# data[].attributes.headline
Hire the Services of a Registered and Licensed Insurance Broker for Quality Guidance

# data[].attributes.subject
Hire the Services of a Registered and Licensed Insurance Broker for Quality Guidance

# data[].attributes.body
A leading health insurance guidance agency will offer you genuine guidelines in appropriate policy selection and duration of policies. You will get the best and affordable Texas health insurance plans for individuals when you have referred to the best brokerage agency.

# data[].attributes.headline
Understanding Your Small Business Health Insurance Options

# data[].attributes.subject
Understanding Your Small Business Health Insurance Options

# data[].attributes.body
Today, more small businesses are required to provide health policy for their employees than ever before. Also, when you think about its influence in attracting and retaining employees, offering health benefit is a smart financial move.

# data[].attributes.body
Health care is expensive. In the past, people without health insurance often waited until they were seriously ill before seeking care, which resulted in larger bills to fight more complex cases. Now, with the advent of health care reform and the Affordable Care Act, things are even more confusing.

# data[].attributes.body
| Make consideration of securing health and life of loved ones or employees possible by hooking up with Custom Health Plans. We are amongst the reliable insurance companies in TX, which have more than 30 years of experience in the health insurance and financial services fields.

# data[].attributes.body
Need the best insurance coverage for health needs at low-cost? Then, waiting for what? Contact Custom Health Plans and learn about our medical insurance plans in Texas. We are a reliable full-service insurance broker, providing affordable insurance quotes to individuals, families, small businesses and the self-employed.

# data[].attributes.body
The ACA health care reform was enacted to make it easier for you to get affordable medical treatment, prescription drugs and preventive care. The Act may have had a rocky start, but the ACA did make it financially possible to get health insurance for millions of Americans who could not afford care before.

# data[].attributes.body
Get a reliable back at the time of a medical emergency by having a health care insurance plan with the help of Custom Health Plans in Texas. Our insurance carriers are A.M. Best (A) rated ‘excellent’ and have been serving the needs of the individual & self-employed marketplace for over 60 years.

# data[].attributes.body
Cover your small business employees’ health with special health insurance plans from Custom Health Plans in Texas and get more benefits. We have chosen an elite group of insurance carriers whose focus and dedication is to put the consumer back in charge of their healthcare decisions.

# data[].attributes.body
It’s usually hard to see a loved one struggling with medical emergency at that time when pocket is tight. So, don’t let money become hurdle in getting the best treatment by covering an entire family with family health insurance plan from Custom Health Plans in Texas.

# data[].attributes.body
In your senior years, insurance coverage is important. The needs for medical, dental, long-term care and income protection are critical as you age. You need straightforward support and answers to navigate through the complexities of today’s senior care marketplace.

# data[].attributes.body
The Affordable Care Act established the marketplace/exchange to make it simple for uninsured people to purchase one of the individual health insurance plans being offered through it during an annual Open Enrollment period. The marketplace/exchanges were designed to enable users to determine if they are eligible for premium subsidies and apply for them.

# data[].attributes.body
Short-term health insurance plans do not meet the Affordable Care Act’s requirements. ACA or “Obamacare” requires specific coverage and benefits. So you’ll want to find the right short term health insurance for you. When purchasing your own short-term insurance, you won’t receive reductions or subsidies. This could cause you to owe the tax penalty on your short-term health insurance. However, some providers may qualify for exemptions those same tax penalties.

# data[].attributes.body
Experience flexibility while having the best coverage for your health needs with short term medical insurance from Custom Health Plans in Texas. Our integrated suite of online services and partnerships with top health insurance carriers positions us to offer the highest level of service and guarantee the best health insurance quotes.

# data[].attributes.attachment_link.readable_text
Major life events can often create gaps in your health insurance coverage. Due to new health insurance marketplace rules under the Affordable Care Act (commonly known as Obamacare), new major medical insurance plans can only be purchased at specific times, known as Open Enrollment periods. If you're left without health insurance coverage and are unable to purchase a new plan, Short Term Health insurance is an affordable way to ensure you have the coverage you need to protect against unforeseen medical expenses.

Short Term Health Plans provide health insurance coverage for a set period of time when needed. This type of health insurance is highly flexible, offering a range of plan and payment options that can get you the coverage you need, tomorrow, at a fraction of the cost of a typical Obamacare plan. Use our quoting engine below to get Short Term Health insurance today, regardless of your life status:
Benefits of Texas Short Term Health Insurance vs. Obamacare:

About 1/2 the cost of an ACA plan and often even less!

Keep your doctors and NO GATEKEEPERS! A Texas short term health insurance plan uses a rich nationwide PPO network, not an HMO.

Your rates are locked in until the end of the year.

You're not subsidizing the rest of the healthcare system - only pay for what you need!

Approximately 25% discount if you choose to pay using the Single Pay option when you purchase!

What is Short Term Health Insurance?

Our Short Term Health Plans offer you highly flexible insurance coverage for times when you find yourself caught in-between insurance plans. Short Term Health insurance can provide you up to $1.5 million of coverage, and you can start your plan in as quickly as 24 hours. Short Term Health insurance offers a solution to your long term health care needs. As such, these policies are significantly more affordable than an Obamacare plan, and can be purchased with a range of coverage terms, deductibles and payment options based on your unique life situation.

Who is Short Term Health insurance ideally for?
Short Term Health Plans are a great solution if:

You've lost coverage due to a recent career or life change;

You missed the open enrollment period and need coverage now;

You're a student or graduate no longer covered under your parents' insurance;

You're a seasonal worker;

You've retired but have to wait for Medicare eligibility;

You're looking for an affordable health insurance solution.

Texas Short Term Health Insurance Summed Up!

The details of a Short Term Health Plan vary case-by-case. To understand what options are available to you based on your specific needs and life situation, you will need the expert advice of a Custom Health Plans insurance advisor. For many, Short Term Health Plans are a great option since these policies essentially buy you time to secure your long term health care needs. We can help you develop a strategy for remaining covered until your long term health plan begins.

Short Term Health Insurance

If you're seeking short-term health insurance options, there are just a few things you should know:

The end of your plan doesn't make you eligible for open enrollment. Keep in mind that when your short-term health plan ends, you will not automatically be able to buy a major medical health insurance plan.

Using a short term health insurance broker in Texas could save you serious time and money. Regardless of the type of plan you're seeking, the health insurance industry is a complex affair. This is why it's strongly encouraged to use a specialized broker! A health insurance broker can help you select the most cost-effective plan for you and your family.

The words "short-term" might not sound like something you should apply to medical insurance. After all, everyone wants insurance that lasts. However, for many people, short term medical insurance really makes the most sense. For instance, if you are healthy, young, and don't qualify for certain tax credits, short term insurance might fit you perfectly.

This type of plan brings several advantages. For one thing, you get to be in control of your plan; you can customize your deductible and skip over certain network restrictions. In addition, you will almost certainly save money by paying lower monthly premiums. Finally, with short term medical insurance, you can enroll immediately and purchase a plan at any time.

What do Short Term Health Plans cover?

Short Term Health Plans come in a variety of forms, offering you a choice of coverage to fit your specific insurance needs. With each plan, you select the coverage duration from 1 to 11 months, and then select a deductible that makes sense with your budget. Below you'll find a couple of our most popular plans provided by UnitedHealthOne:

Short Term Medical Plus: You pay the selected deductible for the term, then insurance pays 80% of the next $10,000 of coverable expenses, with you being responsible for the 20%. The insurance pays 100% of the remaining covered expenses up to $1 million.

Short Term Medical Plus Elite: You pay the selected deductible for the term, then insurance pays 80% of next $10,000 of coverable expenses, with you being responsible for the 20%. The insurance pays 100% of remaining covered expenses up to $1.5 million. Here you'll have the option to add an accident rider.

What is the cost of a Short Term Health Plan?

Individuals are attracted to Short Term Health Plans not just because of their flexibility, but also because of their affordability. In many situations, Short Term Health Plans can be half or two third's the cost of an Obamacare ACA plan. This means that not only can you get Short Term Health Plans outside of Obamacare Open Enrollment periods, but you can actually find significant savings when doing so. Keep in mind, the higher the deductible the lower the premium, and vice versa. This flexibility means that Short Term Health Plans can be very inexpensive and affordable.

For more information about Short Term Health Plan quotes, please see our Frequently Asked Questions guide. To learn more about how Obamacare impacts your Short Term Health insurance, please see our educational resource.

Contact Custom Health Plans Today

Do you have questions or concerns about short term health insurance? Don't hesitate to get in touch with Custom Health Plans today! Our team of experienced healthcare professionals is always happy to assist you. We're here to help you make the most well-informed decision regarding your health insurance. We can help you find Short Term Health insurance that provides the coverage you need right away. Contact Custom Health Plans today or call (469) 361-4032!

