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I used investopedia for all my research.

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Premiums and factors that determine them 

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Premiums and factors that determine them 

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Factors that determine premiums would be age and health history.

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What are beneficiaries and how they receive payment

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What are beneficiaries and how they receive payment

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The beneficiaries are the people who get the money from the life insurance policy when the insurer dies.

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1. Term- Term Life insurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time.
2. Whole- This is insurance you buy for the length of your life
3. Universal- Universal Life insurance is a type of cash value life insurance, sold primarily in the United States
4. Variable- Variable Life insurance is  permanent life insurance policy with an investment component.

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Life insurance is a contract between an insurance policy holder and an insurer or assurer