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in this wall I'm going to talk about Auto insurance and how important is also why should everyone get it after buying a car.

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Summary
this video will tell us exactly what is mean of auto insurance. Auto insurance is a contract between you and the insurance company for any finical loose such as an accident or theft. Also, if there is any medical assistance or injury happen with you they will cover it. You have to apply first and then when both sides accept the offer you going to sign some papers such as the price and date of activation of your policy and ending your policy.

I chose this website because after I watched this video they explained very well what is the purpose of having auto insurance step by step very clearly.

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what is car Insurance? Who does Auto insurance coverage protect ?

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Summary
This video tells us after the accident happened with you how you going to claim your accident because the way you claim your accident is very important such as the time, date, location and pictures of your accident for both of you your car and the other driver’s information. Then communicate with your adjuster because after an accident happens, they going to open a file for you and you will get someone in your insurance company called the adjuster he will be the one to decide about your case.

I chose this video because before this video I watched two different videos about how you can claim your accrued it was not clear but in this video, I could get all the necessary information.

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How Insurance Claims Work and How to Deal with Insurance Claim Adjusters

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Summary

This video tells us some information about insurance deductibles. And explained why when you applied for your insurance is important to know what is your policy deductible. Because there are too many options you can choose whatever you want but you have to know about it because some people do not know about this option. When you involve accident if it is your mistake probably to fix your car you have to pay your deductible but if it is not your fault probably you don’t have to pay any money.

I chose this video because in this video I just found a very useful video which is I had the same exercise before when I have involved car accident I did not know about my deductible.

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Summary

This video tells us some tips for the new driver when they get auto insurance how they can get a better price with good coverage such as going to driving school, shopping around until they find a better price, asking a lot of questions when they call them until you get a good policy with good price, secondary insurance such as driving with your parent’s car and its better if you have house insurance you can make a bundle all together in the same insurance company to get a better price.

I chose this video because I could get all the information needed for new drivers when for the first time they apply for auto insurance.

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Summary

In this website tells us what kind of benefits we can have when we apply for auto insurance.

That coverage will be such as Liability, property damage accident benefit, physical damage and uninsured motorist. That could be a good help for those people who want to apply to get insurance for the first time and also for other drivers too with better prices and good coverage.

I chose this website because this website belongs to one of the biggest insurance companies in Canada and I the been in this for a long time also I have my auto insurance with this company.

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Our systems will be undergoing scheduled maintenance on the evening of Saturday, February 18 to Sunday, February 19. Services will be established on February 19. If you need to report a claim during the scheduled maintenance, we can be reached at 1-866-464-2424. To get a quote, please call. If you'd like to access our online tools, including the Client Centre and mobile app, please check back at a later time.

Regional alert is disabled

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Our systems will be undergoing scheduled maintenance on the evening of Saturday, February 18 to Sunday, February 19. Services will be established on February 19. If you need to report a claim during the scheduled maintenance, we can be reached at 1-866-464-2424. To get a quote, please call.

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summary

this website will show us every necessary information about why insurance price is very high in Canada, especially in some province such as Newfoundland and Labrador. The reason there are too many car accidents is that when they do an accident the cost of fixing their car is too high also when they need some medical assistance that will cost them too much again there are more things getting expensive every day is another reason.

On this website, I could find all the necessary information about why Canada and special some provinces have a very high price to get insurance with the details.

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Here’s why your car insurance bill is too high, and why that’s so hard to fix | CBC News

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Only one thing is clear: drivers are paying a lot of money.

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Summary

This website tells us some information about auto insurance fraud which is another problem with auto insurance companies faced every year this report tells us about every year in Canada almost 2 billion dollars of auto insurance fraud is claimed. “Canadian drivers end up paying an average of $125 annually to combat car insurance fraud. Ontario drivers pay an average of $236 every year to cover the cost of insurers getting defrauded.”

On this website, I found very interesting statistical data about auto insurance fraud and how people doing their claims in a perfect way to get money from auto insurance companies.

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Car insurance fraud is everyone’s problem as rates rise | Ratehub.ca

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Auto insurance fraud is a $2 billion per year problem in Canada, and it’s mostly up to the consumer to solve it. Here’s how they do it and how to avoid it.

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This website tells us some information in Canada having auto insurance is mandatory for every driver who wants to have a car and safe drive on the road otherwise if the driver does not have auto insurance will face a big fine by the police and most likely they will fine him and suspend his diver licenses. Also, there is another option for drivers can buy third-party insurance to be more cover and safe such as Collision coverage, Fire insurance, Theft insurance, Excess third-party liability, and Excess underinsured motorist protection.

I chose this website because this website is a government website which is why I could find really good information.

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The Insurance Corporation of British Columbia (ICBC), a government-owned monopoly insurer, provides mandatory auto insurance. Additional coverage can be purchased from private insurers or from ICBC. The province has a tort-based system with no-fault accident benefits.

A basic Auto plan which provides accident benefits and third party coverage must be bought from ICBC​. ICBC's Basic Autoplan also in​​cludes underinsured motorist, uninsured motorist and unidentified motorist protection as well as inverse liability for BC residents.

The British Columbia Ministry of Transportation and Infrastructure provides specific guidelines​ for drivers and vehicles.

What Insurance Covers

Mandatory third-party liability coverage protects an insured British Columbia driver and/or car owner in the event that someone is killed, injured or suffers property damage as a result of the driver's negligence. Medical benefits are limited to $150,000 per person in British Columbia.

Drivers can buy more coverage to suit their needs including:

Looking to Insure Your Car?

Insurance coverages are subject to change. A change in government legislation or regulations would apply to mandatory coverages. When you buy or renew auto insurance, it's important to understand what's currently mandatory within the province of British Columbia.

The government requires all vehicle owners to purchase a mandatory third-party liability of $200,000. Mandatory underinsured auto insurance coverage provides insured drivers with up to $1 million in coverage for an injury or death caused by an underinsured driver. ​

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The Insurance Corporation of British Columbia (ICBC), a government-owned monopoly insurer, provides mandatory auto insurance. Additional coverage can be purchased from private insurers or from ICBC. The province has a tort-based system with no-fault accident benefits. A basic Auto plan which provides accident benefits and third party coverage must be bought from ICBC​.

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This image shows us how your information affect your insurance rate, that is why some people get really good offer from their insurance company and some people maybe in the same insurance company get really high price.

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In this picture show us why in Ontario insurance price is so high if we compared with different places in Canada because if you go to outside of Ontario for same person and same car probably you get better price

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1-What did you learn about your topic that surprised you the most?

In my topic I learned a bunch of information be honest I have a car and I drive for almost 5 years in this country but still, I did not know everything about auto insurance. But after my research about auto insurance and benefit and all details, one thing that surprised me I did not know about medical assistance because most of the insurance companies have relay good medical assistant coverage for something that happens with the driver.

2. Provide a real-life example of how this topic is relevant or interesting

for you.

Because I have had auto insurance for almost 5 years this topic was a very good example for me I could learn a lot about auto insurance, such as benefits, rates and some tips on how I can get better insurance with a better price. I have a real example it happened to me when I have involved in an accident because it was not my fault, and I did not pay a deductible for fixing my car.

3. If you could pass on your knowledge to a family member or friend, what

do you think is the most important thing to pass on?

I will tell them never to drive their car without having auto insurance for their car because if something happens to them or they hit someone most likely they will be in big trouble.