# data[].attributes.attachment_link.title
Short Term Health Insurance in Texas | Custom Health Plans

# data[].attributes.attachment_link.description
Major life events can often create gaps in your health insurance coverage. Due to new health insurance marketplace rules under the Affordable Care Act (commonly known as Obamacare), new major medical insurance plans can only be purchased at specific times, known as Open Enrollment periods.

# data[].attributes.body
Meet all your health needs during an emergency by having the best coverage of individual health insurance from Custom Health Plans in Texas. Our integrated suite of online services and partnerships with top health insurance carriers positions us to offer the highest level of service and guarantees the best rates and coverage.

# data[].attributes.attachment_link.readable_text
Are you thinking about buying individual health insurance? Great choice! Individual health plans are often much more affordable than group plans, which makes this option ideal for small businesses in addition to individuals. But, first...what individual health insurance?

This type of coverage can be purchased for a sole person, or a that person's dependents. A health insurance agent or broker is integral during the selection and purchasing process. Here at Custom Health Plans, we are solely focused on your healthcare needs - and yours alone. Thanks to our vast experience in the healthcare industry, we're prepared to help you attain the lowest rates possible. We can help you find the best individual health insurance in Texas!

Individual Health Insurance Texas

Individual health insurance is simply healthcare insurance coverage that you purchase for yourself or your family (as opposed to health insurance provided by an employer). Whether you are self-employed, between jobs or work for a company that does not offer a plan that meets you or your family's needs, individual health insurance plans enable you to make sure you and your loved ones are covered for those unforeseen medical expenses.

There are a variety of plans available that will help you meet your specific financial and benefit level requirements. Contact us today to get expert advice about which individual health insurance option is best for you or your family members, or compare low cost Individual health insurance quotes online using our quote engine.

Best Individual Health Insurance in Texas

Did you know? For the majority of smaller groups, individual health insurance is more affordable than obtaining a group plan! This is typical because individual insurance spreads the risk over a larger group, which means that this plan is more cost-effective. If you're a small business owner, too, individual health insurance is a great option. Many small businesses are opting for this type of coverage, because of its simplicity and affordability.

There are plenty of great individual health insurance plans in Texas for individuals. Here at Custom Health Plans, we staff fully competent and knowledgeable agents that can provide incredible insight into what is truly best for you. It's our mission to offer fully customized quotes and plans for each of our clients.

What Should You Consider When Choosing a Health Plan?

Whether buying individual health insurance or a family plan, there are a number of important factors you should consider. Ask yourself the following questions to help you decide what type of plan makes sense based on your finances and needs:

1. Health Care Needs: The first consideration when selecting a health plan is what you and your family's specific needs are. How often do you go to the doctor? Will your needs change in the next year, such as starting a family? Are you receiving on-going treatment? Do individual family members have specific needs not covered under a general family plan?

2. Hospitals and Doctors: The second consideration is the network of doctors and hospitals in the plan. If you like your doctor, is he or she in the plan? Are the doctors and facilities conveniently located near you? Do you have freedom to see whomever you want?

3. Costs: The third consideration is the cost of your plan, and what benefits package makes sense based on your finances. Under the Affordable Care Act, many health insurance plans for individuals now have bronze, silver, gold and platinum benefit levels that indicate the level of coverage (and associated costs) the policyholder will have. When considering the options, be sure to see what each plan does or does not cover and what would be your out-of-pocket costs. Before making a decision, consider the various plans' monthly premiums, deductibles, copays and other expenses. Are you eligible for a federal subsidy or tax credit to help pay for the health insurance? If individual health insurance plans for each family member is too costly, you may want to shop for family health insurance plans. That said, there are a variety of affordable individual or family health insurance plans available.

Contact Custom Health Plans

We can help you find an individual health insurance plan that is right for you. Contact us today to find out what is the best individual health insurance for your budget and needs by calling us at (877) 749-2241 or contacting us online!

# data[].attributes.attachment_link.title
Best Individual Health Insurance Plans Texas 2019

# data[].attributes.attachment_link.description
Are you thinking about buying individual health insurance? Great choice! Individual health plans are often much more affordable than group plans, which makes this option ideal for small businesses in addition to individuals. But, first...what individual health insurance? This type of coverage can be purchased for a sole person, or a that person's dependents.

# data[].attributes.headline
What New Hires Look For: The Most Important Benefits to Employees

# data[].attributes.subject
What New Hires Look For: The Most Important Benefits to Employees

# data[].attributes.body
Currently, over 70% of US employers are unsatisfied with their job dimensions. This leads to high turn over rates for employees, which then results in wasted money for your business. Which is why knowing what the most important benefits to employees are is a huge benefit to your business.

# data[].attributes.attachment_link.readable_text
Currently, over 70% of US employers are unsatisfied with their job dimensions. This leads to high turn over rates for employees, which then results in wasted money for your business. Which is why knowing what the most important benefits to employees are is a huge benefit to your business.

Want to attract great talent and keep your star employees? Start by reviewing our list of appealing job benefits.

Retirement

As much as your employees love working for you, chances are they don't plan on doing it forever. Which is why employees tend to lean towards job opportunities that offer strong 401k packages. This benefit can give them some peace of mind when it comes to their future.

While most states require a basic level of retirement pay for full-time employees, you can always sweeten the deal by adding additional stock options.

Work Place Flexibility

When we refer to workplace flexibility we're not talking about remote work. It's important as an employer to offer mobility in the workplace. The ability to not stay stagnant at the same desk day after day is appealing to many potential employees. By using an open workspace design you allow creativity and productivity to flow more freely.

Unemployment Insurance

In the event that an employee is let go (for reasons that were not within their control), it helps to provide a cushion. Potential employees will gravitate towards opportunities that offer them security, especially in industries that have a high turn over rate.

Consult with HR on what is standard and try to add an additional month of payment if possible.

Maternity Leave

It's a known fact that the US provides some of the worst maternity leave coverage in the world. In fact, 40% of women in the US don't qualify for maternity leave, and that's without taking into account maternity coverage for men.

By adding a strong maternity leave package for both men and women, you'll have a higher chance of attracting quality talent. You'll also increase the likelihood that your employees return to work after having a child.

Education Reimbursement

It's no secret that the cost of advanced education is on the rise, and many students are choosing to cut their education short to avoid a mountain of debt. Which is why many talented employees will favor companies that provide education reimbursement programs.

In these programs, companies pay all or part of the student's tuition while they continue their education, typically for masters or doctorates degrees. In exchange for the payment, the student agrees to work for the company for a specified period of time once they graduate. Not only does this allow the student to further their education, but it also increases the number of well-educated employees working for the company.

Performance Bonuses

Many employees are left with little incentive or drive when they are met with the same paycheck no matter what results they provide. Rather than "scaring" employees into keeping their jobs, smart companies provide additional bonuses based upon outstanding performance from their employees.

Telecommuting Options

With today's rapid advancements in technology and a plethora or project platforms, there are very few jobs that can't be completed from home. Which is why employees value companies that offer telecommuting options, especially in cases where the employee has a small child or a long commute.

Professional Enhancement

Helping your employee advance their skills as a professional benefit both the individual and their employees. This can be accomplished by providing your employees with unique professional enhancement opportunities such as courses, retreats, and seminars.

Not only will this help you keep a competitive edge, but it will also help your employees know you care about the state of their career not just your profit margin.

Health Care

The cost of receiving medical care for emergency or basic needs can quickly add up. In fact, many Americans put off seeking medical attention due to not having health coverage.

This is one area where it's important not to skimp. Your employee's health is important, and you want them to be able to seek out the care they need when they need it. By choosing the right health insurance for your employees you can keep them in their most productive mental and physical state.

Paid Vacation Time

Taking periodic breaks and spending time with family is necessary to recharge and maintain productivity at work. Which is why vacation time is vital. Unfortunately, many employers put off vacation days out of fear of missing out on pay.

Providing paid vacation days is not only the right thing to do but in many states, it's also the law.

Wellness Programs

Many companies are catching onto the many benefits of adding wellness programs to their employee benefits packages. These programs can range from fitness activities to community service activities. Even social media royalty Facebook has a specialized nap room where employees can go to get a bit of shut-eye.

Family Friendly Benefits

Employees with families are more likely to be drawn to benefits that extend to the members of their family. This means full health care, maternity leave for both husbands and wives, and other forms of extended care.

In office benefits such as nursing rooms and daycares can also make it easier for employees with infants or small children.

Life Insurance

Your employees want to rest easy knowing that no matter what happens their family and loved ones are taken care of. This is why life insurance can be appealing to potential hires.

There are several types of life insurance you can offer your team; whole life insurance, variable life insurance, and universal life insurance. There are also a number of ways to purchase health insurance, depending on your budget.

