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Do I Need to Pay Taxes on Personal Injury Damages

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Do I Need to Pay Taxes on Personal Injury Damages

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Want to know about paying taxes on personal injury damages? Read the blog post by the Lofranco Corriero; where they clarify your all the doubts regarding paying taxes on personal injury damages.

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If you recently received money compensation from a court settlement, you might be wondering, how are you going to report these earnings? Are they taxable?

Let us help you clarify your doubts.

When you suffer a physical or emotional injury caused by an accident, you will probably be entitled to a non-pecuniary damage, also known as compensation for "pain and suffering". Is it logic that an amount of money you receive to reimburse you for your loss is taxable? The answer is no.

The Canadian Revenue Agency (CRA) based on the Surrogatum Principle will determine if the compensation award received is an income or a capital receipt based on the nature of the income this compensation is meant to replace, then, the court will determine which will be the tax treatment of this award.

In the case of Personal Injury Damages, the Canadian Revenue Agency (CRA) does not consider awards for pain and suffering taxable income. Income tax is only paid on taxable income, a non-pecuniary damage is not replacing an income, it's an amount set on court meant to reimburse you for your loss, therefore, is not taxable. In general, any compensation received for hospital expenses, medications and interest generated by the award by the end date of the court decision are also non-taxable.

Some people decide to receive a lump sum settlement in a structured annuity, also known as "structured settlement".

A structured settlement is a financial arrangement on court, the claimant agrees to receive part, or all of the settlement in the form of periodic payments on an agreed schedule by the defendant in compensation to a personal injury. All of these payments, including interest, are not taxable.
In certain situations, this award can become taxable. If you invest your award for interest, profit or gain, what you earn will become a taxable income.

If the settle compensation replaces an ordinary income, be it from a business, property or employment sources, then your award will be treated as ordinary income and will be taxable. In cases when the settle compensation payment is meant to repair or paid the complete loss of an asset, then this amount will be taxable as proceeds of disposition from property.

If you want to know more about Personal Injury Damages, contact a local law firm in Brampton, a Personal Injury Lawyer at Lofranco Corriero will answer all your doubts and will help you to go through this difficult moment.

If you have been injured in an accident and looking to claim personal injury damages benefits, call Lofranco Corriero Personal Injury Lawyers at 1-866-563-7262 at for a free, no-obligation consultation. Alternatively, fill in the contact form here and an experienced lawyer will get in touch with you regarding your specific case. If you are unable to travel, we can accommodate you and visit you at a place and time of your convenience.

About Lofranco Corriero: Lofranco Corriero is a Toronto-based law firm that has been representing personal injury victims in Ontario for over 40 years. Since 1980, the team has settled thousands of claims and worth millions of settlement dollars. Their strength as a law firm is that they are trial lawyers - they are not afraid to go to court if need be to win their clients the settlements they deserve.

Lofranco Corriero lawyers can be contacted via 1-866-563-7262 or you can submit a contact form for a free, no-obligation consultation here.

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Will I Be Taxed On Personal Injury Damages?

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If you recently received money compensation from a court settlement, you might be wondering, how are you going to report these earnings? Are they taxable? When you suffer a physical or emotional injury caused by an accident, you will probably be entitled to a non-pecuniary damage, also known as compensation for "pain and suffering".

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Personal Injury Case: Checkout Family Member's all Rights

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Personal Injury Case: Checkout Family Member's all Rights

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Want to know the family member's right during personal injury case? Then Checkout the blog post by the Lofranco Corriero; where they provide all the step of the legal process & family member's all rights.

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In case of personal injury, often, not just the victim, but the entire family is affected. One can never underestimate a family member's role in the life of their loved ones. If the victim cannot play their role in the family, or their role changes forever, the relatives are entitled to seek compensation according to the Ontario Family Law Act.

As a result of the injury the victim may suffer temporary or permanent disability, or, regretfully, it may result in death. For these cases, the size of damages claim may vary, however they are capped at $100,000 and in the case of non-fatalities, are subject to a $15,000 deductible.

The term used to describe the damage is "pecuniary" damage, which means, damages that can be estimated as direct financial loss. In case of personal injury cases are limited to these:

The direct expenses by an affected family member

The costs of care, housekeeping and medical expenses not covered by OHIP

Loss of wages incurred by a family member in the course of caring for an injured victim;

Travel expenses incurred for family members coming in from out of town to assist an injured victim;

In the case of a fatality, the loss of expected income that a family member could expect from a deceased accident victim;

Additionally, a Family Member could assert a claim for "non-pecuniary" damages, or damages that are not as a result of a direct financial loss. These can include:

Compensation for the loss of injured victim "guidance, care and companionship" as the result of the accident

Why Do You Need To Hire A Legal Company In A Personal Injury Case?

It is very important to select the injury lawyer that will represent your interests if you are a family member of an injured person at an earlier stage.

If your family is affected by substantial loss from a close family member injury, it is always a very emotionally and financially challenging time. You would focus on helping your loved one, and dealing with the consequences, instead of thinking about legal action. You simply want things to be back to normal as soon as possible.

However noble it is, you should never forget how the situation affects you personally and hold the responsible people accountable. Unfortunately, the consequences of some injuries will never go away and may affect the families for many years to come.

As time passes it gets more difficult to put together the case as some evidence might get lost or harder to prove, some aspects may be simply forgotten, or pass the time limitation.

A Lawyer Specializing In Personal Injury Will:

Give you a realistic assessment of the case

Help to collect and look for evidence to be presented in court

Assist in assessing and recovering the pecuniary damages

Help to see all aspects of the case from a professional perspective

File the case and represent your interests

The better your case is presented, and filed with all relevant documentation, the more chances you will have for the successful ruling. Courts are regulating the procedures very strictly. No matter how clear cut your case might look, if the procedures of filing and obtaining the evidence are not followed, you will have little chance to win it.

When Is It Important To Hire A Personal Injury Lawyer With Representation Across Ontario?

Personal injury cases, unfortunately, might span across multiple locations. As it often happens with traffic accidents - the incident might happen on the highway somewhere in Waterloo, or Cambridge, you might live in Brampton, and your loved one can end up in the hospital somewhere in Toronto, or somewhere else in GTA.

Once it comes to collecting documentation the mere time and distances may become prohibiting, and you might think of giving up. When the legal company that represents your interests offers legal representation across Ontario - in Toronto, Brampton, Kitchener, Cambridge, Waterloo, Hamilton, just to mention a few, it is much easier to collect all the required information.

Sometimes, even the decision which city of Ontario or GTA to file the case might make a difference. (statement needs verification)

If your family member suffered from an accident resulting in personal injury and it has affected you personally and other family members, you are entitled to the compensation you deserve. Choose the right Law Company with representation in Ontario to protect your interests and build a winning case.

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Know the Family Member's Right in a Personal Injury Case

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In case of personal injury, often, not just the victim, but the entire family is affected. One can never underestimate a family member's role in the life of their loved ones. If the victim cannot play their role in the family, or their role changes forever, the relatives are entitled to seek compensation according to the Ontario Family Law Act.

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Learn About Slip and Fall Its Consequences & Prevention 

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Learn About Slip and Fall Its Consequences & Prevention 

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Do you want to know about slip and fall injury? Then read the blog post to learn about slip and fall rights, consequences & prevention steps of with Lofranco Corriero. To book a free case evaluation call on 1-866-5637262.

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Whether it happens at the local Wal-Mart or a neighbour's house, slip and fall accidents occur fairly often. This is especially true for this season, as it gets darker and snowier, in the coming months. In some cases, the property owner is responsible for the injured party's injuries, and in others, the property owner will not be held liable.

There are many contributing factors to slip and falls:

wet or oily surfaces

occasional spills

weather hazards

loose, unanchored rugs or mats

flooring or other walking surfaces that do not have same degree of traction in all areas

What are the consequences for slip and falls?

A slip and fall injury call not only cause physical injuries such as broken bones, but may also cause mental stress such as unrealistic medical bills and missed time at work

What are the steps to prevent slips and falls?

Here are some tips on how to evaluate your home for potential risk of slip and falls. It is important to keep yourself, and your visitors, away from any trouble:

Remove area rugs, to eliminate the danger of tripping over the corner

Install reliable handles in the bathroom

Make sure the stairs in the house are nonslip

Remove furniture with details that stick out, or easy to trip over

Make sure the indoor shoes are comfortable and offer support

If your loved ones are home by themselves for a long time, make sure they have access to a medical alert system

While inside the house you are in control and can make some changes, outdoors are more difficult. Walk around and check it for safety:

Is the walkway surface even?

Are there any plants overgrowing

If it is a building, are there ramps for entry?

Are the entrance and steps well-lit in the evening

How well is the area cleaned from snow and ice in winter

Are there any neighbours that fail to shovel the paths?

