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Imagine you are buying an expansive coat.  Would you feel safe withdrawing the cash and carrying it to the shop or paying electronically with a card?  Despite the increasing use of cashless transactions, people will still give different answers.  although there are some security concerns with cashless transactions, I believe that the benefits far outweigh them.

Perhaps the main benefit of cashless transactions is the security and convenience they offer.  Anxiety about pickpockets is becoming a thing of the past as there is no longer a need to carry large amounts of cash.  And moreover, people do not have to spend time locating banks to withdraw money or worry about being caught short in a restaurant when the bill comes.

Another benefit of cashless transactions is the lower costs.  For example, there are fewer banking fees and, as a result, customers save money.  It is also easier to get better rates when exchanging currency, since it happens automatically when payment is made by card and we are no longer dependent on agents.

On the other hand, cashless transactions are not without risks.  This is because the transactions are recorded by third parties.  For example, governments tract all transactions and some people fear invasion of privacy.  In addition, these records make people feel vulnerable to identity theft if the wrong person finds the information.  Nevertheless, the same records can be useful in the fight against crime, too.  They can limit activity in the parallel economy, and prevent money laundering and tax evasion.  and finally, cyber criminals can be caught and prosecuted.

All in all, it seems that cashless transactions are making our lives much easier, and security risk are minimal.  It will surely not be long before the only places we will see money are in a museums or in a history book.

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Could you imagine living in a world without cash? That is slowly becoming a reality as nowadays people are slowly progressing towards a cashless society due to the government encouraging people’s usage of e-wallet by giving subsidies to their citizens through cashless application. Some people worry that it may cause more harm than good. However I myself supports online payment although I understand why people are afraid of this change.

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Can you imagine a world without coins and papers currency? It might sounds like living in the fantasy world a long time ago, but it is becoming more and more popular nowadays due to the use of cashless application with the phones and cards. By slowing shifting towards the use of cashless transaction, there are concerns of security arising regarding this novel technology advancement. Personally, I firmly believe that the idea of cashless society brings more good than harm.

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As the stride of technology boldly pioneers the future of mankind, a thousand-year surviving artifact that humans have been using since the first civilizations is showing signs of being left in the ages. Cash or money in physical form, is slowly but steadily losing its prominence in the modern world as the wave of cashless technology looms over. Bolstered by the admirable progress in the research of encryption, data science and computer science, the convenient cashless payment method are widely accepted by people of most ages. As a consequence, people nowadays do not really feel a need of bringing a wallet for a night out, and instead opt for the infamous "ApplePay", with access to all their riches on their fingertips (more suitable to be in point 1). That being said, some are still skeptical about using cash online as it is still a fresh industry with many uncharted territories yet to be discovered. As a millennial myself, I find it hard to go against my own practices and beliefs and thus would like to stand firm with cashless payments as a much convenient and secure means of managing finances.

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Have you ever been in a situation where you had to hastily stuff banknotes and coins back into the wallet as to not hold up the queue behind you while you get more and more nervous as the coin slips out from your fingers like butter? Well, you wont ever have to encounter such problems again with cashless payment! Ever since cashless transactions such as Touch n' go got introduced,  people have been flocking towards cashless transaction due to its convenience while paying. However, its not all rainbows and sunshine here. Some people are concerned about the security of such payment methods which is quite understandable since e-wallets are still a new technology. If you asked me though, i would say that cashless transactions is way better than traditional forms of payment.

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In today's modern landscape, there's a noticeable trend towards using digital methods for transactions instead of relying on physical cash. This shift has sparked a debate, with some people believing that a cashless society would be beneficial for individuals, while others express concerns about security issues. Personally, I find myself leaning towards the idea of supporting a cashless society, though I'm aware of the valid worries about security.

Supporters of a cashless society highlight the convenience it offers. With options like credit cards, mobile wallets, and online transfers, making purchases becomes quicker and more streamlined. There's no need to worry about carrying exact change or handling physical bills. Additionally, a cashless approach can bridge the gap for those who don't have access to traditional banking services, providing them with a means to participate in economic activities.

Furthermore, the transition to digital transactions generates a clear trail, which can help combat tax evasion and facilitate more transparent financial reporting. It also encourages responsible spending and budgeting, thereby contributing to personal and societal financial stability.

However, it's essential to address the security concerns associated with digital transactions. Critics point out that increased reliance on technology makes individuals vulnerable to cyberattacks, identity theft, and privacy breaches. The prevalence of data breaches and unauthorized access to sensitive financial information underscores the importance of robust security measures (which are constantly improved / updated by the authorities).

In conclusion, my stance aligns with the potential benefits of a cashless society, while recognizing the need for strong security protocols. The convenience, accessibility, and potential for improved financial management make a compelling case for this shift. However, it's imperative that we prioritize cybersecurity and data protection to ensure that individuals' personal information remains safe. Achieving a balance between the advantages of a cashless society and the imperative of safeguarding sensitive data will be crucial in navigating this evolving landscape.

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Money makes the world go round, or does it? Ever since the introduction of virtual currency and digital wallets people have been starting to think physical cash is simply redundant. On the other hand, some people think of these new methods of transaction as a horrible imitation of the power of money as a whole. Maybe it's the novelty, or tradition? Who knows, all I know is that I strongly fit in the former category. Be it convenience, security or even the fact that the concept is just really cool, my reasons for supporting my opinion are aplenty.

First of all, having a cashless world means no (more) lugging around bulky cash to buy necessities. Seriously, never have I ever thought to myself that this is something society has to cope with for the foreseeable future, you would have to call me mad if I do ever say that. Starting with the invention of credit cards, you don't see people just handing huge wads of cash and expect the poor man behind the counter to count it all anymore, and with the creation of virtual currencies and e-wallets, you don't even need credit cards to buy groceries anymore.

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In an era characterized by rapid technological advancement, the way we interact with currency and conduct transactions has been undergoing a profound transformation. The traditional exchange of physical cash is increasingly being overshadowed by the rise of cashless transactions, where digital methods such as credit cards, mobile payment apps, and online banking have gained prominence. I believe in supporting a cashless society since it will be much more practical and secure.

Firstly, the security and conveniency of the cashless transaction will be brought to a high next level as electronic or cashless transactions had eliminated the need for carrying physical cash. People could also have instant access to their funds anywhere at any time.

Secondly, the transaction costs of cashless payment are lower compared to physical cash. Cashless payment lowers the banking fees and hence it helps customers to save up their money. For example, individuals can avoid transaction fees associated with currency exchange or ATM withdrawals.

On the other hand, there are a few drawbacks of cashless payment. One of them is that the transactions are recorded by the third party, and this could be a useful weapon. As they could make use of these transactions to illegal trading and exploit legal loopholes to gain benefits for themselves. (Nevertheless it also means that the authorities can tract illegal activities easily thus reducing money laundering)

(Need to tell examiner that this is your conclusion) The continuous transition to a cashless society is complicated by the interplay of benefits and security issues. Cashless transactions offer ease, efficiency, and financial inclusion, but there are also security risks, privacy concerns, and the possible exclusion of vulnerable groups that must be addressed. A balanced approach must be maintained between taking advantage of the digital economy and guaranteeing the safety and wellbeing of all citizens. To do this, security measures must be funded, and people must continue to get training on how to act responsibly in this ever-changing environment.