# data[].attributes.headline
SITI NURSHAHIRAH BINTI ABDUL RAHMAN (10DPM21F1067)

# data[].attributes.subject
SITI NURSHAHIRAH BINTI ABDUL RAHMAN (10DPM21F1067)

# data[].attributes.body
Functions of central bank
-act as government banker
-act as banker to commercial bank
-store international reserves and protect money value
-producer national currency
-implement monetary policy
Functions of commercial bank
-provide loans
-prepare other services and facilities
-receive deposit and saving
-provide credit card facilities
-provide safebox deposit

# data[].attributes.body
Central Bank Functions:
1. Producer of national currency- Central bank decides the amount of money that needs to be circulated and the amount of money that needs to be increased.
2. Financial advisor and banker to the government- Central bank will provide advice to the government and decide where to put their resources into.
3. Control and manage foreign exchange- Ensures that the country's currency value is protected.
4. Banker to a commercial bank and other financial institutions- Central bank controls statutory reserves and resolves debts between banks.
5. Implementation of national monetary policy- Central bank influences national income activities by implementing national monetary policy.
Commercial Bank Functions:
1. Accept deposits- They provide deposits such as saving deposits, fixed deposits, and current deposits
2. Provide loans and advances- Provide service to borrow money to the general public.
3. To make and receive payments- Allows services such as cheques to do payments.
4. To conduct investment- The public can make investments by using banks as intermediaries.
5. To provide other services- The public can pay bills using banks.

# data[].attributes.body
Function Commercial Bank.
- Receiving deposit from clients
a) Saving deposit
b) Current deposit
c) Fixed deposit
- Giving loans to client
a) Loan account
b) Overdraft
c) Discount bill
- Support government activities and projects
a) Treasury bills
b) Cagamas bonds
c) Government securities
- Providing other services
a) Exchange of foreign currencies
b) Bank draft
c) Traveller's cheques

Function of BNM
a) Currency regulators
b) Financial advisor to the government
c) Bankers to commercial banks and other financial institutions
d) Implement monetary policy
e) Administer government debt by obtaining loans from within and outside the country

# data[].attributes.headline
NURUL SYAMIERA BT AHMAD SUKRI (10DPM21F1059)

# data[].attributes.subject
NURUL SYAMIERA BT AHMAD SUKRI (10DPM21F1059)

# data[].attributes.body
FUNCTION OF CENTRAL BANK

1-Issuing currency and keeping reserrves
2-Acting as Banker and Financial Adviser to the Government
3-Acting as banker to other banks
4-Promoting monetary stability and a financial structure
5-Acting as Holder of Country's Stock of Gold and Foreign Currency Reserves

FUNCTION OF COMMERCIAL BANK

1-Accepting deposits
2-Providing loans and advances
3-Providing other banking services and facilities
4-Carrying out investment activities
5-Issue cashier's cheque and bank drafts

# data[].attributes.headline
NUR AINA SYAFIKA BINTI AZIZAN (10DDPM21F1022)

# data[].attributes.subject
NUR AINA SYAFIKA BINTI AZIZAN (10DDPM21F1022)

# data[].attributes.body
Function of BNM
1.mengeluarkan mata wang
2. Sebagai jurubank dan penasihat kewangan kepada kerajaan
3. melaksanakan dasar kewangan kerajaan
4. menyimpan rizab antarabangsa
5. sebagai jurubank kepada bank perdagangan dan institusi kewangan lain

function of commercial bank
1. Menerima simpanan ataupun tabungan daripada rakyat
2. Menyediakan pinjaman kepada rakyat.
3. Menyediakan credit card untuk  berbelanja
4.menyediakan perkhidmatan lain
5. Menyediakan kemudahan  perkhidmatan menukar wang