Of course, if it is your house or your loved ones it is easier to make the changes that will help to prevent accidents: add a ramp, hire a reliable snow removal contractor, add railings, change paving

If we are speaking of condominiums, or rental buildings, public and private areas in the street, and you see that something is unsafe and can be improved, speak to the building management, city, neighbours. Prevention goes a long way.

What are the steps to prevent slips and falls?

If you or someone you love has been injured in a slip and fall incident, it is important that you learn your rights as you may be entitled to a compensation for your pain and suffering, your past and future loss of income and even future medical treatment.

If you have any questions regarding your rights and/or would like to schedule a free, no-obligation consultation, call us now at 1-866-LOFRANCO If as a result of your injuries you are unable to travel to one of our conveniently located offices, our representatives can come to meet you at the place and time of your convenience.

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Slip & Falls: Consequences, Prevention Steps & What to Do

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Whether it happens at the local Wal-Mart or a neighbour's house, slip and fall accidents occur fairly often. This is especially true for this season, as it gets darker and snowier, in the coming months. In some cases, the property owner is responsible for the injured party's injuries, and in others, the property owner will not be held liable.

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Find out the Common Injuries in a Car Accident

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Find out the Common Injuries in a Car Accident

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Facing minor or serious car accident? Then visit Lofranco Corriero; they have team of professional lawyers who deal with the personal car accident injuries. Read the blog post to know the common injuries people suffer due to car accidents.

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A sudden car accident can happen to anyone at any time. The most common reasons for getting in one are: weather conditions, poor driving habits, bad pavement conditions or mechanical issues. Regardless of the cause of your accident, any part of your body is in danger of suffering an injury.

Depending on the force of the impact, you can suffer minor and serious injuries. And even if you feel that you just got a minor injury or that you didn't get harmed at all some symptoms take hours, days or even months to appear. For the sake of your health, it is important that as soon as you start experiencing any symptoms you get checked by your healthcare provider, or even better, to get checked at the moment of the accident.

The most common injuries people suffer due to car accidents are:

Scrapes and Cuts: Some objects from your car or other cars involved might get thrown around putting you in danger of getting scraps and cuts. This can be painful, if your cuts are not treated correctly they can get infected.

Head and Brain injuries: Any type of blow to the head can cause inflammation of the brain. This is one of the most serious injuries, the symptoms can appear within hours or days after the accident and they're difficult to identify unlike other type of injuries. If you have suffered a head injury during a car accident, you need to get checked by a doctor as soon as possible, getting a fast diagnosis and treatment can prevent you from getting long-term disabilities like loss of eyesight, hearing, memory, movement, and in the worst case, long-term coma or death.

Neck Injuries: Due to a sudden acceleration-deceleration force during a car accident, your neck can go back-and-forth in a forceful and rapid movement, causing injury in the soft tissues of your neck. This type of neck trauma manifests itself differently in each person, but the injuries range from medium to severe. They're usually self-treatable, self-diagnosable and the average time of healing is 12 weeks.

Back Injuries: A sudden acceleration-deceleration force during the accident can also damage your spinal cord. An injury in the nerves of the spinal cord reduces sensation and or control over your extremities, in severe cases, the patient gets paralyzed.

Soft Tissue Injuries and broken bones: When your body is suddenly subjected to and acceleration-deceleration force your muscles, tendons or ligaments are stretched and torn during the impact which can cause pain for short or long term. Not only your soft tissues are in danger, the impact can be strong enough to even cause broken bones. This will not only be painful, but also will likely take several months to heal after getting through several surgeries.

Emotional Trauma: You might walk away from your car accident without a scratch and have no physical injuries, but that doesn't mean your mental health will also be as strong as your physical health.

Have you suffered a car accident recently?

Some injuries are not easy to identify or don't have immediate symptoms, contact a doctor immediately and get the fast and right treatment you need in order to recover.
A Personal Injury Lawyer at Lofranco Corriero Law Firm will answer all of your questions, regardless of the severity of your injury.
Our priority is to help you get through this difficult process and get you the compensation you need to recover your health before the accident.

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A sudden car accident can happen to anyone at any time. The most common reasons for getting in one are: weather conditions, poor driving habits, bad pavement conditions or mechanical issues. Regardless of the cause of your accident, any part of your body is in danger of suffering an injury.

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Personal Injury Case: Know the Family Member's all the Rights

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Personal Injury Case: Know the Family Member's all the Rights

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Do you want to know the family member's right during personal injury case? Then Checkout the blog post by the Lofranco Corriero; where they provide all the step of the legal process.

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In case of personal injury, often, not just the victim, but the entire family is affected. One can never underestimate a family member's role in the life of their loved ones. If the victim cannot play their role in the family, or their role changes forever, the relatives are entitled to seek compensation according to the Ontario Family Law Act.

As a result of the injury the victim may suffer temporary or permanent disability, or, regretfully, it may result in death. For these cases, the size of damages claim may vary, however they are capped at $100,000 and in the case of non-fatalities, are subject to a $15,000 deductible.

The term used to describe the damage is "pecuniary" damage, which means, damages that can be estimated as direct financial loss. In case of personal injury cases are limited to these:

The direct expenses by an affected family member

The costs of care, housekeeping and medical expenses not covered by OHIP

Loss of wages incurred by a family member in the course of caring for an injured victim;

Travel expenses incurred for family members coming in from out of town to assist an injured victim;

In the case of a fatality, the loss of expected income that a family member could expect from a deceased accident victim;

Additionally, a Family Member could assert a claim for "non-pecuniary" damages, or damages that are not as a result of a direct financial loss. These can include:

Compensation for the loss of injured victim "guidance, care and companionship" as the result of the accident

Why Do You Need To Hire A Legal Company In A Personal Injury Case?

It is very important to select the injury lawyer that will represent your interests if you are a family member of an injured person at an earlier stage.

If your family is affected by substantial loss from a close family member injury, it is always a very emotionally and financially challenging time. You would focus on helping your loved one, and dealing with the consequences, instead of thinking about legal action. You simply want things to be back to normal as soon as possible.

However noble it is, you should never forget how the situation affects you personally and hold the responsible people accountable. Unfortunately, the consequences of some injuries will never go away and may affect the families for many years to come.

As time passes it gets more difficult to put together the case as some evidence might get lost or harder to prove, some aspects may be simply forgotten, or pass the time limitation.

A Lawyer Specializing In Personal Injury Will:

Give you a realistic assessment of the case

Help to collect and look for evidence to be presented in court

Assist in assessing and recovering the pecuniary damages

Help to see all aspects of the case from a professional perspective

File the case and represent your interests

The better your case is presented, and filed with all relevant documentation, the more chances you will have for the successful ruling. Courts are regulating the procedures very strictly. No matter how clear cut your case might look, if the procedures of filing and obtaining the evidence are not followed, you will have little chance to win it.

When Is It Important To Hire A Personal Injury Lawyer With Representation Across Ontario?

Personal injury cases, unfortunately, might span across multiple locations. As it often happens with traffic accidents - the incident might happen on the highway somewhere in Waterloo, or Cambridge, you might live in Brampton, and your loved one can end up in the hospital somewhere in Toronto, or somewhere else in GTA.

Once it comes to collecting documentation the mere time and distances may become prohibiting, and you might think of giving up. When the legal company that represents your interests offers legal representation across Ontario - in Toronto, Brampton, Kitchener, Cambridge, Waterloo, Hamilton, just to mention a few, it is much easier to collect all the required information.

Sometimes, even the decision which city of Ontario or GTA to file the case might make a difference. (statement needs verification)

If your family member suffered from an accident resulting in personal injury and it has affected you personally and other family members, you are entitled to the compensation you deserve. Choose the right Law Company with representation in Ontario to protect your interests and build a winning case.

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Know the Family Member's Right in a Personal Injury Case

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In case of personal injury, often, not just the victim, but the entire family is affected. One can never underestimate a family member's role in the life of their loved ones. If the victim cannot play their role in the family, or their role changes forever, the relatives are entitled to seek compensation according to the Ontario Family Law Act.

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Checkout Common Causes of Car & Motorcycle Accidents in Canada

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Checkout Common Causes of Car & Motorcycle Accidents in Canada

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Read the blog post to know the common injuries that people used to suffer due to car & motorcycle accidents. Hire Lofranco Corriero to get through this difficult process &  get you the compensation you need to recover your health.

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Although the population of Canada is quickly growing the number of fatalities and serious injuries as a result of car and motorcycle accidents, according to Statistics Canada, has been slowly decreasing.

Several serious proactive measures within the Traffic Act such as

increased fines for speeding

no tolerance for impaired distracted driving

License suspension for stunt driving are bringing results, however, at a much slower pace than we all would have wanted.

A fatal collision or a collision resulting in serious injuries is a life-altering experience for those who were involved and their close ones. The impact on lives is just too big to ignore. In most cases it could have been preventable.

