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For help starting or expanding your business, connect with the Galveston County Small Business Development Center.

Consulting -

GC SBDC’s professional business consultants help you develop business plans and strategies, identify financing options, prepare loan packages and conduct financial check-ups using ProfitCents, a financial analytical software.  Our consultants have extensive, practical experience in varied fields including marketing, finance, retail and management. Most have been business owners themselves, many have advanced degrees. A Spanish to English translator is available upon request.

Workshops & Seminars -

GC SBDC’s affordable workshops and seminars cover business topics including marketing, finance, management, computers, taxes and executive skills enhancement. Our instructors share their real-world experience with you in our state-of-the-art classrooms and computer labs. Our training seminars are designed to help broaden your business knowledge and improve your skills, whether you are new to entrepreneurship or a seasoned entrepreneur.

Specialty Programs -

Sell your products and services to federal, state and local government agencies, pursue international markets, receive free technical engineering assistance, or obtain discounted professional services through our specialty programs.

Business Library -

Whether you are starting, operating, or growing your business in Galveston County, our business research librarian can help you find the information you need to be successful.  Our business information services include access to our business library -- a comprehensive research and reference library offering extensive online and print business tools and resources -- and general reference assistance in conducting industry and market research.

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Online Fraud Detection on Western Union settlement highlights risk of wire transfer scams

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Online Fraud Detection on Western Union settlement highlights risk of wire transfer scams

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The median loss on frauds involving money transfers was $600 last year, twice as much as 2015, according to fraud.org.

Around 39,000 Texans will receive restitution for wire fraud scams involving Western Union in a $586 million settlement announced by the U.S. Department of Justice last month.

The settlement is on top of a $5 million settlement reached last week with Texas and 48 other states over the same issue — complaints by people who used Western Union’s wire transfer service to send money to third parties who were involved in schemes to defraud them.

In both cases, Western Union, the largest money service business in the world, has agreed to implement an anti-fraud program that includes mandatory training of its agents on fraud-induced wire transfers, heightened anti-fraud procedures and other measures to prevent scams through its wire service.

“This settlement serves as a cautionary tale that scam artists are always looking for new ways to fool people into wiring them money, including schemes purportedly involving family members, romantic interests, lotteries and contests,” said Texas Attorney General Ken Paxton in a statement. “Western Union has agreed to establish an anti-fraud program, which should help ensure consumers can safely wire funds and avoid being ripped off by crooks.”

Paxton’s office said the 39,000 Texans had previously filed complaints about being victims of a fraud-induced money transfer through Western Union. The federal government will appoint a third-party settlement administrator and send notices to eligible consumers by reviewing the complaints and Western Union’s databases.

The Department of Justice has set up a website for victims to check on progress of restitution at https://www.justice.gov/criminal-mlars/remission. The amount each victim receives will be based on the complaint and amount lost.

Wire transfers are still the most common form of money transfers used in scams, according to the 2016 Top Ten Scam Report compiled from complaints to the National Consumers League. Wire transfers made up 39 percent of payment methods last year, the report said.

But there are other ways scammers can get your money. According to the report, which was based on 7,000 complaints filed to Fraud.org, credit cards were used 30 percent of the time in scams and debit cards 12 percent.

Last year showed a big jump in the use of gift cards, particularly iTunes cards. In 2016, Fraud.org saw a 30 percent increase in complaints where the payment method included gift cards. In these cases, the victim is asked to load funds onto a gift card and then give the code and PIN number off the back of the card to the scammer, who then deducts funds from the card, leaving the consumer with little recourse to obtain a refund.

Fraud costs are on the rise. According to the report, the median loss was $600 last year, double the cost in 2015. Romance scams, in which victims were in a friendship or relationship with the swindler, continued to be the most expensive, with a median loss of $2,000.

For the fourth year in a row, internet merchandise scams topped the scam list, making up 30 percent of complaints reported to Fraud.org. Many consumers come into contact with these scams through merchandise advertised at deep discounts on a website, social media platform or internet forum, according to the NCL. Scammers offered the discounts on goods like iPhones, sneakers, luxury apparel, video game systems and pets.

In many cases, victims reported being contacted again after not receiving the goods and instructed to send more money to cover fake “shipping” or “insurance” charges.