Office Perks

Everyone loves extra perks. This could be anything from a free coffee from a high-end espresso machine to in-office messages. Bonus points if the office perks match your brand (such as a juice bar for a health magazine), as this helps enforce your brand's culture.

Choosing the Most Important Benefits to Employees

Among the many benefits, you can offer the most important benefits to employees are those that benefit their mental, emotional and physical health.

If you're putting together your benefits package and aren't sure where to start, we suggest checking out our article on choosing the right health insurance for your family.

# data[].attributes.attachment_link.title
What New Hires Look For: The Most Important Benefits to Employees

# data[].attributes.attachment_link.description
Currently, over 70% of US employers are unsatisfied with their job dimensions. This leads to high turn over rates for employees, which then results in wasted money for your business. Which is why knowing what the most important benefits to employees are is a huge benefit to your business.

# data[].attributes.headline
Investing in Your Staff: The Importance of Employee Benefits

# data[].attributes.subject
Investing in Your Staff: The Importance of Employee Benefits

# data[].attributes.body
Nobody wants to feel like they are not engaged with their job, and no business owner wants disengaged employees. Yet, according to a poll, only 32% of US employees feel engaged.

# data[].attributes.attachment_link.readable_text
Nobody wants to feel like they are not engaged with their job, and no business owner wants disengaged employees. Yet, according to a poll, only 32% of US employees feel engaged.

If you own a business, this statistic should worry you. Not least because disengaged employees are less productive, more likely to take time off sick, and more likely to quit.

So what can you do about it?

Well, here are where employee benefits come in. Offering benefits will increase employee engagement and benefit all aspects of your business.

Need more convincing? Read on to find out more about the importance of employee benefits.

What Are Employee Benefits?

So what are employee benefits?

Employee benefits are also known as perks or fringe benefits. Businesses provide them to their employees in addition to their wages.

Examples of Employee Benefits

Not all employee benefits are financial. Although bonuses and performance related incentives are often used by businesses. Benefits can be a wide range of provisions that are all designed to help the health and welfare of employees.

A common form of employee benefit is for businesses to offer health care insurance plans. This is a great way for companies to provide a tangible benefit for their staff while helping to keep their workforce healthy.

Other employee benefits used by businesses include:

Dental plans

In-house massages

Family away-day trips

Discount at local stores

The purpose of these benefits is to give something useful to employees, on top of their salaries. This helps them to feel valued and, in the example of providing health insurance, can alleviate some worries from their lives.

Increase Employee Engagement

One of the main advantages of employee benefits is that they increase employee engagement.

Employee engagement is when workers feel a connection to their employer and care about their work. It indicates a mutual sense of loyalty and care between the business and its employees.

All good employers will praise their employees and offer motivation pep talks, but sometimes they need a bit more than that. It's one thing to tell your workers you value them, but much better to actually show it.

Employee benefits are a great way for businesses to show they value their staff, and are willing to demonstrate this in a tangible way. In return, workers will feel valued and looked after and will be more likely to go the extra mile for their bosses.

Help Increase Staff Retention

Staff retention is an ongoing battle for all businesses. There is nothing more frustrating than building a great team, training and investing in them, and then they leave for another company.

Approximately 80% of employees are looking for other job opportunities. So it is not something that any business should be complacent about.

Offering employee benefits is one way to help increase staff retention. An employee looking at an identical job and salary elsewhere will then judge the employer by the benefits they offer.

An engaged employee will feel more content and happier in their current role, and less likely to look for work in a competing business. If an employee feels undervalued and not appreciated, they will start looking for another job.

Promote Loyalty

Staff loyalty is not just about staff retention. Part of the importance of employee benefits is that it helps create a loyal team that will stand up for your brand.

A disgruntled employee who feels underappreciated could be bad-mouthing your business in public. This is not good for your brand and could end up damaging your reputation.

However, a happy employee will help promote your brand on their own accord. If they are content with their employee benefits they will sing the praises of your company.

Improve Productivity

Providing benefits is not only good for your workers, but it benefits your business too.

In fact, organizations with engaged employees outperform those with low employee engagement by 202%. This is because engaged employees will go the extra mile for your business. They will stay a bit later to complete a task, take less time off sick, and strive to do their best for their boss.

Health-based employee benefits such as health insurance will also boost productivity. A healthier, calmer team will be stronger and mentally more alert. They will also take much less time off for illness.

All of this adds up to a more productive workforce, which will increase your leads and your revenue.

Importance of Employee Benefits for Recruitment

Offering employee benefits is a great tool for recruitment as well as employee retainment.

Recruitment is not a buyer's market anymore. Candidates are becoming selective about which businesses they apply to. This is partly because unemployment has fallen and so there are more candidates applying for fewer positions.

So, in order to recruit the best candidates, businesses have to market themselves as good employers. One of the ways they can do this is to offer good employee benefits.

A business can impress talented candidates by offering health care insurance as an employee benefit. This will send your brand up in their estimations and make them more likely to apply.

Employee benefits are also great for your company's reputation. Buyers are more aware of business ethics now and use that information when they make buying decisions. So, when word gets out that you value your employees and treat them well, this will translate to your brand.

Health Insurance Plans that Work for You

So those are some of the reasons that highlight the importance of employee benefits. They help recruit and retain staff, and are great for your brand reputation.

A workforce that is happy with its employee benefits will also be more engaged and productive. So everyone's a winner.

If you would like to know more about health insurance for small business click here.

# data[].attributes.attachment_link.title
Investing in Your Staff: The Importance of Employee Benefits

# data[].attributes.attachment_link.description
Nobody wants to feel like they are not engaged with their job, and no business owner wants disengaged employees. Yet, according to a poll, only 32% of US employees feel engaged. If you own a business, this statistic should worry you.

# data[].attributes.headline
Understanding Your Small Business Health Insurance Options

# data[].attributes.subject
Understanding Your Small Business Health Insurance Options

# data[].attributes.body
Do you wish to attract and retain top talents that will propel your small business to new heights? Do you have the financial muscle to wrestle the possible claims that will be directed to your business when you don’t have a health insurance policy? Is there a specific option that matches your business needs?

# data[].attributes.attachment_link.readable_text
Do you wish to attract and retain top talents that will propel your small business to new heights? Do you have the financial muscle to wrestle the possible claims that will be directed to your business when you don't have a health insurance policy? Is there a specific option that matches your business needs?

Today, more small businesses are required to provide health policy for their employees than ever before. Also, when you think about its influence in attracting and retaining employees, offering health benefit is a smart financial move.

Yet, deciphering the various small business health insurance options can feel like a daunting thing, especially when you have to think about taxes. There is no one-size-fits-all solution, but there are a few options worth considering.

Learn about your small business health insurance options here.

1. Traditional Group Health Insurance

This is a health plan chosen by the business to provide coverage to its workers and their dependents. The business pays a fixed premium for the coverage, but some employers ask their workers to pay a portion of the premium cost.

Workers are responsible for deductibles and copays associated with health services they seek.

The small business can buy this coverage through health options marketplaces or insurance brokers. This coverage is a good option for small businesses since it's quite easy to obtain and most staff are familiar with how it works.

However, it is possible for your business to end up struggling with the administrative burden and inflexibility associated with the provider.

Looking at the past few years, the price for this coverage keeps increasing and the rising cost can cripple your business.

2. Self-Funded Health Insurance

If the traditional group health insurance is beyond your budget, you may consider self-funded health insurance. In this case, you don't need an insurance broker and your business assumes all the financial risk associated with getting your employees insured.

You also don't need to forfeit any tax benefit to insure yourself. The tax implication of this plan is the same as that of a fully insured plan.

Typically, your business will be required to set up a trust fund to reserve money. The money to pay claims is contributed by both the workers and the business. You can opt to pair the reserved funds with a stop loss policy that cautions your business against potential risk.

All expenses incurred as the business runs this health coverage, including claims, premiums and administrative fees are fully deductible company expenses. The claim and other fillings are managed by Third-Party Administrators.

However, this plan is way too risky and a larger than anticipated claim could easily put you out of business. You can only be comfortable adopting this plan if your business has financial muscle.

3. Association Health Plans (AHP)

This is where a group of small businesses come together and buy healthcare coverage as if they were one single large entity. Once the coverage is in place, it works much like the self-funded health insurance or regular group policy plan would.

However, an AHP is required by the law to offer more than health coverage for its members. Its members must have a couple of things in common.

Having more than one thing in common helps the insurer to have a better understanding of the group members and their health needs too. This is why franchise businesses appear to be the prime clients for AHPs.

4. Qualified Small Employer Health Reimbursement Arrangement (QSEHRA)

This is a business-funded, tax-free health plan used to reimburse staff for individual health care expenses.

It's an ideal health plan for small businesses since they can determine their own spending and offer a formal health coverage to all workers irrespective of workers' personal circumstances.

