# data[].attributes.body
history of student debt of the years

how has it increased

social

economic

# data[].attributes.body
delayments of future goals

impacts people physically, emotionally, and mentally

socioeconomics impacts (specially low-income, minority grooups) of people with different backgrounds

# data[].attributes.headline
Should there be more emphasis on the topic of student debt?

# data[].attributes.subject
Should there be more emphasis on the topic of student debt?

# data[].attributes.body
yes, the cost of higher education is too high which results in excessive student debt

# data[].attributes.headline
Accountability? (need to do more research on this)

# data[].attributes.subject
Accountability? (need to do more research on this)

# data[].attributes.body
college accountability

government accountability

loan forgiveness

# data[].attributes.body
personal accountability for students to take charge of

education is an investment in one's future and career

cost of education becomes a reflection of academic achievement and success

the degree becomes a credential

inflation has affected the cost of education

universities' expenses require the high costs

# data[].attributes.body
is college a privilege?

student debt compared to other countries

# data[].attributes.body
History/Background

1990s, student debt was not identified as a major problem

2005, student debt begins to increase exponentially

2014, students have become impacted and affected their future stability

# data[].attributes.body
Changes (social)

expectations to have gain a college degree/gain higher education

"What college you are going to?"

# data[].attributes.body
Changes (economic)

cost of living has increased so tuition fees increased

changed in the job market require specialized skills

# data[].attributes.body
Delayment of future goals

travel

home ownership

marraige

savings (ex: retirement)

# data[].attributes.body
physical, emotional, and mental stress

financial stress to pay off student debt

income is not enough to pay off debt in time/delays other life goals

financial stress an impact social life and mentality

# data[].attributes.body
socioeconomics backgrounds

students and families of low-income families/minority groups affected they are not financially stable

creates a greater wealth gap as they cannot easily succeed

# data[].attributes.body
is college a privilege?

"you don't have to go to college to succeed"

financial burden

academic inflation so higher education is required in order to appear qualified to the job market

# data[].attributes.body
college accountability

colleges vary in the amount of financial aid that is given

# data[].attributes.body
government accountability

loan forgiveness (controversial)

relief

# data[].attributes.body
college debt in other countries

Can vary due to differences in education system, gov policies, diff funding

Can be subsidized or free in other countries

Income-contingent repayment systems (loan repayment is based on an individual’s income)

Some countries prioritized investing in education to minimize financial burden on students