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Games, stories, videos, real-life challenges… What works best?
How can we make money topics more fun and relevant?

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What resources or skills do youth and youth workers need?
Where do young people go for financial info?

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How do you feel about AI, crypto (like Bitcoin), and digital money?
How is social media shaping how we think about money?
What’s exciting — and what’s scary — about these changes?

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What financial challenges do youth face in your country?
What do you wish you had learned earlier?

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🧠 Help Us Rethink Financial Education!

✔️ Add your voice in any column. Like, comment, or respond to others.
💡 Be honest, bold, and creative — your input will shape the future of financial literacy!

📝 You can add text, video, audio, images... whatever you want!

🧾 Questions I (Still) Have About Money

💻 Digital & Finance?

🧰 Financial Support Needs

🎯 Ideas to Make Financial Literacy More Engaging

📝 Please share your age and country.

✔️Remember to add a title or topic to your post

🎨 Don’t forget to color your post:
🔵 Youth 🟢 Youth workers 🟠 Parents/Educators

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How do you address Financial literacy with kids / youngsters with different economic backgrounds?

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Does social media and influencers foster the financial literacy and interest of young people or makes them more likely to be scammed?

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I have heard many times that if we leave our money "sitting in the bank" we are losing money. Why so?

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Money and sustainability, two faces of the same coin

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Money and sustainability, two faces of the same coin

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Something "revolutionary" I learned on the way:

1. we vote with our wallets; choosing how and were we spend our money is a way to practice our freedoom of expression (I know, it sounds cynical but we live in a capitalist world, we gotta start somewhere) and find what little space of maneuver the system does not allow: a good example is the BDS movement. If we are the food we eat, we also are the things we buy.

2. spending more can be better than saving up; getting good quality shoes that can last longer and allow us to buy less later on and pollute less - even if more expensive. Often, socially sustainable products that value workers and do not exploit people are more expensive, but garantee better quality. The cost is worth is for us all.

3. buying second-hand, giving away and sharing; I find that point 3) combines 1) and 2). Putting all of these into practice will help us save up money in the long term - climate change is expensive, only rich people haven't noticed yet.

Money brings up the matter of ethics, something that is too often overlooked. These strategies are not commonly shared and clear for all - usually one needs to have a deep interest, for personal reasons or sensibility, to be truly invested and practice these actions.

Last but not least: banks and their investments. Picking a bank on the basis of ethics and sustainability is the greatest challenge yet. Our money finances their policies.

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I think that the biggest financial challenge youth face in my country is actually that we don't talk about it during our youth. 

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I think that the biggest financial challenge youth face in my country is actually that we don't talk about it during our youth. 

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A question that I'd like to have answer is how can we actually invest our money.

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A problem that we face About Money is that many people think that we are our money. Is It true?

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I think that the crypto world nowdays is one of the fundamental structuro of economy. Personaly I don't mind this change, actually I think that it is important that also economy evolves with the rest of the world

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Personally I think that one of the skills that youths need is to not loose their money due to a lack of instruction about it.

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Is cryptocurrency really the future of money, or is It just a risk?

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I think that real life situation works best because every error has a bigger impact, so we learn how to avoid that properly.

Maybe learning it with other people could make this topic a lot more fun and engaging.

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Why do so many Young people need financial help today, even if they have a job?

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Why do some online videos or posts go super viral and others don't? What makes them more interesting to people?

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my country, Italy, presents a varied picture from an economic point of view. In the less developed areas, the level of remuneration is so low that it touches subsistence levels. Because of this, almost all the issues related to money are linked to how to deal with its scarcity, not how to use it proactively to improve one's condition in the long term.

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my country, Italy, presents a varied picture from an economic point of view. In the less developed areas, the level of remuneration is so low that it touches subsistence levels. Because of this, almost all the issues related to money are linked to how to deal with its scarcity, not how to use it proactively to improve one's condition in the long term.

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Digital money is a future we cannot ignore. From this point of view, the correct circulation of information is an essential requirement for digital money, cryptocurrencies, combined with artificial intelligence, to fully unfold their potential. This premise necessarily implies a high level of media literacy applied to the finance sector. Conversely, new technologies would end up being useless or, even worse, a black hole that would end up swallowing everything.

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Digital money is a future we cannot ignore. From this point of view, the correct circulation of information is an essential requirement for digital money, cryptocurrencies, combined with artificial intelligence, to fully unfold their potential. This premise necessarily implies a high level of media literacy applied to the finance sector. Conversely, new technologies would end up being useless or, even worse, a black hole that would end up swallowing everything.

