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Video #1 STOCKS vs CRYPTO - Which Will Make You RICH? (2023)

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Video #1 STOCKS vs CRYPTO - Which Will Make You RICH? (2023)

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In this video, you will learn about Mark Tilbury's perspective on both Crypto and Stocks and what will make you rich.

I chose this video because he goes into great detail on the differences between crypto and stocks. He stated if you want more trend predictability and less risk you should pick stocks since it's been around since the 1600s. Compared to crypto, crypto hasn't been around as long compared to stocks, however, the trends of crypto are unpredictable, making profits and gains very explosive. When it comes to picking whats better he stated that it all depends on how long you are planning to invest and your risk levels.

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STOCKS vs CRYPTO - Which Will Make You RICH? (2023)

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Video #2 Cryptocurrency In 5 Minutes | Cryptocurrency Explained | What Is Cryptocurrency? | Simplilearn

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Video #2 Cryptocurrency In 5 Minutes | Cryptocurrency Explained | What Is Cryptocurrency? | Simplilearn

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In this video, you will learn what cryptocurrency is and what it's all about.

I chose this video because the video goes, over the basics of what crypto is and what's the purpose of crypto. With crypto you can make transactions, not just any regular transaction, the transactions would go through immediately since it's not authorized by any bank or government. In addition, debit cards and credit cards are authorized by banks, and they have the power to stop and control the transaction being made. The video also states that crypto can't be stolen unless the password is given out.

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Cryptocurrency In 5 Minutes | Cryptocurrency Explained | What Is Cryptocurrency? | Simplilearn

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Video #3 Stock Market for Beginners | by Wall Street Survivor

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Video #3 Stock Market for Beginners | by Wall Street Survivor

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In this video, the Wall Street Survivor explains what stocks are and how it works for the general public, and he compares the stock market to the flea market.

I chose this video because it explains the stock market and how it works in simple terms for a beginner to understand. In the stock market, you can place up a share of a company for an asking price or you can have bidders bid for the stock, if you still can't sell it you can even lower the price. Like the video said its kind of like a flea market, people are there for the best price.

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Stock Market for Beginners | by Wall Street Survivor

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Video #4 "The Crypto Market Is About To RIP" Raoul Pal NEW Bitcoin and Ethereum Prediction

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Video #4 "The Crypto Market Is About To RIP" Raoul Pal NEW Bitcoin and Ethereum Prediction

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In this video Raoul Pal, a big name in the crypto world has a speech on how crypto will explode in the next couple of months and years.

I chose this video because I really agree with what Raoul Pal said, Raoul Pal, stated that the US banks are going downhill due to Silicon Valley Bank's failure, and everyone is now worried about their funds since banks aren't 100% safe since there was news that 100s of other banks have the same issue as Silicon Valley Bank. He also stated that Joe Biden is trying to calm the people down saying it's okay even if it's not. He also stated why are banks crashing while crypto is moving upwards.

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"The Crypto Market Is About To RIP" Raoul Pal NEW Bitcoin and Ethereum Prediction

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In this presentation, you will learn about the difference between cryptocurrency and the stock market through videos and images. Cryptocurrency, often known as crypto, is a digital currency that functions as a means of exchange via a computer network and is not dependent on any central authority, such as a government or bank, to support or maintain it. In addition, the stock market is where investors purchase and sell company shares. It is a network of exchanges where companies trade shares and other securities.

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This image demonstrates the bubble of Bitcoin/Cryptocurrency, cryptocurrency is still considered extremely small compared to traditional asset classes, as you can see the US stocks and US Treasury bonds are the biggest asset classes and crypto overall is still a tiny asset class.

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On this website, you will find information on cryptocurrency and stocks, but there's a catch. This website will give you the ins and outs of what asset is better for you.

I chose this website because it goes into depth about what asset class is better for you, in addition, it also explains the differences between the 2 assets. Cryptocurrency is backed by no hard assets (besides stable coins), Stocks, however, are backed by fractional ownership of equality of the organization. In addition to the information, they give you. They also give you the pros and cons of both stocks and cryptocurrency.