Some examples of internet merchandise sales scams reported to Fraud.org:

Anna in California paid $3,500 for a used Honda. The seller spoofed a third-party payment site, requesting the funds in iTunes gift cards. The car was never delivered.

John in Indiana paid $600 for a Rottweiler puppy named Roscoe, who never arrived.

Jennifer in Texas bought nearly $400 worth of non-existent airline tickets through a fake site.

Irene in Chicago ordered NFL jerseys through a website claiming to be an official NFL gear vendor. What arrived were clearly low-quality knockoffs.

The best way to avoid merchandise scams is to shop around, said an NCL spokesman. A price far below what other merchants are asking is a red flag.

“The convenience of online shopping is simply unbeatable for many consumers,” said John Breyault, director of Fraud.org. “Obviously there are plenty of legitimate companies online, but there are also fraudulent sellers out to cheat consumers — and they are very good at what they do.”

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Online
Security: Which? Files Supercomplaint Against Banks Over Transfer Fraud

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Online
Security: Which? Files Supercomplaint Against Banks Over Transfer Fraud

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Banks may face formal inquiry into whether they can refuse to reimburse victims conned into transferring money into fraudsters’ accounts

UK banks should do more to protect customers tricked into transferring money to fraudsters, according to a consumer body that has lodged a “supercomplaint” with financial regulators. The move by Which? means banks could now face a formal investigation into whether they can continue refusing to reimburse victims.

The organisation submitted its first supercomplaint this year in the same week that official data revealed that fraud in the UK payments industry had soared by 53% as criminals develop increasingly sophisticated tactics to steal bank customers’ cash.

Which? said banks should “shoulder more responsibility” when someone is conned into transferring money to another person’s account, just as they reimburse customers who lose money due to scams involving debit and credit cards or fraudulent account activity.

Some customers have lost considerable sums. In March this year the Guardian featured the case of Sarah and David Fisher, who were conned out of £25,000 after a fraudster posed as their builder and emailed them a fake invoice that was virtually identical to the one they were expecting.

The explosion in online and mobile banking means UK consumers now make more than 70m bank transfers a month, compared with just over 100m in a whole year just a decade ago. Which? claims that “protections have not kept up”.

Using its legal powers, the organisation has submitted a supercomplaint to the Payment Systems Regulator, the watchdog for the UK’s £75tn payment systems industry, which must now respond within 90 days.

There are many financial frauds that directly target customers, such as phishing emails and phone- and text-based scams. However, among the biggest growth areas are impersonation and deception scams where fraudsters hack into someone’s email account and then pose as the builder, solicitor, landscape gardener or other tradesperson that the consumer has legitimately employed. Typically, the victim receives an invoice via email, which does not rouse suspicion because they were expecting it. It looks authentic and is usually for the correct amount – however, unbeknown to the consumer, the bank account number and sort code have been changed to those of the fraudster.

This is what happened to the Fishers, from north-west London. Last October they received a genuine invoice for building work that was being carried out, then what appeared to be a follow-up email from the same firm with a fresh invoice attached that included “our new banking details”. The couple duly paid the requested £25,000, and while it quickly emerged they had been scammed, by the time the bank that operated the account used to accept their money was alerted, the cash had been withdrawn.

Almost a year after the incident, they have yet to recover a penny of their money. Sarah Fisher, a record label manager, told the Guardian this week that the police had identified the fraudster as someone living in Denmark. As a result, the case was “not being progressed” and had effectively come to a halt.

She added: “We took it to the financial ombudsman, who said that Barclays [which operated the account] had not behaved improperly.” However, she said their MP, Tulip Siddiq, had said the case raised important issues and intended to pursue the matter in parliament.

Victims conned in this way currently have no legal right to get their money back from their bank, said Which?. Banks typically refuse to refund customers on the basis that they made the payment voluntarily. However, Which? said: “Consumers can only protect themselves so far. People cannot be expected to detect complex scams pressuring them to transfer money immediately, or lookalike bills from their solicitor or builder.”

The organisation said banks had invested in security systems to detect and prevent fraud where they were liable to reimburse the victim, but added: “There aren’t sufficient checks if someone is tricked into transferring money directly to another person’s account.”

