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Too digitalized, it discourages discussions between individuals that may spark more learning

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Too digitalized, it discourages discussions between individuals that may spark more learning

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Easier online written participation for students who find it difficult to talk in class.

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Students will be able to learn regardless of where they are as long as they have internet access (convenience)

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Give students access to expensive teachers that are in high demand. Also makes education for affordable and available for all

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Can be a cheaper alternative to face-to-face tuition

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Increase accessibility of affordable education for rural region 

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Increase accessibility of affordable education for rural region 

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Such courses are able to make education available for students in the rural region who are unable to attend schools with financial difficulties.

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Additional Materials on TOP of planned content

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Additional Materials on TOP of planned content

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They have to be recognised 1st. As part of a legitimate education qualification
Secondly, the Courses can include content that is For further learning or lengthier explaination on trickier parts of the in-class content

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Learning online requires self discipline, so MOOC classes will be more suitable to JC, Poly or upper sec age.

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Allows student to explore various areas of interest in the courses available.

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Different teaching styles to tailor to the different learning needs of students

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Tuition teachers could teach or answer questions remotely and students need not travel to the centre.

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Useful for people with learning disabilities who can re watch and pause the video based on their understanding

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Help any student discover some classes content before enrolling for them

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For students who are self-disciplined, way more convenient because they can work at their own pace and they earn time by not having to go to lectures (for example if they live far away). Moreover, they benefit from a wider choice of lectures and topics, which are also easier to access.

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Control of pace for slow learners

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Allows students to learn things not normally taught in classes, for example only one type of programming language is taught in class (Python) but the student wishes to learn Java as well to increase their knowledge on the topic.

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Convenient for students to keep up with difficult classes. For example revision of them after class or preparation before the class.

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Can be used as a form of revision for students who are unable to follow closely during class

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MOOC classes can act as additional material on top of existing tuition classes. Or as trial classes.

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efficient, convenient

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Classes can now be based on lessons from universities/credible learning institutions, making the lessons more legitimate. Tuition teachers can be there to answer queries should there be any, making the learning experience even better.

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beneficial for students who are capable of self-learning e.g. home schooling, tertiary students and so on

however, there is a need for an active discussion portal for individuals to pose questions (2-way learning)

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Past lessons can be recorded and accessed by students. Allows tuition centres to reach overseas crowd e.g. English lessons for students in China, India etc

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Good for courses that do not require much participation or interaction

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Good for courses that do not require much participation or interaction

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Many students are held back by the inadequacy of classmates and a culture of learning only as fast as the classroom can follow - so gifted learners can supplement their education with advanced courses online

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Good for self-motivated individuals.

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increase in user base. Which can be a problem, with inputs of content from a large community higher chances that such content produces lower quality lessons due to the open nature of MOOC
.

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If you are unable to attend do the tuition center because of long distances, with the MOOC model this could be avoided.

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Flexibility for working adults, parents who needs to take care of children, people with special needs. Not denying people of chances to learn and improve themselves.

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Flexibility for working adults, parents who needs to take care of children, people with special needs. Not denying people of chances to learn and improve themselves.

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Push down fees being charged by banks for CC transactions

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Convenience for the customer, which causes engagement, generating profit

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Containing all your payments to an online platform allows retailers access to your past purchase information in order to gain insight into their consumers and to tailor more personalized promotions.

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Do away with administrative costs for issuing card / renewing card
Cash can be counterfeit
Consumer data already collectable upon purchasing > Targeted Investment plans

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Increased ease of use as well as lower costs in the long run

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Buyers may slowly turn to using credit cards as their main mean of payment of goods as it is seemingly more convenient then using cash.

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Entice people to sign up for their credit/debit cards because of the added unique incentives retailers they partner up with offer.

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Can enhance security with biometric touch ID authentication

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Banks will no longer have to issue physical cards

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Convenient for buyers thus they would purchase often. The incentives given by using the contactless payment will encourage consumers to purchase

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Convenient for buyers thus they would purchase often. The incentives given by using the contactless payment will encourage consumers to purchase

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Customers can complete their payment fast, reducing the queue timing and hence improving customer satisfaction. Brand will also be perceived as innovative and trendy.