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More info

Cryptocurrency has taken the world by storm, especially during the last few years. The total value of all these digital currencies has swelled to about $2 trillion, says Bloomberg. Of these, Bitcoin is the most popular, worth more than $800 billion itself, according to CoinMarketCap.com. Investors have swarmed to this digital gold rush, often with little knowledge and a lot of hope.

Cryptocurrency's rapid appreciation has many investors questioning the place of stocks in their portfolios. But there are numerous differences between stocks and cryptocurrencies. The most important is that a stock is an ownership interest in a business (backed by the company's assets and cash flow), whereas cryptocurrency in most cases is not backed by anything at all.

If you're buying cryptocurrencies, it's important to understand what you're purchasing and how they compare to traditional investments such as stocks, which have a solid long-term track record.

Should you invest in cryptocurrency or stocks?

Any savvy investor needs to know exactly what they're investing in. It's crucial to weigh the risks and rewards of investing, and what will drive the investment's success. If they don't have this kind of information, they can't make the calculation. In this case, it's not really investing - it's much more like gambling.

Here are the key things investors need to know about stocks and cryptocurrency.

Stocks

A stock is a fractional ownership interest in a business. It's easy to lose sight of this, if you become overwhelmed by the wiggling stock prices - and the potential for profit. As a legal ownership stake in the business, the stock gives shareholders a claim on the assets and cash flow of the business. These back your investment and provide a basis for its valuation.

Why stocks rise and fall: A stock price moves as investors assess the future success of the company. While investors may become overly optimistic about the stock in the short term, the stock price ultimately depends on the company's ability to grow its profits over the long term. That is, a stock rises in the long term due to the success of the underlying company.

For a stock to be a successful investment, the underlying company must perform well over time. (Here's a step-by-step guide for how to invest in stocks.)

Cryptocurrency

Generally, cryptocurrency is backed by no hard assets (specialized stablecoins being an exception), and that's the case for the most popular crypto coins such as Bitcoin and Ethereum. A cryptocurrency may allow you to perform certain functions, such as sending money to another person or using smart contracts that automatically execute after specific conditions are met.

Why cryptocurrency rises and falls: Because cryptocurrency is not backed by assets or cash flow, the only thing moving crypto prices is speculation driven by sentiment. As sentiment changes, prices shift - sometimes drastically. So cryptocurrency is driven only by the hope that someone will buy it for more in the future - what's called the "greater fool theory of investing."

For a cryptocurrency to be a successful investment, you must get someone to buy it from you for more than you paid for it. That is, the market must be more optimistic about it than you are. (Check out this beginner's guide to investing in cryptocurrency.)

Pros and cons of investing in cryptocurrency vs. stocks

Pros of investing in cryptocurrency

Possible hedge against fiat currency: For some investors, one of the biggest appeals of cryptocurrencies is its decentralized nature. It's not controlled by central banks or governments who like to print money and generate inflation in fiat currencies such as the U.S. dollar or the euro. Cryptocurrency has been called "digital gold" by some investors who hold it because they think it will protect them from inflation.

Potential for outsized gains: Buying cryptocurrencies creates the potential for large gains on your investment. Several cryptocurrencies have seen their prices skyrocket since first being introduced. These gains are the main reason people are attracted to cryptocurrencies, but the potential for price appreciation comes with significant risk.

Growing number of coins: In the early days of cryptocurrencies, there were just a few coins that could be invested in, but the speculative interest has changed that. New coins are introduced regularly and there are now thousands to choose from.

Wide interest in digital currencies: There seems to be a growing interest in cryptocurrencies from investors, companies and governments. Tesla holds Bitcoin on its balance sheet and briefly accepted the digital currency as payment before reversing course. El Salvador adopted Bitcoin as legal tender in 2021, though the International Monetary Fund has urged the country to reverse its decision. Increasing acceptance of digital currencies could be positive for investors.

Cons of investing in cryptocurrency

Extreme volatility: Cryptocurrencies have been extremely volatile so far in their relatively young existence. They aren't backed by anything, so the price they trade at is determined by the whims of traders. Fortunes can be made and lost quickly and there's no telling where a coin might trade next.

Cybersecurity risks: Despite cryptocurrency enthusiasts touting the security benefits of digital coins, there have been notable hacks involving cryptocurrencies. It is often difficult to recover stolen funds.