Which? said it wanted the regulators to formally investigate the scale of bank transfer fraud and how much it was costing consumers, and propose new measures and greater liability for banks to ensure consumers are better protected.

The Payment Systems Regulator confirmed that it had received the supercomplaint and said it would examine the evidence Which? had supplied and gather its own, “to build a clearer picture of the issue and decide a course of action”.

Possible outcomes might include regulatory action, a review or a referral of the complaint to another body.

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Review: The impact of Information Technology (IT) on modern
society

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Review: The impact of Information Technology (IT) on modern
society

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Everything happened in Information Technology (IT) was truly amazing and its developments throughout the decades were really unexpected but incredible at the same time. Its benefits in every sector of the society are unparalleled; no wonder each of them now depends on IT. From the introduction of programming to a personal computer to the birth of smartphone, tablet, and laptop, every change occurred in this field was tremendous.

In the past ten years, a lot of phenomenal inventions were introduced by several individuals or organizations, so what more for the next ten years? Gadgets such as smartphone, tablet or laptop could be replaced by more advanced devices in the near future because it is always "expect the unexpected" when it comes to IT.

From televisions with a channel wheel to light-weight flat screen TVs, most innovations of the past years provided a massive benefit to the society. Owners of smart TVs can now watch videos from the internet on their widescreen TVs and even chat with their relatives overseas.

The impact of IT in our modern society is apparent because almost everyone else is using devices made from its developments. Because of the great convenience IT brought to the society, one can now obtain important sources of information easily and transfer data and finances quickly. Performing a remote or long-distance conference with your business partners is simpler and easier these days. With this, people can save more time to perform their other daily routines at home or in their office.

The increasing number of people accessing the internet every day also results in a lot of opportunities for home-based workers, such as writers. IT and the World Wide Web made access to information easier and such professionals can now submit their manuscripts or edited work online. Everybody could also communicate with their families and friends anytime and anywhere they want.

With all those incredible inventions, you would think that everything is perfect today, but no, developers and inventors will continue to create more brilliant innovations that seem impossible to achieve today. Well, don't be surprised to see people riding a jet pack freely in the sky with no more limits in the next decades. However, put in mind that everything needs to be handled with proper discipline.

IT and its impact influenced Metropolitan Wireless International to create their Unified Message Switch (UMS) in order to help companies who are facing communication issues. MWI and its decade of experience satisfied a lot of clients, and until today, they keep on providing excellent solutions to the communication needs of different businesses.

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Internationally renowned for being one of Europe's most fashionable resorts, Bournemouth attracts millions of visitors of all ages and nationalities each year. Seven miles of golden sand, vibrant nightlife, first-class attractions, beautiful gardens and summer festivals promise something for everyone.

Seven miles of golden sand and sheltered waters make Bournemouth a firm favourite for beach and activity holidays. Perfect not only for families with its pioneering beach safety KidZone scheme and dog-free areas, Bournemouth's daily average of 7.7 hours of summer sunshine also attracts serious sun-worshippers of all ages and nationalities. You will enjoy the award winning parks at Bournemouth; why not spend a lazy summer afternoon listening to the band playing in the Pine Walk bandstand, or take a stroll to the sub-tropical and Italianate gardens.

By day, the town is a shopper's paradise, a combination of high-street favourites and exclusive boutiques. The fashionable new-look Square, with its mosaics and stylish camera Obscura centrepiece, gives an atmosphere of continental chic. As the sun sets over the Victorian architecture, the nightlife in the vibrant and cosmopolitan town centre starts to hot up. Bournemouth caters for all tastes from West End blockbusters, hilarious comedians, classical concerts and plays to some of the hottest night-clubs in the country. Night owls will certainly be spoilt for choice.

Bournemouth's summer Festival For Families offers six weeks of free first-class entertainment for all ages. For children, a Kids Free Entertain-tent and beach GameZones offer a packed daily programme of activities. Adults will enjoy the Musicmakers Festival which welcomes music groups from all over the world, Flowers by candlelight where the Lower gardens are transformed into a twinkling fairyland, and the spectacular Friday Night Fireworks. Why not also visit the new indoor Wacky Warehouse play area, or discover the wonders of the world's oceans at the Oceanarium.

