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Q&A's

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http://74.117.142.10/en/media-room/50-backgrounders-on-banking-issues/123-credit-cards
This website is relevant to my research topic because it has lots of different facts and statistics on credit card usage and payment in Canada, and more.

One piece of information that I found on this website that is useful is the percentage of Canadians who pay their monthly credit card bill on time is 56%. This is a very low number which in return of the money collected from the interest also effects our economy. I think that if more people were to know this fact about credit cards, or if more people were to read up on it, they would think twice before making unnecessary purchases and have less debt.

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http://business.financialpost.com/news/economy/canadas-household-debt-is-now-bigger-than-its-gdp-for-the-first-time
This website is relevant to my research topic because it explains how much our Canadian debt rate has risen and by how much, and how it affects them as consumers, but also us as an economy.

One piece of information that I found on this website was a statistic that states that debt is rising by about 5.2 percent every year (as of 2015). As specified in the article, it tells us that it is not a high rate. It also tells us that because our interest rate isn’t high, we would anticipate for the economy’s consumers credit to be higher (because we now have more money to spend), however, this is not the case.

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https://www.creditcardscanada.ca/blog/canadian-economy-benefits-consumer-debt/ This website is relevant to my research topic because it explains into detail some different reasons why the economy benefits the from consumers being in debt.

One piece of information that I found from this website is that peoples spending in day-to-day living plays an important role in the outcome of our economy in the ability for it to expand and grow. If spending stops, it will lead to unpleasant significances (such as unemployment ore recession, etc.). Spending money is good for the economy, but it is safer for the individual to know that he/she can afford the good or service.

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http://www.theglobeandmail.com/report-on-business/economy/growth/canadas-economy-contracts-in-february/article29796548/
This video is relevant to my chosen topic of research because it is a very current video that was aired earlier this year that discusses the economy and that it is rising and getting better.

One piece of information that I found from this video was that retail economy has rose just over 1 percent. This means that if the economy is rising (in retail especially) than customers are spending money which means credit it rising as well. More spending from consumers also promotes steady employment rates or an increasing/growing percentage of employment.

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http://www.theglobeandmail.com/report-on-business/economy/more-canadians-choosing-credit-cards-mobile-payments-over-cash-study-says/article28545469/
This website is relevant to my research topic because it explains that credit cards are becoming more popular than cash, and credit cards vs cash promote more spending.

One piece of information that I found from this website is that credit cards actually help with the economy because they promote more spending from customers. It is a faster and easier way to pay, but also promotes more spending because if you don't have the cash with you now or don't have enough cash to spend right now, you can use the card as a money loan to buy now and pay later. This helps with the economy because more spending from customers equals more money for the economy (banks, employees, companies, etc.)

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https://www.youtube.com/watch?v=JMR2rO8EHts
This video is relevant to my chosen topic of research because it talks about how consumers credit affects them in order to make one of the biggest purchases they will ever make, which is a house. Credit that gets carried with them when it comes time to buy their first home.

One piece of information that I found from this video is that the market of real estate has slowed down a bit, however, there are still multiple bids on properties. Bad credit is a record that will carry with you and can make it difficult when purchasing a home and going to the banks for a mortgage.

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http://canada.creditcards.com/credit-card-news/how-canadian-economy-changed.php
This picture is relevant to my chosen topic because it gives statistic facts of Canadian economy prices and their percentages of which they have increased.

One piece of information that I found from this picture was that the average household is sending about $345 more in groceries in 2016 compared to 2015.

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http://www.tradingeconomics.com/canada/gdp-growth-annual
This picture is relevant to my chosen topic because it shows how Canada's economy has been doing (Canada's GDP) over the past 3 years (July 2013 to July 2016).

One piece of information that I found from this picture (and website) is that each year is a different GDP pattern. It is a non-consistent graph of data from the past three years. As you can observe from the chart, 2016 is at its poorest year.

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http://www.tradingeconomics.com/canada/consumer-credit
This picture is relevant to my chosen topic of research because it shows how Canada's credit over this past year has fluctuated. This graph makes sense that it is ever growing because each year more people come into Canada, and more money is spent. When more money is spent, the credit grows and the  economy grows as well.

This website offers many pieces of information, one of them being that credit in Canada continues to grow as the time passes. As you can see from this chart, the consumers credit in Canada has grown a lot in the span of just 10 months (October 2015 to July 2016).

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What contents of my topic and what a viewer can expect to learn

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Importance of consumers credit on economy by Victoria Calhoun