This plan is meant for small businesses that have fewer than 50 full-time workers. The business must not offer any other group insurance coverage, including health, vision or dental.

The business is also free to include its part-time employees on this plan.

How Does QSEHRA Work?

With this plan, the business offers its staff a monthly allowance and workers are free to buy a package that matches their needs.

Here are the steps:

Step 1

The business determines a monthly allowance. This set budget represents the maximum possible amount of untaxed funds the business will give to the employees for health coverage. There are different plans for workers with families and those without families.

Step 2

Employees use the money given to buy health care services and products they need. This could include personal health insurance, purchase of prescription and nonprescription drugs, deductibles, and copays among other expenses.

Step 3

Employees turn in proof of expenses to the management. The expenses are submitted through formal documents that request you to attach receipts and explanation of expenditures.

Step 4

The management reviews the expenditures then reimburses the employees. You will only be reimbursed after the business' management confirms that everything checks out.

5. Group Integrated HRAs

This is one of the most common health plans among small businesses.

With this plan, your business offers workers a monthly allowance of untaxed funds in addition to the group policy. Workers then select and pay for health coverage and you reimburse them up to their monthly allowance amount.

Your small business is free to create its own worker eligibility requirements as long as workers participate in the group coverage. Employees use this plan to cover expenses such as prescription drugs, deductibles, and copay.

This plan can be expensive to administer since it's attached to group policy. It also covers less than many other policies and hence not favorable to the employees.

Discuss Your Small Business Health Insurance Options with an Expert Today

As a small business, you may feel overwhelmed by the costs of health insurance, but you should consider the risk of not having coverage available for your employees.

Consider the small health insurance options discussed above to protect your employees from high medical expenses. This is an important decision you need to make for your business.

Contact us today if you are looking for health insurance for your small business.

# data[].attributes.attachment_link.title
Understanding Your Small Business Health Insurance Options

# data[].attributes.attachment_link.description
Do you wish to attract and retain top talents that will propel your small business to new heights? Do you have the financial muscle to wrestle the possible claims that will be directed to your business when you don't have a health insurance policy? Is there a specific option that matches your business needs?

# data[].attributes.headline
Texas Small Business health Insurance Plans / Defined Contribution Plans

# data[].attributes.subject
Texas Small Business health Insurance Plans / Defined Contribution Plans

# data[].attributes.body
Custom Health Plans, Inc. can help you learn more about Defined Contribution plans, and help find an affordable small business health insurance insurance solution that meets the needs of you and your employees.

# data[].attributes.attachment_link.readable_text
With Zane Benefits' simple online health plans, you can:

Learn more about
Tax-Free Health Insurance

If you own a small business, the Affordable Care Act (ACA) - more commonly known as Obamacare - opens more avenues for you to offer (or continue to offer) health insurance benefits to your employees. The catch is that your obligations as an employer have become difficult to understand without expert guidance. The good news is that many options are available to satisfy your small business's health insurance needs. From Group Health to the increasingly popular Defined Contribution Plans, we can assess your organization and figure out an affordable health insurance policy that works for you and your employees.

The good news is that many options are available to satisfy your small business health insurance needs in Texas. From Group Health to the increasingly popular Defined Contribution Plans, we can assess your organization and figure out an affordable health insurance policy that works for you and your employees.

There are a variety of plans available that will help you meet your business's specific financial and benefit level requirements. Contact us today to get expert advice about which group insurance option is best for you, or compare group insurance plans right now to get started.

Get A Small Business/Group Quote

What Small Business Owners Should Know About the ACA

For health insurance purposes, the ACA defines small businesses as companies with 50 employees or less. It is important to know that the ACA's mandates for minimum essential coverage differ between small businesses and large employers. In some cases, small businesses may qualify for federal subsidies, as well. Because of these changes in group insurance, many employers are moving to Defined Contribution plans as an affordable alternative.

Texas Small Business Health Insurance

As a small business owner, your employees are your single greatest investment. This is why it's so crucial to have a solid health insurance plan in place - so that you're able to hire and retain employees for a number of years. In addition, one of your #1 goals should be maintaining satisfaction and productivity in the workplace, which is why it's imperative to find a group healthcare plan that best benefits your business.

It's tough for anyone to make sense of the current healthcare industry. At Custom Health Plans, our team is here to help you with small business insurance in Dallas and Houston! We want to help you keep your healthcare costs low while also ensuring that you select the right type of coverage. This is one of the most important decisions that you as a business owner will ever make.

Health Insurance for Small Business Owners

Health insurance can be complicated and very tricky to navigate. And, as a small business owner, it's crucial that you pick the best health insurance plan for your employees - in order to ensure overall satisfaction in the workplace. All of which is to say, hiring a health insurance broker can greatly help!

Here at Custom Health Plans, we can help you select the best and most affordable small business health insurance on the market today. Whether you need several benefits or just one, regardless of the size of your business, our healthcare experts can help you select high-quality coverage. We are happy to offer specialized guidance and support, so that you can make sure that your employees stay productive, happy, and satisfied at work.

Custom Health Plans for Small Businesses

To meet the ACA's requirements and keep your small business's health insurance costs affordable, you have to understand your options completely. Otherwise, you may not be taking full advantage of the options available to you in the new insurance climate created by the ACA. The potential tax benefits alone are worth starting the conversation with an insurance specialist.

Certainly, the ACA presents small businesses with many challenges. To find the right answers, you need to have a thorough understanding of where you have opportunities to use the ACA's provisions to your advantage. If you would like to learn more, please see our Group Insurance Frequently Asked Questions section.

Defined-Contribution Plans

The ACA has had a significant impact on how employers go about getting insurance for their companies. Group health insurance premiums and deductibles are continuing to rise, which only makes obtaining coverage for your employees more difficult to manage. To control costs over the long term, many small business owners are turning to defined-contribution health plans to manage the rising cost of health insurance. To determine whether a Defined-Contribution plan is right for your organization, please see our Defined-Contribution guide, or if you would like to simply learn more, please see our Defined-Contribution Frequently Asked Questions section.

Contact Custom Health Plans Today

We can help you find an affordable insurance plan that meets the needs of you and your employees. Contact us today!

If you're preparing to invest in small business health insurance, it's critical that you receive an accurate quote and information about your plan. Do you have questions or concerns about health insurance for small business owners? Call our team at (877) 749-2241 today to make a health insurance plan for your small business or send us a message online!

# data[].attributes.attachment_link.title
Small Business Health Insurance: Dallas, Denton, Frisco, Grapevine TX

# data[].attributes.attachment_link.description
With Zane Benefits' simple online health plans, you can: Learn more about Tax-Free Health Insurance If you own a small business, the Affordable Care Act (ACA) - more commonly known as Obamacare - opens more avenues for you to offer (or continue to offer) health insurance benefits to your employees.

# data[].attributes.headline
We are Health Insurance Experts in Dallas

# data[].attributes.subject
We are Health Insurance Experts in Dallas

# data[].attributes.body
We at Custom Health Plans provide Family Health Insurance in Texas and are regarded as the best among-st Health Insurance Companies in Texas. The client testimonials testament our statement and we go above and beyond to suffice for user needs. It is the experience and expertise of our team that has been instrumental in making us the preferred service provider.

# data[].attributes.body
We at Custom Health Plans provide Family Health Insurance in Texas and are regarded as the best among-st Health Insurance Companies in Texas. We understand that not everyone will have the same set of requirements, and that is why we have varied plans for different needs.

# data[].attributes.headline
The New Texas Health Insurance Marketplace - Custom Health Plans, Inc

# data[].attributes.subject
The New Texas Health Insurance Marketplace - Custom Health Plans, Inc

# data[].attributes.body
The Affordable Care Act (often referred to as Obamacare) introduced numerous changes in the health insurance industry, including the establishment of a so-called health insurance marketplace.

# data[].attributes.attachment_link.readable_text
The Affordable Care Act (often referred to as Obamacare) introduced numerous changes in the health insurance industry, including the establishment of a so-called health insurance marketplace.

The Affordable Care Act established the marketplace/exchange to make it simple for uninsured people to purchase one of the individual health insurance plans being offered through it during an annual Open Enrollment period. The marketplace/exchanges were designed to enable users to determine if they are eligible for premium subsidies and apply for them. Those who earn too much to qualify for subsidies can purchase health insurance through the marketplace/exchange or through an insurance broker. Those eligible for a subsidy must go through the marketplace.

Coverage Available Through Marketplace
The types of coverage available through the marketplace are in four tiers based on the benefits offered and on out-of-pocket costs. The levels are:

Platinum (the most expensive and having a 10 percent out-of-pocket cost level)

Gold (20 percent out-of-pocket cost level)

Silver (30 percent out-of-pocket cost level)

Bronze (the least costly premium-wise, with 40 percent out-of-pocket level)

Some states established exchanges that defined essential health benefits that plans must provide at each level. They then selected and certified plans to be offered at each level. Other states chose to have the federal government directly facilitate their exchange. So, given the variations by state, there will be specific plans available at each level through the marketplace depending on where you live. As well, other options that meet your needs and budget may be available through a broker.