Drunk and Impaired Driving

According to MADD, vehicle accidents caused by drivers using alcohol and/or drugs are a leading criminal cause of death in Canada. Every day close to 4 people in this country die or get seriously injured as a result of drunk or impaired driving caused by drugs. These are indeed alarming numbers for a preventable violation.

With so many alternatives available - such as getting a designated driver, carpooling, using public transportation, or using a taxi or uber, this is simply a matter of negligence that will be treated seriously in court. In cases like this, as personal injury lawyers, we carefully examine the circumstances to get the compensation that our clients truly deserve.

Distracted Driving

80% of vehicle collisions and 65% of near-crashes are direct results of distracted driving. Over the year, it adds up to close to 4 million incidents across North America. Although distracted driving is a broader category including any distraction that results in a driver's failure to pay attention, interaction with electronics takes up a bigger percentage in statistics.

Talking on the phone handheld or over the speaker, checking messages, or worse, texting, no matter how brief, does affect the drivers' ability to focus attention on the road. The drivers' attention is compromised and they fail to react quickly to changes traffic situation, change lanes, or merge safely.

One of the most common types of accidents caused by distracted driving is rear-ending and sideswipes, resulting in varying levels of damage to the cars and injuries to the passengers.

Speeding, Aggressive and Stunt Driving

The posted speed limits are based on road conditions and accident statistics in the particular stretch of road and road in general. The limits of 40, 60, 80 and 100 are based on the fact that a driver can safely decelerate at a rate of about 15 feet per second (fps).

The special posted speed limits in school zones and residential areas are also calculated so that in case of an accident involving a car and a pedestrian, the pedestrian will sustain fewer injuries. Failure to follow the speed limits results in serious injuries and fatalities. Speeding is responsible for one-third of fatalities on the road.

Speed of 50 km per hour over the limit is considered stunt driving and can result in vehicle impounding and driver's license suspension for up to 10 years. Many car and motorcycle drivers forget that driving is not only a privilege, but a responsibility towards other drivers, passengers and pedestrians, and a mere inattention, or not following the traffic rules can easily result in an accident affecting the lives of others forever.

Although it is not always possible to place a direct monetary value on the consequences of car and motorcycle accidents, personal injury lawyers with years of experience will make sure that all aspects of health and wellbeing are considered and victims get adequate compensation.

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Common Causes of Car & Motorcycle Accidents in Canada

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Although the population of Canada is quickly growing the number of fatalities and serious injuries as a result of car and motorcycle accidents, according to Statistics Canada, has been slowly decreasing.

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Slip and Fall - Know the Consequences, Prevention & What to Do

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Slip and Fall - Know the Consequences, Prevention & What to Do

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Do you want to know about slip and fall injury? Then read the blog post to learn about slip and fall rights, consequences & prevention steps of with Lofranco Corriero. To book a free case evaluation call on 1-866-5637262.

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Whether it happens at the local Wal-Mart or a neighbour's house, slip and fall accidents occur fairly often. This is especially true for this season, as it gets darker and snowier, in the coming months. In some cases, the property owner is responsible for the injured party's injuries, and in others, the property owner will not be held liable.

There are many contributing factors to slip and falls:

wet or oily surfaces

occasional spills

weather hazards

loose, unanchored rugs or mats

flooring or other walking surfaces that do not have same degree of traction in all areas

What are the consequences for slip and falls?

A slip and fall injury call not only cause physical injuries such as broken bones, but may also cause mental stress such as unrealistic medical bills and missed time at work

What are the steps to prevent slips and falls?

Here are some tips on how to evaluate your home for potential risk of slip and falls. It is important to keep yourself, and your visitors, away from any trouble:

Remove area rugs, to eliminate the danger of tripping over the corner

Install reliable handles in the bathroom

Make sure the stairs in the house are nonslip

Remove furniture with details that stick out, or easy to trip over

Make sure the indoor shoes are comfortable and offer support

If your loved ones are home by themselves for a long time, make sure they have access to a medical alert system

While inside the house you are in control and can make some changes, outdoors are more difficult. Walk around and check it for safety:

Is the walkway surface even?

Are there any plants overgrowing

If it is a building, are there ramps for entry?

Are the entrance and steps well-lit in the evening

How well is the area cleaned from snow and ice in winter

Are there any neighbours that fail to shovel the paths?

Of course, if it is your house or your loved ones it is easier to make the changes that will help to prevent accidents: add a ramp, hire a reliable snow removal contractor, add railings, change paving

If we are speaking of condominiums, or rental buildings, public and private areas in the street, and you see that something is unsafe and can be improved, speak to the building management, city, neighbours. Prevention goes a long way.

What are the steps to prevent slips and falls?

If you or someone you love has been injured in a slip and fall incident, it is important that you learn your rights as you may be entitled to a compensation for your pain and suffering, your past and future loss of income and even future medical treatment.

If you have any questions regarding your rights and/or would like to schedule a free, no-obligation consultation, call us now at 1-866-LOFRANCO If as a result of your injuries you are unable to travel to one of our conveniently located offices, our representatives can come to meet you at the place and time of your convenience.

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Slip & Falls: Consequences, Prevention Steps & What to Do

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Whether it happens at the local Wal-Mart or a neighbour's house, slip and fall accidents occur fairly often. This is especially true for this season, as it gets darker and snowier, in the coming months. In some cases, the property owner is responsible for the injured party's injuries, and in others, the property owner will not be held liable.

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Bicycle Accidents: What are the Steps After a Bicycle Crash

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Bicycle Accidents: What are the Steps After a Bicycle Crash

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Suffering with the bicycle accident? The read the blog post by the Lofranco Corriero; where they provide steps that should be taken after the crash. To know more about the services call the Toronto’s bicycle accident lawyers on 1-866-5637262.

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Whether you commute by bicycle, ride it as a part of your workout, or simply enjoy an occasional ride in the city, navigating urban traffic might be quite a challenge. Canadian municipalities, especially, Toronto, Vancouver, BC, and Montreal invest a lot in bicycle lanes, looking at it as a solution to traffic gridlock. Toronto alone has over 37 kilometres of segregated lanes and is adding more every year.

Dedicated bicycle lanes dramatically reduce the risk of bicycle accidents, but, unfortunately, the width of the streets is limited in older cities. Luckily in newer developments such as some areas in Mississauga, Vaughan, Markham, and Brampton, they are becoming a part of new road infrastructure.

Bicycle Safety Goes a Long Way

No matter how experienced you are and how confident you feel on a bicycle simple precautions and following the traffic rules will help keep you safe. If you have to share the road with motor vehicles, just remember they are travelling at a higher speed than you are.

Although every driver must check the blind spot when changing lanes, always assume that they do not see you.

Always wear a bicycle helmet, it is required by law

Routinely inspect your bike

Signal turns

Do not make unexpected turns and lane changes

Be aware of the road conditions

Riding a Bicycle at Night Time?

Take every precaution when riding at night time. According to the Highway Traffic Act, bicyclists are required to be equipped with front and backlight in the dark time of the day. Also, reflective vest, reflective stripes on your jacket and reflective stripes on your backpack will make you more visible on the road.

What are the Steps After a Bicycle Crash?

Unfortunately, no matter how careful bicycle riders are, bicycle accidents do happen. For a bicycle rider, they do come as a shock, as unlike car drivers they are not that well protected and end up with more severe injuries after a collision.

Remove area rugs, to eliminate the danger of tripping over the corner

Install reliable handles in the bathroom

Make sure the stairs in the house are nonslip

Remove furniture with details that stick out, or easy to trip over

Make sure the indoor shoes are comfortable and offer support

If your loved ones are home by themselves for a long time, make sure they have access to a medical alert system

While inside the house you are in control and can make some changes, outdoors are more difficult. Walk around and check it for safety:

1. Assess your condition: Even if you have sustained perceivably minor injuries, seek medical attention. You might not notice some of the injuries right away, such as a concussion or brain trauma.

2. Call the police: It is important to have the collision reported. Do not try to reach a private agreement, as you do not know the impact on your health in the long term. Police will document the details required for the insurance claim or potential legal action.

3. Take note of all the details

1. License plate of the car involved

2. Name of the driver

3. Insurance number

4. Names and contact information of the witnesses

5. Police officer's badge

6. Police report number

7. Also take notes on road conditions, traffic density, any visible signs of the driver being distracted or driving under the influence.

4.Take photos of the event a.The car involved with a clear view of the damages b.Car license plate c.Damages to the bicycle d.As an additional resource to see if any of the witnesses took any pictures or videos they might share with you e.The accident might also be recorded by security cameras of some businesses in the area.

What are Your Rights, As a Bicycle Rider?

In Canada, the bicycle rider's rights are well protected even if they are at fault. An Injured cyclist can claim compensation from:

The car driver's car insurance

The cyclist's car insurance

The Ontario Motor Vehicle Accident Claims Fund

If you were injured as the result of a careless car driver, or driver driving under the influence, you may seek to file a lawsuit with the help of a personal injury lawyer, specializing in vehicle accidents.