# data[].attributes.body
function of central bank
-mengeluarkan mata wang
-jurubank dan penasihat kewangan kepada kerajaan
-jurubank kepada bank perdagangan dan institusi kewangan lain
-melaksanakan dasar kewangan
-menyimpan rizab antarabangsa

function of commercial bank
-receive deposit or saving
-issue cashiers cheque and bank drafts
- carrying out investment activities
-making and receiving payment on behalf of clients
-preparing other services and facilities

# data[].attributes.headline
TENGKU ARRISHA DAFINAH BINTI TENGKU ANIAH ANIS (10DPM21F1030)

# data[].attributes.subject
TENGKU ARRISHA DAFINAH BINTI TENGKU ANIAH ANIS (10DPM21F1030)

# data[].attributes.body
FUNGSI BANK PUSAT
-Mengeluarkan mata wang
-Memelihara kestabilan nilai mata wang
-Jurubank dan penasihat kewangan kepada kerajaan
-Jurubank kepada bank perdagangan dan institusi kewangan lain
-Melakasanakan dasar kewangan
-Menyimpan rizab antarabangsa

FUNCTIONS OF COMMERCIAL BANK
-Receive deposit or saving
-Provide loans and advance
-To make and receive payments
-Carrying out investment activities
-Issue cheque and bank drafts
-Preparing other services and facilities

# data[].attributes.body
5 functions of central bank

-mengeluarkan mata wang dan syiling

-Jurubank dan penasihat kewangan kepada kerajaan iaitu menguruskan akaun bank.

-Jurubank kepada bank perdagangan

-melaksanakan dasar kewangan

-menyimpan rizab antarabangsa

5 functions of commercial bank

-receive deposit and saving from individuals and business

-providing loans in short time or long term.

-providing credit card facilities, insurance coverange and long term saving.

-issue cashiers cheque and bank draft to its clients

-providing advice on financial matters

# data[].attributes.body
Function of central bank:
1. Issue currency.
2. Preserving the stability of the value.
3. Bankers and financial advisers to government.
4. Implement monetary policy.
5. Keeping international reserves.

Function of commercial bank:
1. Receive deposit or saving.
2. Provide loans and advances.
3. Issue cashier cheque and bank draft.
4. Carrying out investment activities.
5. Preparing other services and facilities.

# data[].attributes.headline
NUR FARAH HADFINA BT MOHD FAIRUS 10DPM21F1011

# data[].attributes.subject
NUR FARAH HADFINA BT MOHD FAIRUS 10DPM21F1011

# data[].attributes.body
5 functions of central bank
-Central bank act as banker and financial adviser to the government.
- To issue currency. For example, Central bank arrange for the printing of currency notes and minting of coins.
-Implementation of National Monetary Policies.
-Being a banker to the others financial institution.
-Being a banker to the commercial banks.

5 functions of commercial bank
- To issue draft bank and cheque.
- Provide loans.
- Preparing other services and facilities.
- Receive deposit or saving.
-Making and receiving payment on behalf of clients.

# data[].attributes.body
funtion bnm
-to issue currency
printing currency notes and minting of coins
-provide licensing of bank and non-banks
non-bank :insurance,epf
-create banking relationship
-doing inspection of bank and non bank
-asa a leader of the last resort of the bank

function of commercial bank
-receive deposit
-provide loans
-receving payment on behalf of clients
-issue cheque
-carrying out investment activities

# data[].attributes.headline
SITI NUR ANISS BINTI MOHD SABIRIN ( 10DPM21F1045 ) 

# data[].attributes.subject
SITI NUR ANISS BINTI MOHD SABIRIN ( 10DPM21F1045 ) 

# data[].attributes.body
5 functions of central bank
I. Act as a government banker and advisor to the bank.
II. Manage the local currency to safeguard the value of currency.
III. Responsibility for the monetary policy.
IV. Act as banker to commercial banks.
V. Act as banker to other banks and other financial ( takaful, insurance, intermediaries)

5 functions of commercial bank
I. Receive the deposit or saving from individuals and businesses.
II. Provide loans, the loans are differentiated based on time, either short time or long term.
III. Enabling fund transfers from one place to another.
IV. Providing the safe boxes deposit.
V. Providing the credit card.