Bournemouth's beautiful beach and excellent leisure facilities make it a popular choice for sports enthusiasts and international sporting events. The seafront plays host to a number of high profile events each year, including the UKOBA Powerboating Grand Prix, Beach volleyball Grand Prix and, for motoring enthusiasts, the first leg of the Mintex National Rally Championship. The Liverpool Victoria UK Snooker championship and Allis-Merlo Pro-Am Celebrity Golf tournament have also become regulars to Bournemouth. Bournemouth's location makes it ideal for recreational sport as diverse as fishing, pony-trekking, cycling and water-sports.

Bournemouth's central location on the south coast makes it an ideal base for exploring the surrounding cultural heritage and stunning countryside that complement its own coastal beauty. To the west, the spectacular craggy rock formations of the Purbecks are the perfect setting for some breathtaking coastal walks. Inland, picturesque Dorset villages nestle amid a rich literary heritage, inspiration for many of Thomas Hardy's classics. Impressive historical ruins and stately homes stand proud in rolling countryside, whilst to the east the ancient New Forest remains a symbol of traditional England.

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Dr
Howard Marans: Best Orthopedic Doctor For Athletes and Sports Injuries

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Dr
Howard Marans: Best Orthopedic Doctor For Athletes and Sports Injuries

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Maintaining an active lifestyle as a student-athlete, minor league player, professional player, or just training to stay fit is a priority to millions of people. When an injury causes a person to halt the training or participation in the sport, the desire to return becomes a feeling of urgency. Athletic and sports injuries may occur due to a variety of circumstances including the type of training or sport of choice.

Orthopedic Doctor for Athletes

A specialized orthopedic doctor for athletes will work closely with the injured person in an individualized manner to achieve an optimal outcome.

Sports Medicine

Sports medicine works on different levels by helping a person:

Achieve peak performance

Recover from all types of injuries

Prevent future injuries through training and education.

Seeking an orthopedic doctor for athletes is essential. The orthopedic specialist understands a person’s dedication for a chosen sport or fitness activity. With the extra training and credentials, the orthopedic doctor for athletes will design the best treatment program for an injured person to allow for the fastest recovery.

Seeking Out Help

Finding the best orthopedic doctor for athletes and sports injuries will depend on a variety of contributing factors. Start by making a list of the orthopedic specialists within a specific geographic location. Ask friends, coworkers, family members, and others to make a referral. Or, use the Internet to check out online reviews. Find out the orthopedic doctor for athletes area of expertise.

Fractures, severe sprains, and overextension are common injuries for athletes. Other injuries require specialities of orthopedic practice.

Shoulder: arthroscopy, rotator cuff, impingement

Knee: ACL, MCL, PCL injuries and torn cartilage

Hip: cartilage injury, tears, bursitis, tendon tears

Elbow: MCL injuries, impingement,

Ankle and foot: tendon repairs

Accurate Diagnosis

Treating the various orthopedic problems and injuries for athletes begin with an accurate diagnosis. The best orthopedic doctor for athletes will begin with a complete medical history. Before the initial consultation, a patient may want to write down information to help with the process. The smallest detail of past injuries may help identify an overtraining technique or other source contributing the present problem.

Along with the complete medical history, a physical examination and testing will be done. The testing may be done with x-rays, MRIs, or other imaging techniques. After all the medical information is gathered, the orthopedic specialist will design a treatment program to best fit the athlete’s needs to return to an active lifestyle.

Treatment Approaches

Each athlete will have a different treatment approach due to the individualized nature of the injury. When the injury is less severe, non-invasive methods are implemented.

Rest

Physical therapy to strengthen muscles and restore function

Over the counter, prescription, and injections to help ease the pain and reduce inflammation to promote the healing process.

Change in fitness routine to help in the prevention of future issues

Bracing, or splints to support the injured area, during the healing process

When the non-invasive methods do not yield the desired results or the injury is too severe, an orthopedic doctor for athletes will recommend Arthoscopic Surgery to repair the damage.