You will require all the information collected at the time of the crash, as well as any information proving that you were not at fault.

Have you suffered from a bicycle crash, not sure what compensation you are entitled to? Contact us and we will be happy to answer all your questions.

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Bicycle Accidents - Things to Do After the Crash

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Whether you commute by bicycle, ride it as a part of your workout, or simply enjoy an occasional ride in the city, navigating urban traffic might be quite a challenge. Canadian municipalities, especially, Toronto, Vancouver, BC, and Montreal invest a lot in bicycle lanes, looking at it as a solution to traffic gridlock.

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Know the Common Injuries in a Car Accident

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Know the Common Injuries in a Car Accident

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Are you suffering with the minor or serious car accident? Then read the blog post by Lofranco Corriero; where they provide common injuries people suffer due to car accidents.

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A sudden car accident can happen to anyone at any time. The most common reasons for getting in one are: weather conditions, poor driving habits, bad pavement conditions or mechanical issues. Regardless of the cause of your accident, any part of your body is in danger of suffering an injury.

Depending on the force of the impact, you can suffer minor and serious injuries. And even if you feel that you just got a minor injury or that you didn't get harmed at all some symptoms take hours, days or even months to appear. For the sake of your health, it is important that as soon as you start experiencing any symptoms you get checked by your healthcare provider, or even better, to get checked at the moment of the accident.

The most common injuries people suffer due to car accidents are:

Scrapes and Cuts: Some objects from your car or other cars involved might get thrown around putting you in danger of getting scraps and cuts. This can be painful, if your cuts are not treated correctly they can get infected.

Head and Brain injuries: Any type of blow to the head can cause inflammation of the brain. This is one of the most serious injuries, the symptoms can appear within hours or days after the accident and they're difficult to identify unlike other type of injuries. If you have suffered a head injury during a car accident, you need to get checked by a doctor as soon as possible, getting a fast diagnosis and treatment can prevent you from getting long-term disabilities like loss of eyesight, hearing, memory, movement, and in the worst case, long-term coma or death.

Neck Injuries: Due to a sudden acceleration-deceleration force during a car accident, your neck can go back-and-forth in a forceful and rapid movement, causing injury in the soft tissues of your neck. This type of neck trauma manifests itself differently in each person, but the injuries range from medium to severe. They're usually self-treatable, self-diagnosable and the average time of healing is 12 weeks.

Back Injuries: A sudden acceleration-deceleration force during the accident can also damage your spinal cord. An injury in the nerves of the spinal cord reduces sensation and or control over your extremities, in severe cases, the patient gets paralyzed.

Soft Tissue Injuries and broken bones: When your body is suddenly subjected to and acceleration-deceleration force your muscles, tendons or ligaments are stretched and torn during the impact which can cause pain for short or long term. Not only your soft tissues are in danger, the impact can be strong enough to even cause broken bones. This will not only be painful, but also will likely take several months to heal after getting through several surgeries.

Emotional Trauma: You might walk away from your car accident without a scratch and have no physical injuries, but that doesn't mean your mental health will also be as strong as your physical health.

Have you suffered a car accident recently?

Some injuries are not easy to identify or don't have immediate symptoms, contact a doctor immediately and get the fast and right treatment you need in order to recover.
A Personal Injury Lawyer at Lofranco Corriero Law Firm will answer all of your questions, regardless of the severity of your injury.
Our priority is to help you get through this difficult process and get you the compensation you need to recover your health before the accident.

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A sudden car accident can happen to anyone at any time. The most common reasons for getting in one are: weather conditions, poor driving habits, bad pavement conditions or mechanical issues. Regardless of the cause of your accident, any part of your body is in danger of suffering an injury.

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Do I Need to Pay Taxes On Personal Injury Damages

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Do I Need to Pay Taxes On Personal Injury Damages

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Want to know about paying taxes on personal injury damages? Read the blog post by the Lofranco Corriero; where they clarify your all the doubts regarding paying taxes on personal injury damages.

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If you recently received money compensation from a court settlement, you might be wondering, how are you going to report these earnings? Are they taxable?

Let us help you clarify your doubts.

When you suffer a physical or emotional injury caused by an accident, you will probably be entitled to a non-pecuniary damage, also known as compensation for "pain and suffering". Is it logic that an amount of money you receive to reimburse you for your loss is taxable? The answer is no.

The Canadian Revenue Agency (CRA) based on the Surrogatum Principle will determine if the compensation award received is an income or a capital receipt based on the nature of the income this compensation is meant to replace, then, the court will determine which will be the tax treatment of this award.

In the case of Personal Injury Damages, the Canadian Revenue Agency (CRA) does not consider awards for pain and suffering taxable income. Income tax is only paid on taxable income, a non-pecuniary damage is not replacing an income, it's an amount set on court meant to reimburse you for your loss, therefore, is not taxable. In general, any compensation received for hospital expenses, medications and interest generated by the award by the end date of the court decision are also non-taxable.

Some people decide to receive a lump sum settlement in a structured annuity, also known as "structured settlement".

A structured settlement is a financial arrangement on court, the claimant agrees to receive part, or all of the settlement in the form of periodic payments on an agreed schedule by the defendant in compensation to a personal injury. All of these payments, including interest, are not taxable.
In certain situations, this award can become taxable. If you invest your award for interest, profit or gain, what you earn will become a taxable income.

If the settle compensation replaces an ordinary income, be it from a business, property or employment sources, then your award will be treated as ordinary income and will be taxable. In cases when the settle compensation payment is meant to repair or paid the complete loss of an asset, then this amount will be taxable as proceeds of disposition from property.

If you want to know more about Personal Injury Damages, contact a local law firm in Brampton, a Personal Injury Lawyer at Lofranco Corriero will answer all your doubts and will help you to go through this difficult moment.

If you have been injured in an accident and looking to claim personal injury damages benefits, call Lofranco Corriero Personal Injury Lawyers at 1-866-563-7262 at for a free, no-obligation consultation. Alternatively, fill in the contact form here and an experienced lawyer will get in touch with you regarding your specific case. If you are unable to travel, we can accommodate you and visit you at a place and time of your convenience.

About Lofranco Corriero: Lofranco Corriero is a Toronto-based law firm that has been representing personal injury victims in Ontario for over 40 years. Since 1980, the team has settled thousands of claims and worth millions of settlement dollars. Their strength as a law firm is that they are trial lawyers - they are not afraid to go to court if need be to win their clients the settlements they deserve.

Lofranco Corriero lawyers can be contacted via 1-866-563-7262 or you can submit a contact form for a free, no-obligation consultation here.

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Will I Be Taxed On Personal Injury Damages?

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If you recently received money compensation from a court settlement, you might be wondering, how are you going to report these earnings? Are they taxable? When you suffer a physical or emotional injury caused by an accident, you will probably be entitled to a non-pecuniary damage, also known as compensation for "pain and suffering".

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Short & Long-Term Disability: Mistakes to Avoid when Applying 

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Short & Long-Term Disability: Mistakes to Avoid when Applying 

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There are so many common mistakes that can cause your application to be rejected for short & long-term disability. Read the blog post to know all the common mistakes that make this happen.

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Disability insurance - for long or short-term - protects employees from loss of income in the case of an illness, injury or accident. This ensures that the employee will receive a percentage of their income while they can't work due to one of the reasons previously mentioned.

The loss of your income may cause an economic instability to you and your family and in theory, disability policies were made to prevent this, but in practice, there are many common mistakes that can cause your application to be rejected. To prevent this from happening, we recommend you to follow these tips on how to avoid common mistakes when applying for short and long-term disability.

Do your research! Don't rush into filling applications without reading or understanding what you are signing up for. Educate yourself and get the right advice about the types of benefits you need and what is the criteria to apply for those benefits. A Personal Injury Lawyer at Lofranco Corriero will help you get through this process and get you the benefits you need.

Keep a track on your claim: The more frequently you request to check the status of your claim, the faster your case will go. Mistakes are very common, important papers can get at Social Security offices, or some of them can get rejected but the officers fail in letting you know.

Be consistent in your application: If you're claiming disability insurance for short or long-term that means you can't work because of an accident, illness or a mental or physical impediment. When applying for unemployment benefits, you're claiming that you are available and looking for a job. If you have suffered from and illness or accident, and you applied for both unemployment benefits and disability insurance, there's a chance that your claim for disability might get declined.

Take the right treatment: The Social Security Administration (SSA) keeps track on whether you are seeking the right treatment for your illness or not, and if you're following your doctor's indications. If you're not getting the right treatment or following your prescription treatment, this might infer to them that the illness or impediment you're claiming is not as limiting or severe as you say it is, therefore, your claim might get declined.

