# data[].attributes.body
Definition: The amount of money needed or available for a purpose.

Sentence: The movie production team went a lot over their budget.

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Definition: The money left over after paying for taxes and food.

Sentence: the family agreed to use their Discretionary Income to go on vacation.

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Definition: A cost that occurs on a regular basis and is necessary for ongoing operation of a business.

Sentence: The manager of Apple picked up a paper filled with recurring expenses and tossed it to the side for later.

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Definition: The cost that typically remains the same in price and frequency.

Sentence: The expensive car brought with it a plan of pricey fixed expenses.

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Definition: Expenses that change depending on how often you use a product or service.

Sentence: The family decided to eat at home more in order to reduce the variable expenses of dining out.

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Definition: When earnings exceed spending in a given period.

Sentence: Thanks to a new job, The boy had a $100 budget surplus.

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Definition: When spending exceeds earnings in a given period.

Sentence: The U.S. currently has a massive budget deficit.

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Definition: The ease in which something can be turned into ready cash without affecting its marketing price.

Sentence: The banks liquidity was quite high.

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Definition: An independent agency created to maintain stability and public support in the nation's financial system.

Explanation: As the family looked at different banks, they made sure it was insured by the FDIC before deciding on one.

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Definition: A non-profit institution that accepts deposits and makes loans.

Sentence: There are many different credit unions around me.

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Definition: a banking account that allows you to put money in, take money out and make deposits.

Sentence: In order to prepare for a vacation, the family took some money out of their checking account.

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Definition: An electric bank that can be used to withdraw cash and make financial purchases.

Sentence: The family went to the ATM in Walmart to get some money.

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Definition: A card that is linked directly to your banking account, allowing you to make purchases with it and the money comes right out of your bank.

Sentence: The family used a debit card to pay for their hotel.

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Definition: An account at a bank or credit union designed to hold your money.

Sentence: The family put money in their savings account for next year.

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Definition: a type of account offered by banks and credit unions where some features are not seen in regular accounts.

Sentence: The bank offered the family a money market deposit account.

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Definition: The percentage that indicates how much a bank made a year.

Sentence: The bank's APY was concerningly low.

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Definition: The rate of interest before adjusting for inflation.

Sentence: The bank's nominal interest rate was expected to be 7%.

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Definition: An interest rate that has been adjusted for inflation.

Sentence: After inflation, the bank's real interest rate was 4%.

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Definition: A comprehensive and organized list of fees or charges associated with specific products or services a business or organization needs.

Sentence: With all the fees from the vacation, the family had to make a fee schedule.

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Definition: a document that financial institutions use to authenticate a customer's signature for personal and business bank accounts

Sentence: The business asked the man for his signature card.

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Definition: a cash reserve that's specifically set aside for unplanned expenses or financial emergencies

Sentence: After a car accident, the family had to go into their emergency funds to pay for their car to be fixed.

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Definition: a document given to an account holder by a financial institution to detail all transactions occurring over a specific time period

Sentence: The bank gave the family a bank statement after they realized they had less money that calculated.

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Definition: Personal Identification Number

Sentence: The man had to put his PIN in before purchasing stuff from the store.

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Definition: occurs when you don't have enough money in your account to cover a transaction, but the bank pays the transaction anyway

Sentence: The man realized his balance was low due to lots of overdreaft.

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Definition: when you don't have enough money in your checking or savings account to cover the entire transaction

Sentence: -\_(0_0)_/-

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Definition: When someone takes money or assets from you through deception or criminal activity.

Sentence: The man was called out for fraud by his friends.

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Definition: Federal Trade Commission enforces a variety of antitrust laws.

Sentence: The man was caught by the FTC for violating antitrust laws.

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Definition: The act of illegally using another individual's personally identifying information to commit a fraud or other crimes.

Sentence: The family shredded their mail in a paper shredder to prevent identity theft.