# data[].attributes.body
Fungsi Bank Pusat
•mengeluarkan mata wang
- bank pusat bertanggungjawab mengawal jumlah penawaran wang dalam negara
• mengawal kestabilan nilai mata wang
• kuasa beli - bank pusat melindungi nilai ringgit dengan mengekalkan kestabilan harga
• mewujudkan sandaran minimum -memastikan nilai cagaran tempatan pada paras minimum iaitu 80.59% dalam bentuk rizab antarabangsa
• menjadi jurubank kepada kerajaan
- mentadbir akaun negara
- memberikan pendahuluan sementara
- mengurus hutang negara
- mengurus kegiatan pertukaran asing
memberi khidmat nasihat pelaburan
• menjadi jurubank kepada bank perdagangan
- penjaga rizab berkanun
- menyediakan akaun penjelasan antara bank
- sumber pinjaman terakhir

fungsi bank perdagangan
• menerima deposit
- akaun simpanan/akaun tabungan
pemegang akaun boleh mengeluarkan pada bila bila masa di kaunter bank atau menggunakan kad juruwang elektronik (ATM)
- pemegang menerima faedah atau dividen

- akaun semasa
membolehkan pendeposit menggunakan cek
- pemegang akaun tidak menerima faedah dan dikenakan caj perkhidmatan

- akaun simpanan tetap
untuk menyimpan sejumlah wanh bagi suatu tempoh masa tertentu
mengeluarkan wang apabila tempoh matang

overdraf
- kebenaran pengeluaran sejumlah wang melebihi baki dalam akaun semasa

pinjaman
- jenis pinjaman yang ditawarkan , kemudahkan sewa beli , pinjaman peribadi , pinjaman bercagar , pinjaman kad kredit

mendiskaunkan bil pertukaran
- perjanjian yang dilakukan oleh penghutang kepada pemberi hutang

# data[].attributes.body
FUNCTIONS OF CENTRAL BANK.
- Mengeluarkan mata wang
- Jurubannk dan penasihat kewangan kepada kerajaaan.
- Jurubank kepada bank perdagangan dan institusi kewangan yang lain
- Menyimpan rizab antarabangsa
- Mengawal selia kecairan dalam pasaran kewangan untuk menggalakkan monetari dan kewangan yang stabil.

FUNCTIONS OF COMMERCIAL BANK
- Menerima deposit atau simpanan
- Memberi pinjaman dan pendahuluan
- Menjalankan aktiviti pelaburan
- Mengeluarkan cek dan draf bank
-Untuk membuat dan menerima bayaran.

# data[].attributes.body
5 functions of central bank:
-producers of national currency which is the banknotes and coins
-bankers and financial advisor to the government to pay debts
-banker commercial banks and other financial institutions
-implement national monetary policies
-store international reserves and protect the money values

5 functions of commercial bank:
-receive deposit or saving
-provide loans and advances
-issue cheque and bank drafts
-carry out investment activities
-provide credit card

# data[].attributes.body
5 FUNCTION OF CENTRAL BANK
- Act as a banker to other banks and others financial institution
- Act as government bankers and advisor
- Manage local currency to safeguard the vale of currency
- Produce national currency
- Store international reserves and protect value .