No intrinsic value: Cryptocurrencies have no intrinsic value, which means they aren't backed by underlying assets or earnings the way that stocks are. Stocks have value because of their future earnings power and what they will return for their owners, while cryptocurrencies offer nothing of the sort.

Regulatory risks: While El Salvador has embraced Bitcoin, many governments are much more skeptical about cryptocurrencies. China has banned them altogether and other countries could follow suit.

Pros of investing in stocks

Long history of solid returns: Stocks have a long track record of producing solid investment returns, with the S&P 500 returning about 10 percent over the long-term. Though stocks can be volatile in the short term, they have generally been safe to hold over long periods of time.

Have intrinsic value: A stock represents an ownership interest in a company and its value over time depends on the success of the underlying company. Companies own assets that produce earnings and cash flow for investors, creating what's known as intrinsic value.

Accessible: It is easier than ever to invest in stocks these days with many online brokers cutting trading fees to zero. You can invest in individual stocks or choose to purchase a diversified basket of stocks through an index fund. Index funds help keep costs low and you can build a diversified portfolio even if you don't have much money to start with.

Stronger regulation: Stock exchanges, brokers and companies are all heavily regulated through various government agencies. Companies are required to provide certain information to investors through the Securities and Exchange Commission. No regulatory body is perfect, but stocks have been around for a long time and there are certain investor protections in place.

Cons of investing in stocks

Volatile: When you hold a broad basket of stocks through index funds, stocks are less volatile than cryptocurrencies. Individual stocks can be more volatile, but typically less so than cryptocurrencies. Because of this volatility, stocks are best held as part of a long-term investment plan, so you have time to recover from any short-term losses.

Lower potential for extreme gains: Broad stock indexes like the S&P 500 likely have less potential for the extreme gains that can sometimes be found among cryptocurrencies. Stocks have returned about 10 percent over the long term, whereas it's not uncommon for cryptocurrencies to move 10 percent in a single day.

Other considerations when investing in stocks vs. crypto

Time horizon

Your time horizon - when you need the money from an investment - is a key criterion. The shorter your timeline, the safer your asset should be, so that it's there when you need it. The more volatile an asset, the less suited it is for those with a short timeline. Generally, experts suggest investors in risky assets such as stocks need at least three years to ride out volatility.

Stocks

Stocks are often volatile, but they tend to be less volatile than crypto. Individual stocks are more volatile than a portfolio of stocks, which tends to benefit from diversification.

Stocks are better suited to investors who can leave their money alone and don't need to access it. Generally, the longer you can leave it invested, the better.

Some stocks can be more volatile than others. For example, growth stocks tend to fluctuate much more than value stocks or dividend stocks.

Investors may shift from more aggressive stocks (growth stocks) to safer ones (dividend stocks) as they need to tap their money, such as when they approach retirement.

Cryptocurrency

While stocks are volatile, cryptocurrency is ridiculously volatile. For example, during 2021, Bitcoin lost more than half its value in a few months and later gained 100 percent. Such volatility makes crypto unsuited for short-term investors.

Crypto is better suited to traders who can leave their money tied up and wait for it to recover. Think years rather than weeks.

Portfolio management

As you're thinking about constructing your portfolio, you don't have to make an either-or choice between cryptocurrency and stocks - or other kinds of asset such as bonds or funds, either. It's all about weighting your portfolio in a way that fits your risk and time horizon.

Cryptocurrency

Given its inherent risks, cryptocurrency works better with a small allocation in your overall portfolio. Think 5 percent or less.

Even a small allocation could do wonders for your portfolio if cryptocurrency really takes off. Also, limiting to a small allocation protects you against a complete loss if crypto goes nowhere.

If crypto grows to be a significant portion of your portfolio, you can re-allocate more of your money to stocks to lower your portfolio's overall risk.

Stocks

Given stocks' strong long-term record, a diversified collection of stocks should make up the majority of your portfolio, especially if you have decades until you need to tap it.

If you're investing in individual stocks, you'll need to research your stocks carefully to achieve good returns.