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It make people purchase more easily as the process is fast and convenient, they juste

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Banks can better track consumption patterns and create credit card offers 

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Banks can better track consumption patterns and create credit card offers 

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Increase convenience
Increase impulsive buying

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cash is dangerous
- fraud
- dirty
- theft

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To induce more credit card purchases and hence the opportunity to earn money from interest payments

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They will be able to attract more consumers to use their product and services. 

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They will be able to attract more consumers to use their product and services. 

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Save costs on physical cards, don’t need to keep issuing or reissuing, if its loss or stolen don’t have to cancel and reissue, can just do it online (helpful when traveling too)

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A more seamless and fuss free purchasing method will invite more people to make use of credit cards or increase credit card usage

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On my experience, I'm always afraid of losing my debit card, so this tool would make me use it more and I'm sure the bank want me to use it more

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Increase convenience for consumers so they are more likely to purchase, driving credit card usage

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To increase the propensity for users to use the card by making it more convenient.

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To increase the propensity for users to use the card by making it more convenient.

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Advertisers can offer incentives to consumers to adopt the usage of cashless payments

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Advertisers can offer incentives to consumers to adopt the usage of cashless payments

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By collaborating with Apple Pay/Android Pay, they can encourage more users to adopt their products and services.

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By collaborating with Apple Pay/Android Pay, they can encourage more users to adopt their products and services.

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How can the MOOC model be applied in tuition centres / enrichment class business in Singapore / the region?

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- Applicable but when students have questions they might find it difficult to ask questions

- Fixed learning materials might not encourage creativity and thinking out of the box

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It might be a cheaper and more convenient alternative for the less privileged children in Singapore who are unable to afford the high tuition fees in Singapore

In addition, MOCC allows the flexibility of learning according to their own pace/time restrictions

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The model offers working class the opportunity to learn and upgrade themselves at their own pace amidst their busy schedules.

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- ability to have Q&A like a a regular tuition class
- students have control over when to watch them

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Would benefit teachers in tracking their students' progress levels more effectively as students may have differing learning capabilities

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Depends on the subject and the difficulty of learning it

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For those who wants to enrich themselves and spend their free time/ those with disability, they can do online courses that doesn't require physical presence -- Courses more on the technical side that does not require any particpation

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may be beneficial for slow learners- can control the pace of lessons;

flexible schedule around a student's timetable

more affordable

good for those with health conditions or who face physical disability as being physically present for a class may be difficult

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Will be helpful in the introduction of new and difficult concepts (through diagrams/videos) so that students can learn it before class time

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The MOOC model can be used to offer courses of various levels for people with different stages of knowledge on a particular subject (e.g. Introductory, Intermediate, Advanced etc).

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May be easier for higher level education, where abstract concepts can be easier communicated online. Also depends on type of enrichment - whether it is learning based or skills based (MOOC may be less effective for skills).

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Motivation would be an area that needs to be look into because, from the video we could see that the guy has the drive to attend the courses However for tuitions classes, if they are conducted online, students might be "present" but they might be doing other things online.

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Depends on the education level - For the younger kids, it may not be effective (lower attention span)

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The MOOC model may work as an alternative to tuition centres for students who require additional (general) revision but it may not work for students who require personalised coaching on targeted topics.

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Banks may no longer have to issue a physical card in the future

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- Buyers no longer have to carry credit cards with them to make a purchase

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Banks can earn from the interest when users fall into DEBT
It make people purchase more easily and they do n
Entice

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Remove the hassle to take out cards from their wallets

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More secure ways of payment for customers

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Reduces likelihood of customers backing out of purchases 

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Reduces likelihood of customers backing out of purchases 

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Consumers will think less when purchasing as it is easier

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- Take a small cut from transactions. Though small percentage, but very large volume
- Understand consumer purchasing behaviour
- Encourage impulse purchase and subsequently moving to larger ticket items and finally introduce loans to them

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1. Increase transaction volume
2. Reduce dependence on physical credit and debit cards
3. Reduce overheads for the bank by eliminating the cost of manufacturing cards

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more payment options

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Increase card transactions
More Credit card holders
Advertising

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Increase card transaction

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- Reduce reliance on cash

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fIt looks like Apple Pay / Android Pay will change the way people pay using digital wallet. Why  do banks want retailers to use Apple Pay / Android Pay?  How will it change buyer behaviour?

List a few reasons for contactless payment

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How can the MOOC model be applied in tuition centres / enrichment class business in Singapore / the region?