Comparing Plan Options

When comparing plans available to you through the marketplace or an insurance broker, consider your monthly premiums and your out-of-pocket costs (copayments, deductibles, coinsurance, and out-of-pocket maximums), but also consider your anticipated needs, the types of plans, the providers available to you, and the benefits offered. All plans offer the same preventive care and essential coverages, but some offer additional benefits or more flexibility.

Enrollment Period

The initial enrollment period ended on March 31, 2014. The next annual enrollment is scheduled for November 15, 2014 through February 15, 2015. Much like an employer's plan, you have to have a Qualifying Life Event (e.g. job change, involuntary loss of other coverage, marriage, divorce, birth of a child, etc) to make plan changes or to purchase a marketplace health insurance plan until the annual enrollment period. You can cancel coverage at any time however with the limitations in the insurance market today, purchase health insurance coverage through an insurance broker who has the knowledge and expertise on what can and can't be done.

The "SHOP"

The Affordable Care Act also created the Small Business Health Options Program (SHOP) Marketplace to help small businesses provide health coverage to their employees. This is completely different from the health insurance marketplace for individual policies. However, due to significant changes and rising costs of Traditional Employer based Group Health Insurance, many employers and small business owners are seeking more affordable group health insurance options. One of the best options are a " Defined-Contribution Plan" as an affordable insurance solution for their organizations. Contact us or call now at 877.749.2241 to speak with a Health Insurance Specialist to learn more about these new affordable Defined Contribution Plans.

# data[].attributes.attachment_link.title
The New Health Insurance Marketplace | Shop for Insurance

# data[].attributes.attachment_link.description
The Affordable Care Act (often referred to as Obamacare) introduced numerous changes in the health insurance industry, including the establishment of a so-called health insurance marketplace. The Affordable Care Act established the marketplace/exchange to make it simple for uninsured people to purchase one of the individual health insurance plans being offered through it during an annual Open Enrollment period.

# data[].attributes.headline
We are Health Insurance Providers in Dallas

# data[].attributes.subject
We are Health Insurance Providers in Dallas

# data[].attributes.body
If you are looking for health insurance in Dallas, then you can count on the health insurance in Dallas expert Custom Health Plans. With over three decade long experience, we have been able to suffice for user needs, and continually strive to surpass client expectations through our products and services. It is the availability of various insurance plans, and the amazing rates, that our products are the first and most sought after option in the field of our business.

# data[].attributes.attachment_link.title
We are Health Insurance Providers in Dallas

# data[].attributes.attachment_link.description
If you are looking for health insurance in Dallas , then you can count on the health insurance in Dallas expert Custom Health Plans. With ov...

# data[].attributes.headline
Affordable Health Insurance in Texas, Guaranteed!

# data[].attributes.subject
Affordable Health Insurance in Texas, Guaranteed!

# data[].attributes.body
We at Custom Health Plans are known for our affordable health insurance in Texas. Whether you are looking for small business health insurance in Texas or other options, you can count on the experience and expertise of our team, as we go above and beyond to suffice for user needs. It is the years of experience and the satisfied clientele that has made us the preferred health insurance provider in the area.

# data[].attributes.headline
Texas Health Care Reform Explained - Custom Health Plans, Inc

# data[].attributes.subject
Texas Health Care Reform Explained - Custom Health Plans, Inc

# data[].attributes.body
Many attempts have been made at Health Care Reform in the U.S. The most recent – The 2010 Patient Protection and Affordable Care Act – is usually referred to as the Affordable Care Act (ACA) or Obamacare.

# data[].attributes.attachment_link.readable_text
Many attempts have been made at Health Care Reform in the U.S. The most recent - The 2010 Patient Protection and Affordable Care Act - is usually referred to as the Affordable Care Act (ACA) or Obamacare. The long, complex piece of legislation is reforming the health insurance industry by providing more Americans with affordable coverage with the ultimate goal of curbing health care spending growth in the U.S. Among the ACA reforms, are new benefits and protections, rules for insurance companies, taxes changes and more. To fully understand how health care reform affects you, read on.

The ACA health care reform was enacted to make it easier for you to get affordable medical treatment, prescription drugs and preventive care. The Act may have had a rocky start, but the ACA did make it financially possible to get health insurance for millions of Americans who could not afford care before. By mid-2014, the ACA has achieved the following:

3 million young adults who were previously ineligible to get coverage through their parents' health insurance can now do so.

3 million seniors have access to better coverage for prescription drugs.

Millions of adults and children have access to no-cost preventive care to ward off or identify health issues early on.

Here are some of the major reforms to the health care system provided by or accelerated by the Affordable Care Act:

Changes That Affect You (and Everyone Else)

Ending Limits on Care - In the past, medical insurers put dollar limits on how much money could be spent annually and lifetime on care. Which meant, if you had a transplant or expensive illness, you might run out of insurance for the year or possibly forever. The ACA eliminated lifetime and annual limits on health benefits. There can still be limits as to how many times you may access certain services in a given year, such as chiropractic or physical therapy, but no care can be denied for the rest of your life.

Free Preventive Services - All plans now cover certain preventive services, like mammograms and colonoscopies, for free. The idea is to keep you healthy, screening for serious conditions like cancer and heart disease, offering flu shots, contraceptives and more to allow you to better manage your health.

Eliminating Discrimination Against Those with Pre-Existing Conditions - Health insurers can no longer deny you coverage or charge more to someone with a pre-existing condition.

Coverage for Young Adults - In the past, many young adults who finished school and did not have health insurance through an employer went without coverage. Now, if you are under age 26, in most states, you can be on a parent's health insurance plan, even if you are no longer a full-time student.

Marketplace Changes

More Businesses Offering Health Insurance to Their Employees - Employers must now provide health insurance to employees who regularly work 30 or more hours a week. In the past, many restricted insurance coverage to those who worked full-time and many small businesses did not offer insurance to their staff. That said, employers are turning away from the increasingly expensive and confusing Group insurance plans, turning instead to the more popular Defined-Contribution plans.

New Funding Approaches - Many companies are considering a defined contribution approach to health insurance where they contribute a set amount toward employees' coverage. The idea is that companies can control their benefits costs by budgeting a set amount per employees. The employees then get the freedom to purchase a plan that meets their needs. This is quickly becoming the most popular plan for small business owners.

Health Savings Accounts and High Deductibles Plans Offering Greater Value Proposition - High deductible health insurance plans traditionally have considerably lower premiums than others. Health Savings Accounts allow people to save tax-advantaged money to pay for health care costs until the deductible is met. The combination offers people more flexibility to make choices about their care and increasing awareness of true costs of care, thereby encouraging a more consumer approach to purchasing care.

Reducing Costs for the Uninsured - Some estimates say that families typically spent $1,000 extra a year in health care costs to cover care given to the uninsured in the U.S. Now, with health insurance required, the numbers of uninsured are falling. Some argue that tax dollars, in the form of subsidies, are paying for that coverage, but the costs are expected to be less than covering the uninsured.

Advantages for Small Businesses

Small Business Tax Credits - Historically, because of economies of scale and bargaining power, larger employers paid less for health coverage than smaller businesses. Now, businesses with 25 or fewer full-time-equivalent employees and average wages of $50,000 or less may be eligible for a tax credit for providing insurance to their staff, thereby reducing their costs considerably.

Greater Options for Small Businesses - The ACA created the Small Business Health Options Program (SHOP) Marketplace to help smaller-sized companies purchase health coverage to their employees. This is different from the Health Insurance Marketplace where people like you can purchase individual coverage. Due to many confusing changes in group insurance, however, many employers are looking to Defined-Contribution plans as an affordable insurance solution for their organizations.

# data[].attributes.attachment_link.title
Health Care Reform Explained | Shop for Insurance

# data[].attributes.attachment_link.description
Many attempts have been made at Health Care Reform in the U.S. The most recent - The 2010 Patient Protection and Affordable Care Act - is usually referred to as the Affordable Care Act (ACA) or Obamacare.

# data[].attributes.headline
We Are Health Insurance Experts in Texas

# data[].attributes.subject
We Are Health Insurance Experts in Texas

# data[].attributes.body
We at Custom Health Plans are the best health insurance in Texas provider, and have been regarded for our individual health insurance in Texas. We provide health insurance for Individual and Family, as well as Small Business. Along with the aforementioned we also provide short term health plans that suffice for user needs.

# data[].attributes.headline
Affordable Texas Health Insurance Plans - Custom Health Plans, Inc.

# data[].attributes.subject
Affordable Texas Health Insurance Plans - Custom Health Plans, Inc.

# data[].attributes.body
At Custom Health Plans, you can browse your health insurance options and receive the best Texas health insurance quotes. We invite you to compare prices and benefits side-by-side from the largest selection of affordable Texas health insurance plans from leading companies nationwide.

