# data[].attributes.headline
Personal Financing Based on BAI' AL- INAH

# data[].attributes.subject
Personal Financing Based on BAI' AL- INAH

# data[].attributes.body
WHAT IS BAI’ AL-INAH

Bai’ al-inah in conceptually refers to a sale of an asset.
Bai’ al-inah also defined as a ‘buy and sell transaction’ between the same parties over the same merchandise.

In al-Haskafi - sale of an asset with a motive to generate profit. The debtor then resells the asset to the original seller at a lower price in order to settle his debt.

Al-Zayla’i, - sale of an asset with a subsequent repurchase of the same asset at a lower cash price.

Al-Dardir - sale by a person who is asked for something which is not owned by him.

Al-Rafi’i - sale of an asset to someone with deferred price. The asset is delivered to the purchaser, but before the seller receives the first payment of price, he repurchases the asset at a lower cash price

# data[].attributes.body
Involves sale and buy back arrangement between the parties involved.

The asset is useful to both parties either for consumption or derivation of the usufruct (manfaah).

# data[].attributes.body
Example Bai Inah that Practice in Malaysia

# data[].attributes.body
- Musharakah Mustanaqisah is refers to diminishing ‘musyarakah’, which is co-ownership agreement between the Islamic bank and the financing customer.
- One of the partner promises to purchase the equity share of the other partner gradually until the title of the equity is completely transferred to him.
- The transaction starts with the formation of partnerships after which buying and selling of the equity takes places between two parties.
- One of the parties leases his share of the asset to the other partner on Ijarah (lease) basis. Then, the partnership will come to an end with one partner being the sole owner of the asset or business venture.

# data[].attributes.headline
Home Financing (Musyarakah Mutanaqisah ) 

# data[].attributes.subject
Home Financing (Musyarakah Mutanaqisah ) 

# data[].attributes.attachment_link.title
musharakah mutanaqisah for home financing-i

# data[].attributes.body
Auto financing, also known as car finance, car financing or auto finance, refers to the range of financial products available that allow people to acquire a car with any arrangement other than a full-cash single lump payment (outright payment).

The provision of car finance, usually by a bank or some kind of financial institution, allows consumers to pay the dealer or manufacturer, even though they not have the money, i.e. car finance allows the consumer to buy a car by borrowing the money so that the seller can be paid.