Do not exaggerate your symptoms: Don't fall into the temptation of exaggerating your symptoms. Insurance companies have their eyes wide open and can identify exaggerations immediately. This will cause a rejection of your claim. Keep medical evidence of what you're claiming is valid and real, this makes the process of validation faster and efficient.

Include your complete employment history: The acceptance of your application will not only be taken by your medical record, but insurance companies also evaluate if you will be able to return to your job or previous jobs.

Don't go alone! Take a professional with you:The process of claiming for a long or short-term disability can be difficult, and the income of you and your family can be in danger. Allow a Lofranco Personal Injury Lawyer in Brampton to help you through this process. Guarantee the financial stability of your family and the approval of your disability insurance.

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Mistakes to Avoid when Applying for Short and Long-Term Disability

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Disability insurance - for long or short-term - protects employees from loss of income in the case of an illness, injury or accident. This ensures that the employee will receive a percentage of their income while they can't work due to one of the reasons previously mentioned.

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Are Long Term Disability Benefits Taxable?

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Are Long Term Disability Benefits Taxable?

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Are you apply for long-term disability benefits plan then you might be wondering if your monthly income is taxable or not. Then read the blog post by the Lofranco Corriero; where they help you to clarify all your doubts.

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If you recently applied for long-term disability benefits plan, you might be wondering if your monthly income is taxable or not. Let us help you to clarify all your doubts.

When a person suffers an accident that prevents them from continuing working and receiving a monthly income, this person can apply for long-term disability benefits. The will receive a monthly income-replacement payments for a period of time, 5, 10, 15 years, or until a certain age (usually 65 years old). To be eligible to receive these benefits, the person must be covered under a disability plan, almost all workers offer disability insurance, however, each employee or self-employee can own their own disability insurance plan they find more convenient.

However, this process does not take effect immediately, it may take months for the insurance company to determine if you are eligible for long-term disability benefits or not. During those months of not being able to work and have a monthly income, you can apply for short-term disability benefits, these benefits are taxable.

The benefits for short and long-term disability income were paid at the time of making the annual tax return, but in 2015 the Canadian Revenue Agency (CRA) made changes in its policies, now benefits for short and long-term benefits have to be taxed at the time the payments are issued, except where the premium for these benefits is fully paid by the employee or when the employee is unable to work as a result of a car accident.

If you're not aware of who pays for the premium of your benefits for long-term disability, contact your insurance provider, this is key information to determine whether your monthly payment for your long-term disability benefits will be taxable or not. If you are the one fully paying your premium, then the payment of the benefits you are receiving will not be taxable, but if your employer pays for any portion of the premium for your benefits, then your benefits will be taxable.

Long-term disability benefits are regulated differently depending on the providence, when you read your insurance policy be careful you're reading the policy that apply for your providence, policies can be very similar in each providence but they're not the same, read carefully and don't take advice from people who live in a different province.

By law, insurance companies must deliver a denial letter in case your request for disability benefits is rejected. If you receive a denial letter, read it carefully, this is a document full of important information you need to appeal your benefits, appeal each reason with more information and more medical documents. Don't forget to deliver it before the deadline.

The process of receiving long or short-term disability benefits is very complex when it comes to tax payment, a Personal Injury Lawyer at Lofranco Corriero can guide you through this process. Ensure the economic stability of you and your family. We will help you appeal the benefits of your disability while you worry about your recovery.

If you have been injured in an accident and looking to get benefits for long or short-term disability, call Lofranco Corriero Personal Injury Lawyers at 1-866-563-7262 at for a free, no-obligation consultation. Alternatively, fill in the contact form here and an experienced lawyer will get in touch with you regarding your specific case. If you are unable to travel, we can accommodate you and visit you at a place and time of your convenience.

About Lofranco Corriero: Lofranco Corriero is a Toronto-based law firm that has been representing personal injury victims in Ontario for over 40 years. Since 1980, the team has settled thousands of claims and worth millions of settlement dollars. Their strength as a law firm is that they are trial lawyers - they are not afraid to go to court if need be to win their clients the settlements they deserve.

Lofranco Corriero lawyers can be contacted via 1-866-563-7262 or you can submit a contact form for a free, no-obligation consultation here.

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Are Long Term Disability Benefits Taxable?

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If you recently applied for long-term disability benefits plan, you might be wondering if your monthly income is taxable or not. Let us help you to clarify all your doubts. When a person suffers an accident that prevents them from continuing working and receiving a monthly income, this person can apply for long-term disability benefits.

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Some Collateral Benefits You Need to Know

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Some Collateral Benefits You Need to Know

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Lofranco Corriero provides here the collateral benefits that will help you to know what should and should not be deducted from motor vehicle accident damages.

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It is common in personal injury actions arising out of a motor vehicle accident for plaintiffs to be receiving so-called "collateral benefits" such as statutory accident benefits, long-term disability benefits, and employer-provided health care benefits while their lawsuit is ongoing. The contains provisions which essentially allow a tort defendant to deduct certain categories of collateral benefits from similar types of damages which they would ordinarily have to pay to the plaintiff. While the legislation sets out a general framework detailing what deductions are to be made, there remain questions among both plaintiff's and defence lawyers alike about how to apply these deductions in practice. For example, should there be any distinction between past and future benefits when deciding what should be deducted? Are settlements treated differently than benefits actually received? Is the plaintiff entitled to recoup their legal costs related to obtaining the benefits in question? Below is a summary of the current leading cases which have attempted to resolve some of the ambiguities created by the Insurance Act, as well as a look at what questions remain outstanding.
1. There is no distinction between past and future benefits
Statutory accident benefit claims and other insurance benefits cases are often resolved with settlements that apportion some amount of money towards "future" benefits that the insurer would otherwise have had to pay. Similarly, tort damages for past loss of income and future loss of income or past health care expenses and future health care expenses are often awarded separately. While it may seem logical to only deduct past benefits from awards of past damages and future benefits from awards of future damages, the Ontario Court of Appeal held definitively in Cadieux v Cloutier, 2018 ONCA 903 that this approach is incorrect. Instead, benefits and damages award should be lumped together based on the "silo" they fall under according to the Insurance Act (such as payments for loss of income, or payments in respect of health care expenses), and then the whole amount of benefits under each silo should be deducted from the whole amount of damages in the corresponding silo. This follows previous decisions in Mikolic v Tanguay, 2016 ONSC 8196 and El-Khodr v Lackie, 2017 ONCA 716 which came to the same conclusion.
2. Settlements are deducted in largely the same way as benefits received
Typically, a plaintiff receives statutory or other benefits for a period while negotiating with their insurer before agreeing to a settlement. This involves a lump sum payment being made to the plaintiff in exchange for them releasing the insurer of any further obligations to pay benefits. In the past, some courts have found that these settlements cannot be deducted as a collateral benefit as the lump sum does not represent benefits received, but rather is just a payment made to limit the insurer's future liabilities. However, in Mikolic v Tanguay the Divisional Court rejected the idea that these settlements do not constitute a receipt of benefits. Instead, they pointed to the Settlement Disclosure Notice-a form that a statutory accident benefits insurer is legally required to provide in a settlement which discloses how much the insurer will pay in respect of different categories of benefits-as evidence that the settlement was primarily a lump sum payment of past and future benefits. The Settlement Disclosure Notice also guided the Court's deductibility analysis in Cadieux v Cloutier, and it is likely that in future motor vehicle accident cases deductions will be made in exact accordance with the amounts set out in the Settlement Disclosure Notice.
3. Plaintiffs can recover some of their collateral legal costs from the tort defendant
Although the deductibility scheme articulated in the Insurance Act tries to prevent double recovery by plaintiffs, it inadvertently leads to under-recovery when legal costs are taken into account. After all, a plaintiff may have spent tens of thousands of dollars to obtain an award of collateral benefits, just to have those same benefits deducted from that plaintiff's tort recovery. In Cadieux v Cloutier, the Court of Appeal addresses this concern by encouraging plaintiffs to seek the costs of their collateral proceedings from the tort defendant by relying upon Section 131(1) of the Courts of Justice Act. This section allows trial judges to award "costs of and incidental to a proceeding" (emphasis added). When determining whether to award these costs and in what amount, the Court instructed trial judges to consider:

a. The amount actually spent by the plaintiff to obtain the collateral benefits;

b. The factors listed in Rule 57.01 of the Rules of Civil Procedure;

c. The proportionality of the legal costs incurred to the amount of deduction the defendant receives;

d. Whether the collateral benefits were received as part of a settlement or awarded by an arbitrator;

e. Whether any portion of the costs were incurred because of unusual or unreasonably labour-intensive actions;

f. Whether the plaintiff's lawyer was acting on a contingency fee agreement and the terms of any such agreement;

g. The overall fairness of awarding costs as between the plaintiff and the various insurers.

