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Life insurance is a contract between an insurance policy holder and an insurer, where the insurer promises to pay a designated beneficiary in exchange for a premium.

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one type is

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covers a person for a set amount of time. some policies have premiums that never increase. Term life insurance is the most affordable

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covers your entire life , you can earn dividends. Builds cash value that's guaranteed to grow over time

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a premium is the amount you pay for your health insurance every month.
a factor that can affect a premium is your age, the younger you are the lower the rate is. another factor is your health history or your current health

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many of the same benefits as whole life. covers you for life and builds cash value over time.

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life time insurance protection that also offers growth and income potential

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a beneficiary is someone eligible to receive distributions from a trust , will, or life insurance policy.

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North westers mutual,
healthcare.gov
investopia