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We must be realistic. Young people and adults need a basic education on how savings, basic and low-risk investments work. In most cases, young people do not even feel the need to learn about money and finance. The few young people who do learn about finance, in most cases risk falling prey to misinformation.

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We must be realistic. Young people and adults need a basic education on how savings, basic and low-risk investments work. In most cases, young people do not even feel the need to learn about money and finance. The few young people who do learn about finance, in most cases risk falling prey to misinformation.

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I believe that an approach based on successful cases or positive examples, involving young people, represents the most effective one in transmitting skills and abilities or, more generally, in stimulating young people's awareness on the subject.

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I believe that an approach based on successful cases or positive examples, involving young people, represents the most effective one in transmitting skills and abilities or, more generally, in stimulating young people's awareness on the subject.

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How can we effectively encourage young people to understand basic financial concepts such as budgeting, saving, and interest?

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How can we effectively encourage young people to understand basic financial concepts such as budgeting, saving, and interest?

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In my opinion, schools often miss an opportunity here, as there is too little focus on practical financial skills. As a youth worker, I notice that young people often turn to the internet for information, but those sources are sometimes superficial or even misleading.

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How can we better identify and address the financial support needs of young people, especially those from less privileged backgrounds?

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How can we better identify and address the financial support needs of young people, especially those from less privileged backgrounds?

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As a youth worker I often see that financial hardship is hidden behind shame or silence. Some students quietly skip lunch, avoid excursions, or don’t participate in group activities because of money. We need safe spaces where young people feel comfortable talking about these challenges, and systems that respond quickly and respectfully when help is needed.

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5 YP responses: If you could choose one "lesson" to learn about money and digital finances, what topic would you want the most? (open-end keywords)

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5 YP responses: If you could choose one "lesson" to learn about money and digital finances, what topic would you want the most? (open-end keywords)

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Investing (4 responses)

Saving and planning loans (2)

AI use (1)

Financial safety (1)

EU central digital bank (1)

Financial literacy (1)

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5 YP responses: What are your current financial challenges (rate from the list)?

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5 YP responses: What are your current financial challenges (rate from the list)?

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1. Plan and keep to the budget.

2. Differentiate needs from wants.

3. Understand how borrowing and debt work.

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YP response: What are the financial and digital skills that you will need for the future to be independent and safe (open-ended question)

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YP response: What are the financial and digital skills that you will need for the future to be independent and safe (open-ended question)

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Understand how financial literacy works and learn how to differenciate neds and wants

More informed financial planning, knowledge about loans, and investing

Investing, planning

Ability to use AI

Budget planning

Reducing procrastination

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YP response: Which technologies will have the most significant influence on your financial wellbeing (scale 1 to 5)?

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YP response: Which technologies will have the most significant influence on your financial wellbeing (scale 1 to 5)?

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AI - 4.0

Financial apps (Revolut, PayPal) - 3.6

Data protection and privacy management - 3.6

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5 YP responses: What are the most missing competencies of adults who design and facilitate financial literacy activities for young people (multi-choice)

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5 YP responses: What are the most missing competencies of adults who design and facilitate financial literacy activities for young people (multi-choice)

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Ability to talk about money using understandable and relevant language to young people (2 responses)

Digital financial (e.g. apps, e-money, cryptocurrencies) literacy

Skills to facilitate critical thinking and discussions

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4 YP responses: If you could create one youth activity or programme about money, what kind would it be? (open-ended)

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4 YP responses: If you could create one youth activity or programme about money, what kind would it be? (open-ended)

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Analysis of the market in which young people can invest

How to distribute your budget well

Investing through an easy language and an accessible game-like form

Loan games

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Have you thought about the following? Questions we asked youth workers.

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Have you thought about the following? Questions we asked youth workers.

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1. Who gets to learn about money and who doesn’t? How can youth work break the cycle of financial exclusion?

2. Are we preparing young people to be savvy consumers or informed financial citizens who challenge inequality?

3. From mobile banking to e-wallets, the financial lives of young people are now increasingly digital. But what about privacy, data, and identity? Are we teaching the risks alongside the tools?

4. What does youth-centred financial education look like? Not a lecture, but a dialogue. Not rules, but questions. Are we ready to co-create?

5. Fintech is reshaping banking, but is it inclusive? Can all young people benefit, or are we creating new barriers for them? Let’s talk about digital equity.

6. From budgeting to resisting pressure to spend, how do financial choices shape youth realities today?

7. As a youth worker, you open doors. Could financial literacy be the next door you help young people walk through?

What questions do you ask about money and finances, yourself in secrecy, and when talking with others?

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After posting your questions, stories and ideas, GET YOUR BADGE REWARD!

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After posting your questions, stories and ideas, GET YOUR BADGE REWARD!

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