Best Orthopedic Doctor for Sports Injuries

Understanding the unique needs of athletes, Dr. Howard Marans will work with each patient to find the best treatment approach involving the shortest amount of recovery time possible. Please click below to schedule your consultation or call us at 714.979.8981.

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The
Peterson Group LLC: Leadership is Never Based on Position

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The
Peterson Group LLC: Leadership is Never Based on Position

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It is a common misconception that if a person is higher in rank than the others, he is already considered the leader of the pact.  Even managers have this kind of mindset.

Well, fact is, they will not be somehow on that spot if they had not shown leadership streaks, will they? After all, famous author and speaker, John Maxwell has defined leadership as having the competence to exude influence on others, thus gaining the chance to outstand over their peers. Perhaps influence means having to step up the ladder with the help of back up?

However, in his review, Prof. Mel Holcom of Arizona State University clearly states that “the first thing to realize is that taking advantage of a leadership opportunity does not necessarily mean moving up the career ladder.”

How then do we define leadership? And who are those worthy of being called a leader if it is not based on rank or position?

The Peterson Group, a leadership development and organizational consulting firm, states that you do not necessarily have to be an official to be a leader. Leadership goes more than a position or authority. The key is demonstrating relationship skills and, as Maxwell has emphasized, influence.

Setting up a good relationship among your colleagues is an important factor in being a leader, even if you are in the same level with them in a team. It is a big deal among human beings to know there is a person who understands them or someone they can go to when they need it. People can also instinctively know if you are being a fraud through your actions or being true in your intentions. The real emphasis on the C’s (charisma, character, commitment, courage and communication) amounts to the level of relationship you have built with other people, not with how many people are under you.

Influence, on the other hand, is a crucial element in leadership. Leadership can never exist without influence. Influence is not on how many influential people can back you up and get you on top of the pyramid; it is on how many people are willing to give you the position because they know you deserve it.

On a healthy debate held for leadership development among students in Jakarta, Indonesia, reasons for being a leader without holding a position was brought to light. Among the most essential characteristics aside from the aforementioned are initiative, discernment, generosity and focus, characteristics which does not necessarily require rank or position.

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Ear, Nose & Throat (Otolaryngology)

Sacramento, CA

Male. 25 Years of Experience. 3 Insurance Plans

Languages supported at his practice: Russian, Tagalog, English, Spanish

DR. ISAACS’ BACKGROUND

BIO

Richard Scott Isaacs, MD is a practicing Ear, Nose & Throat (ENT Specialist) in Sacramento, CA. Dr. Isaacs graduated from Wayne State University School of Medicine in 1989 and has been in practice for 25 years. Dr. Isaacs accepts multiple insurance plans including Kaiser Permanente, Medicare and Medicaid. In addition to English, Dr. Isaacs’s practice supports these languages: Russian, Tagalog and Spanish.

SPECIALTIES

Ear, Nose & Throat (Otolaryngology)

EDUCATION

1989

Medical School

Wayne State University School of Medicine

Detroit, MI

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Fellows for Health Care Leadership Program with Richard Isaacs, MD

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Fellows for Health Care Leadership Program with Richard Isaacs, MD

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The California HealthCare Foundation (CHCF) has announced the selection of 30 health professionals for the ninth class of its Health Care Leadership Program. The program equips talented professionals with the skills needed to positively impact health care policy and delivery in California. Sponsored by CHCF, the program is administered by the Center for the Health Professions at the University of California, San Francisco (UCSF).

“These leaders bring a broad range of experience as medical directors, administrators, and supervisors, as well as diverse fields of expertise including medicine, nursing, pharmacy, dentistry, clinical informatics, public health, and business,” said Mark D. Smith, M.D., M.B.A., president and CEO of the California HealthCare Foundation. “In the nine years that we’ve supported this effort, we’ve been impressed with participants’ sustained commitment to improve the quality and efficiency of health care in California,” said Smith.

Over the course of two years, fellows convene in seminars led by nationally recognized health care and leadership development experts and faculty associated with UCLA’s Anderson School of Management. The program addresses health care issues from business, leadership, and public policy perspectives. Participants learn to build and lead teams, manage complexity and change, understand and use financial management tools, and respond to the changing health care environment.

