peaking on June 1, 2022 at Total CPI of 8.1% it dropped to 3.4% on November 1, 2023. https://www.bankofcanada.ca/rates/price-indexes/cpi/ Interest rates are likely to drop in Canada in 2024. When that happens, certain types of investments will experience capital appreciation. If you parked your money in a High-Interest Savings Account in 2022 or 2023, or if your GIC is about to mature, you may want to consider transferring the asset to a fixed income investment. In a falling-rate environment, fixed income outperforms interest-bearing products. Fixed income is considered low-risk and works well for conservative investors. If you're going to make an RRSP contribution, consider investing in a fixed-income product with this year's contribution. If you have already converted to a RRIF, you can make a change as well. Fixed-income investments can be used in TFSA, RESP, LIRA, LIF, RRSP, RRIF, and non-registered personal or corporate investments. If you would like to explore this idea further, please reach out. Taivi Tayler, RRC®, CLU® Certified Financial Planner Toll Free: 1-866-550-6932 Local: 705-733-3338 Fax: 705-734-6243 https://www.taylerinsurance.com/

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Start planning for the next stages of your life.

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With the recent economic uncertainty, increased interest rates and a layoff that you weren't expecting, feeling stunned and lost right now is completely normal. We can help.

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Explore essential financial strategies including estate planning, life insurance, and more in Barrie with Tayler Insurance. Learn how to optimize your future investments. Visit us for expert advice and guidance today!"

Estate planning Barrie

Financial Strategies Barrie

Life insurance Barrie

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In Cash? Time to Make a Move! When it comes to investing, the professionals in the investment industry read a lot of economic updates. They have a good sense of major shifts coming. I'm here to tell you that one is on its way. In 2022 and 2023, the Bank of Canada was doing its best to fight inflation. The only option they have is to raise interest rates to bring inflation down. Inflation is expressed as a year-over-year increase in the total Consumer Price Index (CPI). The CPI is made up of the most relevant items that a Canadian will typically buy such as food, furniture, clothing, transportation, etc. It may not feel like it, but it worked. Peaking on June 1, 2022 at Total CPI of 8.1% it dropped to 3.4% on November 1, 2023. https://www.bankofcanada.ca/rates/price-indexes/cpi/ Interest rates are likely to drop in Canada in 2024. When that happens, certain types of investments will experience capital appreciation. If you parked your money in a High-Interest Savings Account in 2022 or 2023, or if your GIC is about to mature, you may want to consider transferring the asset to a fixed income investment. In a falling-rate environment, fixed income outperforms interest-bearing products. Fixed income is considered low-risk and works well for conservative investors. If you're going to make an RRSP contribution, consider investing in a fixed-income product with this year's contribution. If you have already converted to a RRIF, you can make a change as well. Fixed-income investments can be used in TFSA, RESP, LIRA, LIF, RRSP, RRIF, and non-registered personal or corporate investments. If you would like to explore this idea further, please reach out. Taivi Tayler, RRC®, CLU® Certified Financial Planner Toll Free: 1-866-550-6932 Local: 705-733-3338 Fax: 705-734-6243 https://www.taylerinsurance.com/

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In Cash? Time to Make a Move! When it comes to investing, the professionals in the investment industry read a lot of economic updates. They have a good sense of major shifts coming. I'm here to tell you that one is on its way.

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Use Canada Pension Plan as a Force for Good

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Use Canada Pension Plan as a Force for Good

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Instead of using Canada Pension Plan in its traditional manner, one can choose to use it as a force for good. Check out how Cathy used her CPP as a multiplier and a force for good.

"Estate planning Barrie

Financial Strategies Barrie

Life insurance Barrie"

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For many wealthy retirees, their Canada Pension Plan payment is just icing on the cake. For affluent Canadians, it's more of a tax hiccup than a meaningful source of income. Instead of using CPP in its traditional manner, one can choose to use it as a force for good.

Jim and Cathy Gauci, age 65, have recently retired. They sold their business and worked with their professional advisors to complete an estate freeze and take advantage of their capital gain exemption limits. Now in their second year of retirement, they turned on CPP and will each receive the max payment of $1364.60 monthly (over $16k annually for each, taxable income). At their level of wealth, they don't need this extra money to support their lifestyle.

This couple have always wanted to be generous and support their local hospital beyond their annual $1000 donation. They want to leave a significant charitable legacy as their children were well cared for in the neo-natal unit decades ago.

Cathy embraced the idea of using her CPP as a force for good. At age 82, she passed away. Her CPP created a $400,000 donation to the hospital. Recently, Cathy's great granddaughter was born in that hospital, and the family waited for the happy news in "Cathy Gauci's Teddy Bear" space.

In addition, Cathy's estate received a charitable donation receipt for $400,000. This incredible legacy strategy reduced Cathy's terminal estate tax by 100%, and reduced the income tax she paid the year before, creating a refund. Cathy's heirs received a better-than-expected inheritance, the hospital has new equipment for newborns and the CRA got less tax. Win. Win. Win.

Use your CPP as a multiplier and a force for good, just like Cathy.

Taivi Tayler, RRC, CLU, Certified Financial Planner
www.taylerinsurance.com
Source: https://www.canada.ca/en/services/benefits/publicpensions/cpp/payment-amounts.html ; Manulife Mar25.2024

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Use Canada Pension Plan as a Force for Good

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Instead of using Canada Pension Plan in its traditional manner, one can choose to use it as a force for good. Check out how Cathy used her CPP as a multiplier and a force for good.

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How To Use CPP to Create Long-Term Wealth for Your Grandchildren

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How To Use CPP to Create Long-Term Wealth for Your Grandchildren

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Discover the inspiring story of Jim Gauci, who used his CPP to secure a bright future for his grandchildren. Learn how he maximized his CPP payments to provide financial stability and opportunities for the next generation.

Estate planning Barrie

Financial Strategies Barrie

Life insurance Barrie

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How To Use CPP to Create Long-Term Wealth for Your Grandchildren

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Discover the inspiring story of Jim Gauci, who used his CPP to secure a bright future for his grandchildren. Learn how he maximized his CPP payments to provide financial stability and opportunities for the next generation.