# data[].attributes.attachment_link.readable_text
We know you have many choices and options for affordable Texas health insurance, and we appreciate the opportunity to earn your business and trust. Our commitment is to provide you with the information and assistance you require to make an informed decision regarding your Texas health insurance needs.

Because there are so many options and plans available, we created Custom Health Plans for individuals, students, families, small businesses and the self-employed to find, compare and buy Texas Health insurance, Life Insurance, Dental Insurance, Short-Term Medical Insurance and Texas Health Savings Accounts(HSAs).

With Custom Health Plans, you can browse your health insurance options and receive the best Texas health insurance quotes. We invite you to compare prices and benefits side-by-side from the largest selection of affordable Texas health insurance plans from leading companies nationwide.

We are here for you every step of the way as you choose the best Texas health insurance to fit your needs. Whether a PPO, an HMO or a Texas health savings account, we have the resources to provide you with the personal support you deserve.
Click here for Affordable Health Insurance!

# data[].attributes.attachment_link.title
Affordable Health Insurance Plans | Custom Health Plans

# data[].attributes.attachment_link.description
We know you have many choices and options for affordable Texas health insurance, and we appreciate the opportunity to earn your business and trust. Our commitment is to provide you with the information and assistance you require to make an informed decision regarding your Texas health insurance needs.

# data[].attributes.headline
Is a Texas Group Health Insurance Plan Right for a Husband and Wife?

# data[].attributes.subject
Is a Texas Group Health Insurance Plan Right for a Husband and Wife?

# data[].attributes.body
If you’re self-employed, you may not realize that you have group plan options when it comes to your health insurance. For many spouses, this makes an impact on everything from the quality of their coverage to the cost that they pay. While there are a few different directions you can go, you should take the time to learn more about whether group plans are right for you or not.

# data[].attributes.attachment_link.readable_text
If you're self-employed, you may not realize that you have group plan options when it comes to your health insurance. For many spouses, this makes an impact on everything from the quality of their coverage to the cost that they pay. While there are a few different directions you can go, you should take the time to learn more about whether group plans are right for you or not. To help you get started, here are a few steps that you can take and couple of areas of health insurance available in Texas to consider as you make the decision.

Gain a Better Understanding of What Group Health Insurance Plans Are

Understanding what a group health insurance plan is will be the first step towards making the right decision for you. Texas group health insurance plans are employer-sponsored, and they are for dependents as well as employees. These can vary depending on the state, and that's one reason it's so important to get an expert in the health insurance industry involved as you move forward.

Learn More About the Health Insurance Plan Options

Often when a husband and wife have a plan together because one (or both) are self-employed, you'll have options which are generally PPO's or HMO. PPO stands for "Preferred Provider Organization." In this plan, you'll choose in-network health care providers and doctors. It won't require you to be referred by your primary care doctor, and often you'll have an annual deductible.

An HMO plan (Health Maintenance Organization) provides a wide variety of healthcare services for preventative care as well as immediate care. The primary care physician that you choose will also be responsible for providing referrals before you can see a specialist. There are a range of HMO plans and they tend to have lower out-of-pocket expense.

In a nutshell, a PPO provides coverage for of network and are nationwide. An HMO is network only and generally are regional (smaller) networks.

Speak with a Texas Health Insurance Broker to Learn More

If you are considering a husband and wife healthcare plan, you should speak with a health insurance broker to learn more about your options. Because health insurance can get complicated and overwhelming, it's important to bring in someone who understands the industry and all of the changes that go with it. The health insurance broker will review HMO and PPO plans with you in more detail and listen to your goals for health insurance.

Write down a list of questions you have for the local health insurance broker as you do your research and learn more about your options. The more informed you are, the better choices you can make about your health care coverage. Trust that an insurance broker doesn't work for one provider, but can access the different providers available, so they will help you find the absolute best option for your situation.

Get a free Texas health insurance quote

Take the time to get a free health insurance quote to find out what plans are within your budget. A husband and wife health insurance plan can be more convenient and affordable than many other options, but the only way you're going to find out is if you get a quote.

# data[].attributes.attachment_link.title
Is a Texas Group Health Insurance Plan Right for a Husband and Wife? |

# data[].attributes.attachment_link.description
If you're self-employed, you may not realize that you have group plan options when it comes to your health insurance. For many spouses, this makes an impact on everything from the quality of their coverage to the cost that they pay. While there are a few different directions you can go, you should take the ...

# data[].attributes.headline
Get Best Health Insurance Plans for Individuals in Houston with customhealthplans.com

# data[].attributes.subject
Get Best Health Insurance Plans for Individuals in Houston with customhealthplans.com

# data[].attributes.body
If you are looking for health insurance for Individuals in Houston, then you have made the right choice because we at Customhealthplans.com are focused on your healthcare needs and our products and services cater to individual health insurance needs.

# data[].attributes.body
Despite not wanting, burden of heavy medical and surgical expenses devastate most of the families. Secure the health of your family and staff by having the best insurance plans with the help of Custom Health Plans. We have years of working experience with reliable insurance companies.

# data[].attributes.attachment_link.title
Custom Health Plans, Inc on CityByApp Inc.

# data[].attributes.attachment_link.description
Learn about Custom Health Plans, Inc, Financial Services in Plano, Texas. Find Custom Health Plans, Inc reviews and more on CityByApp Inc..

# data[].attributes.body
There’s no specific time of buying the best medical insurance plan. Secure your health from future emergencies by getting in touch with Custom Health Plans. Our goal is to provide clients with the best and most customized insurance plans possible while offering the highest levels of service, professionalism and respect.

# data[].attributes.attachment_link.title
Custom Health Plans, Inc - Get Found Online

# data[].attributes.headline
Looking For a Licensed, Certified and Top Ranked Health Insurance Agency

# data[].attributes.subject
Looking For a Licensed, Certified and Top Ranked Health Insurance Agency

# data[].attributes.body
Depending upon your policy you can fetch cover for different ailments and even a visit to your doctor for can be covered. You need to get individual health insurance in Houston through a renowned and licensed insurance agency with a mass local base and guaranteed claim assistance history. Only a top and renowned health insurer will assist you in cashless treatments when you get hospitalized.

# data[].attributes.headline
Individual Health Insurance Agents Near Me

# data[].attributes.subject
Individual Health Insurance Agents Near Me

# data[].attributes.body
Medical emergency can knock your door anytime. In such, feel better off by consulting individual health insurance agents of Custom Health Plans and finding the best insurance easily. Our team of professionals has over 30 years of experience in plan design, underwriting and claims management.

# data[].attributes.attachment_link.title
Custom Health Plans, Inc - Insurance in Akamkudi, Ker - addYP.com (Business Listing Site)

# data[].attributes.attachment_link.description
Tips, reviews and general information about Custom Health Plans, Inc, a Insurance located in Akamkudi, Ker

# data[].attributes.headline
Health Insurance Brokers for small business

# data[].attributes.subject
Health Insurance Brokers for small business

# data[].attributes.body
Cover the health of your staff with a wise decision of opting for the best health insurance for small business from Custom Health Plans. We are a team of the experienced health insurance brokers, whose goal is to provide clients with the best and most customized insurance plans possible while offering the highest levels of service, professionalism and respect.

# data[].attributes.attachment_link.title
Custom Health Plans, Inc in Plano - YelloYello

# data[].attributes.attachment_link.description
We are a full service health insurance broker located in Texas which helps individuals, families, small businesses and the self-employed in getting the best health insurance coverage. Our team has more than 30 years of experience in the health insurance and financial services fields.

# data[].attributes.headline
Get a Genuine Health Insurance Plan for Corporate Group, Friends & Family

# data[].attributes.subject
Get a Genuine Health Insurance Plan for Corporate Group, Friends & Family

# data[].attributes.body
When you are looking for a suitable health insurance plan for business, family and individuals you need to consult the best health insurance agents in Houston TX. Only a top ranked and certified agency with state approval can assure you quick claim settlements whenever needed. You can visit the online links of different insurers and request their premium values for a certain amount of health cover. A top agency will offer you direct insurance premiums without any agent or middleman charges.

# data[].attributes.headline
Get the Correct Health Insurance Quotes in Dallas, Texas with customhealthplans.com

# data[].attributes.subject
Get the Correct Health Insurance Quotes in Dallas, Texas with customhealthplans.com

# data[].attributes.body
We have been in the business for a long time and our team of professionals has more than 30 years of experience in the health insurance and financial services fields.We offer insurance plans for all, from Individual and Family to Small Business and Short Term health. Our team customizes the plans based on the need shared and gives you a quote that is less on your pocket, but more in benefits.

