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Based in Toronto, Ontario, Seema Gakhar serves as an insurance agent to individuals, families, and organizations. Seema Gakhar draws on an in-depth knowledge of critical illness insurance and other coverage options designed to protect policyholders' financial well-being.

Critical illnesses can be financially ruinous, even for patients with good health insurance. Recent statistics show that employees may pay up to 37 percent of health care costs, and this percentage may be even higher for patients with certain plans.

Such out-of-pocket amounts can quickly add up when a serious illness requires extensive treatment. Industry analysts have found that the average patient contribution to such treatment plans exceeds $7,500, while some illnesses can cost a patient upwards of $14,000. For those families whose medical debt sends them into bankruptcy, debt can reach tens of thousands of dollars.

Critical illness insurance serves to cover some of these costs, as well as medications and other expenses not covered by standard health policies. A critical illness insurance policy pays out a lump sum, which ranges from $10,000 to $1 million depending on coverage and type of illness. Policies specify which types of illnesses are fully or partially covered.

With most policies, payouts become available when the policyholder receives a particular diagnosis. The recipient may use these funds for medical costs and to cover other financial burdens such as child care and housing costs that they may accrue over the course of the illness.

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Seema Gakhar - Diversely Experienced Insurance Specialist - As an insurance agent with HUB Financial in Toronto, Ontario, Seema Gakhar develops relevant insurance solutions for individual, family, and corporate clients. She meets personally with each client to learn their needs and risks, which she then considers in selecting specific products.

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Seema Gakhar - Award-Winning Sales Representative

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As a life insurance sales professional, Seema Gakhar helps individuals and organizations to secure the coverage that best meets their needs. She draws on experience

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Seema is an Insurance Agent in Toronto, Ontario, Canada. Visit Seema's website from their page.

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Seema Gakhar | Professional Profile | LinkedIn

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View Seema Gakhar's professional profile on LinkedIn. LinkedIn is the world's largest business network, helping professionals like Seema Gakhar discover inside connections to recommended job candidates, industry experts, and business partners.

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Seema Gakhar | Insurance Agent at Hub Financial

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HUB Financial, the largest managing general agency in Canada, recognized Seema Gakhar as a top broker on three different occasions. S...