“The CHCF Health Care Leadership Program was and continues to be a transformational experience for me” said alumna Susan Ehrlich, M.D., M.P.P., CEO of the San Mateo Medical Center. “As a public hospital CEO and practicing primary care physician, I am deeply committed to improving the health of our communities and the quality, cost, and experience of health care. Through its network of fellows and alumni, I believe the program will make improvements of these types at every level of health care policy and operations throughout the state.”

CHCF Health Care Leadership Program Class of 2009-2011

Afshan Baig, M.D.

Chief Medical Officer, Clinica de Salud del Pueblo

Brawley

Thomas Barber, M.D.

Associate Physician-in-Chief, Kaiser Permanente

Oakland

Laurie Bauer, B.S.N., M.S.P.H.

Quality and Compliance Officer, Ravenswood Family Health Center

East Palo Alto

Patricia Bellas, M.D., M.P.H.

Associate Medical Director, The Children’s Clinic

Long Beach

Lisa Benaron, M.D.

Medical Director, Far Northern Regional Center

Chico

Christine Castano, M.D.

Lead Physician, HealthCare Partners

Arcadia

J. Craig Collins, M.D., M.B.A.

Member, SCPMG Board of Directors; Surgical Residency Program Director; Assistant Chief of Surgery, Kaiser Permanente

Los Angeles

Edwin Feliciano, M.D.

Medical Director, Santa Barbara County Alcohol, Drug, and Mental Health Services

Santa Barbara

Susan Fernyak, M.D., M.P.H.

Deputy Health Officer, Director, Communicable Disease Control and Prevention, San Francisco Dept of Public Health

San Francisco

Khim Fugate, M.H.A., B.S.N.

Chief Nursing Officer, Arrowhead Regional Medical Center

Colton

Paul Giboney, M.D.

Associate Medical Director, Clinica Msr. Oscar A. Romero

Los Angeles

Dawn Harbatkin, M.D.

Medical Director, Lyon-Martin Health Services

San Francisco

Richard Isaacs, M.D.

Physician-in-Chief and Chief of Staff Kaiser Permanente South Sacramento, The Permanente Medical Group

Sacramento

Janet Kiely, R.N., B.S.

Healthcare Administration, CNO/COO, Healdsburg District Hospital

Healdsburg

Claudia Landau, Ph.D., M.D.

Chief of Geriatrics and Palliative Care, Alameda County Medical Center

Oakland

Roscoe Marter, M.D.

Vice President/Regional Medical Director-Santa Clarita Valley, Facey Medical Group

Valencia

Laura McComb, B.S.N.

Corporate Patient Safety Officer, Community Medical Centers

Fresno

Barak Mevorak, M.D.

CEO, Advanced Medical Review

Los Angeles

Sandra Moody, B.S.N., M.D.

Medical Director, Home Based Primary Care/Associate Professor of Clinical Medicine, SF VA Medical Center/University of California, San Francisco

San Francisco

Danielle Myers, M.D.

Associate Medical Director, Golden Valley Health Centers

Merced

Jamie Phillips, B.S.N., M.H.A.

VP Regional Operations, HealthCare Partners Medical Group

Arcadia

Michelle Schneidermann, M.D.

Medical Director, SFDPH Medical Respite; Associate Clinical Professor of Medicine, UCSF/SFGH and SFDPH Medical Respite

San Francisco

Hani Sefain, Pharm.D.

Chief, Pharmaceutical Procurement, Los Angeles County Department of Health Services

Los Angeles

Susan Smarr, M.D.

Physician-in-Chief, Santa Clara Medical Center, The Permente Medical Group/Kaiser Permanente

Santa Clara

David Sofen, M.D.

Regional Medical Director, Palo Alto Foundation Medical Group

Santa Cruz

Paul Subar, D.D.S., Ed.D.

Assistant Professor/Director, Special Care Clinic and Hospital Dentistry Program, University of the Pacific, Arthur A. Dugoni School of Dentistry

San Francisco

Kenneth Tai, M.D.

Medical Director, North East Medical Services

San Francisco

Lucila Tarin, M.D.

Chief Medical Officer, University Muslim Medical Association

Los Angeles

Ana Valdes, M.D.

Medical Director, St. Anthony Free Medical Clinic

San Francisco

Kamille Wright, B.S.N., M.S.