While it is unlikely that this analysis will result in every plaintiff being fully reimbursed for all of the costs that they incurred in pursuit of collateral benefits, it is positive news for plaintiffs that an appellate court has endorsed these types of costs awards and forced defendants to recognize that they may have some obligation to indemnify plaintiffs for not just the costs of the lawsuit but of multiple proceedings with various insurers.

While the cases discussed above have clarified some areas of confusion with respect to the deductibility of collateral benefits, there are still issues which have not been conclusively decided. For example, long-term disability insurers are not obligated to provide a Settlement Disclosure Notice upon resolution with a plaintiff and it remains to be seen how courts will act when this important piece of evidence is not readily available. There has also been very little discussion on how the "assignment provisions" of the Insurance Act-which allows some defendants to receive benefits directly from the plaintiff's statutory accident benefits insurer if such claims have not been resolved by the time of the plaintiff's trial-should operate in practice, although the Court of Appeal has provided some information in the recent decision in Carroll v McEwen, 2018 ONCA 902. Overall, as with any complex and unresolved area of the law the advocacy of plaintiff's lawyers will become increasingly important in ensuring that defendants only deduct the amounts that they are entitled to without providing the plaintiff will full recovery of their damages.

July 21, 2020
by Allan Cocunato J.D.
See profile

If you have any further questions regarding this and/or would like to schedule a free, no-obligation consultation, call us now at 1-866-LOFRANCO. Our experienced lawyers at Lofranco Corriero firm will be ready to assist you and help you with any doubt that you may have.

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It is common in personal injury actions arising out of a motor vehicle accident for plaintiffs to be receiving so-called "collateral benefits" such as statutory accident benefits, long-term disability benefits, and employer-provided health care benefits while their lawsuit is ongoing.

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Long Term Disability Lawyers by Top Rated Disability Insurance Lawyers 

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Long Term Disability Lawyers by Top Rated Disability Insurance Lawyers 

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Searching for the best long term disability lawyer’s in Brampton or across Canada. Book an appointment today at Lofranco Corriero & hire the best lawyer for your long term disability. Call them on 1-866-5637262.

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If you recently applied for long-term disability benefits plan, you might be wondering if your monthly income is taxable or not. Clarify all your doubts by reading the blog post that is specially written for these questions.

Transcript

Blog4: Lofrancolawyers.com

Are Long Term Disability Benefits Taxable?

If you recently applied for long-term disability benefits plan, you might be wondering if your monthly income is taxable or not. Let us help you to clarify all your doubts. When a person suffers an accident that prevents them from continuing working and receiving a monthly income, this person can apply for long-term disability benefits. The will receive a monthly income-replacement payments for a period of time, 5, 10, 15 years, or until a certain age (usually 65 years old). To be eligible to receive these benefits, the person must be covered under a disability plan, almost all workers offer disability insurance, however, each employee or self-employee can own their own disability insurance plan they find more convenient. However, this process does not take effect immediately, it may take months for the insurance company to determine if you are eligible for long-term disability benefits or not. During those months of not being able to work and have a monthly income, you can apply for short-term disability benefits, these benefits are taxable. The benefits for short and long-term disability income were paid at the time of making the annual tax return, but in 2015 the Canadian Revenue Agency (CRA) made changes in its policies, now benefits for short and long- term benefits have to be taxed at the time the payments are issued, except where the premium for these benefits is fully paid by the employee or when the employee is unable to work as a result of a car accident. If you're not aware of who pays for the premium of your benefits for long-term disability, contact your insurance provider, this is key information to determine whether your monthly payment for your long-term

Blog4: Lofrancolawyers.com

disability benefits will be taxable or not. If you are the one fully paying your premium, then the payment of the benefits you are receiving will not be taxable, but if your employer pays for any portion of the premium for your benefits, then your benefits will be taxable. Long-term disability benefits are regulated differently depending on the providence, when you read your insurance policy be careful you're reading the policy that apply for your providence, policies can be very similar in each providence but they're not the same, read carefully and don't take advice from people who live in a different province. By law, insurance companies must deliver a denial letter in case your request for disability benefits is rejected. If you receive a denial letter, read it carefully, this is a document full of important information you need to appeal your benefits, appeal each reason with more information and more medical documents. Don't forget to deliver it before the deadline. The process of receiving long or short-term disability benefits is very complex when it comes to tax payment, a Personal Injury Lawyer at Lofranco Corriero can guide you through this process. Ensure the economic stability of you and your family. We will help you appeal the benefits of your disability while you worry about your recovery. If you have been injured in an accident and looking to get benefits for long or short-term disability, call Lofranco Corriero Personal Injury Lawyers at 1-866-563-7262 at for a free, no-obligation consultation. Alternatively, fill in the contact form here and an experienced lawyer will get in touch with you regarding your specific case. If you are unable to travel, we can accommodate you and visit you at a place and time of your convenience. About Lofranco Corriero: Lofranco Corriero is a Toronto-based law firm that has been representing personal injury victims in Ontario for over 40 years. Since 1980, the team has settled thousands of claims and worth millions of settlement dollars. Their strength as a law firm is that they are trial lawyers - they are not afraid to go to court if need be to win their clients the settlements they deserve. Lofranco Corriero lawyers can be contacted via 1-866-563-7262 or you can submit a contact form for a free, no- obligation consultation here.

https://www.lofrancolawyers.com/artlong-term-disability.html https://www.lofrancolawyers.com/contact.html https://www.lofrancolawyers.com/contact.html

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download are long term disability benefits taxable

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Are Long Term Disability Benefits Taxable

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Embed Size (px) DESCRIPTION If you recently applied for long-term disability benefits plan, you might be wondering if your monthly income is taxable or not. Clarify all your doubts by reading the blog post that is specially written for these questions. Transcript Blog4: Lofrancolawyers.com Are Long Term Disability Benefits Taxable?

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Best Personal Injury Lawyers & Law Firm in Toronto

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Best Personal Injury Lawyers & Law Firm in Toronto

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Lofranco Corriero is a Toronto-based law firm that has been representing personal injury victims in Ontario. If you are suffering from car accident, brain injuries, slip & fall injury etc. then call them at 1-866-5637262.

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When you suffer a physical or emotional injury caused by personal injury damages, you will probably be entitled to a non-pecuniary damage, a... See More

When you suffer a physical or emotional injury caused by personal injury damages, you will probably be entitled to a non-pecuniary damage, a... See More

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Will I Be Taxed On Personal Injury Damages?

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When you suffer a physical or emotional injury caused by personal injury damages, you will probably be entitled to a non-pecuniary damage, also known as compensation for "pain and suffering". Refer blog post to know more.

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Brampton’s Professional Lawyers for Long & Short Term Disability 

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Brampton’s Professional Lawyers for Long & Short Term Disability 

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Are you looking for the best lawyer in Brampton? Then contact Lofranco Corriero. They have the best team of professional lawyers who can help you receive your owed benefits. Call them at 1-866-5637262 for more information.

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Blog2: Lofrancolawyers.com Mistakes to Avoid when Applying for Short and Long-Term Disability Disability insurance - for long or short-term - protects employees from loss of income in the case of an illness, injury or accident. This ensures that the employee will receive a percentage of their income while they can't work due to one of the reasons previously mentioned. The loss of your income may cause an economic instability to you and your family and in theory, disability policies were made to prevent this, but in practice, there are many common mistakes that can cause your application to be rejected. To prevent this from happening, we recommend you to follow these tips on how to avoid common mistakes when applying for short and long-term disability.  Do your research! Don't rush into filling applications without reading or understanding what you are signing up for. Educate yourself and get the right advice about the types of benefits you need and what is the criteria to apply for those benefits. A Personal Injury Lawyer at Lofranco Corriero will help you get through this process and get you the benefits you need.  Keep a track on your claim The more frequently you request to check the status of your claim, the faster your case will go. Mistakes are very common, important papers can get at Social Security offices, or some of them can get rejected but the officers fail in letting you know Blog2: Lofrancolawyers.com  Be consistent in your application If you're claiming disability insurance for short or long-term that means you can't work because of an accident, illness or a mental or physical impediment. When applying for unemployment benefits, you're claiming that you are available and looking for a job. If you have suffered from and illness or accident, and you applied for both unemployment benefits and disability insurance, there's a chance that your claim for disability might get declined.  Take the right treatment The Social Security Administration (SSA) keeps track on whether you are seeking the right treatment for your illness or not, and if you're following your doctor's indications. If you're not getting the right treatment or following your prescription treatment, this might infer to them that the illness or impediment you're claiming is not as limiting or severe as you say it is, therefore, your claim might get declined.  Do not exaggerate your symptoms Don't fall into the temptation of exaggerating your symptoms. Insurance companies have their eyes wide open and can identify exaggerations immediately. This will cause a rejection of your claim. Keep medical evidence of what you're claiming is valid and real, this makes the process of validation faster and efficient.  Include your complete employment history The acceptance of your application will not only be taken by your medical record, but insurance companies also evaluate if you will be able to return to your job or previous jobs.  Don't go alone! Take a professional with you. The process of claiming for a long or short-term disability can be difficult, and the income of you and your family can be in danger. Allow a Lofranco Personal Injury Lawyer in Brampton to help you through this process. Guarantee the financial stability of your family and the approval of your disability insurance.

