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What Can a Baltimore SSDI Attorney Do to Help You? 

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What Can a Baltimore SSDI Attorney Do to Help You? 

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The Role of a Baltimore SSDI Lawyer | EBI Law Firm

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What Can a Baltimore SSDI Attorney Do to Help You? Here's Everything You Need to Know The Social Security disability insurance (SSDI) system is designed

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Topics on this page

What are Social Security Disability Benefits?

Social Security benefits may be available to people who cannot work due to a medical condition that's expected to last at least one year or result in death.

The amount of your monthly disability benefit is based on your lifetime average earnings covered by Social Security. The amount of benefit depends on your work and earnings history that was reported to Social Security and your age when you become disabled.

The Social Security Administration (SSA) website provides a Disability Planner to help you determine how much you will receive.

Many figures used to calculate Social Security Disability benefits are revised annually by the Social Security Administration (SSA), the federal agency that administers the program. You can find the figures on the SSA website or by calling the Social Security Administration at 1-800-772-1213, or TTY at 1-800-325-0778 from 7 a.m. to 7 p.m., Monday through Friday, Eastern time.

When you start receiving disability benefits, certain members of your family also may qualify for benefits on your record.

The SSA has a Disability Starter Kit to help you get ready for your disability interview or online application. Kits are available for adults and for children under age 18.

The starter kits provide information about the specific documents and the information that the SSA will request from you. They will ask for more details during your interview or when you complete the online Disability Report.

The kits also provide general information about the disability programs and the decision-making process that can help take some of the mystery out of applying for disability benefits.

You can get forms, pamphlets, and much more from the disability section of the Social Security Administration's web site.

Eligibility

The definition of disability under Social Security is different than other programs. Social Security pays only for total disability. No benefits are payable for partial disability or for short-term disability.

"Disability" under Social Security is based on your inability to work. The SSA considers you disabled under Social Security rules if:

You cannot do work that you did before;

It is determined that you cannot adjust to other work because of your medical condition(s); and

Your disability has lasted or is expected to last for at least one year or to result in death.

(There are additional ways that you may qualify for benefits based on your age. If you are over age 50, you may prove disability based on grid rules if you are limited to unskilled sedentary work. If you are over 55, you may prove disability based on grid rules if you are limited to either unskilled sedentary or light duty work.)

This is a strict definition of disability. The Maryland Medical Assistance Program also uses this definition of disability from the Social Security Act.

To be eligible for disability benefits, you must show that you worked and paid into the Social Security system for five of the last ten years. The five year requirement is a flexible one depending on how long ago your disability began.

The Social Security Disability Benefits program has additional guidelines that may affect your eligibility.

Income Eligibility

Benefit amounts can range greatly, anywhere from $100 to $3,148 per month. The formula Social Security uses to determine your benefit amount is complicated, but you can get an estimate of your benefit on the Social Security website by checking your annual benefit statement.

Actual benefit amounts may vary from the estimate in your benefit statement. Factors that can influence your benefit amount include whether you are blind, and if you are getting other government benefits.

Applying

You can apply online or visit your local Social Security office.

Appeals

You can appeal any denial, termination, or reduction of benefits

You must file an appeal within 60 days of the date of the written notice with which you disagree.

In addition, you have a 5 day "grace period" to allow for the mailing of the notice to you, making the total amount of time you have to file an appeal 60+5 days.

Call your local Social Security office if you need help with your appeal.

The Social Security Administration website has more information about appeals.

Sources of Law

Federal Law: U.S. Code, Title 42 §§ 401 to 434, specifically " § 423. Disability insurance benefit payments"

Federal Regulations: Generally, Code of Federal Regulations, Title 20 §§ 404.1 to 404.2127.

The law and regulations are long and complicated, so it is hard to get a quick overview or to find any specific topic. The best way to get quick, clear information is The Social Security Handbook.

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Social Security benefits may be available to people who cannot work due to a medical condition that's expected to last at least one year or result in death. The amount of your monthly disability benefit is based on your lifetime average earnings covered by Social Security.

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Unable to Work? You May Be Eligible for Disability Benefits

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Unable to Work? You May Be Eligible for Disability Benefits

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Being unable to work due to an illness or injury can be incredibly stressful. This is especially true if you, like the vast majority of Maryland residents, rely on a steady paycheck to pay your bills every month.

However, many people who are unable to work due to illnesses and injuries are eligible to file for disability benefits. The U.S. Social Security Administration (SSA) pays benefits to qualifying individuals who need help on a short-term or long-term basis. There are different programs with different eligibility criteria, and many individuals are eligible to receive benefits under multiple programs.

The main program - and the program with which most people are familiar - is Social Security disability insurance (SSDI). SSDI pays benefits regardless of whether you got sick or injured at work or at home. While filing for SSDI benefits can be challenging, an experienced disability lawyer can guide you through the entire process.
What Illnesses Qualify for Benefits?
The SSA has outlined 14 categories of illnesses that qualify for SSDI benefits. Within each of these broad categories, numerous specific illnesses are covered. As a result, if you cannot work due to an illness, you should speak with a disability lawyer about filing a claim.

The 14 categories of illnesses that qualify for SSDI benefits are:

Cancers

Cardiovascular System Disorders

Congenital Disorders

Digestive System Disorders

Endocrine Disorders

Genitourinary (Urinary and Reproductive System) Disorders

Hematological (Blood) Disorders

Immune System Disorders

Mental Disorders

Musculoskeletal Disorders

Neurological Disorders

Respiratory disorders

Sensory and Speech Disorders

Skin Disorders

How Do I Know I'm Eligible for Benefits?
In addition to having a qualifying illness or injury (and, again, most illnesses and injuries are covered), to qualify for SSDI benefits, you must have earned enough "Social Security credits." You earn Social Security credits by working and paying Social Security taxes. The longer you have worked, the more credits you will have earned, and the more benefits you will be eligible to receive under SSDI.

But, don't forget that SSDI might not be your only option. For example, while SSDI requires a qualifying illness and work history, Supplemental Security Income (SSI) does not. SSI is a needs-based program that pays benefits to individuals whose income falls below a certain threshold.
What's the Difference Between Short-Term and Long-Term Disability?
In a nutshell, short-term disability helps cover your expenses if you will be able to return to work in the foreseeable future, while long-term disability benefits are available to individuals who will be unable to work for a longer period of time, if not indefinitely. In addition to applying for SSDI (and SSI), individuals who have been diagnosed with long-term disabilities may also have access to long-term disability (LTD) coverage under a private insurance policy or a group policy paid for by their employer. An experienced disability lawyer can determine what type of claim (or types of claims) you can file and can help you seek the maximum benefits available.

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Unable to Work? You May Be Eligible for Disability Benefits

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Being unable to work due to an illness or injury can be incredibly stressful. This is especially true if you, like the vast majority of Maryland residents, rely on a steady paycheck to pay your bills every month. However, many people who are unable to work due to illnesses and injuries are eligible to file for disability benefits.

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Social Security Disability Insurance and COVID-19 

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Social Security Disability Insurance and COVID-19 

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Social Security Disability Insurance and COVID-19 in Maryland

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How does coronavirus affect Social Security disability insurance claims? Let the Law Office of Emmett B. Irwin in Maryland help you with your disability case today.

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3224 Eastern Ave.
Baltimore, MD 21224

443-839-0818

https://www.ebilaw.com/