5 FUNCTION OF COMMERCIAL BANKS
- Receive deposit or saving
-Preparing other services and ficilities
-Issue cheque and bank drafts
- Provide loans and advance
- Make receiving payment on behalf customer

# data[].attributes.headline
HANIS ATHIRAH BINTI MOHD ZAKI(10DPM21F1047)

# data[].attributes.subject
HANIS ATHIRAH BINTI MOHD ZAKI(10DPM21F1047)

# data[].attributes.body
5 FUNCTION OF CENTRAL BANK
-Issue currency
-Preserve the stability of the value of the currency
-Banker adviser financial and to government
-Bankers to financial trade and institutions bank another
-Doing base financial
5 FUNCTION OF COMMERCIAL BANK
-Receive deposit or saving
-Provide loans
-Make receiveing payment on behalf cutomer
-Carrying out investment activities
-Issue cheque and bank drafts

# data[].attributes.body
5 functions of central bank
a) Mengeluarkan mata wang dan memelihara kestabilan mata wang
b) Menjadi jurubank dan penasihat kewangan kepada kerajaan
c) Menjadi jurubank kepada bank perdagangan dan institusi kewangan lain
d) Melaksanakan dasar kewangan
e) Menyimpan rizab antarabangsa

5 Functions of commercial bank
a) Receive deposit and saving
b) Provide loans and advance
c) To make and receiving payment
d) Carrying out investment activities
e) Providing other services and facilities

# data[].attributes.headline
Nama : Siti Aina Arfah Binti Mohammad Kamal Afendy                No Matrix : 10DPM21F1049 

# data[].attributes.subject
Nama : Siti Aina Arfah Binti Mohammad Kamal Afendy                No Matrix : 10DPM21F1049 

# data[].attributes.body
Fungsi BNM :
1. Mengeluarkan mata wang iaitu wang kertas dan wang syiling untuk digunakan oleh rakyat
2. Jurubank kepada kerajaan. Mengurus akaun kerajaan dan mengawal pertukaran asing
3. Jurubank kepada institusi kewangan lain. Menyelesaikan hutang antara bank.
4. Melaksanakan dasar kewangan
5. Mengawal bank perdagangan dengan menyimpan rizab antarabangsa.

Fungsi Commercial Bank :
1. Menerima simpanan ataupun tabungan daripada rakyat
2. Menyediakan loan dan pinjaman kepada rakyat.
3. Mengeluarkan cheque
4. Menyediakan credit card untuk rayta berbelanja
5. Menyediakan kemudahan dan lain dan perkhidmatan menukar wang

# data[].attributes.body
5 function of central bank
-Issue currency
-Manage local currency to safeguard the value of currency
-Act as government banker and advisor
-Act as bankers to commercial banks
-Act as banker to other bank and other financial institution

5 functions of commercial bank
-Receive deposit or saving
-Issue cashier's cheque and bank drafts
-Making and receiving payment on behalf of clients
-Carrying out investment activities
-Preparing other services and facilities

# data[].attributes.body
5 functions of central bank
1.Protecting depositors interest
2.Controller of credit
3.Clearing house for transfer  and settlement
4.Lender of last resort
5.Bank to government

5 functions of commercial bank
1.Accepting deposits
2.Granting loans
3.Transfer of money
4.Advancing loans
5.Overdraft and discounting of bills

# data[].attributes.body
5 function of Central Bank
1)Mengeluarkan mata wang
-BNM mempunyai kuasa tunggal untuk mengeluarkan mata wang negara .Hanya wang yang diterbitkan oleh BNM sahaja yang sah.
2)Jurubank kepada kerajaan
-Mentadbir akaun negara
3)Jurubank kepada bank perdagangan
-menyediakn akaun penjelasan antara bank
4)Implementation of national Monetary policy
5)Mengawal Bank perdagangan

5 function of Commerical Bank
1)Recieve deposit and saving
2)Memberi pinjaman
3)memberi dan menerima transaksi bayaran
4)provide loans
5)issues cashier cheque and banks drafts

# data[].attributes.body
Function of central bank
1. producer national currency
2. financial advisor and banker goverment
3. banker commercial banks and other financial institutions
4. implementation national monetary policies
5. store international reserves and protect value of ringgit

Function of commercial bank
1. receive deposit or saving
2. provide loans and advance
3. making and receiving payment on behalf of clients
4. issue cheque and bank drafts
5. carrying out investment activities