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Mistakes to Avoid when Applying for Short and Long-Term Disability

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" Blog2: Lofrancolawyers.com Mistakes to Avoid when Applying for Short and Long-Term Disability Disability insurance - for long or short-term - protects employees from loss of income in the case of an illness, injury or accident. This ensures that the employee will receive a percentage of their income while they can't work due to one of the reasons previously mentioned.

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Experienced Car Accident Lawyers Serving in Toronto & Across Canada

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Experienced Car Accident Lawyers Serving in Toronto & Across Canada

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Want to know the common personal injuries that are caused by the car accident? Then call Lofranco Corriero, They have team of professional lawyers who can properly guide about the personal injuries. Visit them today!

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A sudden car accident can happen to anyone at any time. To know more about the common car injuries, checkout the blog post.

1. 1. Blog1 - Lofrancolawyers.com Common Injuries in a Car Accident A sudden car accident can happen to anyone at any time. The most common reasons for getting in one are: weather conditions, poor driving habits, bad pavement conditions or mechanical issues. Regardless of the cause of your accident, any part of your body is in danger of suffering an injury. Depending on the force of the impact, you can suffer minor and serious injuries. And even if you feel that you just got a minor injury or that you didn't get harmed at all some symptoms take hours, days or even months to appear. For the sake of your health, it is important that as soon as you start experiencing any symptoms you get checked by your healthcare provider, or even better, to get checked at the moment of the accident. The most common injuries people suffer due to car accidents are:  Scrapes and Cuts: Some objects from your car or other cars involved might get thrown around putting you in danger of getting scraps and cuts. This can be painful, if your cuts are not treated correctly they can get infected.  Head and Brain injuries: Any type of blow to the head can cause inflammation of the brain. This is one of the most serious injuries, the symptoms can appear within hours or days after the accident and they're difficult to identify unlike other type of injuries. If you have suffered a head injury during a car accident, you need to get checked by a doctor as soon as possible, getting a fast diagnosis and treatment can prevent you from getting long-term disabilities like loss of eyesight, hearing, memory, movement, and in the worst case, long- term coma or death.  Neck Injuries: Due to a sudden acceleration-deceleration force during a car accident, your neck can go back- and-forth in a forceful and rapid movement, causing injury in the soft tissues of your neck. This type of neck trauma manifests itself differently in each person, but the injuries range from medium to severe. They're usually self-treatable, self-diagnosable and the average time of healing is 12 weeks.  Back Injuries: A sudden acceleration-deceleration force during the accident can also damage your spinal cord. An injury in the nerves of the spinal cord reduces sensation and or control over your extremities, in severe cases, the patient gets paralyzed.

2. 2. Blog1 - Lofrancolawyers.com  Soft Tissue Injuries and broken bones: When your body is suddenly subjected to and acceleration- deceleration force your muscles, tendons or ligaments are stretched and torn during the impact which can cause pain for short or long term. Not only your soft tissues are in danger, the impact can be strong enough to even cause broken bones. This will not only be painful, but also will likely take several months to heal after getting through several surgeries.  Emotional Trauma: You might walk away from your car accident without a scratch and have no physical injuries, but that doesn't mean your mental health will also be as strong as your physical health. Have you suffered a car accident recently? Some injuries are not easy to identify or don't have immediate symptoms, contact a doctor immediately and get the fast and right treatment you need in order to recover. A Personal Injury Lawyer at Lofranco Corriero Law Firm will answer all of your questions, regardless of the severity of your injury. Our priority is to help you get through this difficult process and get you the compensation you need to recover your health before the accident.

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Published on A sudden car accident can happen to anyone at any time. To know more about the common car injuries, checkout the blog post. 1. Blog1 - Lofrancolawyers.com Common Injuries in a Car Accident A sudden car accident can happen to anyone at any time.

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Best Long Term Disability Lawyer in Scarborough - Lofranco Corriero

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Best Long Term Disability Lawyer in Scarborough - Lofranco Corriero

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Try to fight for the long-term disability compensation in the Scarborough? Then contact to Lofranco Corriero, they offer full spectrum of personal injury litigation. They have team of experienced lawyers who can help to receive the owed benefits. For more, visit their website!

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Top Personal Injury Trial Lawyers in Toronto | Accident Lawyers at Lofranco Corriero

CCanadian consumers can obtain long-term disability coverage through their places of employment or as part of group coverage plans. There are also individual plans available for purchase. The basic principle of long-term disability insurance is for the insured and/or their employer to pay regular premiums in order to secure coverage that is intended to provide financial assistance (benefits) in case the insured suffers a qualifying disability. These qualifying disabilities are often caused by motor vehicle accidents or other incidents that result in injuries and inability to return to work. In the event of an actual disability, the process of obtaining long-term disability benefits can be long and confusing. It is not unusual for the insurance companies to deny applications for benefits despite regular payments of premiums and inability to return to work.

If you or your loved one have been recently denied long-term disability benefits by your insurance company, it is important that you don't take their decision as the last word and learn more about your rights. Lofranco Corriero has experienced lawyers who can help you receive your owed benefits. Our team will examine your long term disability policy and determine if your insurer was unfair in denying your benefits. Call us now at 1-866-LOFRANCO to learn more about your rights and/or to schedule your first free, no-obligation consultation.

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Top Personal Injury Trial Lawyers in Toronto | Accident Lawyers at Lofranco Corriero

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Top Personal Injury Trial Lawyers in Toronto | Accident Lawyers at Lofranco Corriero CCanadian consumers can obtain long-term disability coverage through their places of employment or as part of group coverage plans. There are also individual plans available for purchase.

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Lofranco Corriero – Experienced Slip and Fall Injury Lawyers 

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Lofranco Corriero – Experienced Slip and Fall Injury Lawyers 

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Got injured in a slip and fall incident, contact expert slip & fall injury lawyer at Lofranco Corriero and get the best compensation for your pain and suffering. To book a free consultation call at 1-866-5637262.

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Top Personal Injury Trial Lawyers in Toronto | Accident Lawyers at Lofranco Corriero

Owners and tenants of homes, businesses, government agencies and those exercising responsibility over practically every other place where people frequent are obliged to keep their premises safe for the public. The occupiers are obliged to ensure that the premises are safe and do not pose a risk to people frequenting them. Unfortunately, many of the occupiers neglect their duties which often lead to slip and fall injuries right on their premises. The most common injuries resulting from a slip and fall incidentinclude broken bones, torn ligaments, neck and back injuries, spinal cord injuries or head injuries.

If you or someone you love has been injured in a slip and fall incident, it is important that you learn your rights as you may be entitled to a compensation for your pain and suffering, your past and future loss of income and even future medical treatment.

If you have any questions regarding your rights and/or would like to schedule a free, no-obligation consultation, call us now at 1-866-LOFRANCO. If as a result of your injuries you are unable to travel to one of our conveniently located offices, our representatives can come to meet you at the place and time of your convenience. During the first free and no-obligation consultation, we will work with you to better understand the facts and circumstances of your fall, the nature of your injuries as well as the impact the accident is having on both your personal and professional life.

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Top Personal Injury Trial Lawyers in Toronto | Accident Lawyers at Lofranco Corriero

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Top Personal Injury Trial Lawyers in Toronto | Accident Lawyers at Lofranco Corriero Owners and tenants of homes, businesses, government agencies and those exercising responsibility over practically every other place where people frequent are obliged to keep their premises safe for the public.

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Best Brain Injury Lawyer by Lofranco Corriero

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Best Brain Injury Lawyer by Lofranco Corriero

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Want to hire the reputed lawyer in the Toronto for your brain injury claims? Then Lofranco Corriero is the best option for all your personal injury litigation. They help to secure the compensation that is caused due to traumatic brain injuries. For more call them at 1-866-5637262.

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Top Personal Injury Trial Lawyers in Toronto | Accident Lawyers at Lofranco Corriero

Traumatic brain injuries are one of the most severe injuries that can be sustained as a result of a motor vehicle accident. They occur when the brain is injured by a sudden force, or trauma. The brain can be driven into the the skull by a sudden blow, or by the force of shaking or whiplash. In either case, the brain can suffer bruising and swelling, and in some cases the impact can be so strong that it tears blood vessels in the brain, causing intracranial bleeding. Traumatic brain injuries can cause serious, life-threatening events and can result in permanent irreversible damage to the brain. This in turn can lead to paralysis, seizures, blindness, memory loss, impaired communication skills and many other disabilities. The effect on quality of life can be profound and can include inability to work or even interact with friends and family.