If you're investing in funds, you can buy a broadly diversified fund such as an S&P 500 index fund without significant research and enjoy the potential for high returns.

Bottom line

Some cryptocurrencies have soared in price since being introduced over the past few years, but investors need to understand what they're investing in, instead of just rushing in because other traders are. If you decide to take a stake in crypto, consider how it fits with your own risk tolerance and financial needs. Investors can earn good returns without investing in cryptocurrency, and some investors, including legends such as Warren Buffett, won't touch cryptocurrency.

Learn more:

Editorial Disclaimer: All investors are advised to conduct their own independent research into investment strategies before making an investment decision. In addition, investors are advised that past investment product performance is no guarantee of future price appreciation.

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Cryptocurrency Vs. Stocks: What's The Better Choice For You? | Bankrate

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More info Cryptocurrency has taken the world by storm, especially during the last few years. The total value of all these digital currencies has swelled to about $2 trillion, says Bloomberg. Of these, Bitcoin is the most popular, worth more than $800 billion itself, according to CoinMarketCap.com.

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On this website, you will find the similarities between cryptocurrency and the stock market, this website also explains the differences between the 2 assets as well.

I chose this website because it actually goes into great depth on how similar the 2 assets are, for example, the crypto market is a lot more volatile when you compare it to the stock market. In addition, the website compares the differences in supply for example, the supply for cryptocurrencies does not have much of a ceiling on how much cryptocurrency can eventually be mined or minted. The website also goes into a little bit of depth about "how it may be possible that the 2 assets can be even more similar in the near future."

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While crypto and stocks do indeed share certain characteristics, they are fundamentally different.

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This image expresses the correlation between the S&P500 and Bitcoin, the S&P500 is a stock market index that tracks the stock performance of 500 of the top firms listed on US stock exchanges, which is basically the whole stock market, and Bitcoin is 47% of the crypto dominance, which is basically the majority of the crypto market. Whatever way the Stock Market moves the Crypto market will follow.

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On this website, you will find information on the benefits of cryptocurrency.

I chose this website because it tells me a reason why owning cryptocurrency can benefit me in the long run, this website stated that owning cryptocurrency can keep your funds safe and secured in a crypto wallet, unless you give your wallet password to anyone they will always be secured and safe, unlike banks, banks can go bankrupt and you can possibly have issues with accessing your funds. In addition, the website states that if you own crypto you are "inflation-protected" since Bitcoin has a hard cap on the total number of coins that will ever be minted.

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Cryptocurrency has become extremely popular over the past few years, but many consumers and investors may be wondering what all the commotion is about. Why would anyone choose cryptocurrency when their local currency works just fine for most things? Why would someone invest in a cryptocurrency?

In fact, there are a lot of advantages to using and investing in cryptocurrency. Here are the top eight benefits to consider.

8 benefits of cryptocurrency

Transaction speed

Transaction costs

Accessibility

Security

Privacy

Transparency

Diversification

Inflation protection

1. Transaction speed

If you want to send someone money in the United States, there are few ways to move money or assets from one account to another faster than you can with cryptocurrency. Most transactions at U.S. financial institutions settle in three to five days. A wire transfer usually takes at least 24 hours. Stock trades settle in three days.

But one of the advantages of cryptocurrency transactions is that they can be completed in a matter of minutes. Once the block with your transaction in it is confirmed by the network, it's fully settled and the funds are available to use.

2. Transaction costs

The cost of transacting in cryptocurrency is relatively low compared to other financial services. For example, it's not uncommon for a domestic wire transfer to cost $25 or $30. Sending money internationally can be even more expensive.

Cryptocurrency transactions are usually less expensive. However, you should note that demand on the blockchain can increase transaction costs. Even so, median transaction fees remain lower than wire transfer fees even on the most congested blockchains.

3. Accessibility

Anyone can use cryptocurrency. All you need is a computer or smartphone and an internet connection. The process of setting up a cryptocurrency wallet is extremely fast compared to opening an account at a traditional financial institution. There's no ID verification. There's no background or credit check.

Cryptocurrency offers a way for the unbanked to access financial services without having to go through a centralized authority. There are many reasons a person may be unable or unwilling to get a traditional bank account. Using cryptocurrency can allow people who don't use traditional banking services to easily make online transactions or send money to loved ones.