# data[].attributes.body
Cover your dental health with the best dental insurance plans by hooking up with Custom Health Plans in Dallas, TX. Our goal is to provide clients with the best and most customized insurance plans possible while offering the highest levels of service, professionalism and respect.

# data[].attributes.attachment_link.readable_text
Are you looking for affordable Dallas dental insurance but don't know where to start? We've partnered with Delta Dental to cover all of your dental insurance needs. Delta Dental is passionate about oral health and its importance to generations of families. For more than 50 years, they have made dental coverage accessible to a wide variety of employers, groups and individuals.

It's common for people to secure health insurance and neglect dental insurance. But since oral health is a significant indicator of general health, it's important to take care of those teeth. Plus, dental work can be very expensive, especially if you need major work done, so dental insurance can save you a lot of money in the long run.

When applying for dental insurance in Dallas, check to see if your preferred dentist is in the plan's network. If yes, you'll be able to see your dentist at discounted rates. If your dentist isn't part of the plan's network, then you might be charged higher fees for seeing him or her. If you don't have a dentist at all, then you're free to choose any dentist within the network, which will keep costs down.

Cheap Dental Insurance Texas

Are you wondering whether or not investing in cheap dental insurance in Texas is a smart move? In short, it is! Having a dental insurance place in plan helps prevent costly medical procedures in the future, and helps promote sound oral health in the NOW. And the best part is, you don't have to break the bank to pay for dental insurance.

Here at Custom Health Plans, thanks to our years of experience and longstanding partnerships with all the leading insurance carriers, we can help you find a truly affordable dental insurance plan, regardless of your specific needs. So, what are you waiting for? It's time to take active steps to improve your oral health today.

It's also important to research how your dental insurance covers preventative care like standard cleanings and x-rays. Most plans do not charge extra for these services, which means that consumers who don't require any special care won't incur charges outside their monthly premiums.

Dental Insurance Dallas, TX

There are several advantages to securing a sound dental insurance plan that suits your needs. For instance, having dental-specific insurance greatly promotes oral health. Getting regular checkups and cleanings is key, when it comes to preventing costly procedures. Having a healthy mouth is one of the key components to having an overall healthy life!

Plus, dental insurance doesn't have to break the bank - it's very affordable. Dental insurance can help pay for all your dental costs; this type of care will benefit you for years to come. There's no doubt about it: Having a dental insurance policy in place allows individuals to access dental care treatments at reduced prices, and also promotes oral health.

But if you do require special care, like fillings, crowns or a root canal, then your dental insurance will kick in to cover the costs. Pay attention to your plan's annual maximum. If your plan has a low annual maximum of $1,000 for example, you'll have to pay fees on top of that amount. Plans with higher maximums will cover more throughout the year, leaving you with fewer dental bills.

Dental insurance is an important component to any financial plan. To help you navigate the maze and find affordable Dental insurance, we're here to provide information and insights that will simplify the decision process.

NEW: Vision Plans NOW available through Davis Vision! Click here for free quick Dental and Vision Quotes!

Contact Custom Health Plans Today

We can help you find Dental Insurance that provides the coverage you need right away.

Here at Custom Health Plans, we understand how frustrating it can be to find affordable and effective dental health insurance in Dallas, Texas - regardless of whether you are seeking coverage for yourself, your family, or your small business.

That's why we provide highly customized, quality service and personalized insurance quotes. You deserve the best type of dental coverage for your needs! Do you have questions or concerns about dental insurance? Don't hesitate to get in touch with Custom Health Plans today by calling us at (877) 749-2241 or sending our team a message online!

# data[].attributes.attachment_link.title
Individual & Family Dental Insurance | Custom Health Plans

# data[].attributes.attachment_link.description
Are you looking for affordable Dallas dental insurance but don't know where to start? We've partnered with Delta Dental to cover all of your dental insurance needs. Delta Dental is passionate about oral health and its importance to generations of families.

# data[].attributes.body
Heard, you can cover your health and get the best medical care and treatment during an emergency by having short term health insurance also. So, contact Custom Health Plans in Houston. Our integrated suite of online services and partnerships with top insurance carriers positions us to offer the highest level of service and guarantees the best insurance quotes.

# data[].attributes.attachment_link.readable_text
Major life events can often create gaps in your health insurance coverage. Due to new health insurance marketplace rules under the Affordable Care Act (commonly known as Obamacare), new major medical insurance plans can only be purchased at specific times, known as Open Enrollment periods. If you're left without health insurance coverage and are unable to purchase a new plan, Short Term Health insurance is an affordable way to ensure you have the coverage you need to protect against unforeseen medical expenses.

Short Term Health Plans provide health insurance coverage for a set period of time when needed. This type of health insurance is highly flexible, offering a range of plan and payment options that can get you the coverage you need, tomorrow, at a fraction of the cost of a typical Obamacare plan. Use our quoting engine below to get Short Term Health insurance today, regardless of your life status:
Benefits of Texas Short Term Health Insurance vs. Obamacare:

About 1/2 the cost of an ACA plan and often even less!

Keep your doctors and NO GATEKEEPERS! A Texas short term health insurance plan uses a rich nationwide PPO network, not an HMO.

Your rates are locked in until the end of the year.

You're not subsidizing the rest of the healthcare system - only pay for what you need!

Approximately 25% discount if you choose to pay using the Single Pay option when you purchase!

What is Short Term Health Insurance?

Our Short Term Health Plans offer you highly flexible insurance coverage for times when you find yourself caught in-between insurance plans. Short Term Health insurance can provide you up to $1.5 million of coverage, and you can start your plan in as quickly as 24 hours. Short Term Health insurance offers a solution to your long term health care needs. As such, these policies are significantly more affordable than an Obamacare plan, and can be purchased with a range of coverage terms, deductibles and payment options based on your unique life situation.

Who is Short Term Health insurance ideally for?
Short Term Health Plans are a great solution if:

You've lost coverage due to a recent career or life change;

You missed the open enrollment period and need coverage now;

You're a student or graduate no longer covered under your parents' insurance;

You're a seasonal worker;

You've retired but have to wait for Medicare eligibility;

You're looking for an affordable health insurance solution.

Texas Short Term Health Insurance Summed Up!

The details of a Short Term Health Plan vary case-by-case. To understand what options are available to you based on your specific needs and life situation, you will need the expert advice of a Custom Health Plans insurance advisor. For many, Short Term Health Plans are a great option since these policies essentially buy you time to secure your long term health care needs. We can help you develop a strategy for remaining covered until your long term health plan begins.

Short Term Health Insurance

If you're seeking short-term health insurance options, there are just a few things you should know:

The end of your plan doesn't make you eligible for open enrollment. Keep in mind that when your short-term health plan ends, you will not automatically be able to buy a major medical health insurance plan.

Using a short term health insurance broker in Texas could save you serious time and money. Regardless of the type of plan you're seeking, the health insurance industry is a complex affair. This is why it's strongly encouraged to use a specialized broker! A health insurance broker can help you select the most cost-effective plan for you and your family.

The words "short-term" might not sound like something you should apply to medical insurance. After all, everyone wants insurance that lasts. However, for many people, short term medical insurance really makes the most sense. For instance, if you are healthy, young, and don't qualify for certain tax credits, short term insurance might fit you perfectly.

This type of plan brings several advantages. For one thing, you get to be in control of your plan; you can customize your deductible and skip over certain network restrictions. In addition, you will almost certainly save money by paying lower monthly premiums. Finally, with short term medical insurance, you can enroll immediately and purchase a plan at any time.

What do Short Term Health Plans cover?

Short Term Health Plans come in a variety of forms, offering you a choice of coverage to fit your specific insurance needs. With each plan, you select the coverage duration from 1 to 11 months, and then select a deductible that makes sense with your budget. Below you'll find a couple of our most popular plans provided by UnitedHealthOne:

Short Term Medical Plus: You pay the selected deductible for the term, then insurance pays 80% of the next $10,000 of coverable expenses, with you being responsible for the 20%. The insurance pays 100% of the remaining covered expenses up to $1 million.

Short Term Medical Plus Elite: You pay the selected deductible for the term, then insurance pays 80% of next $10,000 of coverable expenses, with you being responsible for the 20%. The insurance pays 100% of remaining covered expenses up to $1.5 million. Here you'll have the option to add an accident rider.

What is the cost of a Short Term Health Plan?

Individuals are attracted to Short Term Health Plans not just because of their flexibility, but also because of their affordability. In many situations, Short Term Health Plans can be half or two third's the cost of an Obamacare ACA plan. This means that not only can you get Short Term Health Plans outside of Obamacare Open Enrollment periods, but you can actually find significant savings when doing so. Keep in mind, the higher the deductible the lower the premium, and vice versa. This flexibility means that Short Term Health Plans can be very inexpensive and affordable.