Are you or your loved one a victim of traumatic brain injury from an accident? Lofranco Corriero Personal Injury Trial Lawyers has experienced personal injury lawyers who can help you secure the compensation that may be necessary for the remainder of your life or the life of your loved one. Call us now at 1-866-563-7262 to learn more about your rights and/or to schedule your free, no-obligation consultation.

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Top Personal Injury Trial Lawyers in Toronto | Accident Lawyers at Lofranco Corriero

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Top Personal Injury Trial Lawyers in Toronto | Accident Lawyers at Lofranco Corriero Traumatic brain injuries are one of the most severe injuries that can be sustained as a result of a motor vehicle accident. They occur when the brain is injured by a sudden force, or trauma.

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Lofranco Corriero – Professional Car Accident Lawyers 

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Lofranco Corriero – Professional Car Accident Lawyers 

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Looking for the best car accident lawyer? Then contact to Lofranco Corriero, one of the most recognized personal injury law firms, they has tremendous experience representing clients in car accident cases in Toronto, Brampton, Mississauga & across the Canada.

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Professional Personal Injury Lawyers - Lofranco Corriero

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Professional Personal Injury Lawyers - Lofranco Corriero

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Searching for the best personal injury lawyer in Toronto or in the surrounding area then makes a call at 1-866-5637262 to book an appointment for all the personal injuries claims & compensation. Their professional lawyer helps you to overcome all the problems.

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Visit Lofranco Corriero - a renowned personal injury law firm in Toronto and get the maximum compensation for your personal injury case in Toronto. Please call us at 1-866-5637262.

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Lofranco Corriero – Top Rated Personal Injury Lawyer

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Lofranco Corriero – Top Rated Personal Injury Lawyer

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Get in touch with Lofranco Corriero, if you are looking for top rated personal injury law firm? They are specializing in all aspects of personal injury litigation & insurance litigation for over 35 years. Visit today to book a consultation.

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The information you obtain at this site is not, nor is it intended to be, legal advice. Contacting us does not create a lawyer-client relationship. You should consult a lawyer for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail. Please do not send any confidential information to our firm until such time as a lawyer-client relationship has been established.

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Top Personal Injury Trial Lawyers in Toronto | Accident Lawyers at Lofranco Corriero

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The information you obtain at this site is not, nor is it intended to be, legal advice. Contacting us does not create a lawyer-client relationship. You should consult a lawyer for advice regarding your individual situation. We invite you to contact us and welcome your calls, letters and electronic mail.

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Lofranco Corriero Provides Best Consultation on Personal Injuries Cases

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Lofranco Corriero Provides Best Consultation on Personal Injuries Cases

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Get the best consultation on personal injuries by Lofranco Corriero. They are one of the established law firms, serving in Toronto, Mississauga, Brampton & across the Canada. To know more about their services, explore the website today.

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Lofranco Corriero - Personal Injury Lawyers

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Visit Lofranco Corriero - a renowned personal injury law firm in Toronto and get the maximum compensation for your personal injury case in Toronto. Please call us at 1-866-5637262.

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Best Personal Injury Law Firms in Toronto - Lofranco Corriero

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Best Personal Injury Law Firms in Toronto - Lofranco Corriero

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Looking for a professional personal injury lawyer in Toronto? Then Lofranco Corriero is a right place for you, they have team of lawyers who will educate and guide you through the litigation process as well as assist you in your rehabilitation. Visit today.

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At Lofranco Corriero, personal injury litigation is part of our family tradition. The founder of our firm, Rocky Lofranco, has spent his entire legal career advocating for the rights of innocent accident victims. His visionary leadership and his ability to think strategically in an era of continuous legislative changes make him one of the major contributors to the personal injury sector in Ontario. For over 35 years, Rocky Lofranco has accumulated an outstanding track record of settling complex and challenging cases. Utilizing his negotiating skills, he has vigorously represented hundreds of accident victims. He has also instilled a client-first culture that has been widely adopted by all members of his firm. Today, he continues to build his legacy with a talented team of personal injury lawyers who honour his dedication and passion for success.

Since 1980, we have been living by the philosophy that personal injury is not just about being involved in an accident. It is about the injured individuals' ability to reclaim their life after the accident. Accidents can have a traumatic impact on every aspect of your being and things may never be the same for you and your family. At Lofranco Corriero, we take your matters seriously. We are a team of experienced and effective personal injury lawyers who dedicate their attention and resources to deliver the best legal representation to those in need. Our proven solutions and professional credibility established within the industry help us support the process of rebuilding your life and obtaining the settlement as best money can put you in the position you would have been in, had the accident not occured.

Proven results

With over 35 years of experience we have an established reputation as serious personal injury lawyers who successfully represent the interests of injured accident victims. Our seasoned litigators have helped thousands of clients go through the complex legal process of making a claim. Over the years we have built a solid track record of winning settlements and despite the frequent changes affecting the insurance legislation in Ontario, we are able to maximize the results for our clients by providing strong knowledge and experience based solutions.

Team engagement

At Lofranco Corriero, we take full advantage of the diverse experiences accumulated by our lawyers. Our senior litigators work very closely with other members of our team sharing their know-how and discussing the details of each claim. We employ a team level approach for all our litigation efforts by blending the complementary strengths of our legal experts to deliver best possible representation for our clients. Thanks to an ongoing knowledge and experience exchange taking place at our law firm, you can rest assured that each step we take is always well considered and of strategic importance.

Personal attention

At Lofranco Corriero our work has become an integral part of our lives. We are a passionate and driven team of personal injury lawyers that recognizes the obligation to keep our clients informed. We cater to the individual needs of our clients and are always available to answer any questions. If, as a result of your accident, you are unable to travel to one of our four locations, we will gladly accommodate you at the place and time of your convenience. We will give you the attention you deserve at such a difficult time and we will be there for you throughout the legal process.

Top resources

We excel in our endeavors to find fast and effective solutions to overcome any potential difficulties our clients may face. Our years of experience, combined with our comprehensive understanding of severe conditions, allow us to achieve optimal results for you or your loved ones. We ensure that the best team of professionals is involved to support and accelerate your path to recovery. We have access to some of the top industry experts and many other resources necessary to effectively present your case to both the insurer and the opposing counsel.

True compassion

As a family owned and operated law firm, we understand the negative impact an accident can have on you and your family. With the second generation of our family being fully devoted to personal injury litigation, we bring a true sense of compassion and care that you and your family deserve during the process of your recovery. We are with you at every step of the way, protecting your legal rights, to ensure the best outcome possible.

Call us now at 1-866-LOFRANCO
for a free, no-obligation consultation.

At Lofranco Corriero, our lawyers will guide you through every step of the legal process and discuss with you what you can realistically expect with your own claim.

We care about you

Accidents can happen in a blink of an eye, but the injurious consequences can be felt for a lifetime. Some injuries are very serious and can include paralysis, amputations, loss of sight or traumatic brain injuries. Other injuries and impairments may be less serious, but the impact of these injuries can be just as devastating. We understand the challenges you may be facing following your accident and we are here to help you at every step of the way to ensure you receive the best legal care while on your path to recovery.

Our team of lawyers will educate and guide you through the litigation process as well as assist you in your rehabilitation. We will ensure that you have access to healthcare professionals by claiming all available statutory accident benefits, including medical and rehabilitation, attendant care and income replacement benefits. We will also analyze your current circumstances and assess any past and future economic losses that you may suffer as a result of your injuries and impairments.

FREE CONSULTATION

Everyone should have access to the best legal representation to fight for their rights. At Lofranco Corriero we support our clients and work very hard to achieve the best possible outcome for their cases. Consultations are free of charge and no legal fees are collected until our clients receive their settlements. During the first no-obligation consultation our team will listen to the facts of your case; discuss the details of your accident and advise you what range of settlement you may be able to expect.

With over 35 years of experience in personal injury litigation we have a comprehensive understanding of severe catastrophic impairments including paralysis, brain injury and amputations. We have helped thousands of clients go through the complex legal process by attending mediations, arbitrations, trials, and securing the compensation they deserve. We have built a solid track record of success and are proud to be recognized as one of the few iconic firms that have helped to shape the face of personal injury litigation in Ontario.

It is our commitment to help our clients regain the quality of life they enjoyed prior to their accident. Our team of skilled personal injury lawyers works diligently on each case supporting and accelerating our client's path to recovery. The final settlement that we strive for is one that will not only compensate you for the losses and pains you have endured in the past, but will also help support your life today and into the future.

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Top Personal Injury Trial Lawyers in Toronto | Accident Lawyers at Lofranco Corriero

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At Lofranco Corriero, personal injury litigation is part of our family tradition. The founder of our firm, Rocky Lofranco, has spent his entire legal career advocating for the rights of innocent accident victims. His visionary leadership and his ability to think strategically in an era of continuous legislative changes make him one of the major contributors to the personal injury sector in Ontario.