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I=Interest
P=Principle
R=Interest (%)
T=Time (years)
-Lindsay Vaughn

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the amount earned from saving money over time
-McKenna Puckett

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deposit made once; make a payment today/now
(sophie smith)

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Earning interest on interest. Adds interest onto investment

kevin suh

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The amount earned from saving money over time. The interest gained never includes past earned interest unlike compound interest.
Molly Thomas

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Earning interest on interest -Zyanna H

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Compounded: Bank says you've earned interest therefore you're going to add that interest back in for your principle

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used to calculate amount owed when borrowing money (loans)
-Kelsey Walker

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Values of N
Annually= 1
Quarterly= 4
Monthly = 12
Weekly= 52
Daily= 365

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"compounded ___________"
n= the number of times during the year the interest is being calculated.

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A = I + P
A= total amount (after T years)
I= intrest
P= principle

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P= Principle (lump sum deposited/borrowed)
r= interest rate (per year)
n= number of compounds per year
t= time in years

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yearly. annually, compounded, big lump sum deposit

june suh

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PV=P
PMT=R
FV= A
Rate=R%
Periods=N*T
(Emily Seals)

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How much interest you build in a year based on your initial input and interest percentage

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A plan where you gain interest on the principle and previously earned interest. Unlike Simple where you only gain based on the principle.
Molly Thomas

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keywords:
- "find amount earned"
- "calculate amount owed"
- "Simple interest" explicitly stated in question

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How much do we need to deposit now to achieve some amounts later?
Given the future value (A) and asked about the present value (P)

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You cannot use the app for simple interest.

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Finding the value needed to deposit today to save up for the amount (A) in a certain amount of time.
Molly Thomas

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Annually, weekly, daily, etc.

Haley Edwards

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yearly
monthly
weekly
daily
etc.

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A =total amount (after T years)
I = interest
P = principle

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The amount you need to deposit now to reach a goal later.

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The amount you need to deposit now to reach a goal later.

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-Zyanna H

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will say "simple interest" -Brooke Essick

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How much should be deposited? Sydney stapleton

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“At the end of the month”

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-deposit made once
-payment into account happens “now” or “today”
Kelsey Walker

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Keywords: “each” -at the end of each month (etc)

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Finding how much needs to be deposited periodically to save a total (A) in t years.
Molly Thomas

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Keywords: at the end of each ____
-McKenna Puckett

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When trying to figure out the present value lump sum you can ask yourself "I know I have to invest-

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"at the end of each _______"

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Regular periodic payment keywords-sydney buro

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Regular periodic payment keywords-sydney buro

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“Each”
"End of each ________

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P=R*n*t
Emily Seals

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P=R*n*t

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“At the end of each ________.” Use this type of you know “A,” or the final amount)

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Amount you need to deposit every month

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Lump sum = p, to achieve amount/goal(a later

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P- how much i know i have to invest- I want to know how big can it grow to<

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How long will it take?
-Lindsay Vaughn

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Rule of 72
72/%=approx # of years for investment to double
(Emily Seals)

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“How long will it take?”

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“How long will it take?”

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Deals with solving how long it will take to reach whatever end goal financially you have. When you have all other variables except for 't'.
Molly Thomas

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keywords-
-at the end
-each
-end of each

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Is compounded, which means interest is added back in.