# data[].attributes.body
Function of Central Bank
- To issue currency and keep reserves safeguarding the value of the currency
- Financial Advisor and banker to the government
- Banker to commercial and other financial institutions
- Implementation of national monetary policies
- Be a leader of the country's stock of gold and foreign currency reserves

Function of Commercial Bank
- Accepting deposit : savings, fixed and current deposit
- Providing loans and advances : overdraft, discount and bills
- To issue traveler's cheques and bank draft
- To provide exchange of foreign currencies
- To conduct investment activities

# data[].attributes.body
FUNCTION OF BNM
1. Issuing currency and keeping reserves
2. Acting as banker and financial adviser to the government
3. Acting as banker to commercial banks
4. Promoting monetary stability and a financial structure
5. Store international reserves and protect value of ringgit

FUNCTION OF COMMERCIAL BANK
1. Accepting the deposits
2. Providing loans and advances
3. Providing other banking services and facilities
4. Carrying out investment activities
5. Issue cheque and bank drafts

# data[].attributes.body
FUNTION OF CENTRAL BANK
-Mengeluarkan mata wang dan syilling
-Melaksanakan dasar kewangan yang strategik
-Menyimpan rizab antarabangsa
-Memelihara kestabilan nilai mata wang
-Menjadi jurubank kepada bank lain

FUNTION OF COMMERCIAL BANK
-Receive deposit or saving (current deposit, saving deposit, fixed deposit)
-Provide loan and advances
-Issue traveller's cheques and bank draft
-Carrying out investment activities
-Preparing other service and facilities

# data[].attributes.body
Central Bank
-regulate the liquidity in the financial market
-manage local currency
-act as government bankers and advisor
-act as bankers for commercial banks
-act as bankers to financial institutions

Commercial Bank
-receive deposit or saving from clients
-giving loans to client
-carrying out investment activities
-issue cashier’s cheque and bank drafts
-preparing other services and facilities

# data[].attributes.body
Function of BNM
1.mengeluarkan mata wang
2.as a banker to government
3.as a banker to other banks
4.currency regulator of bank issue
5.implementation national monetary policy

Function of commercial bank
1.menerima deposit
2.memberi pinjaman
3.menyediakan kemudahan pembayaran
4.mengurus pertukaran asing
5.perkhimatan sokongan lain

# data[].attributes.body
FUNCTION OF CENTRAL BANKS:
-Producer national currency
-Financial advisor and banker goverment
-Banker commercial banks and other financial institutions
- Implementation national monetary policies
- Store international reserves and protect value of ringgit

FUNCTION OF COMMERCIAL BANKS:
- Receive deposit or saving
- Provide loans
- Making and receiving payment on behalf of clients
- Issue cashier's cheque and bank drafts
- Carrying out investment activities

# data[].attributes.headline
NURUL NAZIFA BINTI ISMAIL (10DPM21F1040)

# data[].attributes.subject
NURUL NAZIFA BINTI ISMAIL (10DPM21F1040)

# data[].attributes.body
Fungsi Central Bank ;
1. Ketua bank perdagangan iaitu menyimpan rizab berkanun.
2.Sebagai bank kerajaan/penasihat(deficit bajet)
3.Bank yang mengeluarkan duit iaitu wang kertas dan syiling.
4.Menjadi jurubank kepada bank lain (KWSP, tabung haji dikawal oleh bank pusat)
5.Memelihara kestabilan nilai mata wang

Fungsi Commercial Bank;
1.Receive deposit or saving
2.Issues traveller cheques and bank drafts
3.Carrying out investment activities
4.Provide loans and advances
5.Preparing other services and facilities

