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"There are many online options that are available to help with budgeting." (7 Online Tools) Out of the tools listed, the most appealing to me is Wally.Me "Wally lets you take control of your money. You are able to balance income with expenses, and get a clear understand of where your money goes. You can also set your financial goals and track your progress while you work to achieve them." (7 Wally.Me) I like this one the most because it keeps track of my income, and my expenses, budgeting them out. So I can see either my profit or debt. It lets me know exactly where the money is coming in, and where it is leaving too, and my surplus or deficit of money every month.

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When you keep your money in a bank, it causes you to be more conscious of your spending. "If you keep your money at home, you'll have easier access to it, which means you may be more likely to spend it unnecessarily, lose it or have it stolen. Having to make a trip to the bank, write checks, or use an ATM becomes a conscious decision to spend." (7 Think Twice About How You Spend Money)

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If you ever bought a car, or a home, then it is most likely that you had to take out a loan. "Establishing a relationship with a bank can set you up for great opportunities in the future, such as a loan to buy your first car or home, special savings plans for college and vacations." (7 Banks Offer Helpful Services)

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When you start earning real income, you quickly find that under your bed is not a real safe spot, and that Banks are very safe. "Plus, the money you deposit in a bank is 100% insured, up to $250,000, by the Federal Deposit Insurance Corporation, FDIC. Which means if anything ever happens to the bank, your money will be returned to you." (6 Banks Keep Your Money Safe)