4. Security

Unless someone gains access to the private key for your crypto wallet, they cannot sign transactions or access your funds. However, if you lose your private key, there's also no way to recover your funds.

Furthermore, transactions are secured by the nature of the blockchain system and the distributed network of computers verifying transactions. As more computing power is added to the network, it becomes even more secure.

Any attack on the network and attempt to modify the blockchain would require enough computing power to confirm multiple blocks before the rest of the network can verify the ledger's accuracy. For popular blockchains such as Bitcoin ( CRYPTO:BTC) or Ethereum ( CRYPTO:ETH), that kind of attack is prohibitively expensive.

Instances of hacked cryptocurrency accounts are usually tied to poor security at a centralized exchange. If you keep your crypto assets in your own wallet, it's far more secure.

5. Privacy

Since you don't have to register for an account at a financial institution to transact with cryptocurrency, you can maintain a level of privacy. Transactions are pseudonymous, which means you have an identifier on the blockchain -- your wallet address -- but it doesn't include any specific information about you.

This level of privacy can be desirable in many cases (both innocent and illicit). That said, if someone connects a wallet address with an identity, all of the transaction data is public. There are several ways to further mask transactions, as well as several coins that are privacy-focused to enhance the private nature of cryptocurrency.

6. Transparency

All cryptocurrency transactions take place on the publicly distributed blockchain ledger. There are tools that allow anyone to look up transaction data, including where, when, and how much of a cryptocurrency someone sent from a wallet address. Anyone can also see how much crypto is stored in a wallet.

This level of transparency can reduce fraudulent transactions. Someone can prove they sent money and that it was received or they can prove they have the funds available for a transaction.

Related crypto topics

7. Diversification

Cryptocurrency can offer investors diversification from traditional financial assets such as stocks and bonds. While there's limited history on the price action of the crypto markets relative to stocks or bonds, so far the prices appear uncorrelated with other markets. That can make them a good source of portfolio diversification.

By combining assets with minimal price correlation, you can generate more steady returns. If your stock portfolio goes down, your crypto asset may go up and vice versa. Still, crypto is generally very volatile and could end up increasing the volatility of your overall portfolio if your asset allocation is too heavy on crypto.

8. Inflation protection

Many see Bitcoin and other cryptocurrencies as offering protection against inflation. Bitcoin has a hard cap on the total number of coins that will ever be minted. So, as the growth of the money supply outpaces the growth in the Bitcoin supply, the price of Bitcoin ought to increase. There are numerous other cryptocurrencies that use mechanisms to cap supply and can act as a hedge against inflation.

The value of cryptocurrency

With all the benefits cryptocurrency has over fiat currency and other asset classes, it's hard to argue there's no value in using or investing in crypto. The utility provided by many cryptocurrencies is of great value to many people who value fast and secure transactions. And, it's only going to grow more accessible over time with fewer technical hurdles. Combined with the benefits of diversification and the potential to hedge against inflation, the benefits of adding crypto or crypto stocks to your portfolio start to add up.

Adam Levy has positions in Bitcoin and Ethereum. The Motley Fool has positions in and recommends Bitcoin and Ethereum. The Motley Fool has a disclosure policy.

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8 Benefits of Cryptocurrency | The Motley Fool

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Cryptocurrency has become extremely popular over the past few years, but many consumers and investors may be wondering what all the commotion is about. Why would anyone choose cryptocurrency when their local currency works just fine for most things? Why would someone invest in a cryptocurrency?

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On this website, you will find a lot of different reasons why investing in the stock market can be a great asset.

I chose this website because it tells me a lot of good reasons why investing in the stock market is a great idea, for example, investing in the stock market will grow your money if you have a lot term mindset. "When done right, you can grow the money you invest by anywhere from 7% — 10% per year over the long term." Investing in stocks can prevent lost value in dollars, since money that is sitting in cash will lose in value, it's better to throw it into a safe asset that will make money in the long run.

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15 Powerful Reasons Why You Should Invest in the Stock Market

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Should I invest in stocks? We cover 15 reasons why you should start now and why your future self will thank you. Plus resources on how to get started.