# data[].attributes.headline
SITI NUR SOFEA SHAMILA BINTI ZAINUL ABIDEEN 10DPM20F2500

# data[].attributes.subject
SITI NUR SOFEA SHAMILA BINTI ZAINUL ABIDEEN 10DPM20F2500

# data[].attributes.body
Function of central bank :
1) Pengawal selia mata wang
2) Penasihat kewangan kepada kerajaan
3) Jurubank kepada bank perdagangan dan institusi kewangan yang lain
4) Melaksanakan dasar kewangan
5) Mentadbir hutang kerajaan dengan memperoleh pinjaman dari dalam dan luar negara

Function of commercial bank :
1) Menerima deposit pelanggan seperti deposit simpanan, deposit semasa dan deposit tetap
2) Memberi pinjaman kepada pelanggan seperti akaun pinjaman, overdraf dan bil diskaun
3) Sokong aktiviti dan projek kerajaan
4) Menyediakan servis penukaran mata wang asing
5) Mengeluarkan cek dan bank draf.

# data[].attributes.body
function of central bank
-mengeluarkan mata wang
-melaksanakan dasar wang
-menyimpan rizab antarabangsa
-jurubank kepada bank perdagangan dan institusi kewangan
-memelihara kestabilam nilaimata wang

function of commercial bank
-receive deposit or saving
-preparing other services and facilities
-issue cheque and bank draft
-provide loans
-to make and receive payment

# data[].attributes.headline
nurul azwa bt burhanuddin (10dpm21f1007)

# data[].attributes.subject
nurul azwa bt burhanuddin (10dpm21f1007)

# data[].attributes.body
5 functions of central bank
1.mengeluarkan mata wang seperti wang kertas dan syling
2. jurubank dan penasihat kewangan kepada kerajaan seperti mengurus akaun kerajaan
3. melaksanakan dasar kewangan kerajaan
4. menymipan rizab antarabangsa iaitu akaun rizab berkanun dan akaun penjelasan
5. jurubank kepada bank perdagangan dan institusi kewangan lain

5functions of commercial bank
1. receive deposit or saving from individual and business.
2. provide loans it is important functions in commercial bank
3. menyediakan tempat pemabyaran bil seperti bil eletrik,bil astro dan bil air
4. issue cashiers cheque and bank drafts to its client
5. carrying out investment activities

# data[].attributes.body
FUNCTIONS OF CENTRAL BANK

1.Producer national currency

2. Financial advisor and banker government

3.Banker commercial banks and other financial institutions

4. Implementation national monetary policies

5 Store international reserves and protect value of ringgit.

FUNCTION OF COMMERCIAL BANKS

1) Receive deposit or saving.

2) Provide loans and advance.

3)To make and receive payments.

4)Carrying Out investment activities.

5)Issue cheque and bank drafts.

# data[].attributes.headline
NUR ATHIRAH ILYANA BINTI MAHAZIL 10DPM21F1009

# data[].attributes.subject
NUR ATHIRAH ILYANA BINTI MAHAZIL 10DPM21F1009

# data[].attributes.body
FUNCTIONS OF CENTRAL BANK
- MENGELUARKAN MATA WANG
- MEMELIHARA KESTABILAN NILAI MATA WANG
- JURUBANK DAN PENASIHAT KEWANGAN KEPADA PIHAK KERAJAAN
- MELAKSANAKAN DASAR KEWANGAN
- MENYIMPAN RIZAB ANTARABANGSA

FUNCTION OF COMMERCIAL BANK
- MENERIMA DEPOSIT DARIDAPA PELANGGAN
- MEMBERI PINJAMAN KEPADA PELANGGAN
- MENYOKONG AKTIVITI DAN PROJEK KERAJAAN
- MENYEDIAKAN PERKHIDMATAN LAIN
- MENJALANKAN AKTIVITI PELABURAN

# data[].attributes.body
Function of central bank
-controller of credit
-custodian of cash reserves
-bank to the government
-protecting depositors interest
-currency regulator of bank issue
Function of comercial bank
-receive deposit or saving
-provide loans and advance
-to make and receive payments
-carrying out investment activities
-issue cheque and bank drafts