For more information about Short Term Health Plan quotes, please see our Frequently Asked Questions guide. To learn more about how Obamacare impacts your Short Term Health insurance, please see our educational resource.

Contact Custom Health Plans Today

Do you have questions or concerns about short term health insurance? Don't hesitate to get in touch with Custom Health Plans today! Our team of experienced healthcare professionals is always happy to assist you. We're here to help you make the most well-informed decision regarding your health insurance. We can help you find Short Term Health insurance that provides the coverage you need right away. Contact Custom Health Plans today or call (469) 361-4032!

# data[].attributes.attachment_link.title
Short Term Health Insurance in Texas | Custom Health Plans

# data[].attributes.attachment_link.description
Major life events can often create gaps in your health insurance coverage. Due to new health insurance marketplace rules under the Affordable Care Act (commonly known as Obamacare), new major medical insurance plans can only be purchased at specific times, known as Open Enrollment periods.

# data[].attributes.body
Take a conscious step to protect the future of your business by having business insurance with the help of Custom Health Plans in Dallas, TX. Being responsive to the needs of our customers is our top priority. This’s why more than 90% of all business insurance claims are processed within 10 days or less.

# data[].attributes.attachment_link.readable_text
With Zane Benefits' simple online health plans, you can:

Learn more about
Tax-Free Health Insurance

If you own a small business, the Affordable Care Act (ACA) - more commonly known as Obamacare - opens more avenues for you to offer (or continue to offer) health insurance benefits to your employees. The catch is that your obligations as an employer have become difficult to understand without expert guidance. The good news is that many options are available to satisfy your small business's health insurance needs. From Group Health to the increasingly popular Defined Contribution Plans, we can assess your organization and figure out an affordable health insurance policy that works for you and your employees.

The good news is that many options are available to satisfy your small business health insurance needs in Texas. From Group Health to the increasingly popular Defined Contribution Plans, we can assess your organization and figure out an affordable health insurance policy that works for you and your employees.

There are a variety of plans available that will help you meet your business's specific financial and benefit level requirements. Contact us today to get expert advice about which group insurance option is best for you, or compare group insurance plans right now to get started.

Get A Small Business/Group Quote

What Small Business Owners Should Know About the ACA

For health insurance purposes, the ACA defines small businesses as companies with 50 employees or less. It is important to know that the ACA's mandates for minimum essential coverage differ between small businesses and large employers. In some cases, small businesses may qualify for federal subsidies, as well. Because of these changes in group insurance, many employers are moving to Defined Contribution plans as an affordable alternative.

Texas Small Business Health Insurance

As a small business owner, your employees are your single greatest investment. This is why it's so crucial to have a solid health insurance plan in place - so that you're able to hire and retain employees for a number of years. In addition, one of your #1 goals should be maintaining satisfaction and productivity in the workplace, which is why it's imperative to find a group healthcare plan that best benefits your business.

It's tough for anyone to make sense of the current healthcare industry. At Custom Health Plans, our team is here to help you with small business insurance in Dallas and Houston! We want to help you keep your healthcare costs low while also ensuring that you select the right type of coverage. This is one of the most important decisions that you as a business owner will ever make.

Health Insurance for Small Business Owners

Health insurance can be complicated and very tricky to navigate. And, as a small business owner, it's crucial that you pick the best health insurance plan for your employees - in order to ensure overall satisfaction in the workplace. All of which is to say, hiring a health insurance broker can greatly help!

Here at Custom Health Plans, we can help you select the best and most affordable small business health insurance on the market today. Whether you need several benefits or just one, regardless of the size of your business, our healthcare experts can help you select high-quality coverage. We are happy to offer specialized guidance and support, so that you can make sure that your employees stay productive, happy, and satisfied at work.

Custom Health Plans for Small Businesses

To meet the ACA's requirements and keep your small business's health insurance costs affordable, you have to understand your options completely. Otherwise, you may not be taking full advantage of the options available to you in the new insurance climate created by the ACA. The potential tax benefits alone are worth starting the conversation with an insurance specialist.

Certainly, the ACA presents small businesses with many challenges. To find the right answers, you need to have a thorough understanding of where you have opportunities to use the ACA's provisions to your advantage. If you would like to learn more, please see our Group Insurance Frequently Asked Questions section.

Defined-Contribution Plans

The ACA has had a significant impact on how employers go about getting insurance for their companies. Group health insurance premiums and deductibles are continuing to rise, which only makes obtaining coverage for your employees more difficult to manage. To control costs over the long term, many small business owners are turning to defined-contribution health plans to manage the rising cost of health insurance. To determine whether a Defined-Contribution plan is right for your organization, please see our Defined-Contribution guide, or if you would like to simply learn more, please see our Defined-Contribution Frequently Asked Questions section.

Contact Custom Health Plans Today

We can help you find an affordable insurance plan that meets the needs of you and your employees. Contact us today!

If you're preparing to invest in small business health insurance, it's critical that you receive an accurate quote and information about your plan. Do you have questions or concerns about health insurance for small business owners? Call our team at (877) 749-2241 today to make a health insurance plan for your small business or send us a message online!

# data[].attributes.attachment_link.title
Small Business Health Insurance: Dallas, Denton, Frisco, Grapevine TX

# data[].attributes.attachment_link.description
With Zane Benefits' simple online health plans, you can: Learn more about Tax-Free Health Insurance If you own a small business, the Affordable Care Act (ACA) - more commonly known as Obamacare - opens more avenues for you to offer (or continue to offer) health insurance benefits to your employees.

# data[].attributes.body
Cover the lives of your loved ones today so that they don’t get deprived of anything after your death with life insurance from Custom Health Plans in Dallas, TX. Our team of professionals has more than 30 years of experience in the insurance and financial services fields.

# data[].attributes.attachment_link.readable_text
If you're looking for affordable Texas life insurance but don't know how much to obtain or what kind you need, we're here to help. Life insurance is simply intended to cover the financial risk of death. In general, any individual who wants to ensure that his or her family can continue their current lifestyle after his or her death needs to have life insurance. So if certain people depend on you for financial support, or depend on you for child care and other home-based services, then you're a great candidate for life insurance.

Life Insurance in North Texas

Life insurance has several variables, including type of insurance, duration of coverage, frequency and stability of payments, payout method and amount of coverage. Term insurance is the most basic-and usually least costly-type of life insurance. It's usually best for people under age 50, and it's written for a specific period of time, typically between one and 10 years. There are several other types of insurance as well, including declining balance term insurance, whole life, universal life and variable life. We're happy to go through each type and option with you to ensure you get the best and most affordable Texas life insurance for your needs and budget.

How much life insurance should you purchase? Good question. People often purchase life insurance based on income replacement. For example, one could purchase enough insurance to replace his or her salary for five to 10 years, but it's also important to consider any large expenditures, like college tuition for children or paying down debts.

Individual Life Insurance Policy

Obtaining an individual life insurance policy is important. This can help to ensure a more secure future for your loved ones when you are gone - what could be more pressing? Without the protection that life insurance can provide, your loved ones may be forced to alter their lifestyles or go broke - should the unexpected happen.

In addition, life insurance is important because it has come to be used as a primary component of overall financial, estate, and business planning. All of which is to say, this is one of the most integral purchases that you and your family will ever have to make!

Term Life Insurance

Are you considering purchasing term life insurance? This is a great choice! Term life insurance can be an excellent fit for individuals and families, for many reasons. For one, this type of coverage tends to be less expensive than whole life insurance. You also have many other options when it comes to term life insurance.

And, because term life does not build cash value and only covers a finite duration of time, this makes it a much better value for young families. Navigating the world of term life insurance can be tricky, daunting, and near-impossible. This is where Custom Health Plans comes in! We can help you select the best possible plan for you and your family.

Life insurance is an important component to any financial plan. To help you navigate the maze and find affordable life insurance, we're here to provide information and insights that will simplify the decision process.

Contact the Term Life Insurance Experts at Custom Health Plans Today

We can help you find Life Insurance that provides the coverage you need right away. Contact us today!

Here at Custom Health Plans, we can help you find the most affordable and effective term life health insurance plan for you and your family. We've been providing affordable solutions for various communities in Texas for over 30 years! So, do you have questions about selecting the best term life insurance policy? Don't hesitate to get in touch with Custom Health Plans today by picking up the phone and calling us at (877) 749-2241! Our team of skilled, experienced healthcare professionals is always happy to assist you over the phone or online. We look forward to speaking with you soon.

# data[].attributes.attachment_link.title
Life Insurance in North Texas | Custom Health Plans

# data[].attributes.attachment_link.description
If you're looking for affordable Texas life insurance but don't know how much to obtain or what kind you need, we're here to help. Life insurance is simply intended to cover the financial risk of death. In general, any individual who wants to ensure that his or her family can continue their current lifestyle after his or her death needs to have life insurance.