Associate Hospital Administrator II, Los Angeles County Department of Health Services

Los Angeles

About the Center for Health Professions at UCSF

Since 1992, the Center has been dedicated to transforming health care by delivering Leadership programs to empower change agents at every level and within all sectors of the health care system; and internationally recognized, unbiased research to help health care decision makers understand today’s workforce issues and design actionable strategies to solve them.

About the California HealthCare Foundation

CHCF is leading the way to better care for all Californians, particularly those whose needs are not well served by the status quo. We work to ensure that people have access to the care they need, when they need it, at a price they can afford.

CHCF informs policymakers and industry leaders, invests in ideas and innovations, and connects with changemakers to create a more responsive, patient-centered health care system.

CONTACT INFORMATION

CHCF Communications Officer

California HealthCare Foundation

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Mossack Fonseca Group International, fundado en Panamá desde 1977, presenta un vídeo acerca del compromiso social que esta compañía realiza mediante obras y actos plausibles para la comunidad local.

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Mossack Fonseca Group International, fundado en Panamá desde 1977, presenta un vídeo acerca del compromiso social que esta compañía realiza mediante obras y actos plausibles para la comunidad local. Mayor información aquí: https://goo.gl/gZpHlE

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“I believe life is what I make it to be, always has been and always will be” – the words of Meir Ezra, founder and Chief Executive Officer of Securant Inc. clearly establish the persona of one who has built and now running 24 companies that operate in 27 countries around the globe.

Dreams Unlimited:

Business Partner Tony Robbins describes Mr. Meir Ezra as a man who loves to dream and do things that have never been attempted before. Known for his ‘go get it’ attitude, the CEO of Securant Inc. has years of experience as an entrepreneur and multiple patents registered to his name.  The creative genius that he is, Meir Ezra is the creator of TimeMaker  Leadership Software, described as the most advanced management software in the market.

The Business Tycoon:

Owner of several businesses, Meir Ezra has established companies around the world – India, Columbia, Russia, Italy and Israel to name a few. He established a company that dealt with the distribution of gasoline management systems in the US. Needless to say the company had an amazing turnover of $100,000,000 within its first three years. He has also developed a technology that deals with cellphone blocking, another such development is a payment-by cellphone technology and software solutions for the hotel industry. He is also credited with the introduction of a special study technology at schools in Israel.

The Lighter Side:

Meir Ezra is known to be a family man and is devoted to his wife of 25 years. Together they have three children. As the saying goes, ‘All work and no play makes Jack a dull boy’, apart from developing technology, Meir Ezra enjoys karate, motorcycling and kite surfing. He was a high ranking submarine diver in the Navy where he completed advanced courses in electronic countermeasure technology.

The Social Being:

Meir Ezra takes out time to actively participate in community affairs and is known to have supported many charitable causes. One such endeavor was the implementation of drug and prison rehabilitation programs. He has been involved in many community projects and has donated millions of dollars for the same.

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Michael Keeley Cornerstone Research: PRACTICE DETAILS

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Michael Keeley Cornerstone Research: PRACTICE DETAILS

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PRACTICE DETAILS

Corporate Transactions

Cornerstone Research has worked on valuation matters involving such issues as mergers and acquisitions of public or private companies, initial public offerings, private placements, and going-private transactions.

Specific Securities and Stakes

We have experience in the valuation of warrants, options, debt instruments, and convertible and preferred securities. Cornerstone Research staff have also evaluated specific interests in both public and private firms, such as minority shareholder interests.

Specific Business Assets

With our expertise in areas such as securities and intellectual property, we can provide our clients with practical approaches to the valuation of specific assets, including patents, product lines, operating divisions, and subsidiaries.

Agreements and Contracts

Our consultants have used sophisticated techniques, such as Monte Carlo simulations, to value non-compete agreements, technology development agreements, joint venture agreements, and supply and purchase agreements, among others.

Corporate Restructurings

Cornerstone Research’s valuation expertise encompasses matters arising from corporate restructurings, such as reorganizations, bankruptcies, solvency opinions, divestitures, and buyouts.

Michael Keeley provides economic, financial, and statistical consulting and expert testimony.